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Business Times
2 days ago
- Business
- Business Times
When kids think credit cards are magic
Parents are their kids' first money managers whether they mean to be or not. The tricky bit? The kids might end up modelling your questionable financial habits. And you wouldn't even know it. In this episode of Money Hacks by The Business Times, host Howie Lim speaks with Dawn Cher, founder of SG Budget Babe and author of Budgeting for Families, and Janice See, financial literacy educator with Junior Achievement Singapore. The conversation tackles how early parents should start teaching kids about money, and whether modern tech and cashless payments are making it harder or just different. The moment our kids see us swipe our card or scan our phone, they're learning. The question is, what are they learning? Why listen? Because good habits beat good intentions Most parents want their kids to be smart with money. But many are unknowingly passing on emotional triggers, bad spending behaviour and a fear-based view of finance. Because children don't learn finance from lectures Cher shares how she turned supermarket trips into budgeting games, and why making mistakes young on small dollar amounts is the best kind of lesson. A NEWSLETTER FOR YOU Friday, 3 pm Thrive Money, career and life hacks to help young adults stay ahead of the curve. Sign Up Sign Up Because digital money makes things fuzzier See explains why cashless payments can disconnect kids from the concept of value and how to help them grasp that money is finite, even if it lives in a smartwatch. Because you might need a financial reset yourself If you're living paycheque to paycheque despite a solid income, it might be time to rewire your own money mindset before passing it on. Money Hacks helps listeners make sense of the dollars and cents shaping real lives. Listen now at Got an idea for a future episode? Drop the team a note at btpodcasts@ --- Written and hosted by: Howie Lim (howielim@ With Dawn Sher, author & founder of SG Budget Babe; and Janice See, financial literacy educator with Junior Achievement Singapore Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim & Chai Pei Chieh A podcast by BT Podcasts, The Business Times, SPH Media --- Follow BT Money Hacks podcasts every Monday: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Website: Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Correspondents: BT Market Focus at: BT Podcasts at: BT Branded Podcasts at: BT Lens On:
Business Times
14-07-2025
- Business
- Business Times
What Asia's Markets Are Really Reacting To
US tariffs are back with a vengeance, and this time they're aimed squarely at Asia. But in a surprising twist, markets across the region are powering ahead, brushing off policy threats and hitting record highs. Is the optimism justified, or are investors simply done holding their breath? In this week's Market Focus Weekly from The Business Times, host Emily Liu is joined by Raisah Rasid, global market strategist at JP Morgan Asset Management, to decode the latest round of tariff drama, investor sentiment, and why Japan and Malaysia may be more resilient than they appear. Why listen? Because tariffs are rising, but fear isn't Despite looming August deadlines and harsh new terms, especially for Vietnam and Japan, investors aren't panicking. Rasid explains why. Because Japan's deflation era may be ending Wage growth is up, consumer sentiment is steady, and the Bank of Japan is signalling action. The domestic story is finally turning. Because Malaysia is walking a tightrope With rates cut for the first time in five years, Malaysia is bracing for tech sector headwinds while betting on subsidies and investment to hold the line. A NEWSLETTER FOR YOU Friday, 8.30 am Asean Business Business insights centering on South-east Asia's fast-growing economies. Sign Up Sign Up Because copper just surged overnight A 50 percent tariff on copper imports shocked markets. Supply is tight, demand is rising, and prices may stay high for longer than expected. Market Focus Weekly delivers clear, timely insight on the stories shaping Asia's markets. Listen now at . Have feedback or an episode idea? Email the team at btpodcasts@ --- Written and hosted by: Emily Liu (emilyliu@ Produced and edited by: Howie Lim & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media --- Follow Market Focus Daily and rate us on: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Website: Feedback to: btpodcasts@ Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: BT Correspondents at: BT Podcasts at: BT Branded Podcasts at: BT Lens On:
Business Times
14-07-2025
- Business
- Business Times
Trump, tariffs and the tumble of the US dollar
Trade threats. Sliding currencies. Shifting rate expectations. In the debut episode of Market Focus Weekly by The Business Times, host Emily Liu sits down with Geoff Howie, market strategist at Singapore Exchange (SGX), to break down the headlines roiling Asian markets. From Washington's tariff deadlines to Singapore's stock market highs, this is your Friday must-listen for what's actually moving the region's markets and why it matters. Why listen? Tariffs are back on the table President Trump's July 9 deadline looms. Markets are bracing for a fresh wave of economic uncertainty. The US dollar is down 10% And that's reshaping capital flows into Asia. Will it continue? Fed rate cuts just got downgraded Markets expected 75 basis points. Now it's looking like 50. What changed? BT in your inbox Start and end each day with the latest news stories and analyses delivered straight to your inbox. Sign Up Sign Up Gold is quietly surging Inflows into SGD-denominated ETFs are up. Investors are hedging and watching. Oil prices remain volatile Energy counters on the SGX are swinging. Here's where the action is. Market Focus Weekly cuts through the noise so you can follow the signals. Catch Episode 1 now because in markets, timing is everything. Questions or feedback? Reach us at btpodcasts@ --- Written and hosted by: Emily Liu (emilyliu@ Produced and edited by: Howie Lim & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media --- Follow Market Focus Daily and rate us on: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Website: Feedback to: btpodcasts@ Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: BT Correspondents at: BT Podcasts at: BT Branded Podcasts at: BT Lens On:
Business Times
14-07-2025
- Business
- Business Times
BT Money Hacks: Are Stablecoins a Smarter Way to Hold Your Cash?
They promise stability, speed, and low-cost transfers so what's not to like? But behind the slick branding, stablecoins are far from a sure bet. In this episode of Money Hacks by The Business Times, host Howie Lim speaks with Amy Zhang, head of APAC at Fireblocks, and Koen Hoorelbeke, investment strategist at Saxo, to demystify what stablecoins really are and what role, if any, they should play in a typical investor's portfolio. Singapore's Monetary Authority has just rolled out one of the most advanced stablecoin regulatory frameworks in the world, far ahead of peers like Hong Kong and the US. That's fuelling optimism but also raising questions about risks, use cases, and whether stablecoins are truly as 'stable' as advertised. Why listen? Because stable doesn't mean safe Stablecoins can still fluctuate in value, depending on demand and the exchange you're using. Because Singapore's regulatory edge matters Clear rules mean more trust and opens the door to institutional adoption and better retail platforms. BT in your inbox Start and end each day with the latest news stories and analyses delivered straight to your inbox. Sign Up Sign Up Because they're a payments game, not an investment Think low-cost, cross-border transactions. Not passive income or capital gains. Because retail adoption is growing fast Especially in emerging markets, where stablecoins can offer dollar exposure in places where banking access is limited. Because due diligence still matters Who issues the coin? How are reserves held? What happens when regulation shifts? These are the questions investors should be asking. Listen now as Howie Lim cuts through the crypto gloss to help listeners understand how stablecoins work, where they fit into the financial landscape, and when to approach with caution. Find more great content at . For feedback or episode ideas, email the team at btpodcasts@ --- Send us your questions, thoughts, story ideas, and feedback to btpodcasts@ --- Written and hosted by: Howie Lim (howielim@ With Amy Zhang, head of APAC at Fireblocks and Koen Hoorelbeke, investment strategist at Saxo Edited by: Howie Lim & Claressa Monteiro Produced by: Howie Lim A podcast by BT Podcasts, The Business Times, SPH Media Follow BT Money Hacks podcasts every Monday: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Website: Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. --- Discover more BT podcast series: BT Mark To Market Podcast at: WealthBT at: PropertyBT at: BT Market Focus at: BT Podcasts at: BT Branded Podcasts at :
Business Times
11-07-2025
- Business
- Business Times
Market Focus Weekly: What Asia's Markets Are Really Reacting To
US tariffs are back with a vengeance, and this time they're aimed squarely at Asia. But in a surprising twist, markets across the region are powering ahead, brushing off policy threats and hitting record highs. Is the optimism justified, or are investors simply done holding their breath? In this week's Market Focus Weekly from The Business Times, host Emily Liu is joined by Raisah Rasid, global market strategist at JP Morgan Asset Management, to decode the latest round of tariff drama, investor sentiment, and why Japan and Malaysia may be more resilient than they appear. Why listen? Because tariffs are rising, but fear isn't Despite looming August deadlines and harsh new terms, especially for Vietnam and Japan, investors aren't panicking. Rasid explains why. Because Japan's deflation era may be ending Wage growth is up, consumer sentiment is steady, and the Bank of Japan is signalling action. The domestic story is finally turning. Because Malaysia is walking a tightrope With rates cut for the first time in five years, Malaysia is bracing for tech sector headwinds while betting on subsidies and investment to hold the line. A NEWSLETTER FOR YOU Friday, 8.30 am Asean Business Business insights centering on South-east Asia's fast-growing economies. Sign Up Sign Up Because copper just surged overnight A 50 percent tariff on copper imports shocked markets. Supply is tight, demand is rising, and prices may stay high for longer than expected. Market Focus Weekly delivers clear, timely insight on the stories shaping Asia's markets. Listen now at . Have feedback or an episode idea? Email the team at btpodcasts@ --- Written and hosted by: Emily Liu (emilyliu@ Produced and edited by: Howie Lim & Claressa Monteiro Produced by: BT Podcasts, The Business Times, SPH Media --- Follow Market Focus Daily and rate us on: Channel: Amazon: Apple Podcasts: Spotify: YouTube Music: Website: Feedback to: btpodcasts@ Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party's products and services. Please consult professional advisors for independent advice. Discover more BT podcast series: BT Money Hacks at: BT Correspondents at: BT Podcasts at: BT Branded Podcasts at: BT Lens On:
