Latest news with #MortgageChoice
Time of India
6 days ago
- Business
- Time of India
Queensland data security breach exposes data of thousands as man hacks into multiple financial service offices
Thousands of Queensland residents could be victims of a serious data breach after a man allegedly broke into multiple financial service offices across the state, stealing sensitive personal and financial information, 9News has learned. According to court documents obtained by 9News, Joseph Kelly, a man in his 30s, has been charged in connection with a string of break-ins that targeted Mortgage Choice branches and an ITP Tax office between Monday and Wednesday of this week. Explore courses from Top Institutes in Select a Course Category Data Science Management Healthcare Artificial Intelligence Leadership Data Analytics CXO Public Policy Degree MBA Cybersecurity Project Management others Product Management Finance Operations Management Data Science PGDM Technology Digital Marketing MCA Others Design Thinking Skills you'll gain: Strategic Data-Analysis, including Data Mining & Preparation Predictive Modeling & Advanced Clustering Techniques Machine Learning Concepts & Regression Analysis Cutting-edge applications of AI, like NLP & Generative AI Duration: 8 Months IIM Kozhikode Professional Certificate in Data Science and Artificial Intelligence Starts on Jun 26, 2024 Get Details Police allege Kelly broke into five locations, three on the Gold Coast, one in Logan, and one in Ipswich, and stole computers and filing cabinets. He is accused of transferring large volumes of confidential client data onto his own encrypted device. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Play War Thunder now for free War Thunder Play Now Undo What was stolen? Authorities believe the compromised data may include: Live Events Driver's licences Passport information Payslips Mortgage applications While the full scope of the breach is still being determined, ITP Queensland says it has already contacted 64 affected clients. Mortgage Choice is continuing to investigate how much of its customers' information has been compromised. The Australian Taxation Office (ATO) has confirmed that its own systems have not been compromised, despite links to tax offices being targeted. Criminal charges Kelly has been charged not only with the break-ins but also with possession of dangerous drugs and attempted unlawful entry at another office in Robina. Police sources say separate fraud charges may be filed for each individual whose information was stolen, potentially numbering in the hundreds or thousands. He has been remanded in custody, and the case is scheduled to return to Southport Magistrates Court next Monday.
Yahoo
10-07-2025
- Business
- Yahoo
Beazer Homes USA, Inc. to Webcast Its Fiscal Third Quarter Results Conference Call on Thursday, July 31, 2025
ATLANTA, July 10, 2025--(BUSINESS WIRE)--Beazer Homes (NYSE: BZH) ( has scheduled the release of its financial results for the quarter ended June 30, 2025 on Thursday, July 31, 2025 after the close of the market. Management will host a conference call on the same day at 5:00 PM ET to discuss the results. The public may listen to the conference call and view the Company's slide presentation on the "Investor Relations" page of the Company's website, In addition, the conference call will be available by telephone at 800-475-0542 (for international callers, dial 630-395-0227). To be admitted to the call, enter the pass code "8571348." A replay of the conference call will be available, until 11:59 PM ET on August 14, 2025, at 866-491-2908 (for international callers, dial 203-369-1716) with pass code "3740." About Beazer Homes Headquartered in Atlanta, Beazer Homes (NYSE: BZH) is one of the country's largest homebuilders. Every Beazer home is designed and built to provide Surprising Performance, giving you more quality and more comfort from the moment you move in – saving you money every month. With Beazer's Choice Plans™, you can personalize your primary living areas – giving you a choice of how you want to live in the home, at no additional cost. And unlike most national homebuilders, we empower our customers to shop and compare loan options. Our Mortgage Choice program gives you the resources to easily compare multiple loan offers and choose the best lender and loan offer for you, saving you thousands over the life of your loan. We build our homes in Arizona, California, Delaware, Florida, Georgia, Indiana, Maryland, Nevada, North Carolina, South Carolina, Tennessee, Texas, and Virginia. For more information, visit or check out Beazer on Facebook, Instagram and Twitter. View source version on Contacts Beazer HomesDavid I. GoldbergSr. Vice President & Chief Financial Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
News.com.au
19-06-2025
- Business
- News.com.au
End of financial year review: Does your home loan measure up?
The end of a financial year often brings a natural focus on finances — especially if you are investing in property as you prepare for tax returns. As one of your biggest financial commitments, it's the perfect time to review your home loan to ensure it meets your goals for the financial year ahead. Some borrowers have already kicked off their reviews, with the latest Mortgage Choice Home Loan Report revealing the value of refinance loans was up 30 per cent year-on-year over the March quarter. So, is it worth finding out if your home or investment loan is still giving you the best bang for your buck? The short answer is of course yes. Your reasons for reviewing your loan will be different to your neighbours', but it's worth taking time to review your loan to ensure it's working for you. Reach out to a mortgage broker who can compare your loan against what's in the market to see if you can access a sharper rate, an improved loan structure, or help you understand if you can tap into your equity. This end of financial year, ask yourself these four questions. Can I access a better rate? The Reserve Bank of Australia has already delivered two rate cuts this year, and the market is predicting a third cut on 8 July. As we see more cuts to the cash rate, competition will ramp up as some lenders pass on the savings in full, and others don't. Some lenders are offering great rates to attract new customers, so if your home loan rate doesn't start with a 5, you might be paying too much. Can I claim tax deductions? If you have a mortgage on an investment property, now is the perfect time to take stock of the interest you paid, as well as any expenses related to property maintenance or management as you may be able to claim tax deductions relating to these expenses on your next return. Will a better loan structure offer me any benefits? Refinancing could help you access different loan features or a structure that better suits your needs, such as an offset account or redraw facility. Am I rolling off a fixed rate? If your fixed-rate term is coming to an end soon, it's the right time to shop around. When your fixed term ends, your lender will automatically move you onto a standard variable rate loan, but it may not be the most competitive on offer. Can I access equity? Property values continue to rise, with national values up 4.12 per cent year-on-year according to the May PropTrack Home Price Index. If your property has increased in value while you've had your home loan, you may have equity built up that could help you negotiate a lower rate or even put you in a position to upgrade your home or purchase another property.
Daily Telegraph
13-05-2025
- Business
- Daily Telegraph
Brutal truth about how Gen Z and Millennials are buying homes
Debt to secure debt: Younger home buyers often lean on debt to get the home deposit needed to secure a mortgage. Younger Australians are increasingly climbing the property ladder on the blood, sweat and tears of others because they can't do it themselves. Exclusive mortgage research has uncovered the sources of home buyers' deposits and the other upfront costs of home purchasing, exposing a brutal truth: a lot of the time it's not their money. Close to a quarter of Gen Z and Millennial home buyers polled in the survey said they funded their home deposits with borrowed money. And a similar proportion said they got help in the form of a cash gift from their parents, while government handouts were becoming another popular method for buying, especially among Gen Z. The Mortgage Choice survey also revealed home buyers below the age of 43 – making them either a millennial or part of Gen Z – were increasingly relying on sources outside of savings to crack the market. Units often offer a more affordable entry point into the market but Gen Z buyers often still struggle to come up with the deposits needed. It comes as separate analysis showed the deposit hurdle has become the biggest barrier to homeownership for many aspiring home buyers due to cost of living pressures and runaway home price growth. Simply put: many younger home seekers have been watching home prices grow at a faster rate than they can save and have struggled to come up with a deposit large enough to support their purchase plans. Mortgage Choice CEO Anthony Waldron said cash gifts from family were becoming a particularly common way for younger Australian to buy a home. 'As property prices have reached new record highs, getting into the market has become harder, so we asked survey respondents how they were doing it,' Mr Waldron explained. 'We found that more than a fifth of Gen Z respondents were funding their home loan deposit with a cash gift from family making the bank of mum and dad one of the largest lenders in the country.' Bidders will often bring their parents to auction to help them. Picture: Josie Hayden 'Our survey supports what we hear from Mortgage Choice brokers, particularly those in Sydney where median home prices have climbed to over $1.1 million. 'Our brokers tell us that many first home buyers can't afford to buy in Sydney without a cash gift, and those gifts range in value from $10,000 to as much as $500,000.' The Mortgage Choice research followed a recent poll, which showed a significant proportion of Aussies were not supporting their lifestyles with their own earnings but with debt. Finder noted that many Aussies were overextending themselves to keep up appearances and the higher cost of their holidays, cars and clothes were limiting their ability to save or plunging them into debt. Credit reporting agency Equifax had a similar finding, showing more than half of Aussies 18-24 were using Buy Now Pay Later services, which was dragging on their credit scores. MORE FIRST HOME BUYERS LOOKING Mortgage Choice home loan submission data revealed an uplift in first-home buyer activity over the March quarter, with the number of loans rising 5.6 per cent. The value of loans rose 12.3 per cent year-on-year. Home prices have risen nationally over the past year. Mortgage chalked the rise down the recent drop in home loan interest rates – and the prospect of more cuts – driving renewed optimism in the housing market. About a third of survey respondents said interest rates had made them more confident to buy – up from 23 per cent in the previous quarter and up 20 per cent year-on-year. By comparison, a year ago, 63 per cent of survey respondents said interest rates were adversely impacting their confidence.
Courier-Mail
13-05-2025
- Business
- Courier-Mail
Brutal truth about how Gen Z and Millennials are buying homes
Debt to secure debt: Younger home buyers often lean on debt to get the home deposit needed to secure a mortgage. Younger Australians are increasingly climbing the property ladder on the blood, sweat and tears of others because they can't do it themselves. Exclusive mortgage research has uncovered the sources of home buyers' deposits and the other upfront costs of home purchasing, exposing a brutal truth: a lot of the time it's not their money. Close to a quarter of Gen Z and Millennial home buyers polled in the survey said they funded their home deposits with borrowed money. And a similar proportion said they got help in the form of a cash gift from their parents, while government handouts were becoming another popular method for buying, especially among Gen Z. The Mortgage Choice survey also revealed home buyers below the age of 43 – making them either a millennial or part of Gen Z – were increasingly relying on sources outside of savings to crack the market. Units often offer a more affordable entry point into the market but Gen Z buyers often still struggle to come up with the deposits needed. It comes as separate analysis showed the deposit hurdle has become the biggest barrier to homeownership for many aspiring home buyers due to cost of living pressures and runaway home price growth. Simply put: many younger home seekers have been watching home prices grow at a faster rate than they can save and have struggled to come up with a deposit large enough to support their purchase plans. Mortgage Choice CEO Anthony Waldron said cash gifts from family were becoming a particularly common way for younger Australian to buy a home. 'As property prices have reached new record highs, getting into the market has become harder, so we asked survey respondents how they were doing it,' Mr Waldron explained. 'We found that more than a fifth of Gen Z respondents were funding their home loan deposit with a cash gift from family making the bank of mum and dad one of the largest lenders in the country.' Bidders will often bring their parents to auction to help them. Picture: Josie Hayden 'Our survey supports what we hear from Mortgage Choice brokers, particularly those in Sydney where median home prices have climbed to over $1.1 million. 'Our brokers tell us that many first home buyers can't afford to buy in Sydney without a cash gift, and those gifts range in value from $10,000 to as much as $500,000.' The Mortgage Choice research followed a recent poll, which showed a significant proportion of Aussies were not supporting their lifestyles with their own earnings but with debt. Finder noted that many Aussies were overextending themselves to keep up appearances and the higher cost of their holidays, cars and clothes were limiting their ability to save or plunging them into debt. Credit reporting agency Equifax had a similar finding, showing more than half of Aussies 18-24 were using Buy Now Pay Later services, which was dragging on their credit scores. MORE FIRST HOME BUYERS LOOKING Mortgage Choice home loan submission data revealed an uplift in first-home buyer activity over the March quarter, with the number of loans rising 5.6 per cent. The value of loans rose 12.3 per cent year-on-year. Home prices have risen nationally over the past year. Mortgage chalked the rise down the recent drop in home loan interest rates – and the prospect of more cuts – driving renewed optimism in the housing market. About a third of survey respondents said interest rates had made them more confident to buy – up from 23 per cent in the previous quarter and up 20 per cent year-on-year. By comparison, a year ago, 63 per cent of survey respondents said interest rates were adversely impacting their confidence.
