Latest news with #MutualofOmaha
Business Wire
27-05-2025
- Business
- Business Wire
Mutual of Omaha's "Make it Personal" Podcast Offers Unique Approach to Financial Advice
OMAHA, Neb.--(BUSINESS WIRE)--In an age of one-size-fits-all financial advice, Mutual of Omaha Advisors offers a fresh, personalized approach with its new podcast, 'Make it Personal – Your Money, Your Plan, Your Future,' and companion e-book, ' Seven Principles for Your Financial Success.' In an age of one-size-fits-all financial advice, Mutual of Omaha Advisors offers a fresh, personalized approach with its new podcast, 'Make it Personal – Your Money, Your Plan, Your Future.' Share Both resources emphasize a simple truth: personal finance should be personal. 'Financial planning isn't about following trends – it's about making decisions that work for your life,' said podcast host Mark Zagurski, Director of Advisor Strategy and Communications at Mutual of Omaha. 'Our goal is to give people actionable insights and guidance they can use for their unique situation.' Zagurski represents the expertise of nearly 1,000 Mutual of Omaha financial advisors nationwide. Through weekly episodes, the 'Make it Personal' podcast covers a variety of timely and relevant financial topics, such as understanding Social Security, minimizing retirement risks and budgeting for vacation. Listeners can tune in on YouTube, Apple Podcasts, Spotify, iHeart Podcasts and other common podcast platforms. The e-book outlines seven core principles for achieving financial success, from growing your career and understanding the difference between saving and investing to managing risk and protecting your income. Together, the podcast and e-book offer a practical, easy-to-follow guide for anyone looking to take control of their financial future. For more information, visit About Mutual of Omaha Founded in 1909, Mutual of Omaha is a highly rated, Fortune 500 organization offering a variety of insurance and financial products for individuals, businesses and groups throughout the United States. As a mutual company, Mutual of Omaha is owned by its policyholders and committed to providing outstanding service to its customers. For more information about Mutual of Omaha, visit
Yahoo
27-05-2025
- Business
- Yahoo
Mutual of Omaha's "Make it Personal" Podcast Offers Unique Approach to Financial Advice
OMAHA, Neb., May 27, 2025--(BUSINESS WIRE)--In an age of one-size-fits-all financial advice, Mutual of Omaha Advisors offers a fresh, personalized approach with its new podcast, "Make it Personal – Your Money, Your Plan, Your Future," and companion e-book, "Seven Principles for Your Financial Success." Both resources emphasize a simple truth: personal finance should be personal. "Financial planning isn't about following trends – it's about making decisions that work for your life," said podcast host Mark Zagurski, Director of Advisor Strategy and Communications at Mutual of Omaha. "Our goal is to give people actionable insights and guidance they can use for their unique situation." Zagurski represents the expertise of nearly 1,000 Mutual of Omaha financial advisors nationwide. Through weekly episodes, the "Make it Personal" podcast covers a variety of timely and relevant financial topics, such as understanding Social Security, minimizing retirement risks and budgeting for vacation. Listeners can tune in on YouTube, Apple Podcasts, Spotify, iHeart Podcasts and other common podcast platforms. The e-book outlines seven core principles for achieving financial success, from growing your career and understanding the difference between saving and investing to managing risk and protecting your income. Together, the podcast and e-book offer a practical, easy-to-follow guide for anyone looking to take control of their financial future. For more information, visit About Mutual of Omaha Founded in 1909, Mutual of Omaha is a highly rated, Fortune 500 organization offering a variety of insurance and financial products for individuals, businesses and groups throughout the United States. As a mutual company, Mutual of Omaha is owned by its policyholders and committed to providing outstanding service to its customers. For more information about Mutual of Omaha, visit View source version on Contacts Kailyn Watson 402-351-3097 Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
27-05-2025
- Business
- Yahoo
Mutual of Omaha's "Make it Personal" Podcast Offers Unique Approach to Financial Advice
OMAHA, Neb., May 27, 2025--(BUSINESS WIRE)--In an age of one-size-fits-all financial advice, Mutual of Omaha Advisors offers a fresh, personalized approach with its new podcast, "Make it Personal – Your Money, Your Plan, Your Future," and companion e-book, "Seven Principles for Your Financial Success." Both resources emphasize a simple truth: personal finance should be personal. "Financial planning isn't about following trends – it's about making decisions that work for your life," said podcast host Mark Zagurski, Director of Advisor Strategy and Communications at Mutual of Omaha. "Our goal is to give people actionable insights and guidance they can use for their unique situation." Zagurski represents the expertise of nearly 1,000 Mutual of Omaha financial advisors nationwide. Through weekly episodes, the "Make it Personal" podcast covers a variety of timely and relevant financial topics, such as understanding Social Security, minimizing retirement risks and budgeting for vacation. Listeners can tune in on YouTube, Apple Podcasts, Spotify, iHeart Podcasts and other common podcast platforms. The e-book outlines seven core principles for achieving financial success, from growing your career and understanding the difference between saving and investing to managing risk and protecting your income. Together, the podcast and e-book offer a practical, easy-to-follow guide for anyone looking to take control of their financial future. For more information, visit About Mutual of Omaha Founded in 1909, Mutual of Omaha is a highly rated, Fortune 500 organization offering a variety of insurance and financial products for individuals, businesses and groups throughout the United States. As a mutual company, Mutual of Omaha is owned by its policyholders and committed to providing outstanding service to its customers. For more information about Mutual of Omaha, visit View source version on Contacts Kailyn Watson 402-351-3097
Time Business News
24-05-2025
- Business
- Time Business News
What Every Medicare Beneficiary Should Know About Filling Coverage Gaps
Navigating Medicare can feel like a maze for many beneficiaries, especially when it comes to understanding what's covered and what isn't. While Medicare Parts A and B provide essential coverage for hospital stays and medical services, they don't cover everything, leaving beneficiaries vulnerable to significant out-of-pocket costs. Filling these coverage gaps is critical to ensuring financial security and access to comprehensive healthcare. This article explores the gaps in Medicare coverage, options like mutual of omaha medicare supplement plans through Medigap Advisors, and alternative solutions such as Healthshare plans and HSA plans available via HSA for America. Here's what every Medicare beneficiary should know to protect their health and wallet. Medicare Parts A and B, often called Original Medicare, cover a range of services, including hospital stays, doctor visits, and preventive care. However, there are significant gaps that can lead to unexpected expenses: Deductibles and Coinsurance : In 2025, the Part A deductible is $1,632 per benefit period, and Part B has a $240 annual deductible with 20% coinsurance for most services. These costs can add up quickly, especially for frequent medical care. : In 2025, the Part A deductible is $1,632 per benefit period, and Part B has a $240 annual deductible with 20% coinsurance for most services. These costs can add up quickly, especially for frequent medical care. No Out-of-Pocket Maximum : Unlike many private insurance plans, Original Medicare has no cap on out-of-pocket expenses, leaving beneficiaries exposed to potentially unlimited costs. : Unlike many private insurance plans, Original Medicare has no cap on out-of-pocket expenses, leaving beneficiaries exposed to potentially unlimited costs. Limited Coverage for Certain Services : Medicare doesn't cover dental care, vision, hearing aids, or most long-term care, which are critical for many seniors. : Medicare doesn't cover dental care, vision, hearing aids, or most long-term care, which are critical for many seniors. Prescription Drugs: While Medicare Part D covers prescription drugs, gaps in coverage (like the 'donut hole') can result in high out-of-pocket costs for medications. A 2024 study estimated that the average Medicare beneficiary spends $5,460 annually on out-of-pocket healthcare costs, highlighting the need for solutions to fill these gaps []. To address these gaps, beneficiaries have several options, each with its own benefits and considerations. Here's a look at the most common solutions: Medigap plans, offered by private insurers like Mutual of Omaha, are designed to cover costs that Original Medicare doesn't, such as deductibles, coinsurance, and copayments. Through Medigap Advisors, beneficiaries can explore Mutual of Omaha Medicare Supplement Plans, which are known for competitive pricing and reliable coverage. Comprehensive Coverage : Plans like Medigap Plan G or Plan F (for those eligible before 2020) cover most or all of Medicare's deductibles and coinsurance, reducing out-of-pocket costs. : Plans like Medigap Plan G or Plan F (for those eligible before 2020) cover most or all of Medicare's deductibles and coinsurance, reducing out-of-pocket costs. Nationwide Acceptance : Medigap plans are standardized across most states, allowing beneficiaries to see any provider that accepts Medicare without network restrictions. : Medigap plans are standardized across most states, allowing beneficiaries to see any provider that accepts Medicare without network restrictions. Predictable Costs: With Medigap, beneficiaries can better predict healthcare expenses, as the plan covers many costs that would otherwise be out-of-pocket. Premium Costs : Medigap plans require monthly premiums, which can range from $100 to $300 depending on the plan, location, and age. Beneficiaries should compare plans through resources like Medigap Advisors to find cost-effective options. : Medigap plans require monthly premiums, which can range from $100 to $300 depending on the plan, location, and age. Beneficiaries should compare plans through resources like Medigap Advisors to find cost-effective options. No Prescription Drug Coverage: Medigap plans don't cover medications, so beneficiaries need a separate Part D plan. Medicare Advantage (Part C) plans are an alternative to Original Medicare, offered by private insurers. These plans often include additional benefits like dental, vision, and prescription drug coverage, addressing some of Medicare's gaps. All-in-One Coverage : Many plans bundle hospital, medical, and drug coverage, sometimes including extras like gym memberships. : Many plans bundle hospital, medical, and drug coverage, sometimes including extras like gym memberships. Out-of-Pocket Caps : Unlike Original Medicare, Medicare Advantage plans have annual out-of-pocket maximums, providing financial protection. : Unlike Original Medicare, Medicare Advantage plans have annual out-of-pocket maximums, providing financial protection. Low or No Premiums: Some plans have $0 premiums, though copays and deductibles vary. Network Restrictions : Medicare Advantage plans often require beneficiaries to use in-network providers, which can limit choices. : Medicare Advantage plans often require beneficiaries to use in-network providers, which can limit choices. Variable Coverage: Benefits vary by plan, and not all include comprehensive dental or vision coverage. For beneficiaries seeking alternatives to traditional insurance, Healthshare plans offer a faith-based cost-sharing model. Available through HSA for America, these plans involve members pooling funds to cover medical expenses, often at a lower cost than traditional insurance. Affordability : Monthly contributions are often lower than Medigap or Medicare Advantage premiums, making them appealing for budget-conscious beneficiaries. : Monthly contributions are often lower than Medigap or Medicare Advantage premiums, making them appealing for budget-conscious beneficiaries. Flexibility : Healthshare plans allow members to choose providers without network restrictions, complementing Medicare's nationwide coverage. : plans allow members to choose providers without network restrictions, complementing Medicare's nationwide coverage. Value Alignment: These plans appeal to those who prioritize faith-based, community-driven healthcare. Not Insurance : Healthshare plans are not regulated like insurance, and coverage isn't guaranteed for all expenses. Beneficiaries should review guidelines carefully. : plans are not regulated like insurance, and coverage isn't guaranteed for all expenses. Beneficiaries should review guidelines carefully. Limited Medicare Integration: While Healthshare plans can supplement Medicare, they may not cover all gaps, such as prescription drugs. For beneficiaries who enrolled in a high-deductible health plan (HDHP) before becoming eligible for Medicare, HSA plans can be a powerful tool. Through HSA for America, individuals can use HSA funds to pay for Medicare premiums (Parts B and D) and out-of-pocket costs like coinsurance. Tax Advantages : HSA contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are tax-free. : HSA contributions are tax-deductible, earnings grow tax-free, and withdrawals for qualified medical expenses are tax-free. Long-Term Savings : Funds roll over indefinitely, allowing beneficiaries to build a healthcare nest egg. : Funds roll over indefinitely, allowing beneficiaries to build a healthcare nest egg. Flexibility: HSAs can cover expenses like dental or vision care, which Medicare doesn't. Eligibility Limits : Once enrolled in Medicare, you can't contribute to an HSA, though you can use existing funds. : Once enrolled in Medicare, you can't contribute to an HSA, though you can use existing funds. Requires Pre-Planning: HSAs are most effective for those who built a balance before Medicare eligibility. To effectively fill coverage gaps, beneficiaries should: Assess Needs: Consider your health, budget, and lifestyle. Do you need dental or vision coverage? Are you comfortable with network restrictions? Compare Medigap Plans: Use Medigap Advisors to explore Mutual of Omaha Medicare Supplement Plans for comprehensive coverage. Explore Healthshare Options: For cost savings and flexibility, check out Healthshare plans via HSA for America. Leverage HSAs: If you have an HSA, use it strategically for premiums and uncovered expenses. Review Annually: Healthcare needs change, so reassess your plan during Medicare's Open Enrollment (October 15–December 7) to ensure it meets your needs. Filling Medicare coverage gaps is essential to avoid unexpected costs that can strain retirement savings. Whether through Mutual of Omaha Medicare Supplement Plans, Medicare Advantage, Healthshare plans, or HSA plans , beneficiaries have options to tailor coverage to their needs. By understanding these gaps and exploring solutions through trusted resources like Medigap Advisors and HSA for America, you can ensure comprehensive care without breaking the bank. For personalized guidance on filling Medicare gaps, visit Medigap Advisors for Medigap options or HSA for America for Healthshare and HSA plans. Taking proactive steps today can secure your health and financial future. TIME BUSINESS NEWS
Yahoo
13-05-2025
- Business
- Yahoo
History will be made in Tuesday's Stothert-Ewing mayoral tilt
Omaha Mayor Jean Stothert, a Republican, competes for a fourth term as mayor of the state's largest city against Douglas County Treasurer John Ewing Jr., a Democrat, in the officially nonpartisan race. (Photos courtesy of Jean Stothert for Omaha and John Ewing for Mayor | Omaha-Douglas City-County Building photo by Aaron Sanderford/Nebraska Examiner) OMAHA — Voters in Nebraska's largest city, those who haven't cast early ballots, hit the polls Tuesday to decide what kind of history the city should make, a fourth term for Omaha Mayor Jean Stothert or a first for Douglas County Treasurer John Ewing Jr. Stothert started the five-way race this spring as a heavy favorite facing historical vulnerabilities common to Omaha mayors who seek to stay in office a long time. Some local political observers have worried she set herself up to learn the Hal Daub lesson. Like Daub, Stothert has ruffled feathers among some in Omaha by unapologetically pressing her vision for the city, sometimes at odds with voters and donors. Daub faced pushback from voters and donors tired of his controversies and cantankerousness. Political scientists, consultants and politicians have said Stothert's biggest challenges may be voter fatigue with a three-term mayor, unrest about the economy under President Donald Trump and the lack of a clearly articulated plan for a fourth term. Stothert's GOP defenders say she easily advanced in an April primary with former State Sen. Mike McDonnell, a fellow Republican. But he softened Stothert with relentless criticism of her support of the city's streetcar project and poor street quality. Ewing, a Democrat with a long history on local ballots as county treasurer, largely let them fight. He lost a close 2nd Congressional District race in 2012 with then-U.S. Rep. Lee Terry, R-Neb., in which he stressed competence and steadiness. The mayor, a Republican running in the officially nonpartisan race, has argued that her record speaks for itself, that downtown Omaha, because of city partnerships with private donors and her work with businesses like Mutual of Omaha, is rebuilding stronger after the damage to the commercial real estate market from the COVID-19 pandemic. She has argued that the city is safer because of the way she has worked with Police Chief Todd Schmaderer to pay police officers more and grow the budgeted number of officers the city can hire and help curb violence. But McDonnell, a former Omaha fire chief, and Ewing, a former Omaha police officer, argued Stothert hasn't done enough to help the city recruit and fill those new officer positions and, because of that, the city has neglected property and nuisance crimes. Ewing would be the first Democrat to lead the city since former Mayor Jim Suttle, who helped revive the city's finances with moves that upset some City Council conservatives, including implementing a restaurant tax that Stothert opposed and eventually accepted and has let stand as mayor. If he beats Stothert, Ewing also would be the city's first Black mayor, clearing a hurdle that former State Sen. Brenda Council of Omaha came closest to in 1997, losing narrowly to Daub. The Ewing campaign has pointed to Ewing's record as a treasurer and as a high-ranking police officer. He was first elected treasurer in 2006. Ewing and his campaign have said he is ready for the job and that he would focus the city more on the basics of providing city services, emphasizing improving roads, working with police and neighborhood groups to address crime, helping all of the city grow and boosting affordable housing. Stothert's camp has criticized miscalculations by his treasurer's office in 2021 of how much to pay local school districts and governments based on funds from the Omaha Public Power District. A state audit found that the mistake led to incorrect payments to some local school districts and governments. Late in the race, in an effort to overcome what looks like an advantage in energy and enthusiasm from local Democrats, some Stothert supporters have sought to force Ewing to discuss transgender rights, which has helped Republicans nationally. Ewing has argued that the move is a political distraction irrelevant to the job as mayor. Stothert, a former grand marshal of Omaha's pride parade, has defended the ads as fair game given his party if Ewing and his supporters can lump her in with Trump, whom she has publicly supported. Omaha's election runs from 8 a.m. to 8 p.m. Early ballots can be turned in until polls close. Early ballots turned in by the close of business Monday will be counted on Election Day. Early ballots returned Tuesday will be opened and counted on Friday. SUBSCRIBE: GET THE MORNING HEADLINES DELIVERED TO YOUR INBOX
