Latest news with #MintHorizons
Mint
04-08-2025
- Business
- Mint
Is a global outlook in investments the new norm?
We are living in an interconnected financial world, where an investment portfolio that looks beyond national borders is no longer reserved for a select few. It is a strategic necessity. With global trade wars, rising inflation, currency fluctuations and geopolitical events introducing volatility in Indian capital markets, the smart investor of today is seeking ways and means to diversify and build resilience into the portfolio. This presents an opportunity to hedge against domestic risks, access high-growth international sectors, and fortify wealth. But, for many, the journey into global investing seems to be a daunting task, given the sea of options that are available. So, where do you start as an investor? Mint Horizons, led by Neil Borate, Editor of Personal Finance at Mint, is bringing its popular masterclass series to Ahmedabad next. This exclusive evening workshop is designed to equip Indian investors with the knowledge and strategies needed to confidently build a globally-aligned portfolio. Following successful editions in Bengaluru, Delhi, Mumbai and Pune, the financial capital of Gujarat will be the fifth city to host this insightful and interactive event. To join in person, register here. 'GIFT city is rapidly emerging as India's Singapore. Mint Horizons will discuss your options for global investing including those in GIFT city,' said Neil. The workshop will gather top financial experts to simplify the complexities of international investing. The session is tailored for high-net-worth individuals, family offices, and anyone looking to strategically grow their wealth by tapping into the global market. By investing in international stocks, mutual funds, or other global assets, you can, Mitigate country-specific risks: You can safeguard your investment portfolio from any sudden downturn in the Indian market with a portfolio that includes foreign investments. Hedge against currency fluctuations: A portfolio with exposure to the US dollar or other major currencies can protect your wealth from a depreciating rupee, especially for those with overseas financial obligations like children's higher education or international travel planned for the future. Access to innovative sectors: Invest in global tech giants, cutting-edge healthcare companies, or other industries that may not have a strong presence in India. The three-hour masterclass has been structured to offer a comprehensive yet practical understanding into the world of overseas investing. The event will start with an introductory address from Borate, who will set the stage by exploring 'The Why of Global Investing'. This will set the tone for the events to follow. 'For India's growing investor base — now over 19 crore demat accounts — the ability to participate in global wealth creation represents not just an investment opportunity but also an educational one,' said Subho Moulik, Founder & CEO, Appreciate. The evening's agenda is packed with expert-led sessions designed to address the most pressing questions facing Indian investors. A key highlight will be a fireside chat titled 'Outbound and Global Strategies' with Mihir Upadhyay, General Manager, Department of Capital Markets, International Financial Services Centres Authority. Following this, a panel discussion titled 'Global Investing in an Uncertain World' will feature two financial experts – Jay Kothari, Senior Vice President, Lead Investment Strategist – Equity Investments and Global Head – International Business at DSP Investment Managers, and Ankita Pathak, Macro Strategist and Global Equities Fund Advisor at Ionic Asset. This session will address the current geopolitical and economic climate and its implications for international investors, providing attendees with a crucial understanding of how to navigate global uncertainties. The evening will also feature a session on strategic insights on investing overseas by Subho Moulik. This discussion will explore practical approaches to building a global portfolio. · Date and Time: August 13th, 7:30 PM onwards · Venue: Radisson Blu, Near Panchvati Cross Roads, Chimanlal Girdharlal Rd, Ambawadi, Ahmedabad, Gujarat 380006 · Total Event Time: 3 hours Mint Horizons is not just a learning platform – it's a call to action for Indian investors to think globally, act decisively, and invest wisely. As the world becomes increasingly interconnected, understanding and accessing global markets is no longer a luxury but a necessity for future-ready portfolios. Seats are limited so register here quickly.
Mint
30-06-2025
- Business
- Mint
Why Indian investors must think beyond borders
At the Mint Horizons session in Pune, experts urged Indian investors to move beyond home-market bias and adopt a more globally diversified approach. The event gathered voices from journalism, asset management, and fintech to make a clear case for international investing—even as regulatory caps and practical barriers remain. The Mint Horizons series, which has covered Mumbai, Delhi, and Bengaluru, aims to help investors navigate the realities of today's interconnected markets, where geopolitical shifts, interest rate changes, and technological trends can reshape returns. Watch the highlights below, Neil Borate, Deputy Editor at Mint, set the tone by walking the audience through the history of the rupee and India's place in the global economy. He highlighted past currency devaluations and India's relatively small share of world market capitalisation, arguing that over the long term, dollar-based savings have protected purchasing power better. "India has potential to grow its share, but it's too small to even appear on global market-cap charts today," he said. Neil also discussed routes for Indian investors to get global exposure, from mutual funds constrained by RBI's $7 billion industry cap to direct investing through the Liberalised Remittance Scheme (LRS), which allows up to $250,000 per year per individual but requires strict tax compliance. Swanand Kelkar, Managing Partner at Breakout Capital, emphasised that while India has delivered strong returns over multi-year periods, investors shouldn't assume that domestic markets will always outperform. He shared data showing that many large emerging markets have outperformed India over the past year, highlighting the value of looking beyond one's own borders. He also explained the US market's unique dominance, where it accounts for roughly two-thirds of global equity market capitalisation despite representing only about 27% of global GDP—a testament to its corporate profitability and investor confidence. Kelkar argued that emerging markets broadly remain attractive, with strong earnings growth and return on equity potential, even as investors need to choose countries and companies carefully. Shubho Moulik, CEO of Appreciate, turned to the practical barrier's Indian investors face. His platform, he explained, has focused on removing cost and complexity from the LRS process, enabling retail investors to start investing internationally in just a few minutes with fractional ownership options. "Your jobs and homes are here—but if I told you to put all your money in one stock, you'd say I'm crazy. Why do it with your country?" he asked, recommending that investors allocate at least 25–35% of their portfolio to global assets. He also discussed how AI and ML will soon offer investors real-time, high-accuracy investment recommendations, further democratising access. Raunak Onkar, Fund Manager & Head of Research at PPFAS, offered a fund manager's perspective on why governance standards matter. He explained that PPFAS deliberately restricts its international exposure to developed markets with strong track records of protecting minority investors. Even then, they often access foreign companies via US-listed ADRs to keep currency exposure manageable while maintaining global diversification. Onkar also reminded investors that home bias isn't just geographic but sectoral. For instance, Indian IT companies may be listed locally, but much of their scale and client base is overseas. He encouraged investors to compare valuations globally and ensure they aren't overpaying simply because a stock is familiar or easy to buy locally.
Mint
11-06-2025
- Business
- Mint
Mint Horizons: India's Premier Masterclass on Global Investing Comes to Pune – Limited Seats, Register Now
After successful editions in Bengaluru, Mumbai, and Delhi, Mint Horizons now arrives in Pune on June 20, bringing India's most trusted voices in finance and investing to the city for an exclusive evening of insights, strategies, and dialogue on global investing. Seats are limited, you can register here to join the event. Hosted by Neil Borate, Editor of Mint Money, this masterclass series is designed for investors looking to expand their portfolios beyond domestic markets and understand the frameworks that drive global capital allocation. 'As the US gives way to other markets in global market share, our experts weigh in on who will benefit,' said Neil. Set in the elegant venue of the Bhandarkar Oriental Research Institute, Shivaji Nagar, the evening event will feature, An opening address by Neil Borate, Editor – Mint Money, on the 'why' and 'how' of global investing A fireside chat with Swanand Kelkar, Managing Partner, Breakout Capital, decoding emerging market opportunities Strategic insights from Subho Moulik, Founder & CEO, Appreciate Wealth A deep-dive discussion with Raunak Onkar, Fund Manager & Head of Research at PPFAS, on building resilient global portfolios 'Global diversification has become increasingly attractive for Indian investors, especially as domestic and international markets diverge in performance. With U.S. leading the race of innovation and dollar appreciating every year, diversification is a trend here to stay,' said Subho. The sessions are crafted for investors, wealth advisors, and finance professionals eager to understand new global trends, macroeconomic signals, and smart diversification strategies. There are just 60 seats available, and registrations will be accepted on a first-come, first-serve basis. Register now to secure your place at this high-impact session on the future of investing. Mint Horizons is where India's investing leaders meet to learn, share, and stay ahead. Don't miss your chance to be part of this growing community in Pune.
Mint
29-04-2025
- Business
- Mint
Mint's masterclass on global investing comes to the Capital
After successful sessions in Bengaluru and Mumbai, Mint Horizons is set to make its way to the capital city with a curated masterclass on overseas investing. The Delhi edition, hosted by Mint and anchored by Neil Borate, Editor – Mint Money, is designed to empower Indian investors with the insights, tools, and strategies required to diversify their portfolios beyond domestic markets. Here is where you can register. First 30 registrations are at a discounted fee of ₹ 999. As Indian investors face heightened volatility and a weakening rupee, conversations around global diversification are gaining momentum. Yet, for many, the path to international investing remains unclear — constrained by information asymmetry, perceived complexity, and regulatory nuances. Mint Horizons aims to bridge this gap by bringing together leading voices from finance, policy, and academia for an evening of learning and engagement. Featured speakers include Dhirendra Kumar, Founder & CEO of Value Research, Dr Mohan Kumar, former Ambassador to France & Bahrain and Dean, Strategic and International Initiatives, OP Jindal Global University, Prashanth Ranganathan, Founder & CEO at Zinc Money, Vaibhav Shah, Head, Products, Business Strategy and International Business, Mirae Asset Investment Managers (India), and Elizabeth Roche, Associate Professor, OP Jindal Global University. In recent months, the Indian equity markets have experienced a sharp correction, with the Sensex falling more than 7% since mid-December. At the same time, the rupee has depreciated against major global currencies, impacting purchasing power and investment returns on overseas expenditures — from travel to education. This dual challenge has reignited investor interest in global diversification as a way to hedge currency risk, access high-growth international sectors, and build more resilient portfolios. Whether through mutual funds, international brokerage platforms, or the recently liberalised GIFT City framework, the demand for credible, actionable guidance on global investing is stronger than ever. Mint Horizons seeks to address this demand through a focused workshop format that distills complex ideas into practical takeaways, helping participants confidently take their first steps toward building an international investment strategy. The Delhi edition of Mint Horizons will bring together some of the most respected minds in personal finance, investment strategy, and global policy. Through a series of keynote talks, fireside chats, and interactive discussions, attendees will gain clarity on the opportunities and challenges that come with investing across borders. The event is designed for high-net-worth individuals, professionals managing family wealth, financial advisors, and anyone with aspirations of sending their children abroad, planning retirement overseas, or simply seeking smarter, globally-aligned investment decisions. The session will be held on May 9, 2025, at the prestigious India Habitat Centre, Lodhi Road, New Delhi. The event will commence at 7:30 PM and run for approximately two hours, followed by a networking dinner. With only 60 seats available, the workshop is invite-only and aims to create a close-knit environment for immersive dialogue and exchange. The session opens with a keynote by Neil Borate, who will present a compelling case for global investing — exploring the macroeconomic shifts, regulatory enablers, and investor behaviours driving this trend. This will be followed by presentations and fireside chats featuring: Dhirendra Kumar , Founder & CEO, Value Research Decoding mutual funds and the GIFT City route to global markets , Founder & CEO, Value Research Decoding mutual funds and the GIFT City route to global markets Vaibhav Shah , Head – Products, Business Strategy & International Business, Mirae Asset Structuring an international portfolio from India , Head – Products, Business Strategy & International Business, Mirae Asset Structuring an international portfolio from India Prashanth Ranganathan , CEO, ZincPlanning finances for overseas higher education (in conversation with Neil Borate) , CEO, ZincPlanning finances for overseas higher education Ambassador Mohan Kumar and Rahul Sharma, USIBCUnderstanding global trade, tariffs, and geopolitical risk in investing Moderated by Elizabeth Roche, Associate Professor, OP Jindal Global University Mint Horizons is not just a learning platform — it's a call to action for Indian investors to think globally, act decisively, and invest wisely. As the world becomes increasingly interconnected, understanding and accessing global markets is no longer a luxury but a necessity for future-ready portfolios. Seats are limited. Register here. First 30 registrations are at a discounted fee of ₹ 999. First Published: 29 Apr 2025, 04:45 PM IST
Mint
25-04-2025
- Business
- Mint
Why global diversification is more than a buzzword for Indian investors
As the world economy enters a phase of volatility, Indian investors are increasingly questioning the wisdom of keeping their portfolios confined to domestic markets. The Mumbai edition of Mint Horizons, hosted on April 11 at the MCA, Bandra Kurla Complex, brought together some of the most prominent voices in finance and investing to explore why diversification across geographies and currencies is no longer optional — it's essential. Neil Borate, Deputy Editor at Mint, opened the event by highlighting the limited discourse in India around global investing. 'This is not about abandoning India,' he said, 'but about recognising that even a strong domestic story benefits from international diversification. It's about preparing, not predicting.' If you are keen to that Mint Horizons comes to your city, you can sign up here. Kalpen Parekh, CEO of DSP Mutual Fund, traced the evolution of DSP's global fund strategy and spoke candidly about investor reluctance. 'For years, no one cared about global funds,' he said. 'But post-COVID, we realised that the companies we spend time and money on — Netflix, Amazon, Apple — are global. If your lifestyle is global, shouldn't your investments be too?' Parekh emphasised that diversification isn't about chasing higher returns but managing concentrated risk. He shared data showing how multi-asset portfolios, particularly in volatile economies, often deliver better inflation-adjusted outcomes. Saurabh Mukherjea, Founder & CIO,Marcellus Investment Managers, shared a powerful insight: most Indians unknowingly spend in dollars — from airline tickets to tech subscriptions — while saving in rupees. 'That's a recipe for disaster,' he said. 'When your liabilities are in one currency and your assets in another, you're exposed. A portion of your portfolio must be aligned with the currencies you spend in.' Watch excerpts from the event below, Prashant Tandon, Executive Director at Waterfield Advisors, offered a high-net-worth perspective on global portfolio construction. 'We advise clients to allocate 5–10% of their portfolios to global assets,' he said. 'But equally important is the structure — we've focused on short-term US treasuries recently given inflation risks and rate cycle volatility.' Tandon noted how unusual it was for both equities and treasuries to fall simultaneously, reinforcing the case for truly uncorrelated diversification. Viram Shah, Co-founder & CEO of Vested Finance, outlined the two main routes for Indian retail investors — international mutual funds and direct investing via the RBI's Liberalised Remittance Scheme (LRS). 'Mutual funds are easier, but direct investing gives more control and options — over 10,000 global stocks, 2,000 ETFs,' he said. 'There's a learning curve, yes — KYC, remittance, tax — but once you're in, it becomes second nature.' Viram Shah, Co Founder & CEO, Vested Finance at Mint Horizons Mumbai Viram also spoke about how today's investors want tools, control, and simplicity — something Vested has prioritised with instant account setups, thematic portfolios, and educational content. Siddhartha Bhaiya, MD & CIO of Aequitas Investment Consultancy, offered a macro view rooted in contrarian investing. 'Gold has outperformed Indian and US equities over 25 years — in both INR and USD terms,' he said. 'When rules of trade break down, gold holds value. It's not a trend — it's insurance.' He added that understanding global market valuations is crucial, even if one doesn't invest abroad. 'Whether it's Germany, China or the US — know what you're buying, and what it's truly worth.' Arindam Sengupta, Founder ofEdufund, closed the panel by shifting the focus from asset performance to life goals. 'You've built wealth — now secure your family's future,' he said. 'With products like the EB-5 visa, you diversify in dollar terms and open residency pathways. Think of it as investing in options — not just markets.' He stressed the need to evaluate such choices like any other investment — with a focus on credibility, track record, and alignment with long-term goals. The Mumbai edition of Mint Horizons made one thing clear:diversification is no longer about just returns — it's about resilience. Whether through US treasuries, global ETFs, gold, or second-country residencies, Indian investors are being called to think beyond their borders. As one speaker summed up: 'The world won't always move how we expect. Diversification is how we prepare for the stories we haven't written yet.' First Published: 25 Apr 2025, 02:39 PM IST
