Latest news with #MerchantCashAdvance


Business Upturn
4 days ago
- Business
- Business Upturn
ROK Financial Expands Merchant Cash Advance and Working Capital Programs to Deliver Same-Day Business Funding Nationwide
New York, Aug. 13, 2025 (GLOBE NEWSWIRE) — ROK Financial Expands Merchant Cash Advance, Working Capital, and Fast Small Business Loan Programs to Deliver Same-Day Business Funding Nationwide ROK Financial, a leading provider of small business financing solutions, has expanded its Merchant Cash Advance, Working Capital, and alternative business loan programs to give business owners faster, more flexible access to capital. Designed for the more than 33 million small businesses operating across the United States — which collectively employ nearly half of the U.S. workforce — these solutions meet the needs of industries as diverse as retail, construction, e-commerce, logistics, healthcare, hospitality, trades, and professional services. For many small businesses, access to traditional bank loans has become increasingly difficult due to strict collateral requirements, high credit score minimums, and long approval times. ROK Financial's programs address these barriers by providing same-day funding from $10,000 to $5 million, with repayment structures that adjust to match cash flow. Programs are available to companies with as little as four months in operation and require no minimum credit score, opening doors for entrepreneurs who may not qualify for traditional lending. Business owners can learn more or begin the application process by visiting ROK Financial's official funding page. The Need for Speed in Small Business Financing The ability to access capital quickly can determine whether a small business seizes a growth opportunity or struggles to cover operational expenses. According to the Federal Reserve, nearly half of small businesses report they would need to find funding within a month or less to manage an unexpected expense. For many owners, traditional bank lending is too slow, requiring weeks of underwriting, extensive documentation, and high credit thresholds. Merchant Cash Advance and Working Capital programs address these challenges by providing fast, flexible business financing that moves at the pace of modern commerce. Same-day approval and funding in as little as a few hours mean that a retail store can order last-minute holiday inventory, a construction company can purchase materials to start a new project immediately, or a restaurant can repair critical kitchen equipment without losing valuable service days. This speed is not only critical for growth but also for business continuity. In the event of equipment breakdowns, supply chain disruptions, or emergency facility repairs, immediate access to funding can mean the difference between staying operational and losing valuable revenue days. Seasonal businesses — such as landscaping companies, tax preparation services, and tourism operators — can also benefit by securing capital ahead of their busiest months to maximize earnings potential. Learn more about how these programs work by visiting ROK Financial's Merchant Cash Advance information page. How Merchant Cash Advance and Working Capital Solutions Work A Merchant Cash Advance is not a traditional loan with fixed monthly payments. Instead, it provides a lump sum of working capital in exchange for a percentage of a business's future credit card sales or daily bank deposits. Payments automatically adjust with revenue — higher in busy months, lower when business is slower — making it a flexible solution for managing seasonal cash flow. Unlike bank loans, Merchant Cash Advances do not require collateral, lengthy approval processes, or high credit scores. Working Capital loans function in a similar way, providing fast access to funds that can be used for virtually any business purpose. This could mean financing a marketing campaign to attract new customers, purchasing equipment to expand production, upgrading technology systems to improve efficiency, or covering payroll during a temporary cash flow gap. Compared to other financing methods, MCA and Working Capital programs often have shorter application timelines, fewer documentation requirements, and repayment schedules tied to sales performance. For business owners seeking agility, these solutions act as a bridge between cash flow needs and growth objectives without the rigid repayment structures common in conventional lending. Get started today with ROK Financial's pre-approval application. Flexible Funding from $10,000 to $5 Million ROK Financial's Merchant Cash Advance and Working Capital programs offer funding amounts ranging from $10,000 to $5 million, making them accessible to both small, growing businesses and established companies with larger capital needs. Smaller funding packages can bridge short-term cash flow gaps, cover urgent repairs, or fund seasonal staffing increases. Larger packages can support major investments such as opening new locations, launching large-scale marketing campaigns, purchasing advanced machinery, or securing bulk inventory at discounted rates. Examples of funding use include: A restaurant replacing a commercial oven to avoid service disruption. A construction company purchasing heavy machinery for a large project. A retail store stocking up on seasonal inventory ahead of a major holiday. An e-commerce brand investing in a national digital advertising campaign. A manufacturer upgrading its production line for increased capacity. The flexibility of these programs is especially valuable to industries with fluctuating revenue patterns. For example, a tourism business may require significant working capital ahead of its high season to invest in marketing and staffing, while an agricultural supplier may need immediate funds to secure seeds, fertilizer, and equipment before planting season begins. Three-Step Application Process ROK Financial has simplified the process of securing business funding into three clear steps: Step 1: Complete a secure online application in just a few seconds. Applicants provide essential details about their business, including revenue, time in operation, and industry type. This quick submission is designed to match business owners with the most relevant financing options without requiring extensive initial documentation. Step 2: Connect with a dedicated financing advisor who reviews available programs and presents personalized funding solutions. This consultation ensures business owners understand their options, repayment structures, and terms before making a decision. Step 3: Select the preferred offer and receive funds in as little as 24 hours. There is no obligation to accept an offer, allowing owners to compare options and choose the best fit for their needs. This streamlined approach eliminates unnecessary delays and allows entrepreneurs to focus on running their businesses while securing the capital they need. Qualification Made Simple ROK Financial's Merchant Cash Advance and Working Capital programs are designed with accessibility in mind. Businesses with as little as four months in operation can apply, provided they generate at least $10,000 in monthly gross sales. There is no minimum FICO score required, making these programs available to owners with strong sales performance but limited or imperfect credit history. This flexibility opens the door for restaurants with steady daily sales but no collateral, retail shops in their first year of operation, service-based businesses with seasonal income, and contractors who rely on fluctuating project schedules. By focusing on current business performance rather than rigid credit requirements, ROK Financial ensures that more entrepreneurs have a pathway to the funding they need. Proof Points: Market Trends in Alternative Business Financing Alternative financing options such as Merchant Cash Advances and Working Capital loans have become increasingly popular as small businesses seek faster, more flexible ways to secure capital. Industry research shows that the U.S. alternative lending market is projected to grow steadily through the decade, driven by demand for quick approvals, adaptable repayment terms, and less restrictive qualification criteria. For many entrepreneurs, the appeal lies in bypassing the traditional bank loan process, which often involves weeks of review, strict collateral requirements, and high credit score thresholds. Instead, programs like those offered by ROK Financial prioritize revenue performance, making them accessible to a wider range of businesses. As competition across industries intensifies, having rapid access to funding can be a decisive factor in capturing market opportunities. Social Impact Commitment ROK Financial is committed not only to supporting business growth but also to making a positive impact in the community. Through its ongoing partnership with Feeding America, the company has provided more than one million meals to families in need. For every successful funding transaction, ROK Financial donates 50 meals to help fight food insecurity in communities across the United States. This initiative reflects the company's belief that business success and social responsibility go hand in hand. By choosing ROK Financial for their Merchant Cash Advance or Working Capital needs, business owners are also contributing to a broader mission of helping families and strengthening local communities. Frequently Asked Questions What is the difference between a Merchant Cash Advance and a traditional loan? A Merchant Cash Advance is repaid as a percentage of future sales, which means repayment amounts vary based on revenue. Traditional loans have fixed monthly payments regardless of sales volume. Can I get business funding with bad credit? Yes. There is no minimum credit score required for ROK Financial's Merchant Cash Advance or Working Capital programs. Approval is based primarily on business performance, including revenue and time in operation. How quickly can I receive funding? In many cases, qualified businesses can receive funds the same day they apply, depending on application time and the submission of required information. What types of businesses qualify? These programs are available to a wide variety of industries, including restaurants, retail, construction, manufacturing, e-commerce, logistics, healthcare, hospitality, and more. Can funds be used for any purpose? Yes. Working capital can be used for expenses such as payroll, inventory, marketing, equipment upgrades, expansion initiatives, or emergency operational needs. How does repayment work for a Merchant Cash Advance? Repayment is made automatically by deducting a fixed percentage of your daily or weekly sales until the advance is fully repaid. This means payments are proportionate to revenue, offering flexibility during slower months. Is there a penalty for early repayment? Many MCA and Working Capital programs have no prepayment penalties, allowing business owners to pay off their balance early if they choose. Terms vary by agreement, so applicants should confirm details with their financing advisor. Can start-ups apply? Yes, businesses with at least four months in operation can qualify, making these programs suitable for newer companies seeking to build momentum. Do I need to offer collateral? No. Merchant Cash Advances and Working Capital programs offered by ROK Financial do not require physical collateral, making them an option for businesses without significant assets. About ROK Financial ROK Financial is a business financing provider based in Great River, New York. The company specializes in delivering fast, flexible funding solutions tailored to the needs of small and medium-sized businesses across multiple industries. Using a technology-first approach, ROK Financial streamlines the funding process while maintaining a strong focus on customer service. The company's suite of financing products includes Merchant Cash Advance, Working Capital Loans, business lines of credit, equipment financing, SBA loans, and more. Contact Information ROK Financial Phone: (833) 3-ROKBIZ (833) 3-ROKBIZ Email: [email protected] [email protected] Website: Office Hours: Monday – Saturday, 8:00 A.M. – 6:00 P.M. (EST) Disclaimer: The information provided in this release is for informational purposes only and does not constitute financial advice. Funding availability, terms, and conditions are subject to change based on applicant eligibility and underwriting review. Disclaimer: The above press release comes to you under an arrangement with GlobeNewswire. Business Upturn takes no editorial responsibility for the same. Ahmedabad Plane Crash
Yahoo
4 days ago
- Business
- Yahoo
ROK Financial Expands Merchant Cash Advance and Working Capital Programs to Deliver Same-Day Business Funding Nationwide
New Same-Day Funding Options from ROK Financial Provide $10,000 to $5 Million in Flexible Merchant Cash Advance, Small Business Working Capital, and Non-Bank Financing Solutions Across Diverse Industries, with No Minimum Credit Score and Flexible Repayment Options New York, Aug. 13, 2025 (GLOBE NEWSWIRE) -- ROK Financial Expands Merchant Cash Advance, Working Capital, and Fast Small Business Loan Programs to Deliver Same-Day Business Funding Nationwide ROK Financial, a leading provider of small business financing solutions, has expanded its Merchant Cash Advance, Working Capital, and alternative business loan programs to give business owners faster, more flexible access to capital. Designed for the more than 33 million small businesses operating across the United States — which collectively employ nearly half of the U.S. workforce — these solutions meet the needs of industries as diverse as retail, construction, e-commerce, logistics, healthcare, hospitality, trades, and professional services. For many small businesses, access to traditional bank loans has become increasingly difficult due to strict collateral requirements, high credit score minimums, and long approval times. ROK Financial's programs address these barriers by providing same-day funding from $10,000 to $5 million, with repayment structures that adjust to match cash flow. Programs are available to companies with as little as four months in operation and require no minimum credit score, opening doors for entrepreneurs who may not qualify for traditional lending. Business owners can learn more or begin the application process by visiting The Need for Speed in Small Business Financing The ability to access capital quickly can determine whether a small business seizes a growth opportunity or struggles to cover operational expenses. According to the Federal Reserve, nearly half of small businesses report they would need to find funding within a month or less to manage an unexpected expense. For many owners, traditional bank lending is too slow, requiring weeks of underwriting, extensive documentation, and high credit thresholds. Merchant Cash Advance and Working Capital programs address these challenges by providing fast, flexible business financing that moves at the pace of modern commerce. Same-day approval and funding in as little as a few hours mean that a retail store can order last-minute holiday inventory, a construction company can purchase materials to start a new project immediately, or a restaurant can repair critical kitchen equipment without losing valuable service days. This speed is not only critical for growth but also for business continuity. In the event of equipment breakdowns, supply chain disruptions, or emergency facility repairs, immediate access to funding can mean the difference between staying operational and losing valuable revenue days. Seasonal businesses — such as landscaping companies, tax preparation services, and tourism operators — can also benefit by securing capital ahead of their busiest months to maximize earnings potential. Learn more about how these programs work by visiting How Merchant Cash Advance and Working Capital Solutions Work A Merchant Cash Advance is not a traditional loan with fixed monthly payments. Instead, it provides a lump sum of working capital in exchange for a percentage of a business's future credit card sales or daily bank deposits. Payments automatically adjust with revenue — higher in busy months, lower when business is slower — making it a flexible solution for managing seasonal cash flow. Unlike bank loans, Merchant Cash Advances do not require collateral, lengthy approval processes, or high credit scores. Working Capital loans function in a similar way, providing fast access to funds that can be used for virtually any business purpose. This could mean financing a marketing campaign to attract new customers, purchasing equipment to expand production, upgrading technology systems to improve efficiency, or covering payroll during a temporary cash flow gap. Compared to other financing methods, MCA and Working Capital programs often have shorter application timelines, fewer documentation requirements, and repayment schedules tied to sales performance. For business owners seeking agility, these solutions act as a bridge between cash flow needs and growth objectives without the rigid repayment structures common in conventional lending. Get started today with Flexible Funding from $10,000 to $5 Million ROK Financial's Merchant Cash Advance and Working Capital programs offer funding amounts ranging from $10,000 to $5 million, making them accessible to both small, growing businesses and established companies with larger capital needs. Smaller funding packages can bridge short-term cash flow gaps, cover urgent repairs, or fund seasonal staffing increases. Larger packages can support major investments such as opening new locations, launching large-scale marketing campaigns, purchasing advanced machinery, or securing bulk inventory at discounted rates. Examples of funding use include: A restaurant replacing a commercial oven to avoid service disruption. A construction company purchasing heavy machinery for a large project. A retail store stocking up on seasonal inventory ahead of a major holiday. An e-commerce brand investing in a national digital advertising campaign. A manufacturer upgrading its production line for increased capacity. The flexibility of these programs is especially valuable to industries with fluctuating revenue patterns. For example, a tourism business may require significant working capital ahead of its high season to invest in marketing and staffing, while an agricultural supplier may need immediate funds to secure seeds, fertilizer, and equipment before planting season begins. Three-Step Application Process ROK Financial has simplified the process of securing business funding into three clear steps: Step 1: Complete a secure online application in just a few seconds. Applicants provide essential details about their business, including revenue, time in operation, and industry type. This quick submission is designed to match business owners with the most relevant financing options without requiring extensive initial documentation. Step 2: Connect with a dedicated financing advisor who reviews available programs and presents personalized funding solutions. This consultation ensures business owners understand their options, repayment structures, and terms before making a decision. Step 3: Select the preferred offer and receive funds in as little as 24 hours. There is no obligation to accept an offer, allowing owners to compare options and choose the best fit for their needs. This streamlined approach eliminates unnecessary delays and allows entrepreneurs to focus on running their businesses while securing the capital they need. Qualification Made Simple ROK Financial's Merchant Cash Advance and Working Capital programs are designed with accessibility in mind. Businesses with as little as four months in operation can apply, provided they generate at least $10,000 in monthly gross sales. There is no minimum FICO score required, making these programs available to owners with strong sales performance but limited or imperfect credit history. This flexibility opens the door for restaurants with steady daily sales but no collateral, retail shops in their first year of operation, service-based businesses with seasonal income, and contractors who rely on fluctuating project schedules. By focusing on current business performance rather than rigid credit requirements, ROK Financial ensures that more entrepreneurs have a pathway to the funding they need. Proof Points: Market Trends in Alternative Business Financing Alternative financing options such as Merchant Cash Advances and Working Capital loans have become increasingly popular as small businesses seek faster, more flexible ways to secure capital. Industry research shows that the U.S. alternative lending market is projected to grow steadily through the decade, driven by demand for quick approvals, adaptable repayment terms, and less restrictive qualification criteria. For many entrepreneurs, the appeal lies in bypassing the traditional bank loan process, which often involves weeks of review, strict collateral requirements, and high credit score thresholds. Instead, programs like those offered by ROK Financial prioritize revenue performance, making them accessible to a wider range of businesses. As competition across industries intensifies, having rapid access to funding can be a decisive factor in capturing market opportunities. Social Impact Commitment ROK Financial is committed not only to supporting business growth but also to making a positive impact in the community. Through its ongoing partnership with Feeding America, the company has provided more than one million meals to families in need. For every successful funding transaction, ROK Financial donates 50 meals to help fight food insecurity in communities across the United States. This initiative reflects the company's belief that business success and social responsibility go hand in hand. By choosing ROK Financial for their Merchant Cash Advance or Working Capital needs, business owners are also contributing to a broader mission of helping families and strengthening local communities. Frequently Asked Questions What is the difference between a Merchant Cash Advance and a traditional loan?A Merchant Cash Advance is repaid as a percentage of future sales, which means repayment amounts vary based on revenue. Traditional loans have fixed monthly payments regardless of sales volume. Can I get business funding with bad credit?Yes. There is no minimum credit score required for ROK Financial's Merchant Cash Advance or Working Capital programs. Approval is based primarily on business performance, including revenue and time in operation. How quickly can I receive funding?In many cases, qualified businesses can receive funds the same day they apply, depending on application time and the submission of required information. What types of businesses qualify?These programs are available to a wide variety of industries, including restaurants, retail, construction, manufacturing, e-commerce, logistics, healthcare, hospitality, and more. Can funds be used for any purpose?Yes. Working capital can be used for expenses such as payroll, inventory, marketing, equipment upgrades, expansion initiatives, or emergency operational needs. How does repayment work for a Merchant Cash Advance?Repayment is made automatically by deducting a fixed percentage of your daily or weekly sales until the advance is fully repaid. This means payments are proportionate to revenue, offering flexibility during slower months. Is there a penalty for early repayment?Many MCA and Working Capital programs have no prepayment penalties, allowing business owners to pay off their balance early if they choose. Terms vary by agreement, so applicants should confirm details with their financing advisor. Can start-ups apply?Yes, businesses with at least four months in operation can qualify, making these programs suitable for newer companies seeking to build momentum. Do I need to offer collateral?No. Merchant Cash Advances and Working Capital programs offered by ROK Financial do not require physical collateral, making them an option for businesses without significant assets. About ROK Financial ROK Financial is a business financing provider based in Great River, New York. The company specializes in delivering fast, flexible funding solutions tailored to the needs of small and medium-sized businesses across multiple industries. Using a technology-first approach, ROK Financial streamlines the funding process while maintaining a strong focus on customer service. The company's suite of financing products includes Merchant Cash Advance, Working Capital Loans, business lines of credit, equipment financing, SBA loans, and more. Contact Information ROK Financial Phone: (833) 3-ROKBIZ Email: info@ Website: Office Hours: Monday – Saturday, 8:00 A.M. – 6:00 P.M. (EST) Disclaimer: The information provided in this release is for informational purposes only and does not constitute financial advice. Funding availability, terms, and conditions are subject to change based on applicant eligibility and underwriting review. CONTACT: Phone: (833) 3-ROKBIZ Email: info@ Office Hours: Monday – Saturday, 8:00 A.M. – 6:00 P.M. (EST)Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data

Time Business News
20-07-2025
- Business
- Time Business News
What is a credit check for MCA & how does MCA impact your credit score
When your business signs up for a Merchant Cash Advance, any MCA lender in the UK will have to perform a credit check to get an idea about the financial health of your business. If you are unfamiliar with the term right now, it's okay because that is what we will talk about further. Merchant Cash Advance (MCA) is a financial solution used by SMEs and enterprises in the UK to get immediate access to cash to improve cash flow for a business. When you sign up for MCA, you attain cash funds called an advance in exchange for the sales of your future card sales. The repayment takes place over a period of time with a fixed fee called a factor rate. Please keep in mind that MCA is only applicable to card sales and not cash-based transactions. Traditional bank loans require collateral to grant you a loan. Additionally, the application process for a bank loan is hectic because banks look at multiple factors of your business like your credit score, credit history, and current or outstanding loans. This process of analysing your business performance is called a credit check. On the other hand, MCA lenders don't require collateral to grant you a loan, you also don't necessarily need to have a good credit score. Since MCA lenders don't require collateral, they associate a certain risk with each business which is reflected in the factor rate. This factor rate determines the profit earned by the MCA lenders. It is a fixed ratio of pennies charged per pound of the advance sum of money. To be specific, a factor rate of 1.2 means that for each £1 received in advance, you'll pay £1.2 from your future card sales. MCA lenders need to make sure that they are doing business with a business that is capable of paying back the sum of money on time. To make their financial risk worth it, MCA lenders perform a credit check before giving you a quote for the factor rate. So in this credit check, MCA lenders check for the volume of card transactions, business profitability, and credit rating. The criteria for these credit checks are comparably less strict than the traditional credit checks performed by the bank. We will look into it further. There are two basic types of credit checks: Soft credit checks are the ones performed by the MCA lenders as we have mentioned before. A soft credit check lets your MCA lender know your business performance and loan history. On a bigger scale, this credit check is just to get an idea of your business profitability to weigh how much risk it is worth. It's not a crucial factor in deciding whether you'll get MCA funding or not because it is ultimately focused on your future card sales, not your past financial decisions. Even if a lender performs a credit check and your contract doesn't go through, don't give up because the financial market in the UK is competitive and you'll find another lender who suits your business terms better. A hard credit check is conducted traditionally by a bank, and it shows much more details about your business conditions as compared to a soft check like your credit history, previous loans, any ongoing loans, and more. Unlike a traditional bank loan, MCA doesn't show up on your credit history so it doesn't have any outright impact on it. How you manage your repayments and your experience with your MCA lender is more important in this case. Every MCA lender has their own contract terms and repayment span depending on your business. What's important is that repayments should be made on time. Even though overall MCA doesn't negatively impact your score, missed and delayed payments will definitely do. In case of missed or delayed repayments, you must communicate with your lender. Such late payments can harm your reputation, and penalties and also show up in your credit history as a negative thing if the lender raises this issue. If you have a rocky experience with an MCA, you missed your repayments a few times or delayed them, it will cause inconvenience the next time you need an MCA to manage your cash flow. Also, keep in mind that MCA is a financing solution and should only be used for short-term fixes. Constant and repeated use of MCA doesn't look good as it indicates that you might need a long-term financing solution instead of a temporary one. MCA is one of the most popular financing solutions that can help your business to improve cash flow for the short term. ComparedBusiness can help you choose an MCA provider that supports your need of your business. Read Click : Tech Plus Product TIME BUSINESS NEWS

Associated Press
12-02-2025
- Business
- Associated Press
1st Commercial Credit Introduces 2nd Position Factoring Behind Traditional Banks
AUSTIN, Texas, Feb. 12, 2025 /PRNewswire/ -- 1st Commercial Credit, LLC, a trusted factoring company with over 22 years of experience, is excited to introduce its 2nd Position Factoring program. This innovative financing solution is tailored for businesses with an existing bank term loan that require additional working capital without disrupting their primary lending relationship. Unlike traditional subordinated financing, 1st Commercial Credit's 2nd Position Factoring enables businesses to leverage their accounts receivable while maintaining their existing bank loan. This approach provides immediate liquidity, improved cash flow, and the ability to scale—without incurring additional debt or restrictive covenants. Since invoice factoring is a buyer/seller transaction rather than a loan, it serves as a flexible alternative to conventional lending. Through this process, 1st Commercial Credit transitions receivable assets into cash assets via a discounted sale, allowing businesses to unlock capital efficiently. The debtors will be required to pay 1st Commercial Credit for the purchased Invoices. Important Note: Businesses with bank lines of credit or Senior lenders that require (Or Noticed) account debtors to remit payments to a dedicated lockbox do not qualify for this factoring program. Eligible businesses must be in good standing, profitable, and experiencing growth. Additionally, SBA Loans issued under the Economic Injury Disaster Loan (EIDL) program have been subordinated, and 1st Commercial Credit will initiate funding before the SBA subordination process is completed. 'Even with a bank term loan in place, many businesses still struggle with cash flow,' said Raul Esqueda, President of 1st Commercial Credit. 'Our 2nd Position Factoring program provides a seamless solution by delivering additional working capital without disrupting the bank's security interest. Too often, business owners are denied factoring due to an existing senior bank line and end up resorting to high-cost Merchant Cash Advance loans. Our program offers a smarter alternative, ensuring access to the funds they need without excessive costs or additional debt.' Key Benefits of 2nd Position Factoring with 1st Commercial Credit: Non-Subordinated Financing – Works alongside existing bank lines without requiring subordination from the bank. Flexible Working Capital – Unlocks cash tied up in receivables for operational expenses and growth. Fast Approval & Funding – Businesses can access funds quickly without lengthy underwriting. No Additional Debt – Factoring is based on receivables, not loans, keeping liabilities off the balance sheet. This program is particularly beneficial for companies in manufacturing, staffing, distribution, and transportation that require supplemental financing beyond traditional bank credit lines. It's also great news for bankers looking to help their clients access additional capital while maintaining their existing bank loans without requiring subordination. 1st Commercial Credit's 2nd Position Factoring offers a seamless, non-subordinated solution that unlocks working capital and supports business growth. 1st Commercial Credit or contact us at 1-800-876-6071.