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The cost of being: A first-year teacher who's ‘obsessed with saving'
The cost of being: A first-year teacher who's ‘obsessed with saving'

The Spinoff

time21-07-2025

  • Business
  • The Spinoff

The cost of being: A first-year teacher who's ‘obsessed with saving'

As part of our series exploring how New Zealanders live and our relationship with money, a first-year English teacher explains where their money goes. Want to be part of The Cost of Being? Fill out the questionnaire here. Gender: Female. Age: 22. Ethnicity: Pākehā. Role: First-year English teacher. Salary/income/assets: $64,083. My living location is: Suburban. Rent/mortgage per week: $0 – I live with my mother, but contribute to the bills. About $150 a week. Student loan or other debt payments per week: $30k student loan. Typical weekly food costs Groceries: My family handles all grocery shopping – I contribute $30 to a meal subscription service, which gives us three dinners a week. Eating out: Close to $100 – my friends and I are all foodies, and love to go out, usually about twice per week. Takeaways: Rolled in with eating out above. Workday lunches: I often partake in the weekly $2 school sausage sizzle. Cafe coffees/snacks: I might be the only teacher in Auckland who doesn't drink coffee – it saves me a lot of money. Other food costs: I splurge on little luxuries from the supermarket – nice cheese or pate. Savings: I am obsessed with saving, and have been my whole life. Apart from my restaurant habit, I control my own spending very tightly. I have $40k in savings, in the same bank account I made when I was 12. I worry about money: Sometimes. Three words to describe my financial situation: Tightfisted, privileged, union-dependant. My biggest edible indulgence would be: Kikorangi blue cheese. In a typical week my alcohol expenditure would be: $0. In a typical week my transport expenditure would be: $50 on petrol. I estimate in the past year the ballpark amount I spent on my personal clothing (including sleepwear and underwear) was: Well under $200 – I shop exclusively at op shops/thrift stores, and beg, borrow or make the rest. My most expensive clothing in the past year was: A pair of nice work pants, $25 at Savemart. My last pair of shoes cost: $150 hiking boots from Macpac, two years ago and still going strong. My grooming/beauty expenditure in a year is about: $0 – I don't wear makeup, and I cut my own hair (badly). My exercise expenditure in a year is about: $5 a week for my local pickleball league. My last Friday night cost: $25 for a plate of fish, plus $6 for parking – $31 all together. Most regrettable purchase in the last 12 months was: A $42 plate of pasta at a posh Ponsonby restaurant… could have gotten better at any pub. Most indulgent purchase (that I don't regret) in the last 12 months was: A massive, $150 cake for my birthday. It was delicious, and lasted us a full week. One area where I'm a bit of a tightwad is: Clothing. I'm regularly wearing stuff that should be thrown out, but I believe in mending everything until it can't be worn without a public nudity charge. Five words to describe my financial personality would be: Scrooge-ish, food-motivated, saver, thrifty, dedicated. I grew up in a house where money was: Tight. We've always been a single parent household, and were on and off the benefit throughout my teenage years. Me starting work has really helped. The last time my Eftpos card was declined was: Sometime in high school… 2018? In five years, in financial terms, I see myself: Putting more into my KiwiSaver, moving up the teacher's pay scale, and perhaps being a bit more confident spending my money. I would love to have more money for: Travel! Describe your financial low: As a child, being very conscious of where money came from and what it meant to not have enough. It wasn't fun, but it made me appreciate the value of saving.

Macpac To Supply Kit For NZ Paralympic Team At Milano Cortina 2026
Macpac To Supply Kit For NZ Paralympic Team At Milano Cortina 2026

Scoop

time17-06-2025

  • Business
  • Scoop

Macpac To Supply Kit For NZ Paralympic Team At Milano Cortina 2026

Paralympics New Zealand (PNZ) is delighted to unveil Macpac as the official apparel supplier of the NZ Paralympic Team for the Milano Cortina 2026 Paralympic Winter Games (6-15 March 2026). The iconic New Zealand-based brand, which specialises in technical outdoor apparel and equipment, will kit out the NZ Paralympic Team, including high tech insulation, outerwear and rainwear. With the same design philosophy Macpac uses to equip explorers, mountaineers and adventurers, every item has been carefully selected to support the Para athletes' needs as they aim to perform with pride for New Zealand at Milano Cortina 2026. Equipping outdoor enthusiasts since 1973, Macpac was also the official apparel supplier for PNZ and the NZ Paralympic Team at the Beijing 2022 Paralympic Winter Games. PNZ CEO Greg Warnecke said: 'We are thrilled to announce Macpac as our apparel partner for the NZ Paralympic Team at the Milano Cortina 2026 Paralympic Winter Games. Macpac is a hugely recognisable and highly respected New Zealand brand that strongly aligns with our value of excellence and demonstrates the same performance and resilience as our Para athletes do, in reaching the pinnacle of their sport. 'We are delighted to partner with Macpac for a second successive Paralympic Winter Games and our Paralympians and support staff at the Paralympic Winter Games will benefit from Macpac's quality products, all with a strong connection to home.' Macpac Managing Director Cathy Seaholme said: 'We're incredibly proud to once again support Paralympics New Zealand and the NZ Paralympic Team. PNZ share our spirit of determination under pressure, grit in the face of adversity and an ability to adapt, persist and perform no matter the challenge, values which deeply resonate with Macpac. It's a privilege to help them represent Aotearoa New Zealand on the world stage.' Notes: About the New Zealand Paralympic Team NZ Paralympic Team strives to challenge perceptions towards disability, showcasing high performance athletes who prove anything is possible. Since Tel Aviv 1968 Paralympic Games, 237 New Zealand Paralympians have been part of New Zealand Paralympic Teams competing at 27 Paralympic Games (15 summer and 12 winter) winning a staggering 245 medals (210 in summer and 35 in winter). About Paralympics New Zealand (PNZ) Paralympics New Zealand is the National Paralympic Committee (NPC) for New Zealand. We are a charity and our overall vision is 'Transforming lives through Para sport'. As a member of the International Paralympic Committee (IPC), we are part of a worldwide social change movement, which uses the power of sport to positively influence community perceptions of disabled people and to promote a more diverse and inclusive society. To do this, we support and celebrate the achievements of Para athletes at international and national competitions all year round. Every two years, we lead New Zealand teams to the Paralympic Games. We also work in the local community to advocate for sport to become more accessible for disabled people and to support the creation of more systems and programmes to enable participation in Para sport. Our funding comes from a mix of public donations, fundraisers, philanthropic partners, commercial partners, plus government and community grants, which together make our Para sport, community and advocacy programmes possible.

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