Latest news with #NCCP
Hans India
3 days ago
- Health
- Hans India
Tobacco use claims 1.35 million lives annually
Berhampur: There are more than 1.35 million deaths due to tobacco use in India and 8.7 million deaths in the world every year. This was stated by eminent chest physician Narayan Mishra during a rally organised for the youth at MKCG Medical College Play Ground here on Tuesday. 'Tobacco use can affect any organ of the body. Inhalation from tobacco affects mostly respiratory systems causing Chronic Obstructive Pulmonary Disease (COPD), lung cancer, hypertension and coronary artery disease. Mouth cancer is linked to chewing tobacco. The addiction problem can be tackled with the help of specialised doctors and de-addiction centres', said Mishra. The rally was organised by Rotary District 3262 in association with IMA, NCCP, ICS and Physical Academy of Berhampur on the occasion of 'World No Tobacco Day'. The theme for the year 2025 is 'Bright Product. Dark intentions.' It highlights the hidden dangers of tobacco products that come in appealing flavours and packing. The rally was attended by more than 600 youngsters. Chief Guest Past District Governor of Rotary International Jayashree Mohanty inaugurated the programme and flagged off the rally.
Agriland
21-05-2025
- Health
- Agriland
HSA urges farmers and outdoor workers to prioritise sun safety
The Health and Safety Authority (HSA) has urged those working in agriculture and other outdoor professions to prioritise sun safety over the summer months. As the warmer months approach, the authority is reinforcing the importance of sun protection for outdoor workers. The HSA said that sun protection should be used even when skies are overcast. Under health and safety legislation, employers have a duty to manage the risks associated with sun exposure and implement measures to protect against this natural source of UV radiation. Skin cancer is the most common form of cancer in Ireland and the number of people being diagnosed with skin cancer is rising. The HSA is encouraging employers, the self-employed, and employees to take 'practical, preventative steps' to reduce the risks of sun exposure. Many jobs, including those in construction, agriculture, horticulture, couriers and postal workers, waste collection and fisheries, involve prolonged outdoor activity, increasing exposure to ultraviolet (UV) radiation and the associated risks of skin cancer, eye damage and heat-related illnesses. Helen Hourihane, senior inspector with the HSA, said: 'Even on overcast days, ultraviolet radiation can still be at levels that pose a real risk to anyone working outside for long periods. 'It's a common misconception that cloud cover offers full protection. This simply isn't the case. 'When the UV index is 3 or above above, protective measures are needed when working outdoors. In Ireland this is typically between 11:00a.m to 3:00p.m, April to September,' Hourihane explained. The HSA, in partnership with the Health Service Executive (HSE) National Cancer Control Programme (NCCP), provide tools and resources for employers in how to ensure their employees are protected. The HSA recommends the following measures for employers: Evaluate UV exposure risks: Review outdoor work routines and environments to identify where workers are at risk; Plan the work: Where feasible, arrange outdoor duties to reduce the time and intensity of exposure to direct sunlight when the UV is strongest; Provide shade: Seek and provide shade where possible, and ensure break areas are provided in shaded or covered locations; Protect skin: Wear suitable clothing such as long-sleeves, wide-brimmed hats, neck-flaps and sunglasses; Supply sunscreen: Make SPF 30+, broad-spectrum sunscreen available and promote its regular use; Training and awareness: Give workers information on the dangers of UV exposure and how to protect themselves. Advise them to self-check skin for any changes and unusual moles or spots. Employees, meanwhile, should take the following protective steps: Dress for the sun: Wear clothing and accessories that shield the skin and eyes from harmful rays; Apply sunscreen regularly: Use SPF 30+ sunscreen at least 20 minutes before outdoor activity and reapply often, especially after sweating; Stay in the shade when possible: Use natural or provided shelter during rest periods; Drink plenty of water: Keep hydrated throughout the day to prevent heat stress. Maria McEnery, cancer prevention officer at the HSE NCCP, commented: 'Skin cancer is the most common form of cancer in Ireland and is largely preventable by protecting skin with clothing, shade and sunscreen. 'We strongly encourage all outdoor workers to utilise the extensive guidance, tools and awareness materials to help protect themselves and safeguard their health,' McEnery added.
Yahoo
20-05-2025
- Business
- Yahoo
Spartan Asset Management obtains NCCP license in Australia
Spartan Asset Management has revealed that it has secured the National Consumer Credit Protection (NCCP) Licence in Australia. The is regarded as a crucial step in the firm's ambition to offer regulated financial solutions to a variety of investor groups. Based in Barangaroo, Sydney, the firm has established itself within the financial services industry. Spartan concentrates on fixed income, credit instruments, and retirement income strategies, serving pension funds and investors focused on income generation. With the newly acquired NCCP Licence, Spartan is set to broaden its service offerings to include a wider range of credit-linked financial advice and services. This encompasses income-drawdown optimisation and retirement credit structuring, aimed at improving client access to capital during retirement. The firm intends to introduce new fixed income products that target returns between 4% and 6% per annum. These offerings are structured for monthly or quarterly income distribution, responding to the increasing demand for yield in a low-interest-rate climate. The upcoming products will include investment-grade corporate bonds, credit-linked notes, and hybrid income solutions. These will be accessible to qualified wholesale and retail clients, backed by Spartan's advisory teams throughout Australia. In light of client demand, Spartan plans to expand its footprint with new offices in Victoria, Queensland, and Western Australia by 2025-2026. This growth aims to reinforce collaborations with independent financial advisers and other financial entities. Moreover, Spartan is set to launch virtual advisory platforms to improve accessibility for clients in rural and remote regions. This initiative will enable services through video consultations and secure digital tools. The firm's strategic approach to financial planning for retirees focuses on four essential pillars: Income, Capital Security, Credit Access, and Legacy Planning. With both NCCP and AFS licences, Spartan seeks to provide integrated financial solutions. Spartan's wealth management division will now deliver a comprehensive range of services, including retirement credit advice and estate planning. The firm is also enhancing its environmental, social, and governance (ESG) framework to ensure sustainable investment practices. Looking forward, Spartan is in the process of developing a National Income Platform for Australia. Over the next two years, the firm will concentrate on initiatives such as adviser education programmes and the launch of a "Spartan Secure Income Account" for simplified investment onboarding. "Spartan Asset Management obtains NCCP license in Australia" was originally created and published by Private Banker International, a GlobalData owned brand. The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
19-05-2025
- Business
- Yahoo
Spartan Asset Management Secures NCCP License, Expands Nationally with New Fixed Income Products
SYDNEY, AU / / May 19, 2025 / Spartan Asset Management Pty Ltd (AFS License Number 230540, ABN 22082828493), a leading independent investment firm specialising in fixed income and income-generating solutions, is proud to announce the acquisition of a National Consumer Credit Protection (NCCP) License - marking a transformative step in the firm's mission to deliver comprehensive, regulated financial solutions tailored to pension funds, SMSFs, retirees, and income-conscious investors across Australia. Headquartered at 100 Barangaroo Avenue, Barangaroo, Sydney, Spartan has built a robust and growing reputation in the financial services sector for its disciplined focus on bonds, credit instruments, and retirement income strategies. With a firm commitment to capital preservation and yield optimisation, Spartan is now poised to significantly expand its national footprint, develop new fixed income products targeting 4-6% p.a., and deepen its support for long-term investors seeking stability in a volatile macroeconomic environment. A Major Milestone: NCCP License Unlocks Broader Financial Capabilities With the newly acquired NCCP License, Spartan can now offer a wider array of credit-linked financial advice and services, including income-drawdown optimization, reverse mortgage consultation, retirement credit structuring, and custom annuity planning. "The NCCP License marks a new chapter for Spartan," said Oliver Taylor, Head of Global Investment Strategies. "We're not just investment managers - we're becoming full-spectrum income strategists. Our ability to offer regulated credit advice means we can provide solutions that go beyond investments - solutions that touch on every aspect of financial well-being in retirement." The license also enables Spartan to provide advice on regulated credit products, including home equity access, income smoothing, and credit-funded investment structures, creating new pathways for clients to access capital in retirement without compromising their lifestyle or legacy. New Products Launched with Yields Ranging from 4-6% p.a. To meet the growing demand for yield in a low-interest-rate environment, Spartan has launched a new suite of fixed income investment products offering returns of 4% to 6% per annum, structured for monthly or quarterly income distribution. These offerings include: Investment-grade corporate bonds (domestic and offshore) Credit-linked notes with capital protection mechanisms Floating-rate securities tied to benchmark rates (ideal for inflationary environments) Hybrid income products combining bonds with defensive equities Customised income portfolios for SMSFs and pension schemes "We've carefully designed these products to balance security and income," said Alexander Harris, Head of Investment Analytics. "Each portfolio is constructed using advanced credit screening models, market risk simulations, and real-world liquidity considerations. The result is dependable income without overexposure to risk." All new offerings are available to qualified wholesale and retail clients, and are supported by Spartan's in-house advisory teams and partner networks across Australia. Expanding Nationally: Spartan to Establish Offices in Key Australian States In response to increasing demand from clients and financial advisers outside New South Wales, Spartan Asset Management will begin rolling out new offices across Victoria, Queensland, and Western Australia in 2025-2026, with additional regional satellite offices to follow. Jacob Williams, Head of Australian Equities, commented: "We've been inundated with inquiries from Melbourne, Brisbane, and Perth-based investors looking for stable yield products. Expanding physically into these markets allows us to provide localised support, in-person advice, and a stronger client experience." This geographic expansion will also support Spartan's partnerships with: Independent financial advisers (IFAs) Superannuation funds and trustees Accounting and legal firms serving retirees Private wealth offices and family advisers In addition to new offices, Spartan plans to introduce virtual advisory platforms, allowing clients in rural and remote areas to access services via video consultations, digital tools, and secure client portals. A Holistic Approach to Wealth Preservation Spartan's strategic approach to financial planning for retirees is focused on four pillars: Income, Capital Security, Credit Access, and Legacy Planning. With its NCCP and AFS licenses, the firm is uniquely positioned to deliver integrated solutions across these dimensions. "Most financial firms focus on growth. We focus on income," said Ethan Brown, Head of Wealth Management. "We take a long-term view - helping Australians live comfortably through retirement while protecting their nest egg. That means managing credit responsibly, structuring investments intelligently, and ensuring consistent income delivery." Spartan's wealth management division now offers: Fixed income portfolio construction Retirement credit advice Estate and wealth transfer planning Longevity risk mitigation Cash flow mapping and tax-efficient drawdowns Commitment to Research, Transparency, and Responsible Investing Spartan's leadership has consistently prioritised transparency, data integrity, and ethical investing practices. The firm is expanding its ESG (Environmental, Social, Governance) framework to screen for sustainability in both corporate bond issuers and equity holdings. A new Responsible Income Fund is under development and expected to launch in Q4 2025. "As fiduciaries, we have a responsibility to ensure every dollar our clients invest is doing good and delivering results," said Alexander Harris. "That's why ESG analysis is no longer optional - it's essential." The firm is also investing in client education, launching a new Spartan Insights online portal offering: Weekly market commentary Retirement strategy guides Product performance reports Interactive bond yield calculators Live webinars with the investment team Looking Ahead: Building a National Income Platform for Australia. Over the next 24 months, Spartan will be focused on the following initiatives: Launching a nationwide adviser education program on income strategies Introducing model portfolios with risk ratings tailored to retirees Rolling out a "Spartan Secure Income Account" for simplified investment onboarding Partnering with community groups and associations to promote financial literacy Exploring APRA-regulated fund licensing for institutional growth "Our ambition is to become Australia's most trusted income investment brand," said Oliver Taylor. "With the NCCP license, our product innovation, and a national advisory network underway, we are well on the path to achieving that vision." About Spartan Asset Management Pty Ltd Spartan Asset Management Pty Ltd is a specialist investment firm based in Sydney, Australia, holding AFS License Number 230540 and NCCP accreditation. The company focuses on delivering secure, transparent, and income-focused investment solutions through bonds, credit-linked products, and hybrid portfolios. With a client base that includes retirees, SMSFs, pension trustees, and financial professionals, Spartan combines disciplined research, rigorous analytics, and regulatory compliance to deliver high-quality financial outcomes. Founded with the belief that income is the foundation of financial dignity, Spartan operates with a single-minded focus on helping clients live well in retirement-without taking unnecessary risks. Media Contact Contact person: Julie Brooks (Press Director) Company name: Spartan Asset Management Pty Ltd Location: 100 Barangaroo Ave, Barangaroo, Sydney, NSW 2000, Australia Email: info@ Website link: SOURCE: Spartan Asset Management Pty Ltd View the original press release on ACCESS Newswire
Yahoo
19-05-2025
- Business
- Yahoo
Spartan Asset Management Secures NCCP License, Expands Nationally with New Fixed Income Products
SYDNEY, AU / / May 19, 2025 / Spartan Asset Management Pty Ltd (AFS License Number 230540, ABN 22082828493), a leading independent investment firm specialising in fixed income and income-generating solutions, is proud to announce the acquisition of a National Consumer Credit Protection (NCCP) License - marking a transformative step in the firm's mission to deliver comprehensive, regulated financial solutions tailored to pension funds, SMSFs, retirees, and income-conscious investors across Australia. Headquartered at 100 Barangaroo Avenue, Barangaroo, Sydney, Spartan has built a robust and growing reputation in the financial services sector for its disciplined focus on bonds, credit instruments, and retirement income strategies. With a firm commitment to capital preservation and yield optimisation, Spartan is now poised to significantly expand its national footprint, develop new fixed income products targeting 4-6% p.a., and deepen its support for long-term investors seeking stability in a volatile macroeconomic environment. A Major Milestone: NCCP License Unlocks Broader Financial Capabilities With the newly acquired NCCP License, Spartan can now offer a wider array of credit-linked financial advice and services, including income-drawdown optimization, reverse mortgage consultation, retirement credit structuring, and custom annuity planning. "The NCCP License marks a new chapter for Spartan," said Oliver Taylor, Head of Global Investment Strategies. "We're not just investment managers - we're becoming full-spectrum income strategists. Our ability to offer regulated credit advice means we can provide solutions that go beyond investments - solutions that touch on every aspect of financial well-being in retirement." The license also enables Spartan to provide advice on regulated credit products, including home equity access, income smoothing, and credit-funded investment structures, creating new pathways for clients to access capital in retirement without compromising their lifestyle or legacy. New Products Launched with Yields Ranging from 4-6% p.a. To meet the growing demand for yield in a low-interest-rate environment, Spartan has launched a new suite of fixed income investment products offering returns of 4% to 6% per annum, structured for monthly or quarterly income distribution. These offerings include: Investment-grade corporate bonds (domestic and offshore) Credit-linked notes with capital protection mechanisms Floating-rate securities tied to benchmark rates (ideal for inflationary environments) Hybrid income products combining bonds with defensive equities Customised income portfolios for SMSFs and pension schemes "We've carefully designed these products to balance security and income," said Alexander Harris, Head of Investment Analytics. "Each portfolio is constructed using advanced credit screening models, market risk simulations, and real-world liquidity considerations. The result is dependable income without overexposure to risk." All new offerings are available to qualified wholesale and retail clients, and are supported by Spartan's in-house advisory teams and partner networks across Australia. Expanding Nationally: Spartan to Establish Offices in Key Australian States In response to increasing demand from clients and financial advisers outside New South Wales, Spartan Asset Management will begin rolling out new offices across Victoria, Queensland, and Western Australia in 2025-2026, with additional regional satellite offices to follow. Jacob Williams, Head of Australian Equities, commented: "We've been inundated with inquiries from Melbourne, Brisbane, and Perth-based investors looking for stable yield products. Expanding physically into these markets allows us to provide localised support, in-person advice, and a stronger client experience." This geographic expansion will also support Spartan's partnerships with: Independent financial advisers (IFAs) Superannuation funds and trustees Accounting and legal firms serving retirees Private wealth offices and family advisers In addition to new offices, Spartan plans to introduce virtual advisory platforms, allowing clients in rural and remote areas to access services via video consultations, digital tools, and secure client portals. A Holistic Approach to Wealth Preservation Spartan's strategic approach to financial planning for retirees is focused on four pillars: Income, Capital Security, Credit Access, and Legacy Planning. With its NCCP and AFS licenses, the firm is uniquely positioned to deliver integrated solutions across these dimensions. "Most financial firms focus on growth. We focus on income," said Ethan Brown, Head of Wealth Management. "We take a long-term view - helping Australians live comfortably through retirement while protecting their nest egg. That means managing credit responsibly, structuring investments intelligently, and ensuring consistent income delivery." Spartan's wealth management division now offers: Fixed income portfolio construction Retirement credit advice Estate and wealth transfer planning Longevity risk mitigation Cash flow mapping and tax-efficient drawdowns Commitment to Research, Transparency, and Responsible Investing Spartan's leadership has consistently prioritised transparency, data integrity, and ethical investing practices. The firm is expanding its ESG (Environmental, Social, Governance) framework to screen for sustainability in both corporate bond issuers and equity holdings. A new Responsible Income Fund is under development and expected to launch in Q4 2025. "As fiduciaries, we have a responsibility to ensure every dollar our clients invest is doing good and delivering results," said Alexander Harris. "That's why ESG analysis is no longer optional - it's essential." The firm is also investing in client education, launching a new Spartan Insights online portal offering: Weekly market commentary Retirement strategy guides Product performance reports Interactive bond yield calculators Live webinars with the investment team Looking Ahead: Building a National Income Platform for Australia. Over the next 24 months, Spartan will be focused on the following initiatives: Launching a nationwide adviser education program on income strategies Introducing model portfolios with risk ratings tailored to retirees Rolling out a "Spartan Secure Income Account" for simplified investment onboarding Partnering with community groups and associations to promote financial literacy Exploring APRA-regulated fund licensing for institutional growth "Our ambition is to become Australia's most trusted income investment brand," said Oliver Taylor. "With the NCCP license, our product innovation, and a national advisory network underway, we are well on the path to achieving that vision." About Spartan Asset Management Pty Ltd Spartan Asset Management Pty Ltd is a specialist investment firm based in Sydney, Australia, holding AFS License Number 230540 and NCCP accreditation. The company focuses on delivering secure, transparent, and income-focused investment solutions through bonds, credit-linked products, and hybrid portfolios. With a client base that includes retirees, SMSFs, pension trustees, and financial professionals, Spartan combines disciplined research, rigorous analytics, and regulatory compliance to deliver high-quality financial outcomes. Founded with the belief that income is the foundation of financial dignity, Spartan operates with a single-minded focus on helping clients live well in retirement-without taking unnecessary risks. Media Contact Contact person: Julie Brooks (Press Director) Company name: Spartan Asset Management Pty Ltd Location: 100 Barangaroo Ave, Barangaroo, Sydney, NSW 2000, Australia Email: info@ Website link: SOURCE: Spartan Asset Management Pty Ltd View the original press release on ACCESS Newswire Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
