Latest news with #McGirr
Daily Mirror
07-08-2025
- Business
- Daily Mirror
UK households issued brutal warning that 'Britain's mortgage cliff is here'
Mortgage experts have warned that ultra-low mortgage rates five years ago will move onto far higher rates in the months ahead, with hundreds of thousands of households set to be affected UK households are on the brink of a financial precipice as experts caution that "Britain's mortgage cliff is here," with many set to "feel the drop" imminently. Mortgage specialists have sounded the alarm, predicting a shift from the ultra-low mortgage rates of five years ago to significantly higher rates in the coming months. Borrowers are bracing themselves for a "face a brutal reality check" in today's mortgage market. Patricia McGirr, founder at Burnley-based Repossession Rescue Network, has issued a dire forecast: "Britain's mortgage cliff is here and hundreds of thousands of households are about to feel the drop". This news comes after ' thousands of Brits get a shock letter from HMRC after drastic new tax rule comes into force '. She highlights the looming issue for homeowners whose five-year fixes taken out during the pandemic are expiring, warning: "Five-year fixes taken during the pandemic are now expiring, and many homeowners are about to face a brutal reality check". Birmingham Live reported McGirr's warning of a steep increase in monthly repayments, especially for those who secured deals at sub-2 percent rates and are now facing rates between 4 percent and 5 percent. The financial strain could lead to drastic changes in personal circumstances, with McGirr noting: "For some, this means scrapping life plans just to stay afloat". She added: "With squeezed affordability, we could see home-movers freeze, downsizers accelerate and first-time buyers pause". The founder suggests that the resulting lack of movement in the housing market could indirectly affect property prices: "That could stall fluidity and indirectly chill prices. For those who took out two-year fixes during the 2022 post-mini-Budget panic, they'll actually see payments fall". McGirr describes the current situation as a divide between the fortunate and the less so, urging lenders to provide support. She pleaded: "It's a mortgage market of haves and have-nots, and we need lenders to be ready to step up with solutions for those facing real challenges". She calls for immediate action to assist those caught in this predicament, emphasising the need for clear communication and fair treatment: "Consumers caught in this horizon event need clarity, flexibility and fair treatment now more than ever". Ranald Mitchell, director at Norwich-based Charwin Mortgages, concurred: "For many borrowers, 2025 will prove the hangover after the house party". He highlighted the stark reality for homeowners by explaining how "millions are waking up to find their cheap-as-chips pandemic mortgage deals have vanished, replaced with monthly payments that bite". Mitchell painted a grim picture for those coming off low-rate deals, sharing: "For five-year fixers coming off sub-2% rates, some are facing £300–£500 extra a month. It's not just a shock, it's a financial slap. This won't crash the market, but it will chill it". He also suggested a shift in the property landscape: "Potential movers may pause and reflect on their new monthly financials. The days of borrowing big and breezing through affordability checks are over."
The Age
10-07-2025
- Business
- The Age
Nathan Cleary is the latest victim of a dodgy ad. It's about to become a police matter
'It's a disgrace what they're doing with these guys' brands,' McGirr said. 'There's a couple of avenues that will go down the track of. One of them is civilly, but they are also obtaining a benefit by deception, which is criminal. We don't know who is affiliated with these brands – or whether they are real brands to start with. 'They might be scams. Say the punter on the street thinks, 'Nathan Cleary is aligned to this, I trust him and he's my hero'. They click on it, and they could be taken to some dark web or something like that and get scammed. It's a criminal matter. With AI, this will get worse and worse until something is done about it.' It's not the first instance where Cleary's intellectual property has been infringed to fraudulently sell merchandise. Cleary's manager, George Mimis, fired off a letter to AussieSportswear earlier this year warning the company to stop selling apparel bearing his image, or that of their other clients, including Darren Lockyer and Billy Slater. 'You have no approval or authorisation by our Talent to use their name, image, likeness, or indeed any of their intellectual property (original or otherwise), for commercial gain,' the letter, dated June 4, 2025, states. Loading 'Not only was there no consent, but our Talent had no knowledge at all that their images were being used.' In the letter, Mimis cites misleading and deceptive conduct clauses under Australian Consumer Law he feels the firm breached in the missive. He also demands that all marketing materials are taken down, that the sale of the merchandise ceases and that the firm must 'destroy all inventory/stock featuring our Talent and provide to us within seven (7) business days, photographs/videos showing the destroyed goods' by June 12, 2025. Despite a follow-up email on June 23, the firm hasn't complied. An ASIC search shows the company was deregistered in 2017. 'We take these matters extremely seriously given the deception that is portrayed can mislead fans into being duped into scam products and schemes,' Mimis told this masthead. 'We defend the reputations of our talent extremely highly.' Cleary isn't the only victim of that firm's unauthorised sale of merchandise. The website also purports to sell hoodies, beanies, shoes, watches, jerseys and other paraphernalia with either athlete images or club branding. Latrell Mitchell, Cody Walker, Cameron Smith, Tom Trbojevic, Jonathan Thurston, Wally Lewis, Josh Papali'i and Daly Cherry-Evans are just some of the league stars to have been targeted, while AFL and other Australian sports have also experienced the problem: there is even a shower curtain for sale featuring images of former Swans star Buddy Franklin. There are countless examples of consumers being duped after purchasing goods from websites fraudulently offering products that are never delivered. 'There's a bigger story here about protecting the players as well,' McGirr said. 'Something needs to be done from an NRL perspective, because the NRL merchandising section should be the most concerned.'
Sky News AU
08-07-2025
- Sky News AU
Cold Chisel guitarist Ian Moss learns fate in court after clocking 115km/h on trip to Brisbane
Cold Chisel guitarist Ian Moss has escaped severe consequences after he was caught clocking 115km/h in a 100km/h zone while driving from Armidale, in northern New South Wales, to Brisbane. The legendary rock icon was pulled over by police on the Labour Day long weekend in October last year, but had to wait to learn the nature of any punishment until Tuesday following a court challenge. The 70-year-old appeared at Downing Centre Local Court beside Cold Chisel's tour manager Chris Bastick and his lawyer Paul McGirr. Moss reportedly had his Peugeot in cruise control when he was caught by police, the court heard. According to Mr McGirr, the car did not have an automatic braking system, causing Moss' vehicle to speed up when going down a hill. Mr Bastick alos provided written evidence to the magistrate, stating the guitarist had done a lot for charity, as he drove to remote towns to do live concerts. "Because of his legendary status… people will turn up anywhere and pay to listen to him," Mr McGirr said. His lawyer argued a conviction would deter Moss' plans to travel in the United States on a motorcycle trip. Magistrate Haskett did not issue a conviction, but a three-month conditional release order was imposed. "Just keep an eye on your speeding," she warned Moss. The Cold Chisel guitarist did not provide comment to the media following the decision. Mr McGirr said Moss was happy with the outcome. "He's done a lot for the community and he's happy to move on," he said. Moss is one of the founding members of Cold Chisel. The band formed in Adelaide in 1973 and produced Aussie household classics such as Flame Trees, Cheap Wine, Khe Sanh, and Bow River.
The Advertiser
08-07-2025
- The Advertiser
'Legendary' Cold Chisel rocker cops speeding warning
Cold Chisel guitarist Ian Moss will have to watch his speed whether he's taking the last car out of Sydney or passing flame trees as a weary driver. The 70-year-old was nabbed by police going 115km/h in a 100km/h zone over the Labour Day long weekend in October while driving to Brisbane from Armidale in NSW's northern tablelands. Moss is one of the founding members of Cold Chisel which is known for hit rock 'n roll classics like Khe Sanh, Flame Trees, Cheap Wine and Choir Girl. Opting to contest the matter in court, an administrative snafu meant the guitarist was convicted and fined in his absence. He appeared at Downing Centre Local Court on Tuesday where his lawyer Paul McGirr sought to throw out the conviction. "Oh, it's Mr Moss," magistrate Christine Haskett recognising the Cold Chisel founding member. "I don't want to embarrass him, he looks better than me," said Mr McGirr. Moss had his Peugeot on cruise control at the time he was caught by police, the court was told. The car did not have an automatic braking mechanism and sped up going down a hill, Mr McGirr said. He described his client as a modest man who was not a jetsetter. "He's one of those old school rockers who likes to get into his car and drive," the lawyer told Ms Haskett. The 70-year-old appeared in court supported by the band's tour manager Chris Bastick. Mr Bastick provided written evidence to the magistrate that Moss had done a lot for charity, including by driving to remote towns and doing concerts there. "Because of his legendary status … people will turn up anywhere and pay to listen to him," Mr McGirr said. Moss was also travelling to the US to go on a motorcycling trip and a conviction would upend all of that, his lawyer argued. As well as the administrative matter leading to the conviction in his absence, Moss had also had his licence suspended for a month in error, the court was told. "'It's been a real run-around with respect to this particular matter," Mr McGirr said. Ms Haskett agreed that a conviction was not warranted, instead imposing a three-month conditional release order. "Just keep an eye on your speeding," she warned Moss. Outside court, the Cold Chisel guitarist did not comment to reporters. Mr McGirr said his client was happy with the result. "He's done a lot for the community and he's happy to move on," he said. Cold Chisel guitarist Ian Moss will have to watch his speed whether he's taking the last car out of Sydney or passing flame trees as a weary driver. The 70-year-old was nabbed by police going 115km/h in a 100km/h zone over the Labour Day long weekend in October while driving to Brisbane from Armidale in NSW's northern tablelands. Moss is one of the founding members of Cold Chisel which is known for hit rock 'n roll classics like Khe Sanh, Flame Trees, Cheap Wine and Choir Girl. Opting to contest the matter in court, an administrative snafu meant the guitarist was convicted and fined in his absence. He appeared at Downing Centre Local Court on Tuesday where his lawyer Paul McGirr sought to throw out the conviction. "Oh, it's Mr Moss," magistrate Christine Haskett recognising the Cold Chisel founding member. "I don't want to embarrass him, he looks better than me," said Mr McGirr. Moss had his Peugeot on cruise control at the time he was caught by police, the court was told. The car did not have an automatic braking mechanism and sped up going down a hill, Mr McGirr said. He described his client as a modest man who was not a jetsetter. "He's one of those old school rockers who likes to get into his car and drive," the lawyer told Ms Haskett. The 70-year-old appeared in court supported by the band's tour manager Chris Bastick. Mr Bastick provided written evidence to the magistrate that Moss had done a lot for charity, including by driving to remote towns and doing concerts there. "Because of his legendary status … people will turn up anywhere and pay to listen to him," Mr McGirr said. Moss was also travelling to the US to go on a motorcycling trip and a conviction would upend all of that, his lawyer argued. As well as the administrative matter leading to the conviction in his absence, Moss had also had his licence suspended for a month in error, the court was told. "'It's been a real run-around with respect to this particular matter," Mr McGirr said. Ms Haskett agreed that a conviction was not warranted, instead imposing a three-month conditional release order. "Just keep an eye on your speeding," she warned Moss. Outside court, the Cold Chisel guitarist did not comment to reporters. Mr McGirr said his client was happy with the result. "He's done a lot for the community and he's happy to move on," he said. Cold Chisel guitarist Ian Moss will have to watch his speed whether he's taking the last car out of Sydney or passing flame trees as a weary driver. The 70-year-old was nabbed by police going 115km/h in a 100km/h zone over the Labour Day long weekend in October while driving to Brisbane from Armidale in NSW's northern tablelands. Moss is one of the founding members of Cold Chisel which is known for hit rock 'n roll classics like Khe Sanh, Flame Trees, Cheap Wine and Choir Girl. Opting to contest the matter in court, an administrative snafu meant the guitarist was convicted and fined in his absence. He appeared at Downing Centre Local Court on Tuesday where his lawyer Paul McGirr sought to throw out the conviction. "Oh, it's Mr Moss," magistrate Christine Haskett recognising the Cold Chisel founding member. "I don't want to embarrass him, he looks better than me," said Mr McGirr. Moss had his Peugeot on cruise control at the time he was caught by police, the court was told. The car did not have an automatic braking mechanism and sped up going down a hill, Mr McGirr said. He described his client as a modest man who was not a jetsetter. "He's one of those old school rockers who likes to get into his car and drive," the lawyer told Ms Haskett. The 70-year-old appeared in court supported by the band's tour manager Chris Bastick. Mr Bastick provided written evidence to the magistrate that Moss had done a lot for charity, including by driving to remote towns and doing concerts there. "Because of his legendary status … people will turn up anywhere and pay to listen to him," Mr McGirr said. Moss was also travelling to the US to go on a motorcycling trip and a conviction would upend all of that, his lawyer argued. As well as the administrative matter leading to the conviction in his absence, Moss had also had his licence suspended for a month in error, the court was told. "'It's been a real run-around with respect to this particular matter," Mr McGirr said. Ms Haskett agreed that a conviction was not warranted, instead imposing a three-month conditional release order. "Just keep an eye on your speeding," she warned Moss. Outside court, the Cold Chisel guitarist did not comment to reporters. Mr McGirr said his client was happy with the result. "He's done a lot for the community and he's happy to move on," he said. Cold Chisel guitarist Ian Moss will have to watch his speed whether he's taking the last car out of Sydney or passing flame trees as a weary driver. The 70-year-old was nabbed by police going 115km/h in a 100km/h zone over the Labour Day long weekend in October while driving to Brisbane from Armidale in NSW's northern tablelands. Moss is one of the founding members of Cold Chisel which is known for hit rock 'n roll classics like Khe Sanh, Flame Trees, Cheap Wine and Choir Girl. Opting to contest the matter in court, an administrative snafu meant the guitarist was convicted and fined in his absence. He appeared at Downing Centre Local Court on Tuesday where his lawyer Paul McGirr sought to throw out the conviction. "Oh, it's Mr Moss," magistrate Christine Haskett recognising the Cold Chisel founding member. "I don't want to embarrass him, he looks better than me," said Mr McGirr. Moss had his Peugeot on cruise control at the time he was caught by police, the court was told. The car did not have an automatic braking mechanism and sped up going down a hill, Mr McGirr said. He described his client as a modest man who was not a jetsetter. "He's one of those old school rockers who likes to get into his car and drive," the lawyer told Ms Haskett. The 70-year-old appeared in court supported by the band's tour manager Chris Bastick. Mr Bastick provided written evidence to the magistrate that Moss had done a lot for charity, including by driving to remote towns and doing concerts there. "Because of his legendary status … people will turn up anywhere and pay to listen to him," Mr McGirr said. Moss was also travelling to the US to go on a motorcycling trip and a conviction would upend all of that, his lawyer argued. As well as the administrative matter leading to the conviction in his absence, Moss had also had his licence suspended for a month in error, the court was told. "'It's been a real run-around with respect to this particular matter," Mr McGirr said. Ms Haskett agreed that a conviction was not warranted, instead imposing a three-month conditional release order. "Just keep an eye on your speeding," she warned Moss. Outside court, the Cold Chisel guitarist did not comment to reporters. Mr McGirr said his client was happy with the result. "He's done a lot for the community and he's happy to move on," he said.
Perth Now
08-07-2025
- Perth Now
'Legendary' Cold Chisel rocker cops speeding warning
Cold Chisel guitarist Ian Moss will have to watch his speed whether he's taking the last car out of Sydney or passing flame trees as a weary driver. The 70-year-old was nabbed by police going 115km/h in a 100km/h zone over the Labour Day long weekend in October while driving to Brisbane from Armidale in NSW's northern tablelands. Moss is one of the founding members of Cold Chisel which is known for hit rock 'n roll classics like Khe Sanh, Flame Trees, Cheap Wine and Choir Girl. Opting to contest the matter in court, an administrative snafu meant the guitarist was convicted and fined in his absence. He appeared at Downing Centre Local Court on Tuesday where his lawyer Paul McGirr sought to throw out the conviction. "Oh, it's Mr Moss," magistrate Christine Haskett recognising the Cold Chisel founding member. "I don't want to embarrass him, he looks better than me," said Mr McGirr. Moss had his Peugeot on cruise control at the time he was caught by police, the court was told. The car did not have an automatic braking mechanism and sped up going down a hill, Mr McGirr said. He described his client as a modest man who was not a jetsetter. "He's one of those old school rockers who likes to get into his car and drive," the lawyer told Ms Haskett. The 70-year-old appeared in court supported by the band's tour manager Chris Bastick. Mr Bastick provided written evidence to the magistrate that Moss had done a lot for charity, including by driving to remote towns and doing concerts there. "Because of his legendary status … people will turn up anywhere and pay to listen to him," Mr McGirr said. Moss was also travelling to the US to go on a motorcycling trip and a conviction would upend all of that, his lawyer argued. As well as the administrative matter leading to the conviction in his absence, Moss had also had his licence suspended for a month in error, the court was told. "'It's been a real run-around with respect to this particular matter," Mr McGirr said. Ms Haskett agreed that a conviction was not warranted, instead imposing a three-month conditional release order. "Just keep an eye on your speeding," she warned Moss. Outside court, the Cold Chisel guitarist did not comment to reporters. Mr McGirr said his client was happy with the result. "He's done a lot for the community and he's happy to move on," he said.
