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13MP marks historic pivot towards ageing nation
13MP marks historic pivot towards ageing nation

The Sun

time04-08-2025

  • Health
  • The Sun

13MP marks historic pivot towards ageing nation

PETALING JAYA: The 13th Malaysia Plan is a watershed moment in the nation's response to an ageing population, laying the groundwork for sweeping reforms in long-term care, retirement and social protection systems. The plan reflects an urgent recalibration of policy direction as the country braces to become an aged nation by 2043, according to Universiti Putra Malaysia's Malaysian Research Institute on Ageing. Its director Assoc Prof Dr Rahimah Ibrahim described the 13MP as a 'major step forward' in preparing for the demographic shift. 'The plan is significant in terms of the government's commitment to long-term care (LTC) and social protection reforms in preparation for aged nation status. No change happens overnight, but these are bold steps in the right direction.' For the first time, a national development plan has explicitly prioritised long-term care as a strategic policy issue. 'Under the plan, a dedicated entity will be established to coordinate a comprehensive care ecosystem that includes eldercare, childcare, disability care and faith-based residential institutions.' Rahimah said Malaysia's long-term care sector is still in its infancy and is in urgent need of regulation, sustainable funding and professionalised staffing. 'It is an emerging industry that needs structure. Right now we lack standardisation, adequate manpower and regulatory oversight.' She stressed that long-term care should not be conflated with clinical healthcare. While hospitals and clinics focus on medical treatment, LTC encompasses personal, social and functional support to help individuals maintain dignity and independence in their daily lives. Rahimah also welcomed the inclusion of the National Ageing Blueprint 2025–2045, calling it a 'critical strategic document' that must be finalised, presented and made publicly accessible to guide implementation efforts. On the proposed review of the mandatory retirement age, she voiced support but urged a phased and pragmatic rollout. 'The government should start with expanding re-employment schemes, while gradually phasing in any extension of the retirement age across both public and private sectors. While the retirement age was raised to 60 in 2012, labour force participation among those aged 55–59 did not increase significantly. However, it did reverse the downward trend, which is encouraging.' She also commended the plan's emphasis on older adults' economic participation, particularly through flexible work arrangements and lifelong learning initiatives via Technical and Vocational Education and Training. However, Rahimah acknowledged that enticing younger Malaysians into the aged care sector remains a challenge. 'Will youths be drawn to the care industry? Maybe yes – if there are clear wages, defined career pathways and if they find satisfaction in the work. Like the childcare industry before it, aged care can evolve into a respected profession.' At present, she said Malaysia's aged care landscape remains largely informal and under-regulated. 'Anyone can become an aged care worker. But without proper registration or certification, the workers are easily replaced. The sector also suffers from high turnover and chronic manpower shortages.' Rahimah also expressed support for the proposed hybrid Employees Provident Fund payout model – combining lump sum withdrawals with monthly disbursements – as a step towards a stronger social safety net. While underlying inequalities in the pension system persist, she said the new model was 'a bold step' towards enhancing income security for the ageing population. 'There's a lot to unpack in the 13MP. But what's clear is that the government is no longer treating ageing merely as a demographic trend – it's being seen as a transformative opportunity. We urge all stakeholders to view the shift as a challenge to reimagine Malaysia as a more inclusive, caring and sustainable society for all ages.'

Plan needed to raise retirement age
Plan needed to raise retirement age

The Sun

time23-06-2025

  • Health
  • The Sun

Plan needed to raise retirement age

PETALING JAYA: Malaysia could miss out on the untapped economic potential of its ageing population if it fails to act now by investing in skills training and creating age-friendly workplaces for those aged 45 and above. The warning comes from Universiti Putra Malaysia's Malaysian Research Institute on Ageing (MyAgeing) director, Assoc Prof Dr Rahimah Ibrahim, following a recent call by former Swedish prime minister Fredrik Reinfeldt for countries like Malaysia to consider raising the retirement age to 75 to ease pension pressures. Closer to home, last month Law and Institutional Reform Minister Datuk Seri Azalina Othman Said suggested the government consider extending Malaysia's retirement age to 65, noting that many Malaysians remain active, capable and energetic well into their 60s. Malaysia last raised the retirement age in 2014 — to 60, from 58 in the public sector and 55 in the private sector. However, Rahimah warned that Malaysia is not yet prepared to support adults working into their 70s. She stressed that any changes to the retirement framework must be gradual and flexible, not abrupt. 'Working longer must be a choice backed by robust systems, not a necessity born out of financial desperation. 'Rather than fixating on a single retirement age, we should link pensionable age to gains in healthy life expectancy, and ensure early-exit options remain available, especially for physically demanding jobs.' She said senior workers need adaptable, meaningful roles and the right support to stay healthy and productive. While Sweden has successfully kept senior adults in the workforce, Rahimah said that achievement came after decades of investment in near-universal pension coverage, retraining programmes, and inclusive labour policies – elements that Malaysia currently lacks. 'In Sweden, over 80% of those aged 55 to 64 are still working. In Malaysia, it's just under 50%. 'More than half of senior Malaysian workers are in informal employment, with no social protection, limited upskilling and little ergonomic support.' She added that health is another limiting factor. 'According to the World Health Organisation, Malaysians aged 60 have an average of 18.5 healthy years remaining, compared with the 21 years in Sweden. 'We can't expect people to work longer if their bodies are already exhausted. Health must be part of the retirement equation.' Rahimah also flagged concerns about financial preparedness. 'Only 36% of active Employees Provident Fund (EPF) contributors reach the basic savings threshold of RM240,000 by age 55. 'The updated benchmark, based on the Belanjawanku model, is RM650,000 – roughly RM2,690 a month for 20 years. But most low-income workers fall short. 'A B40 household earning RM3,401 a month may retire with just RM180,000 – enough for only RM750 a month,' she said. Rahimah argued that EPF savings alone are not enough, and called for a three-pillar model: personal savings, a universal pension floor and long-term care insurance. Her colleague, senior research officer Chai Sen Tyng agreed and called for a unified retirement policy that ensures portability of savings across job sectors. 'Our system wasn't built for longer lifespans. 'We need a national health financing model that supports people across the life course, from early screening to rehabilitation and community care. 'Our healthcare remains too hospital-centric, too expensive and often out of reach for older Malaysians.' Chai added that healthy ageing should be viewed as an intergenerational investment, not just a senior citizen issue. 'We continue to work in silos. What we need is integrated thinking and coordinated reform.' Former MyAgeing director and gerontology expert Datuk Dr Tengku Aizan Tengku Abdul Hamid echoed this, urging a fundamental rethink of how Malaysia perceives ageing. 'Let's stop asking what older people cost and start asking what value we can unlock from healthy longevity. 'Malaysia has the capacity to lead in this space. What we lack is political will and imagination.' Rather than raising the retirement age, she said Malaysia should prioritise reemployment opportunities and flexible work arrangements. 'Our institutions haven't kept up with how people live and work today. It's time we stop viewing senior adults as dependents and start seeing them as contributors,' she said.

Call for legislation to protect ageing population
Call for legislation to protect ageing population

The Sun

time22-04-2025

  • Health
  • The Sun

Call for legislation to protect ageing population

PETALING JAYA: As Malaysia's elderly population continues to grow rapidly, experts are urging the government to introduce a Senior Citizen Act, warning that older adults remain vulnerable under a healthcare system already strained by a severe shortage of geriatric specialists. Universiti Putra Malaysia's Malaysian Research Institute on Ageing director Assoc Prof Dr Rahimah Ibrahim said the absence of comprehensive legislation has led to weak accountability and increasing vulnerability among the elderly. Rahimah highlighted the critical shortage of geriatricians as one of the most pressing issues. 'As of 2024, there are only 60 such specialists nationwide. With Malaysia projected to have 5.49 million elderly citizens by 2030, we would need at least 549 geriatricians to meet the ideal ratio of one per 10,000 seniors. 'Currently, we're producing just eight geriatricians a year. That will only bring the total to 108 by 2030, far below what's needed,' she said. She explained that Malaysia's ageing population faces a range of challenges, including limited access to healthcare, weakening family support structures and increasing financial insecurity. Noting a rise in elderly abandonment cases at hospitals and care homes, Rahimah said such incidents are often the result of urban migration, dual-income household pressures and the erosion of traditional family support systems. She also referenced Employees Provident Fund data from October 2024, which showed that only 36% of active members met the Basic Savings threshold of RM240,000 by age 55, raising concerns about retirees' ability to support themselves. Universiti Teknologi Mara senior lecturer Dr Nur Amalina Aziz echoed these concerns, observing that elderly individuals are increasingly being left at hospitals and welfare homes, sometimes permanently. 'When contacted, these families are often unreachable. Abandonment is frequently due to a lack of family support, financial hardship, strained relationships or disputes,' she explained. Amalina, who also researches issues affecting older persons, stressed the urgent need for legislation that explicitly protects senior citizens from neglect and abuse. 'The law must include clear obligations, mandatory reporting procedures and definitions of abuse, neglect and abandonment. 'It should also provide emergency shelters, professional medical support, a dedicated helpline and a one-stop agency for the protection of older persons,' she noted. She pointed out that although Malaysia introduced the National Policy for Older Persons in 1995 and revised it in 2011, there is still no specific law prioritising the needs of senior citizens. 'Many rural areas lack proper facilities. Attention and resources remain concentrated in urban zones, leaving many older people underserved and at risk. 'The rights of the elderly are often generalised in existing policies, without tailored approaches to address their unique needs,' she added. Amalina highlighted Japan and Singapore as models in addressing the challenges of an ageing population. 'Japan's Elder Abuse Prevention Act and Employment Stabilisation Act help prevent mistreatment and promote job opportunities for older individuals. 'Singapore introduced the Vulnerable Adults Act in 2018 to protect those, especially seniors, who are physically or mentally unable to care for themselves. 'Both countries go beyond welfare. They focus on freedom from abuse, financial security and access to lifelong learning and employment opportunities.' She emphasised that older Malaysians are not a burden and should be empowered to live independently, remain active and feel included in society. 'Older people have given so much to the country, yet many now feel unsafe and unsupported at home. 'Family and community support are key to preventing elder abandonment, but families need proper training to care for their ageing loved ones,' she said. 'With the right knowledge, they can give better, more respectful care. Many elderly victims stay silent due to poor health or fear of losing their career, which is why public awareness and mandatory reporting are so important.'

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