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How To Finally Break Out of the Paycheck-to-Paycheck Cycle, According To Lewis Howes
How To Finally Break Out of the Paycheck-to-Paycheck Cycle, According To Lewis Howes

Yahoo

time2 days ago

  • Business
  • Yahoo

How To Finally Break Out of the Paycheck-to-Paycheck Cycle, According To Lewis Howes

The size of your paycheck isn't necessarily the key to financial stability. Lewis Howes, a personal finance expert and host of The School of Greatness podcast has lived this journey and now he's sharing it with others. He recently uploaded a video to his YouTube channel explaining how to stop living paycheck to paycheck. If you're ready to break this cycle in your own life, keep reading to find out what he had to say. Find Out: Read Next: Overcome 'Victim Mentality' 'I was scared, and I was scarce emotionally, spiritually, mentally, and I was living from that place of financial brokenness and also emotional brokenness and those two things are not a good place to be in,' Howes said. Thankfully, he said something inside him changed and he started to shift away from 'victim mentality' to do something with his life. If this sounds familiar, you can also work to overcome a sense of victim mentality. For example you might set personal and career goals to work toward, start saying no to habits that don't align with your goals, surround yourself with positive people and learn to manage your reactions to situations you can't control. See More: Face Your Fears Howes decided to put his fears in the rearview mirror by tackling them head on. For him, this included learning to work past his fear of speaking on stage by going to Toastmasters on a weekly basis, learning to salsa dance, writing a book, playing Olympic handball and starting his own business. This can feel terrifying, but you have the courage to face your fears. Get started by being kind and patient with yourself, concentrating more on the goal itself than your fear, acknowledging your feelings without immersing yourself in them and focusing on the facts, according to advice from Psychology Today. Expand Your Knowledge 'I started to figure out money eventually,' he said. 'It took a few years, but something clicked inside of me after having mentors teaching me and coaching me where I was just willing to obsess over it.' No one — including Howes — is born with a solid understanding of personal finance. Expanding your knowledge of key concepts like learning to budget, building an emergency fund and eliminating debt can help you build wealth. Create a Richness of Life No longer living paycheck to paycheck is about more than just your bank account balance. Howes said you also need a 'richness of life inside of you, so that you can have the health, the relationships, the purpose, the vision, the career — whatever it is you're working on — and feel abundant, feel peaceful, feel whole, feel like you're home.' Believe in Yourself When you believe you're capable of doing something, you're more likely to show up, manifest and achieve your goals, he said. One of the keys to learning how to believe in yourself is changing your inner voice to a supportive tone. You'll also need to learn to trust yourself by keeping your word, being honest with yourself and following your gut. More From GOBankingRates 10 Unreliable SUVs To Stay Away From Buying This article originally appeared on How To Finally Break Out of the Paycheck-to-Paycheck Cycle, According To Lewis Howes Solve the daily Crossword

Kevin Jonas Recalls Losing 'Almost All' of His Money Due to Bad Business Deals After the Jonas Brothers Split
Kevin Jonas Recalls Losing 'Almost All' of His Money Due to Bad Business Deals After the Jonas Brothers Split

Yahoo

time11-07-2025

  • Entertainment
  • Yahoo

Kevin Jonas Recalls Losing 'Almost All' of His Money Due to Bad Business Deals After the Jonas Brothers Split

Kevin Jonas recalls a period of his life when he lost 'almost all' of his money. Nick, Joe and Kevin Jonas of the Jonas Brothers recently appeared on the School of Greatness podcast, hosted by Lewis Howes, to promote their upcoming album, Greetings From Your Hometown. During their conversation, they discussed many topics. One of them was the biggest lesson the brothers learned from money, success and fame over the years. More from The Hollywood Reporter Hip-Hop and Classical Orchestras: Cypress Hill, Chuck D, And How 'The Simpsons' Inspired the Latest Genre Mash-Up Goo Goo Dolls Tapped to Headline 39th Annual Carousel Ball in Denver Hopeless Records Acquires Fat Wreck Chords Catalog in New Partnership 'I've seen it both ways,' Kevin answered. 'I've seen the beginning of the success to financial success, not knowing what money really was and understanding it, to not having to losing almost all of it — seeing bad business deals.' He elaborated, saying he lost his fortune, almost nine years ago, 'down to the one 10 percent left.' He added, 'Invested in a bunch of property and doing other things and I was building at the time, and sadly it just wasn't the right partnership, if you know what I'm saying. Can't really get too much into it.' However, Kevin 'learned a lot of lessons' from those experiences. 'Thankfully for life in general, like we had a second shot and bite at the apple with the band coming back together and actually it was kind of fortuitous in a way,' he said. 'I learned this lesson. Never wanted to learn it, but I did. Then, at the same time re-evaluated how to approach life and from that perspective and looking to the future and at the same time was able to really feel honored that we could have a second shot at it.' The Jonas Brothers split in 2013 due to a 'deep, creative rift.' However, they reunited in 2019 with the release of the album Happiness Begins, which proved to be a commercial and critical success. They've also embarked on global tours, as well as individual projects. The Jonas20: Living the Dream Tour, their 20th anniversary tour, is set to begin in New Jersey, their home state, in August. It will also include Marshmello, the All-American Rejects and Boys Like Girls. Greetings From Your Hometown, the Jonas Brothers' seventh studio album, releases from Republic Records on Aug. 8. Best of The Hollywood Reporter From 'Party in the U.S.A.' to 'Born in the U.S.A.': 20 of America's Most Patriotic (and Un-Patriotic) Musical Offerings Most Anticipated Concert Tours of 2025: Beyoncé, Billie Eilish, Kendrick Lamar & SZA, Sabrina Carpenter and More Hollywood's Most Notable Deaths of 2025

One Jonas Brother Reveals How He Nearly Went Broke Before Band Reunion: 'Down To The 10% Left'
One Jonas Brother Reveals How He Nearly Went Broke Before Band Reunion: 'Down To The 10% Left'

Yahoo

time10-07-2025

  • Entertainment
  • Yahoo

One Jonas Brother Reveals How He Nearly Went Broke Before Band Reunion: 'Down To The 10% Left'

Before the made one of the most successful comeback stories in pop music history, they shocked the world with their sudden breakup in 2013. While fans were left heartbroken, the decision to split wasn't made lightly, and according to the brothers, it was years in the making. Now, is opening up about hitting rock bottom before the Jonas Brothers' epic comeback, and how losing nearly everything taught him lessons he never wanted to learn. The 37-year-old guitarist and oldest of the Jonas Brothers recently appeared on "The School of Greatness" podcast with Lewis Howes, where he revealed that a string of failed business ventures wiped out most of his wealth during the band's six-year hiatus. "I lost most of it, like, down to the one 10% left," Kevin admitted, recalling the financial hit he took in 2016. During the band's break, Kevin stayed busy launching several entrepreneurial efforts, including a residential development company called JonasWerner, a food discovery app called Yood, and a partnership with video-sharing platform We Heart It. But not all ventures were successful, and one in particular left him financially drained. "I invested in a bunch of property and doing other things, and I was building at the time and, sadly, it just wasn't the right partnership if you know what I'm saying," he said. "I can't really get too much into it." The experience was humbling, but ultimately transformative. "The sad part of it is I've learned a lot of lesson in that," Kevin shared. "And thankfully for life in general, we had a second shot and bite at the apple with the band coming back together, and actually it was kind of fortuitous in a way, I learned this lesson." "[I] never wanted to learn it, but I did," he continued. "But then, at the same time, [I] re-evaluated how to approach life from that perspective and looking to the future, and at the same time [I] was able to really feel honored that we could have a second shot at it." Unlike his brothers and , Kevin is also a full-time girl dad, raising daughters Alena, 11, and Valentina, 8, with his wife, Danielle Deleasa, whom he met in 2007 while vacationing in the Bahamas. While Kevin once stood at the edge of financial ruin, today he's back in the spotlight with his brothers, and seeing their journey through a new lens. "I look at a band like ourselves as a startup," he explained. "You start in your garage, you're making music, you build your product, you go out, you get an investor. My dad was our lead investor. He supports you. You start to go on the road, and all of a sudden, you get a second investment, and that's the label, and then you have distribution." With 18.5 million monthly listeners on Spotify and over 20 million records sold worldwide, the Jonas Brothers are far from finished. "So, it's nice to be able to have teammates with these guys and our management team that has been with us for so long," Kevin said. "And I think we're a good unit now, and sometimes it takes time to make decisions, and I think that's okay." The trio officially called it quits in October 2013. Just days before they were set to launch a major fall tour, the band abruptly canceled all dates, sparking speculation. A spokesperson later confirmed the worst, citing a "deep rift within the band" and "creative differences." The truth was even more personal. Nick, the youngest of the three, was the one who pulled the trigger. "I was feeling kind of trapped," Nick admitted during a "Good Morning America" interview after the split. "I needed to share my heart with my brothers." The group had been together for nearly a decade, and while they found massive success as a Disney-backed pop band, the creative and personal tensions were bubbling under the surface. Each brother was beginning to outgrow the group, and their visions for the future no longer aligned. Following the breakup, each brother went their own way. Nick launched a successful solo career with hits like "Jealous" and acting roles in "Kingdom" and "Jumanji." Joe formed the band DNCE and saw chart success with "Cake by the Ocean". Kevin leaned into entrepreneurship and fatherhood, stepping away from the spotlight to raise his growing family. After nearly six years apart, the Jonas Brothers stunned fans by reuniting in 2019 with the surprise release of "Sucker". The track debuted at No. 1 on the Billboard Hot 100, a first for the band, and marked the start of their "Happiness Begins" era.

Neurologist shares his 15-minute morning routine to naturally boost dopamine: 'Don't charge your phone by your head'
Neurologist shares his 15-minute morning routine to naturally boost dopamine: 'Don't charge your phone by your head'

Hindustan Times

time15-05-2025

  • Health
  • Hindustan Times

Neurologist shares his 15-minute morning routine to naturally boost dopamine: 'Don't charge your phone by your head'

Feeling low on energy or struggling to stay motivated in the mornings? You're not alone. Many of us find it tough to jumpstart the day with positivity and focus. Tj Power, a Neurologist, often shares insights related to health and wellness with his Insta family. In his May 6 post, he reveals his simple 15-minute morning routine to naturally boost dopamine levels and set the tone for a productive day. (Also read: Orthopedic surgeon shares what to eat for healthier heart, brain, kidneys and more ) In an episode of The School of Greatness podcast with Lewis Howes, when asked about the best morning routine to get dopamine in check, Dr. TJ emphasised one crucial point: it starts the night before. "The most important aspect is where you charge your phone," he said. "You can't charge your phone by your head. It's the most fundamental change society has to make." According to him, avoiding screen exposure immediately upon waking is key to regulating dopamine levels. A post shared by Tj Power | Neuroscientist (@tjpower) Dr. Power stresses that we need at least 15 minutes of no screen time after waking up. Instead of scrolling, he encourages immediate action. "You wake up, walk to the bathroom. If you're sitting there, have a book to entertain you," he suggests, noting that books are better for our dopamine because they engage and challenge the brain in a healthier way. His simple sequence includes waking up without touching your phone, walking to the bathroom, splashing cold water on your face, brushing your teeth, and then returning to your room to make your bed. "You've already experienced a drastically different situation from a neurochemistry point of view," he explained. "Your dopamine is climbing hard and fast, and that's when you're going to perform at a really high level with whatever action you want to take." He contrasts this with the typical dopamine dip many experience first thing in the morning: "Rather than climbing out of low dopamine and finding everything annoying or feeling irritated, this approach sets you up for a more balanced, energised start." Note to readers: This article is for informational purposes only and not a substitute for professional medical advice. Always seek the advice of your doctor with any questions about a medical condition.

Biochemist Shares Why Walking 10,000 Steps a Day Is a Waste of Time
Biochemist Shares Why Walking 10,000 Steps a Day Is a Waste of Time

Yahoo

time12-05-2025

  • Health
  • Yahoo

Biochemist Shares Why Walking 10,000 Steps a Day Is a Waste of Time

Walking 10,000 steps a day has become a popular fitness goal—but according to biochemist Rhonda Patrick, it's not the best use of your time. Patrick appeared on Lewis Howes' School of Greatness Podcast, sharing her controversial take: "I think that 10,000 steps should be replaced with 10 minutes of vigorous exercise a day." "It comes down to [the fact that] you can walk slow, right?" she elaborated. "Also, do you know how long it takes? It takes a long time—like an hour and a half." By comparison, 10 minutes of vigorous exercise—like sprints or cycling intervals—can be more effective for improving glucose regulation and cardiovascular health To back this up, Patrick pointed to a study which found that performing 10 bodyweight squats every 45 minutes over an eight-hour work week is better at glucose regulation than 30-minute walk. Walking is better than nothing—but a slow, casual stroll won't drastically improve your VO2 max, which is a key measure of how well your body uses oxygen during intense exercise. People in the top 2.3 percent for VO2 max have an 80 percent lower risk of death from all causes compared to those at the bottom. On the other hand, people with low VO2 max had a mortality rate that was comparable—or even worse—than people who smoked, had hypertension, or diabetes, Patrick shared. Users in the comment section weren't necessarily fond of her advice about ditching the 10,000 steps a day protocol. "That hour and a half outside getting fresh air, sun in the face enjoying nature is priceless and does a lot more to the overall health and well-being than a 10 minute work out," one YouTube user commented. "Walking is the foundation of the pyramid, even for active people," another user added. "It can't be replaced by vigorous exercise. You need to be able to walk before you run." The real enemy is a sedentary lifestyle of inactivity. Getting your steps in can still support overall health, but pairing that movement with even a few minutes of vigorous exercise may offer greater benefits for your heart, metabolism, and longevity.

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