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AU Financial Review
31-07-2025
- Business
- AU Financial Review
Small businesses create special communities
'We regularly make special deliveries throughout a wide country area for the sick or elderly who can't come into the store,' she says. 'Beyond medicine, we've started hosting monthly tea parties at the pharmacy to help bring people together, because we know those human connections are crucial.' The colder months can be quieter for small businesses, but one initiative helps them to continue their role as thriving neighbourhood hubs all year round. Now in its 13th year, Shop Small is a national movement from American Express that celebrates the important contribution small businesses make to the Australian economy and its multi-faceted communities. Thanks to the initiative, during the month of August, people all over Australia are encouraged to visit and spend with small businesses to give them a boost. Parker says initiatives like Shop Small are vital for the survival of local businesses. 'It reminds people how powerful it is to shop local and stay connected,' she says. Moss Vale Community Pharmacy is just one example of the smaller firms that are the gold thread running through Australian society. As data shows, small businesses make up more than 97 per cent of all enterprises in Australia and employ more than five million of us. The Agrestic Grocer is another example of the huge value small businesses offer their local area. With a background studying architecture and running stalls at farmers markets, Beau Baddock has owned The Agrestic Grocer in Orange in regional NSW for 12 years. Like Parker's chemist, Baddock's shop is much more than a place to grab life's essentials. 'What started as a little café has grown into something really special,' says Baddock. 'It's a place where locals and travellers come to connect over good food, live music and a shared love of our region. 'We stock jams, chutneys, oils, wine, beer and all sorts of regional goods so people can support local without thinking twice. We're passionate about championing the local legends who put so much energy into growing, making and creating good produce and experiences.' Since launching Shop Small in Australia in 2013, American Express has delivered more than $24 million in value and awarded more than 2.1 billion Membership Rewards® points to card members through exclusive Shop Small offers[i]. It's testament to the long-term commitment Amex has to small businesses and the customers who support them. 'Shop Small celebrates the incredible small businesses that are the lifeblood of our communities,' says Robert Tedesco, vice president and general manager of global merchant and network services for American Express Australia and New Zealand. 'It recognises the tireless work they do to deliver essential services and support the human connections which keep our highstreets thriving. 'Whether it's your local barista taking the time to have a conversation, the pharmacist who delivers medicine to your door when you're sick or that small business that provides financial support for your children's sports club, small businesses help keep our communities running. American Express is incredibly proud to continue backing small business and rewarding our card members who support them.' This year, eligible American Express card members who shop at participating small businesses during August receive five bonus points for every $1 spent, up to a total of 1000 bonus points[ii]. Baddock says the support from initiatives like Shop Small mean the world to small businesses like his. 'It helps us keep doing what we love, in the community we love,' he says. [i] Based on internal American Express data from 2013 to 2024.
Forbes
24-07-2025
- Business
- Forbes
Rakuten And Amex Launch New Credit Card With Up To 10% Cash Back
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Shopping online isn't just about convenience—it's a chance to save more on your purchases. Rakuten, a well-known cash back platform, has partnered with American Express to launch a new credit card that helps members earn even more rewards. Powered by fintech startup Imprint, The Rakuten American Express® Card * offers boosted rewards across everyday spending categories, including an extra 4% cash back on top of the cash back earned through Rakuten, on up to $7,000 in purchases per calendar year. Rakuten fans no longer have to limit their rewards to online shopping, as this new card brings those perks to in-store and restaurant purchases, too. The Rakuten American Express® Card * offers perks for shoppers looking to maximize their rewards. In addition to regular Rakuten cash back, cardholders earn an extra 4% cash back at more than 3,500 partner stores, whether online or in person, on up to $7,000 per calendar year. That means if you spend $100 at one of these stores, an extra $4 goes back in your pocket. If you love dining out, the card shines with a whopping up to 10% cash back at more than 22,000 Rakuten partner restaurants, thanks to an additional 5% back on top of base rewards. You'll also earn 2% cash back in popular spending categories like groceries and restaurant visits, and 1% on all other purchases. Alongside the cash back rewards, the card charges no annual fee, making it accessible for many shoppers. Plus, new cardholders can earn a $25 bonus after spending $500 in the first 90 days of account opening. If you're looking for a simple, no-hassle rewards card that complements your existing Rakuten usage, this card deserves a close look. The Rakuten American Express® Card * works smoothly with the Rakuten platform, making it simple to earn cash back when shopping at partner stores. Plus, if you link your Rakuten account to American Express Membership Rewards® , you can earn Membership Rewards points instead of cash back—giving you more flexibility in redeeming your rewards, including transferring them to Amex's 15-plus travel partners . If you want to squeeze every bit of value from this card, start by installing Rakuten's browser extension or using its app. It automatically applies cash back deals and coupons when you shop online. Also, try to do most of your shopping during big sales, such as upcoming back-to-school or holiday promotions. That way, you can get both the sale price and plentiful cash-back rewards. Finally, routinely check your Rakuten and American Express accounts for limited-time deals or bonuses—these can add up over time. For a card with no annual fee, The Rakuten American Express® Card * offers strong rewards, especially if you prefer to earn cash back as a check or PayPal deposit—the current payout options Rakuten supports. However, if you're not already a Rakuten user or don't often shop or dine with its partner retailers and restaurants, you may want to explore other credit cards that offer shopping rewards . Take the Bank of America® Customized Cash Rewards credit card , which earns 6% cash back for the first year in the eligible category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% cash back on all other purchases. After the first year from account opening, earn 3% cash back on purchases in your choice category and 2% cash back at grocery stores and wholesale clubs up to the quarterly maximum. $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed. One of the categories you can choose to earn 6% cash back in with this card for the first year is online shopping. Factoring in its $2,500 quarterly maximum for these rewards, you could earn 6% cash back on up to $10,000 in your first year on online shopping spending (this rate drops to 3% after your first year), which may trump the 4% or more cash back you'd earn on up to $7,000 in purchases annually with Rakuten's partners using The Rakuten American Express® Card * . Overall, The Rakuten American Express® Card * still stands out for loyal Rakuten users, offering strong cash back potential within the shopping platform. For American Express customers, the ability to turn Rakuten cash back adds flexibility to explore redemption options beyond just cash.
CNBC
22-07-2025
- Business
- CNBC
Amex Gold vs. Blue Cash Preferred: One's better for travel, dining out while the other offers cash back
Both the American Express® Gold Card and the Blue Cash Preferred® Card from American Express are top Amex cards, but with different strengths. The Amex Gold excels at bringing you travel and dining value, while the lower-annual-fee Blue Cash Preferred (see rates and fees) offers cash back that you can use to pay your monthly bill. Below, we compare the two cards' fees, welcome bonuses, rewards, redemption options and benefits so you can know which is best for your wallet — or perhaps there's room for both. On the American Express site On the American Express site The Amex Gold Card offers over $400 in statement credits every year. Good to Excellent670–850 See Pay Over Time APR $325 You may be eligible for as high as 100,000 Membership Rewards® Points See rates and fees, terms apply. Read our American Express® Gold Card review. The American Express Gold Card is great for earning valuable Membership Rewards® points at restaurants worldwide and U.S. On the American Express site On the American Express site Good to Excellent670–850 20.24%-29.24% Variable $0 intro annual fee for the first year, then $95. Earn a $250 statement credit See rates and fees, terms apply. Read our Blue Cash Preferred® Card from American Express review. The Blue Cash Preferred® Card from American Express is a low-fee card with generous cash-back rewards and useful ongoing benefits, such as a monthly Disney Bundle credit. (Enrollment required for select benefits mentioned)Either $5 or 3% of the amount of each transfer, whichever is greater. 2.7% of each transaction after conversion to US dollars Offers in this section are from affiliate partners and selected based on a combination of engagement, product relevance, compensation, and consistent Saint offers three packages for credit repair services and a 90-day money-back guarantee for services. It has received an A rating and is accredited by the Better Business Credit People's Credit Report Repair service is relatively affordable compared to other programs in the space. Even the most basic package (the standard package) includes unlimited challenges to all three credit bureaus. Upgrading to the premium package includes escalated disputes and monthly credit score reports and score refreshes. The Amex Gold charges a $325 annual fee (see rates and fees). The Blue Cash Preferred offers a $0 annual fee for the first year, then $95 each year after (see rates and fees). While the Gold Card carries a higher annual fee, it also comes with over $500 in annual value to offset it. If you don't want to worry about a high annual fee, regardless, though, the Blue Cash Preferred's $95 (see rates and fees) is easier to swallow — plus, you're off the hook the first year. With the Amex Gold, you could receive up to 100,000 Membership Rewards® points after spending $6,000 in eligible purchases on your card in the first six months. You'll find out just how many points you're eligible for after being approved for (and before accepting) the Amex Gold. The Blue Cash Preferred offers new cardholders a $250 statement credit after spending $3,000 on eligible purchases within the first six months. While you won't know exactly how many points you can earn as a welcome bonus until after you apply and get approved for the Amex Gold, a maximum amount of 100,000 points can certainly go a long way. With Membership Rewards points valued at approximately 2 cents each, the welcome bonus is worth around $2,000 in value. The Blue Cash Preferred's spending threshold ($3,000) is half the Amex Gold's ($6,000) in the same amount of time (first six months), but $250 is much lower than what you could likely earn with the Gold. If you'd naturally spend $6,000 within six months anyways, without spending above your means, then the Gold's welcome offer is excellent value. One of the biggest differences between the Amex Gold and Blue Cash Preferred is the type of rewards they earn. The Amex Gold earns points in the form of Membership Rewards, while the Blue Cash Preferred earns cash back in the form of Reward Dollars. Membership Rewards points can be more lucrative as you have the option to transfer them to one of Amex's 20 travel partners; Reward Dollars can only be redeemed for statement credits (that go toward paying off your credit card bill) or on Amazon purchases. The one rewards category the cards share is at U.S. supermarkets, with the Blue Cash Preferred earning 6% back, but only to a max of $6,000 per year, compared to the Amex Gold earning 4X on the first $25,000 each year. The Amex Gold is going to be a better option for those who like going to restaurants, as it earns 4X points at restaurants worldwide on the first $50,000 annually. The Blue Cash Preferred rewards cardholders in everyday categories they likely spend in often, such as supermarkets, gas, transit and streaming subscriptions. But for those who travel or dine out frequently, there's no doubt the Amex Gold is a better fit, as it lets you earn points on flights, hotels and restaurants. It's also hard to beat being able to redeem rewards multiple ways versus just simply as a statement credit or on Amazon — more on that below. The Amex Gold's Membership Rewards points are very flexible in their redemption options. While they can be redeemed for gift cards, statement credits or even while shopping with participating brands, you're almost always going to get the most value transferring them to one of Amex's travel partners. The Blue Cash Preferred's Reward Dollars are more restrictive and can only be used for statement credits and when shopping at For those who prefer a simpler credit card rewards program, this card is a great option. The Amex Gold comes with a long list of benefits focused on restaurants and travel. The Blue Cash Preferred offers only a handful of perks, which is to be expected with a significantly lower annual fee. Choosing the Amex Gold means having access to over $500 in value each year from the following perks: Since the Blue Cash Preferred has a much lower annual fee, it's typical that it'd come with fewer credits:If you travel and dine out often, the Amex Gold lets you maximize that spending and the card's benefits that you'll likely take advantage of will offset the $325 annual fee. Plus, you'll earn at supermarkets. If you prefer less of a premium credit card and more of an everyday one that gives you cash back on things like gas, groceries and streaming, the Blue Cash Preferred with its low $95 annual fee ($0 the first year) is a winner. You don't have to worry about figuring out how to best redeem your cash back and can simply just apply it to paying off your monthly bill. The Amex Gold typically requires having good to excellent credit, or a score ranging from 670 to 850. No, you can't upgrade the Blue Cash Preferred to the Amex Gold as they aren't in the same family of cards. You can apply for each card separately and own both should you be approved. The Amex Gold has no preset spending limit; instead, the amount you can spend adapts based on factors such as your purchase, payment and credit history. Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Sign up here. At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card comparison is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.
AsiaOne
13-07-2025
- Business
- AsiaOne
Best credit card promotions in Singapore (July 2025): Citibank, DBS, HSBC, UOB and more, Money News
PUBLISHED ON July 13, 2025 12:15 PM By Vanessa Nah This July, sign up for a credit card and you could walk away with welcome gifts like: Up to $550 cash with $500 minimum spend (plus a chance to win $10,000!) Up to 142,500 Membership Rewards® points (enough to redeem to a Return Trip to London on Singapore Airlines) A chance to win a Paris getaway for two (including flights, hotels and iconic experiences) Clearly, we're spoilt for choice — banks in Singapore are competing so hard for new credit card customers that they are practically raining Apple products, Nintendo Switches, ergonomic chairs, and other freebies on us. Even if you don't see any item you want, some welcome gifts are just straight up cold, hard cash! An overview: Best credit card promotions in Singapore (July 2025) Credit card Credit card promotion Minimum spend Promotion valid until Citi Cash Back+ Mastercard , Citi Cash Back Card , Citi Rewards Card , Citi M1 Credit Card , Citi PremierMiles Card Your choice of gift: – 5 ,040 SmartPoints – $400 cash via PayNow Redeem your SmartPoints for any gift on our Rewards Store . Plus, get an extra $50 cash when you spend monthly on your card for 3 months. $500 (within 30 days) 7 Jul 2025 Citi SMRT Card Your choice of gift: – 7,000 SmartPoints – Up to $550 cash via PayNow Plus, a chance to win a $10,000 grand prize. $500 (within 30 days) 7 Jul 2025 Citi PremierMiles Card + Citi Wealth First Account Your choice of gift: – 7,000 SmartPoints – $500 cash – $500 spend within 30 days – Start a Citigold relationship, join as an AI, make a $300,000 deposit within 3 months 31 Jul 2025 Standard Chartered Simply Cash Credit Card ☆ Your choice of gift: – $350 cash via PayNow – 4,000 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store . $800 (within 30 days) 7 Jul 2025 Standard Chartered Smart Credit Card ☆ Your choice of gift: – $230 cash via PayNow – 2,990 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store . $800 (within 30 days) 7 Jul 2025 Standard Chartered Rewards+ Credit Card ☆ Standard Chartered Journey Credit Card ☆ – $180 cash via PayNow – 5GB Eskimo Global eSIM (worth US$25) – Up to 30 ,000 miles (with payment of annual fee) or 20,000 miles (annual fee waived) $800 (within 60 days) 7 Jul 2025 Standard Chartered Visa Infinite Credit Card ☆ – $250 cash via PayNow or 3,000 SmartPoints – 50,000 miles – Pay your income tax with the card, and spend $2,000 in eligible transactions within 60 days. – Spend $2,000 in 60 days and pay annual fee 7 Jul 2025 CIMB World Mastercard – $50 cash – Up to $188 cashback – $108 spend within 30 days – $988 spend within 60 days 31 Jul 2025 CIMB Visa Signature CIMB Visa Infinite UOB One Card $350 cash credit from UOB $1,000 spend/month for 2 consecutive months (first 200 new-to-UOB credit card customers) 31 Jul 2025 UOB Absolute Cashback Card 10% cashback (capped at $250) during card approval calendar month and the following calendar month – 31 Jul 2025 UOB EVOL Credit Card Apple Watch SE 2nd Gen Spend $800/month for the first 2 consecutive months (first 60 new-to-UOB credit card customers) 31 Jul 2025 UOB One Card , UOB Absolute Cashback Card, UOB Lady's Card, UOB PRVI Miles Credit Card (MASTERCARD / VISA / American Express) SG60 promotion:– $60 cash– One lucky winner will win $6,000 cash – 60 consolation winners get $100 cash $500 (within 30 days) – HSBC Advance Credit Card Your choice of gift: – $370 cash via PayNow – 5,000 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store . $500 spend from Card Account Opening Date to end of the following month + provide marketing consent 7 Jul 2025 HSBC Live+ Card HSBC Revolution Credit Card HSBC TravelOne Card Your choice of gift: – $370 cash via PayNow or 5,000 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store . $500 spend from Card Account Opening Date to end of the following month + provide marketing consent 7 Jul 2025 American Express True Cashback Card $120 eCapitaVouchers or Apple AirPods 4 (worth $199) $500 spend within 30 days 30 Jul 2025 American Express Platinum Credit Card $200 Statement Credits (new customers) / $150 Statement Credits (existing customers) $1,000 spend and annual fee payment within 2 months 30 Jul 2025 American Express The Platinum Card 95,000 Membership Rewards® points $4,000 minimum spend and annual fee payment within 2 months 30 Jul 2025 American Express Singapore Airlines KrisFlyer Ascend Credit Card 40,000 KrisFlyer miles (new cardmembers) / 30,000 KrisFlyer miles (existing cardmembers) $2,000 spend and annual fee payment within 3 months 30 Jul 2025 American Express Singapore Airlines KrisFlyer Credit Card Up to 17,000 KrisFlyer miles $1,000 spend within 2 months 30 Jul 2025 The American Express Singapore Airlines Business Credit Card Up to 54,000 HighFlyer points $3,000 spend and annual fee payment within 2 months 30 Jul 2025 DBS yuu Visa Card / DBS yuu American Express Card $300 cashback + $80 Esso fuel discount voucher $800 spend within 60 days 31 Oct 2025 DBS Live Fresh Card $300 cashback $800 spend within 60 days 31 Oct 2025 DBS Altitude Visa Signature Card Up to 38,000 miles $800 spend and payment of annual fee within 60 days 31 Aug 2025 DBS Altitude American Express Card Up to 38,000 miles DBS Takashimaya American Express Card $180 cashback $300 spend within Takashimaya within first month from card approval date. 31 Aug 2025 POSB Everyday Card $300 cashback $800 spend within 60 days 31 Jul 2025 OCBC INFINITY Cashback Card 1,960 SmartPoints or $150 Cash via PayNow Apply and charge at least 1 qualifying transaction within 30 days. 3 Jul 2025 OCBC Rewards Credit Card OCBC 365 Credit Card 90°N Card / 90°N Visa Card ☆ Standard Chartered Pinball Sure Win Promotion From now till July 31, 2025, sign up for selected Standard Chartered credit cards to win 1 turn in the SC Pinball Sure Win Promotion. You'll stand a chance to win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more. T&Cs apply. 1. Citibank credit card promotion Looking to sign up for a new Citibank credit card? You're in luck. Citibank credit card welcome gifts are looking very attractive right now. Among the Citi credit cards on promotion, my top pick this month is the Citi SMRT Card. Don't judge it by its name. This card is one of Singapore's underrated cashback cards with five per cent cashback on groceries, transport and online spend. The kicker? This month, apply for the Citi SMRT Card and get up to $550 cash, plus a chance to win $10,000! If you are a miles chaser, another top pick is the Citi PremierMiles Card. This card lets you earn Citi Miles that never expire. Here's a summary of all the Citibank credit cards with ongoing promotions: Citibank credit card Key features Promotion Valid until Citi Cash Back+ Mastercard 1.6% cashback that never expires. No minimum spend required and no cap on cashback Your choice of gift: – 5,040 SmartPoints – $400 cash via PayNow Spend criteria : Spend a minimum of $500 within 30 days from card approval date. Plus get an extra $50 cash when you spend monthly on your card for 3 months. 7 Jul 2025 Citi Cash Back Card 6% cashback on dining, 8% cashback on groceries and petrol Citi Rewards Card 10X Rewards on online purchases, ride-hailing and shopping Your choice of gift: – 5,040 SmartPoints OR – $400 cash via PayNow Spend criteria : Spend a minimum of $500 within 30 days from card approval date. Plus get an extra $50 cash when you spend monthly on your card for 3 months. 7 Jul 2025 Citi PremierMiles Card $1 = 1.2 Citi Miles on Local spend and 2 Citi Miles on Foreign currency spend. Citi Miles never expire Your choice of gift: – 5,040 SmartPoints OR – $400 cash via PayNow Spend criteria : Spend a minimum of $500 within 30 days from card approval date. Plus get an extra $50 cash when you spend monthly on your card for 3 months. 7 Jul 2025 Citi PremierMiles Card + Citi Wealth First Account – $1 = 1.2 Citi Miles on Local spend and 2 Citi Miles on Foreign currency spend. –Up to 7.51% Interest on your Citi Wealth First Account Your choice of gift: – $500 cash – 7,000 SmartPoints Criteria : – Spend a minimum of $500 within 30 days from card approval date. – Start a Citigold relationship and join as an AI, make a $300,000 deposit within 3 months of account opening and maintain the funds until gift fulfilment. 31 Jul 2025 Citi SMRT Card 5% savings on Online Purchases, Groceries, Taxi, Ride-hailing & Public Transport Your choice of gift: – 7,000 SmartPoints – $450 cash via PayNow Spend criteria : Spend a minimum of $500 within 30 days from card approval date. Plus, get an extra $50 cash when you answer our trivia question correctly, and bonus $50 cash when you spend monthly on your card for 3 months. Lucky draw: One lucky winner will win our $10,000 grand prize! 7 Jul 2025 Citi M1 Credit Card Up to 10% rebate on recurring M1 bills, 10% off device accessories at M1 shops Your choice of gift: – 5,040 SmartPoints – $400 cash via PayNow Spend criteria : Spend a minimum of $500 within 30 days from card approval date. Plus get an extra $50 cash when you spend monthly on your card for 3 months. 7 Jul 2025 2. Standard Chartered credit card promotions This month, it's tough to pick the best Standard Chartered credit card promotion. However, the unlimited cashback Standard Chartered Simply Cash Credit Card promotion comes up top in terms of cash value with $350 cash or 4,000 SmartPoints. Plus, get two per cent unlimited cashback on it from now till Oct 31, 2025 when you spend $800 a month. This month, you can also get $230 cash via PayNow or 2,990 SmartPoints when you apply for the Standard Chartered Smart Credit Card or Standard Chartered Rewards+ Credit Card. Here's a summary of all Standard Chartered credit card promotions this month: Standard Chartered credit card Key features Promotion Valid until Standard Chartered Simply Cash Credit Card – [MoneySmart exclusive] 2% unlimited cashback for transactions charged after the first $800 spend – 1.5% unlimited cashback with no minimum spend on spends below $800 Your choice of gift: – $350 Cash via PayNow – 4,000 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. Spend criteria: Spend a minimum of $800 in eligible transactions within 30 days of credit card approval. 7 Jul 2025 Standard Chartered Smart Credit Card Up to 10% cashback on digital subscriptions, at fast food outlets and daily commutes (minimum $1,500 monthly spend) Your choice of gift: – $230 cash via PayNow – 2,990 SmartPoints Redeem your SmartPoints for any gift on our Rewards Store. Spend criteria: Spend a minimum of $800 in eligible transactions within 30 days of credit card approval. 7 Jul 2025 Standard Chartered Rewards+ Credit Card 10X Rewards Points per S$1 spent in foreign currency, 5X Rewards Points per S$1 local dining spend Standard Chartered Journey Credit Card 3 miles per S$1 spent on online Transportation, Food Delivery & Online Grocery transactions – $180 cash via PayNow – 5GB Eskimo Global eSIM (worth US$25) – Up to 30 ,000 miles with payment of annual fee / 20,000 miles with annual fee waived when you spend $800 within 60 days. 7 Jul 2025 Standard Chartered Visa Infinite Credit Card 3 miles per S$1 overseas spend; 1.4 miles per S$1 local spend Your choice of gift: – $250 cash via PayNow OR – 3,000 SmartPoints Plus 50,000 miles from Standard Chartered When you apply, pay your income tax with the card, and spend $2,000 in eligible transactions within 60 days. 7 Jul 2025 From now till July 31, 2025, sign up for selected Standard Chartered credit cards to win 1 turn in the SC Pinball Sure Win Promotion. You'll stand a chance to win prizes like a Paris Getaway for Two (flights, hotels and iconic experiences), Samsonite luggage, FairPrice/ Klook vouchers, and more. The best part? This giveaway runs on top of your welcome gifts in the table above. 3. CIMB credit card promotion There are three credit cards with an ongoing promotion to get $188 cashback for those new to CIMB credit cards. The most accessible CIMB credit card is the CIMB World Mastercard, which has a $0 minimum spend per month. Note, however, that you'll need to hit $1,000 spend a month to enjoy the card's higher two per cent unlimited cashback rate. Here are all the CIMB credit card promotions: CIMB credit card Key feature(s) Promotion Valid until CIMB World Mastercard 2% unlimited cashback on Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, Luxury Goods. No annual fees for life. $50 cash with $108 spend within 30 days + $188 cashback with $988 spend within 60 days OR $88 cashback with $108 spend within 30 days July 31, 2025 CIMB Visa Signature 10% cashback on Beauty & Wellness, Online Shopping, Groceries and more, capped at S$100 per month and up to S$20 per category. Minimum spend $800. CIMB Visa Infinite 2% unlimited cashback on Travel, Overseas, Online Spend in Foreign Currencies with $2,000 minimum monthly spend. 4. UOB credit card promotions Right now, several UOB credit cards have a special SG60 promotion: get $60 cash guaranteed when you spend $500 within 30 days! Plus, one lucky winner will clinch $6,000 cash in our grand draw, and 60 consolation winners get $100 cash. The applicable credit cards are: UOB One Credit Card UOB Absolute Cashback Card UOB Lady's Card UOB PRVI American Express Miles Card UOB PRVI MASTERCARD Miles Card UOB PRVI VISA Miles Card On top of this SG60 promotion, these UOB credit cards come with the following welcome rewards this July: UOB credit card Key features Promotion Valid until UOB One Card Up to 10% rebate on McDonald's, DFI Retail Group, Grab, Shopee, SP and more $350 Cash Credit from UOB (with $1,000 spend per month for 2 consecutive months (first 200 new-to-UOB credit card customers) July 31, 2025 UOB Absolute Cashback Card 1.7% limitless cashback with no minimum spend Enjoy 10% cashback (capped at $250) during your card approval calendar month and the following calendar month July 31, 2025 UOB EVOL Credit Card 10% cashback on Online, Mobile Contactless, Overseas in-store FX spend Apple Watch SE 2nd Gen for the first 60 new-to-UOB credit card customers who – Successfully apply for a new UOB EVOL Card – Register via SMS for the promotion – Are the fastest to spend a minimum of $800 per month for the first 2 consecutive months July 31, 2025 5. HSBC credit card promotions The HSBC credit card line-up gained an exciting new lifestyle card last year — the HSBC Live+ Credit Card. Although the card's generous eight per cent cashback on dining, shopping and entertainment was supposed to end on Dec 31, 2024, it's since been (sort of) extended. If you sign up for the card from now till Sept 30, 2025, you get to enjoy a total of eight per cent cashback at selected dining, shopping and/or entertainment merchants for the first two calendar quarters from your card issue date. Coupled with the welcome gifts it comes with, the HSBC Live+ is one attractive card. HSBC credit card Key feature(s) Promotion Valid until HSBC Advance Credit Card 1.5% cashback on local and overseas purchases with no minimum spend Your choice of gift: – 5,00 0 SmartPoints , which you can use to redeem any gift from our Rewards Store OR – $370 cash via PayNow Qualifying criteria : Spend $500 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. 7 Jul 2025 HSBC Live+ Card Up to 8% cashback on dining, shopping and entertainment; 5% cashback on petrol Your choice of gift: – 5,00 0 SmartPoints , which you can use to redeem any gift from our Rewards Store OR – $370 cash via PayNow Qualifying criteria : Spend $500 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. 7 Jul 2025 HSBC Revolution Credit Card S$1 = 10X Points on Online Spend on Travel, Shopping & Dining Your choice of gift: – 5,00 0 SmartPoints , which you can use to redeem any gift from our Rewards Store OR – $370 cash via PayNow Qualifying criteria : Spend $500 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. 7 Jul 2025 HSBC TravelOne Card S$1 local spend = 1.2 miles; S$1 on foreign spend = 2.4 miles Your choice of gift: – 5,000 SmartPoints , which you can use to redeem any gift from our Rewards Store OR – $370 cash via PayNow Qualifying criteria : Spend $500 from Card Account Opening Date to the end of the following month and provide marketing consent in the application form. 7 Jul 2025 6. AMEX credit card promotions This month, the juiciest Amex welcome promotion is the 160,000 Membership Rewards® points (equivalent to 100,000 Air Miles) you'll earn with the American Express The Platinum Card. You'll need to spend $8,000 within the first six months from card approval, which will also earn you 10,000 Membership Rewards® points. Here are all the American Express credit card promotions this month: American Express credit card Key feature(s) Promotion Valid until American Express True Cashback Card 3% cashback on up to $5,000 spend in the first 6 months $120 eCapitaVouchers or Apple AirPods 4 (worth $199) Spend criteria: Spend $500 within 30 days 30 Jul 2025 American Express Platinum Credit Card $1.60 spend = 10 Points at participating Platinum 10Xcelerator Partners / 2X Points on all other spend $200 Statement Credits (new customers) / $150 Statement Credits (existing customers) with $1,000 spend and annual fee payment within 2 months of card approval . Plus, get up to $200 back when you spend at participating lifestyle brands. 30 Jul 2025 American Express The Platinum Card $1.60 spend = 2 Membership Rewards / 20 Membership Rewards points on 10Xcelerator spending Up to 95,000 Membership Rewards® points Spend criteria: $4,000 minimum spend and annual fee payment within 2 months of card approval Plus, get an extra 10 Membership Rewards® points on top of the 2 Membership Rewards® points you earn on your Card if you spend in foreign currency for first 6 months (capped at S$1,000 spend per month). 30 Jul 2025 American Express Singapore Airlines KrisFlyer Ascend Credit Card $1 local spend = 1.2 KrisFlyer miles; S$1 spend on Grab = 3.2 KrisFlyer miles 40,000 KrisFlyer miles (new cardmembers) / 30,000 KrisFlyer miles (existing cardmembers) with $2,000 spend and annual fee payment within 3 months of card approval. 30 Jul 2025 American Express Singapore Airlines KrisFlyer Credit Card $1 local spend = 1.1 KrisFlyer miles; S$1 spend on Grab = 3.1 KrisFlyer miles Up to 17,000 KrisFlyer miles (new cardmembers) with a minimum spend of $1,000 within first 2 months of card approval. 30 Jul 2025 The American Express Singapore Airlines Business Credit Card Up to 8 HighFlyer Points per S$1 spent on eligible Singapore Airlines and Scoot flights Up to 54,000 HighFlyer points with $3,000 spend and annual fee payment within 2 months of card approval . 30 Jul 2025 7. DBS credit card promotions The juiciest DBS credit card sign-up promotion this month belongs to the DBS yuu Card-get up to $380 cash rewards, comprising $300 cashback and $80 Esso fuel discount Voucher: DBS credit card Key feature(s) Promotion Expiry DBS yuu Visa Card 5% cash rebate / 2.8 mpd with no minimum spend, or up to 18% cash rebates or 10 mpd with $600 monthly spend $300 cashback (new cardmembers) + $80 Esso Fuel Discount Voucher (apply with code YUU380) with $800 minimum spend within 60 days. 31 Oct 2025 DBS yuu American Express Card $300 cashback (new cardmembers) + $80 Esso Fuel Discount Voucher (apply with code YUU380) with $800 minimum spend within 60 days. 31 Oct 2025 DBS Live Fresh Card Up to 6% cashback on shopping and transport spend with $800 minimum monthly spend $300 cashback (new cardmembers) with $800 minimum spend within 60 days. 31 Jul 2025 DBS Altitude Visa Signature Card $1 spend on Agoda = Up to 4.3 miles in the form of DBS Points that never expire Up to 38,000 miles with $800 spend and payment of annual fee within 60 days 31 Aug 2025 DBS Altitude American Express Card Up to 38 ,000 miles with $800 spend and payment of annual fee within 60 days 31 Aug 2025 DBS Takashimaya American Express Card 2 Taka Bonus Points for every S$10 spend at Takashimaya, 10% additional discount during Takashimaya sales events $180 cashback with $300 minimum spend within Takashimaya within first month from card approval date. 31 Aug 2025 These other DBS credit cards do not have ongoing sign-up promotions: DBS Vantage Visa Infinite Card SAFRA DBS Card DBS Live Fresh Student Card DBS Woman's Card DBS Woman's World Card DBS Esso Card A word on the DBS Woman's and Woman's World Card: Don't be fooled by the name. You can apply for these cards no matter your gender. 8. POSB credit card promotion The POSB Everyday Card is a straightforward cash rebates card with (strictly speaking) no minimum spend; certain bonus reward categories require you to spend above $800/month. As the name suggests, you can apply for the POSB Everyday Card to make the most out of your day-to-day spending. The latest POSB Everyday Card promotion is as fuss-free as the card — $300 cashback when you apply and spend $800 within 60 days. 9. Maybank credit card promotions While Maybank credit cards aren't currently offering welcome gifts, they're still worth checking out. My top pick is the Maybank Family & Friends Card, a cashback card that offers up to eight per cent cashback on five cashback categories of your choice, plus up to eight per cent cashback on Malaysian Ringgit and Indonesia Rupiah spend. 10. OCBC credit card promotions This month, OCBC credit cards come with goodies such as 1,960 SmartPoints or $150 cash. Don't know which card to choose? We got you. For the foodies, the OCBC 365 Credit Card earns you five per cent cashback on everyday dining with a minimum monthly spend of $800. For a card that earns rebates you on a wider range of spend categories, consider the OCBC Rewards Credit Card for up to four miles per dollar at selected retailers. Psst, this card is also a good choice to pair with the Amaze Card! Credit card promotions - is there a catch? With free AirPods Pro, ergonomic standing desks and thousands of miles raining down on us, you might be wondering: Is there a catch to all these freebies? Truth is, there is one drawback to signing up for credit card promotions: You won't be eligible for more freebies in the future. Well, at least for a year. Here's how it works: If you're thinking of gaming the system by cancelling your card and re-applying, tough luck! Another thing to note is that you must hit the minimum spend to get your reward. If you're really lucky, you'll get your shiny new iPad or cashback immediately upon card approval. However, most banks require you to spend a minimum sum (say, $1,000 in the first month) and sometimes even fork out the first year's annual credit card fee (goodbye, fee waiver!). After all that, banks will make you wait a few months before you can even smell the freebie. So what's the lesson here? Read the T&Cs carefully, and only sign up when you're confident you can hit the minimum spend. [[nid:718806]] This article was first published in MoneySmart . Credit/Debit cardsfinanceTips This website is best viewed using the latest versions of web browsers.
Biz Bahrain
15-05-2025
- Business
- Biz Bahrain
American Express Middle East Celebrates 30 Years of The Platinum Card® with New Exclusive Benefits
American Express Middle East is celebrating the 30th anniversary of The Platinum Card® in the region unveiling exclusive benefits designed to align with the evolving aspirations of its Card Members. To celebrate this milestone, Platinum Card Members are invited to enjoy two exclusive benefits until December 31, 2025 — a new dining experience and an enhanced retail offer, providing even greater value: • Platinum Card Members can enjoy up to US $200 dining credit per year at more than 300 restaurants across the UAE, Qatar, Bahrain, Oman, and Kuwait. • Platinum Card Members with a passion for fashion can now enjoy a US$ 200 statement credit per year at Net-A-Porter and Mr. Porter— double the previous value of US$ 100). All new Platinum Card Members who successfully apply for and receive their Card in 2025 will also enjoy a welcome offer of a statement credit of up to US$ 250 and a bonus of up to 50,000 Membership Rewards® points . 'For 30 years, The Platinum Card has set the bar for premium cards in the Middle East,' said Mazin Khoury, CEO at American Express Middle East & North Africa. 'We're marking this milestone by introducing exclusive Card benefits across dining and retail, designed to enhance the lifestyle of Platinum Card Members and connecting them to what they love.' Three Decades of Defining Premium Experiences While the new benefits celebrate the 30th anniversary of The Platinum Card®, its legacy in the Middle East over the past three decades remains defined by a suite of existing premium privileges. These benefits reaffirm ThePlatinum Card's commitment to delivering convenience and extraordinary experiences for Card Members. • Complimentary Airport Lounge Access: Eligible Card Members can access over 1,400 airport lounges worldwide through the American Express Global Lounge Collection. • Comprehensive Insurance Coverage: Offers up to US$ 1 million in travel insurance coverage. • 24/7 Concierge Service: Dedicated concierge service available 24/7 to assist with travel planning, reservations, and more. • Fine Hotels + Resorts Program: Exclusive benefits in 1,600 properties worldwide such as daily breakfast for two, room upgrade upon arrival when available, $100 credit towards eligible charges (which vary by property), guaranteed 4pm late checkout, and noon check-in when available. • Membership Rewards Program: Points never expire and can be redeemed across a wide range of partners. Points can also be used toward eligible purchase made on the Card and can be used for redemption at any time. Discover the exclusive benefits of the American Express Platinum Card: Terms and Conditions apply
