Latest news with #Liability
Scoop
26-05-2025
- Business
- Scoop
How To Launch A Startup Business
Launching your own business is a thrilling prospect filled with promise and potential. However, navigating the intricacies of entrepreneurship demands careful planning and strategic execution. It's important to ensure you aren't one of the many start-up businesses that fails to make their second birthday. Whether you're a budding entrepreneur or a seasoned professional embarking on a new venture, here are five crucial steps to help you successfully kickstart your entrepreneurial journey: 1. Concept Refinement: Every successful business begins with a compelling idea that meets a market need. Begin by refining your concept to ensure its viability and make sure it aligns with your interests. Ask critical questions such as "Why will people buy this?" and conduct market tests to validate your idea's potential. 2. Market Research: Thoroughly understanding your target audience, industry trends, and competitors is paramount. Conduct comprehensive market research to glean insights. Identify opportunities for innovation and differentiation. Analyse your competitors - this allows you to carve out a unique offering in the market. 3. Business Planning: Develop a well-crafted business plan that serves as a roadmap for your venture. Outline your objectives, target market, financial projections, and operational strategies to provide clarity and direction. A robust business plan also serves as a valuable tool for attracting investors and securing financing. 4. Legal Structure Selection: Choose the appropriate legal structure for your business to define ownership, liability, and taxation. Options include Sole Trader, Partnership, or Limited Liability Company, each with its own advantages and considerations. Consult legal experts to ensure compliance with regulatory requirements. 5. Financial Management: Establishing sound financial management practices is crucial for long-term success. Develop a budget, open a business bank account, and implement accounting systems to track income, expenses, and cash flow effectively. Explore funding options and manage risks by investing in appropriate insurance. "Aspiring entrepreneurs must approach starting a business with meticulous planning and unwavering dedication," says Richard O'Brien, Director of Business for Sale listing platform following these key steps and leveraging available resources, entrepreneurs can navigate the complexities of entrepreneurship with confidence and set their businesses on the path to success." 'An often preferred and less risky path is to buy an existing business ' says O'Brien. 'Here the hard work has usually been done, the product or service has been proven and the business has established customers and cashflow' Starting a business is exciting, but it requires diligence, perseverance, and resilience. By following these fundamental steps, entrepreneurs can lay a solid foundation for their ventures and unlock their full potential in the world of business.
Business Wire
12-05-2025
- Business
- Business Wire
Rainbow Expands Beauty & Wellness Insurance to Texas and Illinois
SAN FRANCISCO--(BUSINESS WIRE)--Rainbow, a digitally-enabled managing general underwriter best known for insuring restaurants, today announced the expansion of its Beauty & Wellness insurance program into Texas and Illinois. These new state launches follow successful rollouts in Arizona and Michigan earlier in 2025, and mark a significant step forward in Rainbow's mission to serve niche industries. Texas and Illinois are among the nation's top five states for salon and fitness studio density. The Beauty & Wellness sector—sometimes referred to as Personal Care—is among the fastest-growing segments of the U.S. economy, and one of the hardest hit during the pandemic. Rainbow's approach uses proprietary technology to synthesize public data in real time, enabling 'continuous underwriting' for more accurate and adaptive risk assessment. As these businesses evolve, they're demanding more tailored coverage and faster service—something Rainbow is uniquely positioned to deliver. This is Rainbow's first industry category outside of restaurants and the beginning of a growing portfolio of industry niches in which Rainbow brings a unique combination of technology and specialized underwriting to its growing agency distribution base. Appointed agents in Texas and Illinois now have access to Rainbow's Beauty & Wellness program, designed specifically for personal care businesses and supported by a fully digital quote-to-bind platform and Rainbow's experienced staff. 'Helping agents with their specialty commercial insurance needs is the reason why Rainbow exists. Our partnerships within the independent agent channel go deep, and our continuous underwriting technology gives us the unique edge in serving industries like beauty and wellness from which traditional carriers have otherwise shied away at no fault of those business operators,' said Bobby Touran, co-founder and Chief Executive Officer of Rainbow. 'In an industry where insurance is a no-brainer, we're proud to bring this proprietary intelligence—and a better overall experience—to Texas and Illinois agents and their business owners in one of the fastest growing segments of the economy.' Rainbow's Beauty & Wellness program includes: Comprehensive coverage: Business Owners Policy and Excess Liability, with customizable options like Professional Liability, EPLI, and more. Admitted coverage: Inclusive of high-need services such as barbering, massage therapy, fitness studios, and even historically non-admitted risks like body piercing. Scalable appetite: Suitable for both single- and multi-location operators. Frictionless process: Instant quote-to-bind and real-time underwriting decisions via Rainbow's proprietary digital platform. Expert assistance: Backed by experienced underwriters and support staff. With this launch, Rainbow expands its portfolio of carefully selected, desirable small business risks—advancing its goal of redefining small business insurance through the fusion of cutting-edge technology and human expertise. To learn more, visit Founded in 2022, Rainbow is a specialist managing general underwriter building tailored small business insurance programs. Through a combination of continuous underwriting technology and experienced human touch, Rainbow is pioneering insurance products that help prevent claims while protecting what matters. Rainbow offers agents a seamless quote-to-bind experience and supports digital distribution through select partnerships. Visit Rainbow at
Yahoo
07-05-2025
- Entertainment
- Yahoo
Gracie Abrams Covers Lorde's Devastating Ballad ‘Liability' in New Zealand
Yahoo is using AI to generate takeaways from this article. This means the info may not always match what's in the article. Reporting mistakes helps us improve the experience. Yahoo is using AI to generate takeaways from this article. This means the info may not always match what's in the article. Reporting mistakes helps us improve the experience. Yahoo is using AI to generate takeaways from this article. This means the info may not always match what's in the article. Reporting mistakes helps us improve the experience. Generate Key Takeaways Abrams performs at Brooklyn Paramount on March 20, 2025, in New York City. - Credit:for American Express On the Melodrama deep cut 'Liability,' Lorde sings about the image of one girl swaying alone and stroking her cheek as she takes in what it feels like to be too much to handle. On Tuesday night, Gracie Abrams created a more communal experience out of that solitude during the Auckland, New Zealand, stop on her Secrets of Us world tour. Instead of it being one girl swaying alone, it was a whole stadium of them moving together as the singer-songwriter covered the devastating piano ballad. Abrams' 'Liability' cover arrived during the surprise song portion of the show, typically reserved for performances of her own deep cuts and popular songs that didn't make the official setlist. But Lorde is a local legend, so it was only fitting to honor her in her hometown. More from Rolling Stone Earlier this month, Dua Lipa stopped in Auckland on her Radical Optimism tour. As part of a cover series she started for the live show, she performed Lorde's breakout single 'Royals' for her audience. The record is more aligned with the upbeat tone of her show — Lipa hasn't been big on ballads for a while now — but she still appreciates the tragedy of melodrama. Back in 2018, Lipa named 'Liability' as a song she wished she had written. 'I think she's brilliant and such a great songwriter, and that song, it hits home,' she said at the time. Abrams recently opened up about her friendship with Lorde in an interview with Billboard. 'I've known her for quite a while now, and she happens to do this, but is just one of my favorite people to lean on period,' she said, 'because she's like 800 years old inside, and whenever we're together, I feel my nervous system regulate differently. It's comforting that there are people like her that exist, where you know that that's a trusted person who you could always lean on. Her career arc is also one that I've looked up to forever. Such a gift to be able to ask her questions.' Best of Rolling Stone Sign up for RollingStone's Newsletter. For the latest news, follow us on Facebook, Twitter, and Instagram.
News.com.au
01-05-2025
- Entertainment
- News.com.au
US pop star Gracie Abrams arrives in Sydney incognito
Gracie Abrams has been spotted jetting into Sydney ahead of performing on her sellout Australian tour. The American singer, daughter of director JJ Abrams and one of Taylor Swift's besties, landed at Sydney Airport ahead of her string of highly anticipated The Secret of Us Tour shows. Abrams appeared keen on keeping a low profile under a baseball cap and face mask, and there was no sign of her actor boyfriend Paul Mescal to be seen. Abrams was jetting in from New Zealand where she performed to a sellout crowd in Auckland. She surprised the audience with a performance of one of their biggest music exports, Lorde, singing her hit song, Liability. In clips shared by fans on social media platforms such as Instagram and TikTok, the hit maker named the heartbreaking track 'one of my favourite songs ever.' Opening up about her reasoning for singing the ballad, taken from Lorde's album Melodrama, Abrams told the crowd: 'Obviously, being here, and also because she finally returned to save pop music again.' Earlier this year, Abrams opened up about her friendship with Lorde sharing that the Kiwi star is an old soul. 'She's like 800 years old inside … whenever we're together, I feel my nervous system regulate differently,' she told Billboard. Abrams is currently in the midst of her first-ever arena tour, and after visiting numerous cities including being one of the rare US stars to visit Perth, she'll be heading to Europe to finish up the latest leg. She'll then return to North America for the second leg of her US tour. The Secret of Us, Abrams' second studio album, was released on June 21, 2024, via Interscope Records. It was mostly produced by Abrams and American musician Aaron Dessner, with whom she first collaborated on her debut studio album, Good Riddance.
Yahoo
29-04-2025
- Entertainment
- Yahoo
Gracie Abrams Covers Lorde's ‘Liability' at New Zealand Concert: ‘One of My Favorite Songs Ever'
While in Auckland, New Zealand, for the latest stop on her Secret of Us Tour, Gracie Abrams paid tribute to the country's patron saint of pop music, Lorde, whose ballad 'Liability' the American singer covered during her show at Spark Arena Tuesday (April 29). In clips taken by fans at the venue, Abrams sits at her keyboard on a B-stage while chatting with fans, whom she tells she's been 'thinking about [Lorde] a lot' while spending the week in the 'Royals' singer's home country. More from Billboard Gracie Abrams Talks Working With 'Badass Women,' Why Online Haters Are 'Boring As Hell' & What She Learned About Touring From Taylor Swift P1Harmony, SEVENTEEN's HxW & More Among KCON Los Angeles 2025 Performers How to Watch the 2025 Tony Nominations Announcement Livestream 'Obviously, being here, and also because she finally returned to save pop music …,' she continues of Lorde, whose comeback single 'What Was That' dropped less than a week prior. After calling it 'one of my favorite songs ever,' Abrams then dives into the moody Melodrama fan favorite, closing her eyes as she gently plays the piano. 'They say, 'You're a little much for me/ you're a liability, you're a little much for me,'' she croons softly as the crowd belts along with her. As the 'That's So True' singer highlighted, the cover comes just as Lorde reemerges from a four-year break between albums to kick off her next era, releasing 'What Was That' April 24. Abrams — who recently wrote that she's ready for 'Lorde summer' on X — is just one of several stars who have expressed their excitement for the Kiwi artist's return, with Olivia Rodrigo also jamming out to the new track in a TikTok and writing 'I LOVE THIS MF SONG.' But in addition to being her fan, Abrams is also Lorde's friend. In her recent cover story with Billboard, the former opened up about her relationship with the latter, telling staff writer Hannah Dailey, 'She's like 800 years old inside … whenever we're together, I feel my nervous system regulate differently.' Abrams is currently in the midst of her first-ever arena tour, with about three months of shows in Australia and Europe left ahead of her before she returns to North America for a second Secret of Us leg. The trek supports her breakthrough sophomore album The Secret of Us, which reached No. 2 on the Billboard 200. Lorde, on the other hand, hasn't dropped an album since 2021's Solar Power, which debuted at No. 5 on the albums chart. Fans are hopeful that a new LP is coming soon, however, with the 'Green Light' musician teasing in an April 15 voice note, 'Everything is about to change … I'm so ready.' Best of Billboard Chart Rewind: In 1989, New Kids on the Block Were 'Hangin' Tough' at No. 1 Janet Jackson's Biggest Billboard Hot 100 Hits H.E.R. & Chris Brown 'Come Through' to No. 1 on Adult R&B Airplay Chart
