Latest news with #MarketsinCrypto-Assets
Yahoo
25-07-2025
- Business
- Yahoo
Crypto Inflows Surge to $60B Year-to-Date, Outpacing Private Equity: JPMorgan
Capital is flooding into digital assets at a record pace this year, according to Wall Street bank JPMorgan (JPM), marking a sharp contrast with declining flows into private equity and private credit markets. JPMorgan estimates that net capital inflows into digital assets have hit $60 billion year-to-date, a nearly 50% jump since the firm's last update at the end of May, the bank said in a report on Wednesday. That figure includes crypto fund flows, Chicago Mercantile Exchange (CME) futures activity, and crypto venture funding, and puts 2024 on track to eclipse last year's record. 'The surge of capital inflows into digital assets over the past couple of months has likely been supported by favorable U.S. regulations,' analysts led by Nikolaos Panigirtzoglou wrote. Notably, the passage of the GENIUS Act in Congress provided long-awaited regulatory clarity around stablecoins, establishing global standards for dollar-backed tokens and triggering competitive responses abroad, the authors wrote. China is pressing ahead with its digital yuan rollout, and a yuan-backed stablecoin is now in the works in Hong Kong. Meanwhile, the CLARITY Act, currently moving through Congress, aims to define whether digital assets are securities or commodities, potentially making the U.S. more attractive for crypto-native companies compared to the EU's Markets in Crypto-Assets (MiCA) framework, the report said. This friendlier regulatory climate is fueling a resurgence in both private and public crypto markets. Crypto venture capital (VC) funding has picked up, while public market interest is growing following Circle's (CRCL) initial public offering (IPO) and a flurry of new filings with the Securities and Exchange Commission (SEC), the bank noted. Altcoins are also experiencing renewed investor attention, the report said, and ether (ETH), in particular, has benefited from its central role in decentralized finance (DeFi) and smart contracts, and is increasingly being added to corporate treasuries alongside bitcoin. Asset managers have begun exploring new altcoin-based crypto exchange-traded funds (ETFs), some with staking features, signaling rising institutional appetite beyond bitcoin (BTC), the report while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
Economic Times
18-07-2025
- Business
- Economic Times
This little-known stablecoin just surged 337%, and it's turning heads in the business world
USDC experienced a remarkable 337% surge in usage, driven by Europe's MiCA regulations, positioning it as a leading cryptocurrency for payments, even surpassing Tether. Bitcoin rebounded as a top payment choice, while Layer-2 networks like Polygon and Base gained traction. Businesses increasingly retain crypto payments, viewing them as valuable assets, with USDC dominating merchant payouts. Tired of too many ads? Remove Ads USDC's Rise: A 337% Surge That No One Saw Coming The Catalyst: Europe's MiCA Regulation Tired of too many ads? Remove Ads Bitcoin Rebounds as a Payments Leader Layer-2 Networks Gain Momentum Businesses Are Holding Their Crypto, Not Cashing Out FAQs While Bitcoin continues to make headlines with its latest price swings, the real surprise in the crypto world this year hasn't been about volatility, but one that could reshape how businesses and consumers think about cryptocurrency transactions, and leading that shift is a stablecoin , as per a to CoinGate's H1 2025 Crypto Payments Report, USDC saw a 337% jump in usage during the first half of the year, as reported by Benzinga. That surge pushed it into the top five most-used cryptocurrencies for payments, capturing 68% of all crypto payout activity and even overtaking longtime leader Tether (USDT) by June, as per the reason for USDC's rise wasn't hype, but it was because of regulation, according to the report. Europe's new Markets in Crypto-Assets (MiCA) framework forced payment processors to cut back on USDT support because of compliance concerns, as reported by Benzinga. That gave USDC an opportunity to step up as businesses and consumers migrated to the Circle-issued stablecoin for its regulatory compliance and multi-blockchain availability, according to the said, 'This regulatory shift didn't just change the rules—it revealed who was truly ready for the institutionalization of crypto,' as reported by READ: AI stocks in bubble trouble - are Nvidia, Microsoft in danger? Economist says it's worse than the Dot-Com crash of 1999 Meanwhile, Bitcoin made an unexpected comeback, despite predictions that newer coins and faster networks would render it obsolete for everyday use, according to the report. Bitcoin reclaimed its spot as the most-used cryptocurrency for payments in the second quarter, accounting for over 23% of total transaction volume, as reported by significant technical development was the massive growth of Layer-2 networks, as reported by Benzinga. Polygon rose 117% in transactions compared to 2024, while newcomer Base, which was launched in February, quickly captured attention with 59% of its transactions involving USDC, as reported by Arbitrum accounted for more than 9% of total USDC transactions, according to the report. These networks improved transaction speed, reduced costs, and also made crypto payments accessible to a broader range of businesses and consumers who previously found blockchain transactions too expensive or slow, as reported by READ: Why can't this Wells Fargo banker leave China? The Chenyue Mao case everyone's talking about In the first half of 2025, 40.9% of all crypto payments were settled in digital currency, which is a 14% increase over last year, and a strong signal that businesses are starting to view crypto as more than just a payment rail, they're treating it like an asset worth holding, according to the led the way in merchant payouts with a 68% share, followed by Bitcoin at 17%, this suggests that regulatory compliance and price stability are driving business preferences, as per the in Europe made Tether harder to use, so businesses switched to the more compliant It saw a 337% jump in payment use in just six months.
Time of India
18-07-2025
- Business
- Time of India
This little-known stablecoin just surged 337%, and it's turning heads in the business world
USDC's Rise: A 337% Surge That No One Saw Coming The Catalyst: Europe's MiCA Regulation Live Events Bitcoin Rebounds as a Payments Leader Layer-2 Networks Gain Momentum Businesses Are Holding Their Crypto, Not Cashing Out FAQs (You can now subscribe to our (You can now subscribe to our Economic Times WhatsApp channel While Bitcoin continues to make headlines with its latest price swings, the real surprise in the crypto world this year hasn't been about volatility, but one that could reshape how businesses and consumers think about cryptocurrency transactions, and leading that shift is a stablecoin , as per a to CoinGate's H1 2025 Crypto Payments Report, USDC saw a 337% jump in usage during the first half of the year, as reported by Benzinga. That surge pushed it into the top five most-used cryptocurrencies for payments, capturing 68% of all crypto payout activity and even overtaking longtime leader Tether (USDT) by June, as per the reason for USDC's rise wasn't hype, but it was because of regulation, according to the report. Europe's new Markets in Crypto-Assets (MiCA) framework forced payment processors to cut back on USDT support because of compliance concerns, as reported by Benzinga. That gave USDC an opportunity to step up as businesses and consumers migrated to the Circle-issued stablecoin for its regulatory compliance and multi-blockchain availability, according to the said, 'This regulatory shift didn't just change the rules—it revealed who was truly ready for the institutionalization of crypto,' as reported by READ: AI stocks in bubble trouble - are Nvidia, Microsoft in danger? Economist says it's worse than the Dot-Com crash of 1999 Meanwhile, Bitcoin made an unexpected comeback, despite predictions that newer coins and faster networks would render it obsolete for everyday use, according to the report. Bitcoin reclaimed its spot as the most-used cryptocurrency for payments in the second quarter, accounting for over 23% of total transaction volume, as reported by significant technical development was the massive growth of Layer-2 networks, as reported by Benzinga. Polygon rose 117% in transactions compared to 2024, while newcomer Base, which was launched in February, quickly captured attention with 59% of its transactions involving USDC, as reported by Arbitrum accounted for more than 9% of total USDC transactions, according to the report. These networks improved transaction speed, reduced costs, and also made crypto payments accessible to a broader range of businesses and consumers who previously found blockchain transactions too expensive or slow, as reported by READ: Why can't this Wells Fargo banker leave China? The Chenyue Mao case everyone's talking about In the first half of 2025, 40.9% of all crypto payments were settled in digital currency, which is a 14% increase over last year, and a strong signal that businesses are starting to view crypto as more than just a payment rail, they're treating it like an asset worth holding, according to the led the way in merchant payouts with a 68% share, followed by Bitcoin at 17%, this suggests that regulatory compliance and price stability are driving business preferences, as per the in Europe made Tether harder to use, so businesses switched to the more compliant It saw a 337% jump in payment use in just six months.
Business Wire
15-07-2025
- Business
- Business Wire
Clear Junction Extends Named Virtual IBAN Services to VASP-Licensed Businesses
LONDON--(BUSINESS WIRE)-- Clear Junction, a specialist in global payments and banking infrastructure for regulated financial institutions, has extended access to its named virtual IBAN (vIBAN) services to licensed virtual asset service providers (VASPs) – a functionality previously only available to banks and electronic money institutions (EMIs). "The virtual asset ecosystem has matured rapidly, but fiat infrastructure has often lagged behind. We're closing that gap, and this launch is another step toward normalising crypto within global payments." – Dima Kats, CEO and Founder of Clear Junction Share A named vIBAN is a unique code assigned to an individual customer for sending and receiving payments, without creating a separate payment account. This approach enables full traceability of funds, streamlined reconciliation, enhanced AML and KYC processes, and greater institutional trust. By offering this capability to European and UK-licensed crypto asset providers, Clear Junction aims to strengthen the fiat infrastructure available to regulated crypto firms and help them overcome long-standing barriers to accessing reliable account services. It forms part of Clear Junction's broader strategy to bridge the fiat and digital asset ecosystems through enterprise-grade, compliance-focused infrastructure. As regulatory clarity improves across key markets – including the EU's Markets in Crypto-Assets (MiCA) framework and the UK's new crypto registration requirements – crypto companies are under growing pressure to meet higher standards of compliance, AML screening, and auditability. Yet many still face institutional gatekeeping and outdated banking systems that restrict access to essential fiat services, often forcing them to rely on high-friction workarounds or intermediaries. Clear Junction's named vIBANs solve these challenges by giving digital asset providers direct access to fiat settlement capabilities and customer-level account referencing. This unlocks a range of crypto-specific use cases, including me-to-me transfers, fiat-to-crypto conversions, and automated treasury operations. In turn, it boosts operational efficiency, reduces risk, and enables crypto-native institutions to deliver bank-like services on par with traditional fintechs and EMIs. Dima Kats, CEO and Founder of Clear Junction, commented: 'The virtual asset ecosystem has matured rapidly, but fiat infrastructure has often lagged behind. We're closing that gap, and this launch is another step toward normalising crypto within the global payments ecosystem. 'We've long understood that VASPs face an uphill battle accessing fiat services, even when they're fully licensed and compliant. This launch is about solving that pain point with a practical, scalable solution. By extending named vIBANs to digital asset providers, we're giving regulated crypto institutions the tools they need to scale responsibly, with full compliance and greater operational clarity.' Example use cases include: Wallet operators assigning unique vIBANs to individual users, enabling fiat deposits/withdrawals with reference-free reconciliation Crypto exchanges managing multiple jurisdictions and currency pairs with cleaner fund flows OTC desks executing high-volume fiat-to-crypto conversions under tighter operational controls Token issuers streamlining fiat treasury flows across ecosystems This service complements Clear Junction's broader digital asset offering, which includes: Instant fiat deposits and withdrawals EUR and GBP payment rails via SEPA and FPS On/off-ramp solutions for fiat-to-crypto transactions On-chain transfers via its stablecoin payment service supporting USDT and USDC on Ethereum, Solana, and Tron networks The expanded vIBAN service is backed by Clear Junction's deep regulatory expertise and technology platform purpose-built for regulated institutions. The group is one of the few UK-based entities licensed both as an EMI and a crypto‑asset service provider by the Financial Conduct Authority, uniquely positioning it to support the evolving needs of the digital asset sector. Founded in 2016, Clear Junction enables financial institutions to access accounts, vIBANs, payment networks, FX services, and e-wallets quickly, securely, and in full compliance with regulatory requirements. Its infrastructure is built to reduce time to market, expand access to new regions, and power faster, safer global payments. About Clear Junction Clear Junction is a global payments solutions provider, established in 2016 by a team of financial industry experts with deep expertise in cross-border payments and banking. The company has developed a set of services to deliver a fully regulated, end-to-end payment infrastructure tailored for financial institutions and regulated businesses. The Clear Junction Group includes several regulated entities across the UK, EU, and Canada, offering payment and crypto-asset services. These include: Clear Junction Limited – An EMI authorised and regulated by the UK FCA Clear Junction Digital Limited – FCA-registered crypto-asset business CJ Digital EU B.V. – Registered with De Nederlandsche Bank (DNB) Across the group, Clear Junction offers access to interbank clearing through its own BIC, virtual account issuance, and a range of B2B payment and treasury services. It has regulatory permissions to provide both payment and crypto asset services which is used for serving hundreds of financial institutions. Learn more at
Yahoo
09-07-2025
- Business
- Yahoo
The Evolution of Crypto Trading: From Wild West to Regulated Innovation
The journey of cryptocurrency trading constantly evolves and has been nothing short of revolutionary. Right from the start, the cryptocurrency landscape has been referred to as the 'wild west' due to its nature of decentralisation and minimal oversight. However, now the space consists of increasingly sophisticated and regulated financial products and the transformation has been profound. The shift in perception has been a critical development in driving the need for robust frameworks that foster institutional adoption and, crucially, boost investor confidence. In its infancy, crypto trading was the domain of early tech evangelists and a niche community of retail investors leveraging the premise of decentralised permissionless finance. Bitcoin embodied this concept, and exchanges with varying degrees of transparency facilitated the trading of bitcoin and the introduction of other altcoins. Liquidity was thin, price swings were extreme and the lack of regulation meant significant risks for participants. The 'wild west' held huge appeal due to the promise of innovation and the disruption of traditional finance. Yet this unregulated environment also bred systemic vulnerabilities, i.e., frequent exchange hacks, pump-and-dump schemes and a lack of consumer protection. Back then, events such as the Mt. Gox collapse deterred larger financial institutions and a broader retail audience from engaging in digital assets. Unknown block type "divider", specify a component for it in the ` option We'd love your feedback! CoinDesk is conducting a confidential survey. Start Survey. Unknown block type "divider", specify a component for it in the ` option As the crypto market cap swelled, particularly during the ICO boom of 2017 and subsequent bull runs, so did the demand for regulatory oversight. Most regulators adopted a wait-and-see approach; however, incidents within the space, driven by market volatility and concerns over illicit financing, pushed the agenda for regulation forward. The perception and overall sentiment of regulatory oversight have shifted. It is now a common concept that effective regulation is not about stifling innovation, but about supporting and enabling growth and integrating crypto into the broader financial system. What's underpinning the regulatory shift happening within the industry? It is the recognition that regulation isn't a hindrance but rather a catalyst for trust and adoption. An example of this is the recent approval of spot bitcoin and ethereum ETFs in major financial markets. These investment products provide institutional and retail investors with exposure to the underlying cryptocurrency through regulated platforms, unlocking massive liquidity and further labelling cryptocurrency as a viable asset class. This development was unimaginable a few years ago. The European Union's comprehensive Markets in Crypto-Assets (MiCA) Regulation, which began to be phased in 2024, is another huge milestone for the evolution of cryptocurrency trading. MiCA aims to create a harmonised regulatory framework across all EU member states, covering the issuance of crypto-assets, their public offering and the services provided by Crypto-Asset Service Providers (CASPs). With the European Union leading the way here, other major government bodies will surely follow. While the early crypto market was a hotbed for speculative assets such as memecoins, the maturation within the space has led to a demand for trading 'blue-chip' tokens. These are typically the most liquid and well-capitalised cryptocurrencies that have proven their resilience across various market cycles. Traders are increasingly gravitating towards these more stable assets, seeking long-term growth potential rather than chasing the more risky, fleeting crypto trends. Providers are also leaning towards offering these types of assets as part of their commitment to responsible trading. The "wild west" era of crypto trading is fast becoming a distant memory, replaced by a new paradigm of regulated innovation. This evolution is not just vital for the long-term sustainability and mainstream adoption of digital assets, but also for building a more secure and accessible global financial system. Sign in to access your portfolio
