Latest news with #MetaMask
Yahoo
3 days ago
- Business
- Yahoo
Bitcoin and Web3 Wallet Firm Ledger Brings 'Crypto Life' Visa Card to U.S. Users
Cryptocurrency hardware wallet firm Ledger has launched its Crypto Life (CL) Visa card in the U.S., offering users 1% cashback in bitcoin (BTC) or USDC on purchases and the ability to directly deposit paychecks into the on-chain card account via bank transfer. Ledger's CL Visa card is facilitated by fiat-to-on-chain card enabler Baanx, which also provides self-custody crypto cards for the likes of MetaMask, Tools for Humanity and most recently wallet firm Exodus. Big card networks Mastercard and Visa are aligning themselves with the self-custodial crypto world and the rapid growth in areas like stablecoin payments. Data on CL card usage shows household purchases dominated crypto card usage at 63% of total transactions, with entertainment and fashion categories showing the strongest growth. Jean-Francois Rochet, EVP of Consumer Services at Ledger, said the collaboration brings the CL card to millions of users in the U.S. with attractive cashback features for bitcoin holders. 'Living the crypto life means having ownership, access and real world utility over your digital assets,' he said in a statement. 'The CL Card, designed for Ledger, is a step toward mainstream, non-custodial crypto payments—right in your pocket', said Simon Jones, Chief Commercial Officer of Baanx. The CL Card will be available in the U.S. (excluding New York and Vermont) on June 30, 2025.
Business Mayor
15-05-2025
- Business
- Business Mayor
FinTech Partnerships Look to Crack Stablecoin On- and Off-Ramp Challenges
Highlights Stablecoin adoption is growing, with partnerships like Mastercard and MoonPay signaling mainstream interest and proving key to usability, but scalability remains hindered by limited fiat on- and off-ramps, merchant acceptance and regulatory uncertainty. Stablecoins offer benefits, especially for cross-border payments and emerging markets, thanks to their speed, reliability and programmability, but they require better infrastructure and integration with legacy financial systems. Banks and FinTechs can act as stablecoin issuers, custodians and fiat liquidity providers, but U.S. regulatory hurdles — highlighted by political blocks like the GENIUS Act — may ultimately shape their future more than the technology itself. Solutions in search of problems tend to get nowhere. Stablecoins, which have the potential to become widely used for payments, are trying to avoid that fate. Stablecoins are being held as more than a cryptocurrency curiosity, as evidenced by news Thursday (May 15) that Mastercard launched a stablecoin-focused partnership with crypto payments FinTech MoonPay . However, the full potential of the fiat-pegged digital asset class remains constrained by limited on- and off-ramp infrastructure and insufficient acceptance among merchants and consumers. There's also the regulatory elephant in the room in the United States. The benefits of stablecoins can be enticing, particularly in cross-border and emerging market transactions. These programmable dollars (or euros, or pesos) can move at the speed of the internet. They combine the reliability of traditional money with the speed and efficiency of blockchain rails . Still, like all powerful tools, stablecoins' value depends on the system they're part of. That could require legitimate institutions to build the rails, encourage acceptance, align with regulations and integrate with legacy systems. Read More Digital Dollars and a Bitcoin ETF on the Horizon - Bloomberg On paper, stablecoins may seem like the perfect bridge between two financial worlds. Citi Institute 's Future of Finance think tank projected that the stablecoin market could jump to at least $1.6 trillion by 2030, assuming regulatory support and institutional integration continue apace . In practice, however, stablecoins can be stuck in a transactional limbo where they are underused and misunderstood. The key to unlocking their full potential could lie in partnerships for seamless fiat on- and off-ramps , as well as widespread acceptance from merchants and consumers. See also: 3 Things Payment Stakeholders Can All Agree On About Stablecoins The Plumbing of Digital Money: On- and Off-Ramps For most Americans not actively involved in crypto markets, stablecoins might as well not exist. But most Americans still bank with institutions that are centuries old. In the crypto economy of certain regions, wallets like MetaMask , Coinbase Wallet and others are the new front ends of finance, and fiat ramps serve as the connective tissue between these wallets and the fiat world. Today, most stablecoin entry points still rely on centralized crypto exchanges like Coinbase , Binance or Kraken . These platforms offer fiat gateways where users can link bank accounts or cards to buy stablecoins. However , for stablecoins to become ubiquitous , access needs to move beyond crypto-native tools. That means embedding on-ramps into FinTech apps, remittance platforms and retail bank services. Emerging markets, where banking infrastructure is often limited or unreliable, stand to benefit the most. For example, Ramp announced May 7 an expansion of its issuing partnership with Stripe to launch stablecoin-backed corporate cards designed to facilitate cross-border transactions. The integration will start with select Latin American markets and then expand to countries in Europe, Africa and Asia . CEO Konstantin Anissimov told PYMNTS this week that there has been 'a big shift in terms of adoption of stablecoin payments that is being driven by uncertainty in geopolitics.' 'I am personally seeing a big increase of small to medium enterprises utilizing stablecoin payments because banking rails are harder and harder to use,' Anissimov said. Read also: Crypto Firms Chase Bank Charters as Circle Launches Stablecoin Orchestration Layer Can Stablecoins Successfully Change the World's Financial Fabric? From Shopify plugins to crypto-friendly point-of-sale (POS) systems, technical solutions exist to enable stablecoin acceptance. However, what's lacking is incentive. Traditional payment processors like Visa or PayPal offer reliability, fraud protection and settlement services that most blockchain payment systems can't yet match. Equally critical are off-ramps — the pathways through which users convert stablecoins back into fiat currency. Without these, stablecoins risk becoming digital dead-ends. Users want to spend, not just hold. That's in part why, rather than resisting, banks can reposition themselves as custodians of digital assets, offering secure storage and compliance partnerships that handle know your customer and anti-money laundering obligations for stablecoin issuers. At the same time, they can serve as liquidity providers offering fiat backstops and redemption services. They could even be issuers themselves. Some, like J.P. Morgan , already are. 'I think the largest banks will succeed as stablecoin issuers,' Amias Gerety , former assistant secretary of the Treasury, told PYMNTS in March. Still, policy could shape the stablecoin trajectory in the U.S. more than technology. Perhaps the most eye-catching development in 2025 has been the President Donald Trump family's foray into stablecoins . The USD1 token, unveiled at a Dubai conference and reportedly used in a $2 billion Binance investment by Abu Dhabi's MGX , raised eyebrows and strategic questions. That foray , as well as others , resulted in the Guiding and Establishing National Innovation for U.S. Stablecoins of 2025 (GENIUS) Act , a bill to promote stablecoins , being blocked in the U.S. Senate over political disagreements. For all PYMNTS digital transformation coverage, subscribe to the daily Digital Transformation Newsletter . See More In: banking, Banks, Bitcoin, Blockchain, Cryptocurrency, digital assets, digital currency, digital transformation, digital wallets, FinTech, Government, Mobile Wallets, News, partnerships, PYMNTS News, regulations, stablecoins, Technology
Coin Geek
14-05-2025
- Business
- Coin Geek
DXS: BSV's 'plumbing' still the best base layer for any asset
Getting your Trinity Audio player ready... Stablecoins play a key role in the blockchain industry's overall infrastructure. Onboarding more of them to a platform is essential for developers who want to get more non-BSV people into the app. DXS CEO Armen Azatyan spoke to CoinGeek recently about reaching new traders beyond the BSV ecosystem and who DXS would like to onboard next. DXS has been one of the BSV ecosystem's quiet achievers. Launched in 2020, it's been writing thousands of transactions to the blockchain per day ever since. It's a trading platform similar to Robinhood in that it provides simple and user-friendly access to multiple markets for everyone, complete with leverage options, liquidity pools, and minimum trades as low as one cent. Unlike Robinhood, its operations are transparent, and users retain custody of idle funds. BSV's scalable blockchain provides cheap, instant, and transparent settlements, and assets are tokenized using BSV's STAS protocol. The platform connects to users' external wallets, thus avoiding the security risk of hosting funded wallets/accounts. DXS is also the first BSV app to integrate non-BSV wallets through an on-chain wrapping mechanism, seamlessly onboarding users from other blockchains to use BSV without even them noticing it (in essence, using BSV as plumbing for peer-to-peer transactions). In addition to BSV wallets HandCash and DotWallet, it also links to MetaMask, Trust Wallet, Fiorin, and Wallet Connect. Coming soon are TON's Telegram Wallet and Tonkeeper Wallet, which means DXS will also likely get listed on Telegram's mini-app store. After that, the developers are working on onboarding Solana wallets and integrating the 1Sat Ordinals protocol. 'We want to have hassle-free deposits and withdrawals,' Azatyan said. DXS's EVM integration (MetaMask and Trust Wallet) works just fine, but as an Ethereum wallet, Layer 2 or not, it comes with all that network's shortcomings, like being slow or expensive to use. Stablecoins is still the killer app on blockchain Azatyan said having a stablecoin for DXS users was always a deal breaker right from the beginning, and having a BSV-native USD stablecoin was a dream. Fortunately, now that there is a stablecoin (MNEE) running on the BSV blockchain, 'it will be miles simpler to implement that,' which DXS is now doing. 'It's the only way to attract a wider audience of traders who don't want constant exposure to BSV price volatility,' he added. While BSV is the best network to handle the exchange's functionality, it's better that it remains in the background as 'plumbing' rather than being a speculative asset itself. DXS is a prime example of how a business can use the BSV network as infrastructure and succeed, independent of the BSV coin's own market price and with users who may never have owned any Bitcoin. Until recently, about 90% of DXS's trading volumes came from users connected with BSV wallets. However, that number is dropping as BSV's market price has fallen or remained stagnant over recent years, and diversifying beyond its BSV-centric user base has always been part of DXS's plans. 'You need that to grow as an independent business,' Azatyan said. If a business targets only BSV holders, then its fortunes are permanently tied to those of the BSV market price. The same applies to businesses targeting only holders of a specific digital asset. DXS's development team has spent a few years onboarding stablecoins from other blockchains and has had to build a lot of its own infrastructure to accept USDT and USDC. In addition to MNEE, DXS is looking at Centi's CCHF (Swiss Franc) stablecoin, although that particular token is more merchant-focused, so it may not be a high-priority market to chase. For now, users can fund their positions on the exchange with BSV, USDC, USDT, DAI, wBTC, or ETH. And speaking of BSV being more open to those outside its sphere, Azatyan said he'd even love to see Tether running natively on BSV someday. Tether's image and governance issues over the years have made that kind of wish almost heretical in the BSV world, with its public commitment to compliance and transparency. But it currently runs natively on about two dozen different blockchains, and Azatyan said it's become like 'a stamp of approval for any blockchain' to have its own USDT token. It retains its first-mover advantage, and every year it adds to its lifespan, adds more liquidity, and cements its position in the market. That's something beyond DXS's control, but being able to handle whatever asset its users want to use most remains the company's mission. For BSV itself, simply being the best available infrastructure for apps like DXS and others may be its most valuable asset. Watch: Teranode is the digital backbone of Bitcoin title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen="">
Business Upturn
13-05-2025
- Business
- Business Upturn
Walme Launches $WLM Token Sale to Power the Next Generation of All-in-One Web3 Finance
By GlobeNewswire Published on May 13, 2025, 22:37 IST PRAGUE, May 13, 2025 (GLOBE NEWSWIRE) — Walme, the all-in-one Meta-Core Wallet redefining how users interact with money across fiat, crypto, cards, and DAOs, has officially launched the public pre-sale of its $WLM token. Running from May 7 to July 9, the sale marks a critical milestone ahead of Walme's European rollout and product launch later this year. With over 250,000 users already on the waitlist and a fully regulated foundation in the EU, Walme is positioning $WLM not just as a token — but as the utility core of a new kind of financial experience. Imagine landing in a new city. You've got your bank card in your pocket, a crypto wallet on your phone, a payment app, an exchange interface, and encrypted messenger. You open five different apps just to pay for a coffee, send $20 to a friend, and maybe swap some SOL, write a message to your college. Different logins, different interfaces, different fees. Now imagine this instead: You open one app. And everything's already there. That's exactly what Walme is — a Web3 app that doesn't try to 'disrupt banks' but simply asks: Why are we still managing money harder than it has to be? Not just another wallet. A rethinking of personal finance Web3 is full of tools. But very few actual products. MetaMask? Just a key manager. Trust Wallet? Another interface. Walme goes further. It's what the team calls a Meta-Core Wallet: a single command center for every form your money can take — fiat, crypto, cards, even DAOs. It doesn't stop there. The feature that stands out the most? Sending crypto directly inside a chat. Like sending an emoji to girlfriend — but instead of a love Emoji , it's 100 USDT or more. Not just a concept — it's already here Unlike many crypto projects that live on pitch decks and Medium posts, Walme is already on track: Over 18 blockchains integrated Virtual & physical cards ready for issue Full licensing structure in the EU (Walme is a registered VASP) MVP is in final testing Global access is planned, but the first real-world rollout will start in Europe — where the infrastructure is already in place. And here's the kicker — over 250,000 real users have already joined the Waitlist . They're completing tasks, climbing the leaderboard, and actively preparing for launch. This isn't just a 'soon' page — it's a living, breathing community. $WLM: A token that actually does something Let's be honest: 2021 was all about tokens with no product. But 2025? It's the year utility makes a comeback. Walme says it plainly: We didn't launch $WLM to be traded. We launched it to power something real. $WLM is not just a currency. It's a utility key inside the Walme ecosystem: Unlocks premium features Reduces swap, card & transfer fees Enables chat-based crypto payments & DAO access Gives governance rights over Walme's treasury Powers buyback & burn mechanics Eligible for staking This isn't farming for farming's sake — it's a long-term user engagement engine. Token sale is live — and this is the best moment to join The Pre-Sale of Walme's token just launched: Price: $0.004 Stage Bonus: up to 30% Volume Bonus: up to 15% Referral Bonus: 5% Min contribution: $50 Dates: May 7 – July 9 TGE: October 2025 Vesting: 6-month cliff + 12-month linear unlock Total supply: 10B tokens Only 7% of $WLM supply is allocated to early investors. And the vesting ensures long-term alignment — no sudden dumps, no overnight exits. This is token distribution with structure. Not chaos. So what Walme really is? It's not 'just another wallet.' It's not a bank killer. It's not even just a crypto app. Walme is what happens when you stop trying to patch together five different tools — and build one coherent product for how we use money today. Think Gmail for your Spotify for your music. Think Walme for your finances. Join the token sale at art in Europe — where the infrastructure is already in place. And here's the kicker — over 250,000 real users have already joined the Waitlist. They're completing tasks, climbing the leaderboard, and actively preparing for launch. This isn't just a 'soon' page — it's a living, breathing community. $WLM: A token that actually does something Let's be honest: 2021 was all about tokens with no product. But 2025? It's the year utility makes a comeback. Walme says it plainly: We didn't launch $WLM to be traded. We launched it to power something real. $WLM is not just a currency. It's a utility key inside the Walme ecosystem: Unlocks premium features Reduces swap, card & transfer fees Enables chat-based crypto payments & DAO access Gives governance rights over Walme's treasury Powers buyback & burn mechanics Eligible for staking This isn't farming for farming's sake — it's a long-term user engagement engine. Token sale is live — and this is the best moment to join The Pre-Sale of Walme's token just launched: Price : $0.004 : $0.004 Stage Bonus : up to 30% : up to 30% Volume Bonus : up to 15% : up to 15% Referral Bonus : 5% : 5% Min contribution : $50 : $50 Dates : May 7 – July 9 : May 7 – July 9 TGE : October 2025 : October 2025 Vesting : 6-month cliff + 12-month linear unlock : 6-month cliff + 12-month linear unlock Total supply: 10B tokens Only 7% of $WLM supply is allocated to early investors. And the vesting ensures long-term alignment — no sudden dumps, no overnight exits. This is token distribution with structure, not chaos. So what Walme really is? It's not 'just another wallet.' It's not a bank killer. It's not even just a crypto app. Walme is what happens when you stop trying to patch together five different tools — and build one coherent product for how we use money today. Think Gmail for your inbox. Think Spotify for your music. Think Walme for your finances. Join the token sale at Contact:Serhii Brok [email protected] Disclaimer : This is a paid post and is provided by Walme. The statements, views, and opinions expressed in this content are solely those of the content provider and do not necessarily reflect the views of this media platform or its publisher. We do not endorse, verify, or guarantee the accuracy, completeness, or reliability of any information presented. We do not guarantee any claims, statements, or promises made in this article. 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In the event of any legal claims or charges against this article, we accept no liability or does not endorse any content on this page. Legal Disclaimer: This media platform provides the content of this article on an 'as-is' basis, without any warranties or representations of any kind, express or implied. We assume no responsibility for any inaccuracies, errors, or omissions. We do not assume any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information presented herein. Any concerns, complaints, or copyright issues related to this article should be directed to the content provider mentioned above. A photo accompanying this announcement is available at Disclaimer: The above press release comes to you under an arrangement with GlobeNewswire. Business Upturn takes no editorial responsibility for the same. 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Time Business News
12-05-2025
- Business
- Time Business News
The Ultimate Guide to Crypto Airdrops in 2025
What Are Crypto Airdrops? Definition and Purpose Crypto airdrops are basically free distributions of cryptocurrency tokens sent to wallet addresses as part of a promotional campaign. These tokens are usually given away by blockchain startups to raise awareness about their project, encourage usage, or reward loyal users. How Airdrops Work It's simple: complete a task, like joining a Telegram group or tweeting about a project, and get rewarded with tokens. Sometimes, you just need to hold a specific token or wallet address to be eligible. Why Are Airdrops So Popular in the Crypto World? Free Rewards for Early Adopters Let's be honest—who doesn't love free money? Airdrops allow early adopters to gain tokens that could be worth hundreds (even thousands) later, with little to no upfront investment. Powerful Marketing Strategy for Startups From the project's perspective, airdrops help create buzz, expand their user base, and foster community engagement without spending a fortune on ads. Types of Crypto Airdrops Standard Airdrops These are the simplest—you sign up, maybe provide your wallet address, and boom! Free tokens arrive. Bounty Airdrops You perform certain tasks like sharing posts, writing reviews, or creating YouTube videos. It's a bit more work, but the rewards can be bigger. Holder Airdrops If you're holding a specific cryptocurrency, new projects may airdrop tokens to your wallet as a reward. Exclusive or Whitelist Airdrops Reserved for people on a whitelist, these airdrops often go to early supporters or active community members. How to Find Reliable Airdrop Campaigns in 2025 Importance of Trustworthy Sources Not all airdrop platforms are created equal. Some are loaded with spammy or scammy links. That's why you need to rely on reliable platforms. Introducing has emerged as a leading platform in 2025 for discovering real, verified, and rewarding airdrop campaigns. Whether you're a seasoned airdrop hunter or a newbie, this site simplifies your search. Features That Make AirdropGuy a Go-To Platform Clean and user-friendly interface Detailed airdrop descriptions with eligibility criteria Verified links only – say goodbye to scams Real-time updates and notifications How to Claim Airdrops Step-by-Step Wallet Setup (MetaMask, Trust Wallet, etc.) First, get a secure wallet. MetaMask and Trust Wallet are the go-tos. Create a new wallet and store your seed phrase somewhere safe. Completing Airdrop Tasks Follow instructions: maybe it's retweeting, joining a Discord, or filling out a form. Each task increases your chances or rewards. Verifying Eligibility and Receiving Tokens Some tokens are instantly distributed, while others may require you to wait until the Token Generation Event (TGE). Either way, keep track of your submissions. Top Crypto Airdrops to Watch in 2025 AI & DeFi Projects Projects integrating AI into DeFi (Decentralized Finance) are trending in 2025. These airdrops are high in value and innovation. Gaming and Metaverse Tokens From GameFi to virtual real estate, airdrops in the gaming and metaverse niches are exploding. Don't miss them. How to Stay Safe While Claiming Airdrops Avoiding Scams and Phishing Links Always double-check the source. Use platforms like AirdropGuy that vet their listings. Using Burner Wallets Don't use your main wallet for every airdrop. Create a separate wallet with minimal funds to reduce risk. Benefits of Using Real-Time Verified Airdrop Listings No need to dig through shady Telegram groups. AirdropGuy delivers only the best and safest campaigns. User-Friendly Experience The site is designed for both experts and beginners. You'll find filters, tutorials, and helpful icons to guide you. Updated Insights from the Crypto Community Each airdrop includes comments, ratings, and community tips, making your decisions smarter. Common Mistakes to Avoid Using the Same Wallet for Every Drop Diversify your wallets. If one gets compromised, you don't lose everything. Skipping Research on the Project Some airdrops are for tokens that will never launch. Do basic research—check the team, whitepaper, and roadmap. Tax Implications of Receiving Airdrops Is It Taxable Income? Yes, in many countries. The IRS and other tax bodies view airdrops as income when received. How to Report Airdrop Earnings Use crypto tax software or consult an accountant. Record the date received and the token value at that time. Future of Crypto Airdrops AI-Driven Distribution Expect smarter, AI-curated airdrop targeting. Projects will use your on-chain behavior to decide eligibility. NFT-Based Reward Systems Some projects are merging NFTs with airdrops, giving users unique digital assets instead of (or along with) tokens. Final Thoughts on Airdrops in 2025 Crypto airdrops remain one of the most exciting and accessible ways to get involved in blockchain projects. Whether you're in it for the tech, the tokens, or the thrill, platforms like make your journey smoother, safer, and more rewarding. Don't just wait for tokens to fall from the sky—go claim them! FAQs 1. What is the best website to find crypto airdrops in 2025? is currently one of the top trusted platforms with verified and regularly updated airdrop campaigns. 2. Are crypto airdrops really free? Yes, most are free, though you may need to complete simple tasks. Avoid any that ask for payments or private keys. 3. Do I need to KYC to participate in airdrops? Some projects require KYC, especially those preparing for centralized exchange listings, but many don't. 4. Can I make a full-time income from airdrops? It's possible, but not guaranteed. Some users have earned thousands, but consistency and due diligence are key. 5. Is legit and safe to use? Absolutely. It's known for listing only genuine airdrop campaigns with transparent information and no scams. TIME BUSINESS NEWS
