Latest news with #MangoMillionaire
India Today
21-07-2025
- Business
- India Today
From Bollywood to dal-chawal, Mango Millionaire makes money feel relatable
What does Ta Ra Rum Pum, Three Idiots, and Deewaar have to do with personal finance? Quite a lot, if you ask Radhika Gupta and Niranjan Awasthi. In Mango Millionaire, the authors ditch the usual graphs and grim forecasts for something far more familiar: Bollywood references, dinner-table wisdom, and metaphors from daily life that make money feel less a personal finance space crowded with jargon and generic advice, Mango Millionaire stands out with its refreshing simplicity. It doesn't aim to impress with terminology or push readers into anxiety about missed financial goals. Instead, it reads like a conversation - one that's friendly, rooted in everyday life, and quietly a familiar name in the world of mutual funds, and Awasthi, who also works with Edelweiss, bring a tone that's far from corporate. They aren't preaching from a podium. Their writing feels like a chat between two friends over chai, the kind that makes intimidating ideas feel understandable. The book uses plain language without talking down to the reader. Its goal is to make money feel manageable, not perfect, just doable. The storytelling draws from what's familiar: Bollywood scenes, dal-chawal, family budgets, and the ever-reliable Great Indian Thali. These references aren't just for show. They bring abstract concepts - like risk appetite or diversification - into the real world. When a movie like Ta Ra Rum Pum shows up in the narrative, it feels like a nudge, not a Mango Millionaire isn't all style. It has structure and sound advice at its core. Topics like savings discipline, debt, aspirational inflation, and emergency funds are explained with clarity and care. There's no pressure to be perfect. The message is simple: begin where you are, with what you makes the book resonate is how gently it handles doubt. It gives readers space to have made mistakes, to start late, to take small steps. It doesn't promise a perfect portfolio. It offers the end, Mango Millionaire is less a finance manual and more a friend/mentor for the everyday investor. It speaks the language of lived experience. If you've ever felt like personal finance books aren't written for people like you, this one might just change your mind.- Ends
Time of India
17-07-2025
- Business
- Time of India
Stocks, FD or Mutual Funds? Radhika Gupta shares 3 basics to smart investing
Radhika Gupta, CEO of Edelweiss Mutual Fund, says investors often rush into choosing between stocks, FDs, or mutual funds without understanding the basics. She urges beginners to focus on financial foundations—like risk, return, and protection—before selecting products, and to personalise their portfolios, not copy others. Tired of too many ads? Remove Ads Tired of too many ads? Remove Ads Stocks, FD or MF? Which funds? Most people start their money journey by jumping too quickly into what to buy. A little bit like trying to swim without knowing how to breathe and float. I think there are 3 basics to understand before you make an investment: 1. The difference… undefined Radhika Gupta (@iRadhikaGupta) July 16, 2025 A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP? It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity. I tried to simplify: 1. Mutual funds are a… undefined Radhika Gupta (@iRadhikaGupta) July 13, 2025 Tired of too many ads? Remove Ads Most people begin their investment journey by focusing on what to buy — stocks, FDs, or mutual funds . But understanding a few foundational principles first can make a big difference, says Radhika Gupta , CEO of Edelweiss Mutual Fund She compared impulsive investing to jumping into a pool without first learning how to float or breathe, stressing the importance of mastering the basics before diving to Gupta, it is important to understand the difference between saving and investing, how to build good habits, and where debt can disrupt a plan. Additionally, one should grasp the fundamentals of risk and return, such as what they are, their significance, and how to adjust them to suit one's emphasises the importance of distinguishing between protection and investing. Both are essential, but blending the two, she warns, can be a costly mistake, Gupta a post on social media platform X, the Edelweiss Mutual Fund CEO wrote, 'Stocks, FD or MF ? Which funds? Most people start their money journey by jumping too quickly into what to buy. A little bit like trying to swim without knowing how to breathe and float. I think there are 3 basics to understand before you make an investment:1. The difference between saving and investing, how to create good habits, and where debt can mess a plan up. 2. The basics of risk and return - what they are, what they mean, and how to calibrate them for what you want. Every asset class finally is just a story of risk and return. 3. The importance of protection and separating it from investing. Both are needed but mixing them is it's for this reason that before we spoke about any products, we devoted the first part of Mango Millionaire to foundations. Good investing is built on strong foundations. Products can wait!'Radhika further mentioned that in her latest book Mango Millionaire which is in collaboration with Niranjan Avasthi at Edelweiss Mutual Fund, they have first talked about foundation rather than speaking about any also believes that good investing is built on strong foundations, and products can her recent post, Gupta shared her frustration after a well-informed individual asked whether to choose equities, mutual funds, or SIPs — highlighting how even today, many mistakenly believe SIPs and mutual funds are separate concepts, and that mutual funds only refer to equity another post, she advised the investors to choose the investment options on their own for their respective portfolios. She said, "Suno sabki, portfolio apni."'Your uncle buys smallcaps. Your friend loves crypto. Your neighbor can't think beyond FD. Your portfolio? Should be about you, not them. Suno sabki, portfolio apni," she wrote on to the CEO, your uncle may buy smallcaps for his portfolio, your friend is all-in on crypto and adds that in the portfolio or someone just sticks to fixed deposits but with so many voices around offering financial advice, it's easy to get influenced and make decisions that may not be the best for your own financial one should always build their portfolio based on their respective risk tolerance, investment horizon, and goals.
Time of India
14-07-2025
- Business
- Time of India
Suno sabki, portfolio apni: Radhika Gupta of Edelweiss Mutual Fund advises investors
Your uncle buys smallcaps. Your friend loves crypto. Your neighbor can't think beyond FD. Your portfolio? Should be about you, not them. Suno sabki, portfolio apni. — Radhika Gupta (@iRadhikaGupta) July 13, 2025 Live Events A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP? It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity. I tried to simplify: 1. Mutual funds are a… — Radhika Gupta (@iRadhikaGupta) July 13, 2025 With some choosing smallcaps, crypto fixed deposits for their respective portfolios, Radhika Gupta , CEO of Edelweiss Mutual Fund advises investors to choose the investment options on their own for their respective portfolios. She said, suno sabki, portfolio posted on social media platform X that, 'Your uncle buys smallcaps. Your friend loves crypto. Your neighbor can't think beyond FD. Your portfolio? Should be about you, not them. Suno sabki, portfolio apni.'According to the CEO, your uncle may buy smallcaps for his portfolio, your friend is all-in on crypto and adds that in the portfolio or someone just sticks to fixed deposits but with so many voices around offering financial advice, it's easy to get influenced and make decisions that may not be the best for your own financial one should always build their portfolio based on their respective risk tolerance, investment horizon, and in another post shared that a smart person asked her whether to choose equities, mutual funds or SIPs to which she replied that it drives her crazy that after all these years people think SIP and mutual funds are different and that mutual fund means only simplifying this, Gupta said that mutual funds are a food court, equity is a dish, and doing an SIP is like subscribing to a meal plan rather than going and buying every day/ posted on X that , 'A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP? It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity.I tried to simplify: 1. Mutual funds are a food court 2. Equity is a dish 3. Doing an SIP is like subscribing to a meal plan rather than going and buying every day / monthShe seemed to get the point with this (maybe lame) analogy. Exactly the kind of basics we hope to simplify in #MangoMillionaire And Gupta further mentioned that she hopes to simplify this kind of basics in her upcoming book Mango month Radhika Gupta announced her upcoming book on investing which will have simple concepts, stories and ideas in a way everyone can understand mentioned that her new book 'Mango Millionaire' in collaboration with Niranjan Avasthi, Edelweiss Mutual Fund, will be available from July 15.: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
Economic Times
14-07-2025
- Business
- Economic Times
Suno sabki, portfolio apni: Radhika Gupta of Edelweiss Mutual Fund advises investors
Radhika Gupta, CEO of Edelweiss Mutual Fund, advises investors to personalize their portfolios. She emphasizes aligning investments with individual risk tolerance and financial goals. With some choosing smallcaps, crypto, fixed deposits for their respective portfolios, Radhika Gupta, CEO of Edelweiss Mutual Fund advises investors to choose the investment options on their own for their respective portfolios. She said, suno sabki, portfolio posted on social media platform X that, 'Your uncle buys smallcaps. Your friend loves crypto. Your neighbor can't think beyond FD. Your portfolio? Should be about you, not them. Suno sabki, portfolio apni.' Your uncle buys friend loves neighbor can't think beyond portfolio?Should be about you, not them. Suno sabki, portfolio apni. — Radhika Gupta (@iRadhikaGupta) July 13, 2025 Also Read | Nearly 112 lakh SIPs closed in 2025: Should you worry about the negative net SIP trend? According to the CEO, your uncle may buy smallcaps for his portfolio, your friend is all-in on crypto and adds that in the portfolio or someone just sticks to fixed deposits but with so many voices around offering financial advice, it's easy to get influenced and make decisions that may not be the best for your own financial one should always build their portfolio based on their respective risk tolerance, investment horizon, and goals. Gupta in another post shared that a smart person asked her whether to choose equities, mutual funds or SIPs to which she replied that it drives her crazy that after all these years people think SIP and mutual funds are different and that mutual fund means only simplifying this, Gupta said that mutual funds are a food court, equity is a dish, and doing an SIP is like subscribing to a meal plan rather than going and buying every day/ posted on X that , 'A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP? It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity.I tried to simplify: 1. Mutual funds are a food court 2. Equity is a dish 3. Doing an SIP is like subscribing to a meal plan rather than going and buying every day / month She seemed to get the point with this (maybe lame) analogy. Exactly the kind of basics we hope to simplify in #MangoMillionaire' A reasonably smart person asked me a question: should I choose equities or mutual funds or SIP?It drives me crazy that after all these years, people think SIP and mutual funds are different, and that mutual fund means only equity.I tried to simplify: 1. Mutual funds are a… — Radhika Gupta (@iRadhikaGupta) July 13, 2025 Also Read | Radhika Gupta announces new book- Mango Millionaire! A guide to personal finance And Gupta further mentioned that she hopes to simplify this kind of basics in her upcoming book Mango Millionaire. Last month Radhika Gupta announced her upcoming book on investing which will have simple concepts, stories and ideas in a way everyone can understand investing. She mentioned that her new book 'Mango Millionaire' in collaboration with Niranjan Avasthi, Edelweiss Mutual Fund, will be available from July 15. (Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of the Economic Times)
Time of India
03-07-2025
- Business
- Time of India
My mother-in-law's favourite is Edelweiss Equity Savings Fund: Radhika Gupta
While mentioning equity savings funds as the most underrated category, Radhika Gupta , MD & CEO, Edelweiss Mutual Fund mentioned that her mother-in-law's favourite fund is Edelweiss Equity Savings Fund . She posted on social media platform X that, 'What underrated category is this? Only 20-25% net equity exposure. Less than 4% standard deviation . No negative rolling returns in 3Y. And equity taxation ! An efficient way to earn decent returns with low risk . My mom in law's favourite fund!' Best MF to invest Looking for the best mutual funds to invest? Here are our recommendations. View Details » by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like 15 Most Beautiful Female Athletes in the World Click Here Undo Also Read | Record inflow of over Rs 15,000 crore in May. What is making arbitrage mutual funds gain investors' interest? The equity savings category has 20-25% net equity exposure and equity taxation. It has less than 4% standard deviation and has not given negative rolling returns in the last three years. Live Events Gupta considers these funds as an efficient way to earn decent returns with low risk. The CEO shared an image as well in her social media post which shows that Edelweiss Equity Savings Fund in the last three years has offered a minimum of 4.51% whereas its benchmark has delivered 1.28%. The maximum return offered by the fund was 13.86% whereas its benchmark gave 14.48% in the same time period. Both the scheme and benchmark have never given negative returns in the last three years. Edelweiss Equity Savings Fund has around 94.99% times delivered returns more than 7% whereas when it comes to the benchmark, 81.72% times it has offered more than 7% return in the similar time frame. In her last post, Gupta announced her new book - Mango Millionaire which is a guide to personal finance. The book is on investing which will have simple concepts, stories and ideas in a way everyone can understand investing. Also Read | Radhika Gupta announces new book- Mango Millionaire! A guide to personal finance She mentioned in her earlier post that her new book 'Mango Millionaire' in collaboration with Niranjan Avasthi, Edelweiss Mutual Fund, will be available from July 15. It is in the field to present an invaluable, practical guide on personal finance. It is written in an approachable style, the book offers clear, relatable money advice for everyone - from complete beginners to those ready to take charge of their financial future, according to the fund house.
