Latest news with #MS&ADInsuranceGroupHoldings
Business Insider
21-06-2025
- Business
- Business Insider
Morgan Stanley Reaffirms Their Sell Rating on MS&AD Insurance Group Holdings (MSADF)
Morgan Stanley analyst Mia Nagasaka maintained a Sell rating on MS&AD Insurance Group Holdings (MSADF – Research Report) yesterday and set a price target of Yen3,380.00. The company's shares closed yesterday at $22.47. Confident Investing Starts Here: Easily unpack a company's performance with TipRanks' new KPI Data for smart investment decisions Receive undervalued, market resilient stocks right to your inbox with TipRanks' Smart Value Newsletter According to TipRanks, Nagasaka is a 2-star analyst with an average return of -0.5% and a 57.14% success rate. Nagasaka covers the Financial sector, focusing on stocks such as MS&AD Insurance Group Holdings, Chiba Bank, and Dai-ichi Life Holdings. MS&AD Insurance Group Holdings has an analyst consensus of Moderate Sell, with a price target consensus of $25.09.
Yahoo
13-05-2025
- Business
- Yahoo
Challenger Limited's (ASX:CGF) largest shareholders are individual investors with 50% ownership, institutions own 39%
Significant control over Challenger by individual investors implies that the general public has more power to influence management and governance-related decisions 48% of the business is held by the top 25 shareholders Recent sales by insiders We've discovered 3 warning signs about Challenger. View them for free. To get a sense of who is truly in control of Challenger Limited (ASX:CGF), it is important to understand the ownership structure of the business. With 50% stake, individual investors possess the maximum shares in the company. In other words, the group stands to gain the most (or lose the most) from their investment into the company. And institutions on the other hand have a 39% ownership in the company. Large companies usually have institutions as shareholders, and we usually see insiders owning shares in smaller companies. Let's take a closer look to see what the different types of shareholders can tell us about Challenger. View our latest analysis for Challenger Many institutions measure their performance against an index that approximates the local market. So they usually pay more attention to companies that are included in major indices. We can see that Challenger does have institutional investors; and they hold a good portion of the company's stock. This can indicate that the company has a certain degree of credibility in the investment community. However, it is best to be wary of relying on the supposed validation that comes with institutional investors. They too, get it wrong sometimes. If multiple institutions change their view on a stock at the same time, you could see the share price drop fast. It's therefore worth looking at Challenger's earnings history below. Of course, the future is what really matters. Challenger is not owned by hedge funds. MS&AD Insurance Group Holdings, Inc., Asset Management Arm is currently the largest shareholder, with 15% of shares outstanding. For context, the second largest shareholder holds about 9.9% of the shares outstanding, followed by an ownership of 4.9% by the third-largest shareholder. Our studies suggest that the top 25 shareholders collectively control less than half of the company's shares, meaning that the company's shares are widely disseminated and there is no dominant shareholder. While studying institutional ownership for a company can add value to your research, it is also a good practice to research analyst recommendations to get a deeper understand of a stock's expected performance. There are plenty of analysts covering the stock, so it might be worth seeing what they are forecasting, too. The definition of an insider can differ slightly between different countries, but members of the board of directors always count. Company management run the business, but the CEO will answer to the board, even if he or she is a member of it. Most consider insider ownership a positive because it can indicate the board is well aligned with other shareholders. However, on some occasions too much power is concentrated within this group. Our most recent data indicates that insiders own less than 1% of Challenger Limited. Keep in mind that it's a big company, and the insiders own AU$6.7m worth of shares. The absolute value might be more important than the proportional share. It is good to see board members owning shares, but it might be worth checking if those insiders have been buying. The general public, who are usually individual investors, hold a substantial 50% stake in Challenger, suggesting it is a fairly popular stock. This level of ownership gives investors from the wider public some power to sway key policy decisions such as board composition, executive compensation, and the dividend payout ratio. Private equity firms hold a 9.9% stake in Challenger. This suggests they can be influential in key policy decisions. Sometimes we see private equity stick around for the long term, but generally speaking they have a shorter investment horizon and -- as the name suggests -- don't invest in public companies much. After some time they may look to sell and redeploy capital elsewhere. I find it very interesting to look at who exactly owns a company. But to truly gain insight, we need to consider other information, too. To that end, you should be aware of the 3 warning signs we've spotted with Challenger . If you would prefer discover what analysts are predicting in terms of future growth, do not miss this free report on analyst forecasts. NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Yahoo
22-04-2025
- Business
- Yahoo
MS&AD reportedly plans $5bn investment to boost North American growth
MS&AD Insurance Group Holdings plans to invest up to Y700bn to grow its North American operations, aiming to double operating profits in the region, Bloomberg News reported, citing the company's CEO. The Tokyo-based insurer, which leads in market share among global companies in Asia, is the third-ranked Japanese insurer in North America. 'So the challenge is how to become the top player there,' CEO Shinichiro Funabiki told Bloomberg in an interview. 'We need to strengthen our organisation so that we can double our profits in the near future,' said Funabiki, noting that specific business areas and investment targets will be decided later. Funabiki said the company intends to maintain its current investment approach. MS&AD projects net profits from its North American operations, encompassing Canada and Mexico, to hit Y166bn in the fiscal year ending March 2025, a 3.5-fold rise from the prior year. Amid a declining domestic market due to Japan's shrinking population, Japanese insurers are pursuing overseas growth through acquisitions. In March, MS&AD's subsidiary, Mitsui Sumitomo Insurance Co., revealed plans to purchase a 15% stake in US-based W.R. Berkley Corp. Funabiki affirmed the company's commitment to a bold investment approach. After factoring in the W.R. Berkley deal, MS&AD estimates Y600bn–Y700bn remains for investments, partly funded by proceeds from divesting cross-held shares in companies with prior business connections. Additionally, MS&AD is looking to merge its non-life insurance units, Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance, with April 2027 the target date for completion. Funabiki declined to discuss potential cost savings from the merger but suggested it could strengthen group governance. Japan's Financial Services Agency issued business improvement orders in March to four non-life insurers, including Mitsui Sumitomo Insurance, for mishandling customer data, and in December 2023 for colluding on pricing in corporate contracts. 'The most lacking aspect was the ability to anticipate risks,' Funabiki said, noting that 'having two insurance companies of the same size with a dispersed organisational structure is not an optimal state'. The merged entity may adopt a merit-based personnel system, moving away from seniority, a change Mitsui Sumitomo Insurance initiated this fiscal year. "MS&AD reportedly plans $5bn investment to boost North American growth " was originally created and published by Life Insurance International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
