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Suffolk horse rider thrown into ditch by speeding car
Suffolk horse rider thrown into ditch by speeding car

BBC News

time19-05-2025

  • Automotive
  • BBC News

Suffolk horse rider thrown into ditch by speeding car

A horse rider has urged drivers to be more considerate after her horse fell into a ditch when a car sped past Lock, from Rumburgh in Suffolk, was riding her Mylo two years ago along a narrow country lane when a speeding car spooked him. While she said they were lucky to be alive, both were left injured and the driver did not stop to check on Lock was working with animal welfare charity Blue Cross as it launched a new safety code around the issue. "I've never been in a ditch with a horse on top of me before," Ms Lock explained."It could have been a lot worse because the ditch was at least nice and soft, but I think it was the fall... it was probably a 4ft (1.2m) fall into the ditch with 600lb (272.15kg) of horse on top of me."Nobody stopped to see if I was alright or help me." Ms Lock said she had urged the driver to slow down before she was thrown into the ditch causing her to suffer a grade two hamstring pull while Mylo strained his said she was aware of other riders whose horses had died in similar incidents and felt the issue was not always about drivers coming too close to horses, but rather that they needed to lower their speed, be patient and "read the situation"."These lanes are very, very narrow and if you have two cars, one car would pull over to allow the other car to pass," she continued."But when you're on a horse they still think they can come past you without any problems." 'Be considerate' Ms Lock said while her incident had shaken her at the time, it had not stopped her from hacking on roads which she often used to access she said she would do all she could to now move Mylo off the road when a car felt the Blue Cross's new code was "very important" as roads were getting busier."We've been here for 30 years and I've not seen traffic like we do now," she added."So many people do ride on the roads and horse riding is a massive recreational sport, therefore everybody just needs to look after each other on the roads and be considerate." Follow Suffolk news on BBC Sounds, Facebook, Instagram and X.

Zoo Knoxville welcomes two new rhinos ahead of new exhibit opening
Zoo Knoxville welcomes two new rhinos ahead of new exhibit opening

Yahoo

time15-05-2025

  • General
  • Yahoo

Zoo Knoxville welcomes two new rhinos ahead of new exhibit opening

KNOXVILLE, Tenn. (WATE) — The Rhino Reserve exhibit is coming to Zoo Knoxville, where it will be home to two southern white rhinos named Mylo and Ranger. Here's when the public will first be able to meet them. The Rhino Reserve exhibit is opening to the public over Memorial Day weekend. The official launch date is set for Friday, March 23. Mechanical issue delays opening of Oak Ridge Outdoor Pool At the Rhino Reserve exhibit, Zoo Knoxville said it will have two southern white rhinos, half-brothers Mylo and Ranger. Both rhinos are a part of the Association of Zoos and Aquarium's Species Survival Plan, which is a collaborative program that works to maintain genetically healthy and sustainable populations at accredited zoos. 'We're so excited to welcome Mylo and Ranger and continue Zoo Knoxville's legacy with Southern White Rhinos,' said Zoo Knoxville President and CEO Bill Street. 'This is an amazing opportunity to share the story of these incredible animal ambassadors with our guests and inspire a deeper connection to wildlife and conservation.' The zoo said Rhino Reserve will not only be offering visitors close-up views of the animals. It will also include educational elements about rhino conservation and the threats the species faces in the wild, which includes habitat loss and poaching. The state-of-the-art space is designed to engage guests while supporting the health and well-being of the animals. There are only around 18,000 southern white rhinos in the wild. The species is the largest of the five rhino species, and thanks to conservation efforts, the population has rebounded from the brink of extinction. Tennessee State Veterinarian issues alert for flesh-eating parasite According to Zoo Knoxville, southern white rhinos weigh nearly 5,000 pounds and can hit speeds of 30 miles per hour when they decide to. The species is native to the open grasslands of Africa and spend most of their time grazing and acting as 'nature's lawnmowers,' the zoo said. Zoo Knoxville does have a long and successful history of working with southern white rhinos, and Rhino Reserve is another exciting milestone in the zoo's commitment to rhino preservation. Previously, the zoo has also participated in breeding programs that contribute to the survival of the species. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

Dog rescued after falling into sludge lagoon
Dog rescued after falling into sludge lagoon

Yahoo

time05-04-2025

  • Climate
  • Yahoo

Dog rescued after falling into sludge lagoon

A dog has been rescued by firefighters after getting into a sewage treatment plant and falling into a sludge lagoon. Mylo the Jack Russell terrier got under the fence at Thames Water's Oxford Sewage Treatment Works in Grenoble Road on Thursday. Firefighters from the Rewley Road station were called and managed to rescue the 18-month-old dog and reunite it with its owner. One of the rescuers, Toby Baker, warned dog owners to "always call the emergency services if this type of thing happens and don't put yourself in danger". A spokeswoman for Thames Water explained the sludge lagoon had been out of service for "many years". She added: "[It] is primarily holding rainwater and reeds that have grown over time." You can follow BBC Oxfordshire on Facebook, X (Twitter), or Instagram. Stranded trainee guide dog rescued by firefighters Dog rescued after locking herself in van Terrier rehomed by firefighter who rescued her 'Frightened' St Bernard rescued in icy conditions Puppies given oxygen masks after building fire Oxfordshire Fire and Rescue Service Thames Water

Home insurance explained: Everything homeowners need to know
Home insurance explained: Everything homeowners need to know

CBS News

time12-02-2025

  • Business
  • CBS News

Home insurance explained: Everything homeowners need to know

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative even if you don't have a loan on your home. Yet as insurance costs climb, many homeowners are unclear on what their policies cover and how much protection they truly need. To cut through the confusion, we asked insurance experts to break down the essentials. Below, they share insights on coverage basics, policy exclusions, typical costs and ways to get affordable coverage. Learn more about your home insurance options now. Imagine flames tearing through your neighborhood. At that moment, the last thing you would want to do is frantically search through policy documents, wondering if you're covered. Learning the basics of home insurance now can prevent a crisis from becoming even more overwhelming. What is home insurance? Home insurance acts as a financial safety net for large losses that most homeowners couldn't afford to pay for on their own, according to Ashleigh Trent, personal lines director and co-founder of Tower Street Insurance. Your policy will typically pay to repair or replace your home and belongings if a fire, storm or theft causes damage. It may also cover medical and legal costs if someone gets hurt on your property. Compare home insurance policies to find the right coverage today. How does home insurance work? Home insurance works in a relatively straightforward manner: You pay monthly or annual premiums to your insurance company. In return, when disaster strikes and you notify the insurance company, "[they] will investigate the incident, inspect the damage and pay for expenses [up to your policy's limit]," explains Belen Tokarski, president and COO of Mylo. But you must pay your deductible before insurance kicks in. What does home insurance cover? Here's what a standard home insurance policy typically includes, according to Tokarski: Dwelling coverage repairs or replaces your home if damaged by fire, storms or other covered events. Personal property coverage helps you replace your possessions, such as furniture, electronics and clothing. Other structures coverage covers detached structures such as garages, fences and sheds. Loss of use coverage pays for temporary housing if you can't live in your home during repairs. Personal liability coverage handles legal and medical costs if someone gets hurt on your property. What doesn't home insurance cover? While home insurance protects your property from many risks, exclusions exist. "Floods, earthquakes, mold, pests and wear and tear usually aren't covered," says Brent Thurman, owner of Keystone Insurance. You'll generally need separate insurance for these items: Flood damage: You can get a separate flood insurance policy through the National Flood Insurance Program (NFIP). High-value belongings: A Valuable Articles Endorsement covers expensive jewelry, art and collectibles. Equipment breakdown: Equipment breakdown coverage protects appliances and home systems such as your furnace, air conditioner and refrigerator. Earthquake damage: Separate earthquake insurance may be worth getting if you live in an at-risk area. Regular maintenance: This is your responsibility, but a home warranty may help with some repair costs. How much does home insurance cost? Home insurance costs an average of $1,500 to $2,500 per year, according to Thurman. Your actual cost depends on location, home value, construction type, roof age, credit score and local risks such as hurricanes or wildfires. For example, you might see higher insurance costs if you live somewhere that's prone to natural disasters. Who needs home insurance? Home insurance is mandatory for homeowners with a mortgage. But even after paying off your home, experts, including Trent, encourage keeping this type of coverage to protect such a large asset. Who doesn't need home insurance? You can technically skip home insurance if you've paid off your mortgage, but experts strongly advise against it. Trent warns that going without insurance is risky considering threats against a home from things like inclement weather. Unless you're wealthy enough to self-insure or own a low-value property, it's typically wise to buy home insurance. How do you find inexpensive home insurance? Industry professionals recommend these five ways to secure home insurance at the best possible rates: Shop around: Ask a broker to compare policies from several carriers to find the best combination of price and coverage. Conduct annual reviews: Don't automatically renew your policy. Instead, have your broker check for better options before expiration. Bundle policies: Combine your home and auto insurance with one company for potential discounts. Raise your deductible: A higher deductible often results in paying a lower monthly premium. Improve your home security: Installing safety features such as alarm systems and smoke detectors may qualify you for lower rates. The bottom line Home insurance protects your most valuable asset, so don't choose a policy based on price alone. Thurman advises working with an independent insurance agent. Beyond finding you the right coverage at a fair price, they'll explain your policy in layman's terms and answer questions you didn't even know to ask.

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