Latest news with #NINJA
Yahoo
21-05-2025
- Business
- Yahoo
‘Your Rich BFF' Vivian Tu: This Is the ‘Worst Finance Advice I've Ever Seen'
Have you ever heard of a NINJA loan? No income, no job, no asset loans — known as NINJA loans — are highly predatory loans that contributed to the 2008 recession. However, countless influencers are flaunting this loan product as a great way to get Airbnb businesses off the ground. Be Aware: Check Out: GOBankingRates will explore 'Your Rich BFF' Vivian Tu's stance on this strategy and why it's the 'worst finance advice' she's ever seen. This article will cover the dangers of NINJA loans, the issues with cash advances and the problem with banking your financial success on Airbnb. NINJA loans give borrowers access to funds despite having no proven way to repay the amount. Lenders do little due diligence to verify your credit, income or assets. These loans were extremely popular before the 2008 financial crisis, making them one of the top contributing factors. Borrowers took out funds they couldn't repay, resulting in high default levels. To avoid another financial crisis like 2008, the Dodd-Frank Act placed stricter regulations surrounding NINJA loans. For one, if someone is offering a NINJA loan, look into the terms. If the lender isn't credible, you could end up in financial trouble. Second, if you don't have any income, the likelihood of repaying the loan according to the terms is low, which can ruin your credit and lendability. Read More: Cash advances are another predatory loan option. Credit card companies allow you to take cash advances with a higher interest rate, usually between 20% and 30%. Like a NINJA loan, if you don't have steady income to repay the loan, your credit score and future lendability could suffer. Even if a credit card company offers a 0% APR for an introductory period, there's no guarantee that you will be able to afford the loan once this promotion ends. Credit card debt is one of the top contributors to bankruptcy filings. It's best to avoid taking out debt you might not be able to repay. Airbnb has been all the rage lately, with influencers telling you how they quit their jobs from just one property. What these influencers don't tell you is that operating an Airbnb is money and time-intensive. There's no guarantee that your Airbnb listing will do well. Instead of banking your success and ability to repay cash advances and NINJA loans on an Airbnb property, look for more stable income streams. A regular W-2 job is nothing to be ashamed of. It can provide you with the stability and security you need to set a strong financial foundation. Avoid these predatory strategies if you're just graduating from college and looking for what's next. While they may have worked for one person, there's no guarantee that starting an Airbnb business using NINJA loans and cash advances will be successful for you. Instead, stick to the basics. Find a stable job, track your finances and invest for your future. More From GOBankingRates 5 Cities You Need To Consider If You're Retiring in 2025 Sources TikTok, 'DON'T fall for this money TRAP!!' This article originally appeared on 'Your Rich BFF' Vivian Tu: This Is the 'Worst Finance Advice I've Ever Seen' Sign in to access your portfolio
Forbes
05-05-2025
- Entertainment
- Forbes
Today's NYT Mini Crossword Clues And Answers For Monday, May 5th
Looking for help with today's NYT Mini Crossword puzzle? Here are some hints and answers for the ... More puzzle. In case you missed Sunday's NYT Mini Crossword puzzle, you can find the answers here: It's Monday and the birds are chirping and the sirens are wailing and the students are crunching their finals and the teachers are dreaming of summer and I'm still waiting for George R.R. Martin to finish Winds Of Winter and GTA6 has been delayed into 2026. What a day! What a year! You're just lucky I didn't list all the insane political shenanigans going on or we'd be here all day. Yes, I'm rambling. Yes, I plan on stopping now. After all, we have a Mini Crossword to solve. The NYT Mini is a smaller, quicker, more digestible, bite-sized version of the larger and more challenging NYT Crossword, and unlike its larger sibling, it's free to play on the New York Times website or NYT Games app. However, you'll need an NYT Games subscription to access previous puzzles in the archives. If you need a little help solving the Mini Crossword as fast as possible, read on for all of today's answers. Spoilers ahead! FEATURED | Frase ByForbes™ Unscramble The Anagram To Reveal The Phrase Pinpoint By Linkedin Guess The Category Queens By Linkedin Crown Each Region Crossclimb By Linkedin Unlock A Trivia Ladder 1 — Thinnest U.S. coins at around 1/20th of an inch — DIMES 6 — 'Sorry, already have plans' — ICANT 7 — Silent but deadly sort — NINJA (you were thinking farts, though, weren't you?) 8 — George ____, pen name of the Victorian writer Mary Ann Evans — ELIOT 9 — 'That's great news!' — YAY 1 — Wine pairing? — DINE 2 — In a chilly manner — ICILY 3 — Ending with kepto or ego — MANIAC 4 — Waiter's 'Hope you like the food!' — ENJOY 5 — Batting average, e.g. — STAT Today's Mini This was pretty easy but some of the answers are . . . peculiar. Wine pairing would be cheese, maybe, or dish. But DINE? You don't pair wine with DINE, though I suppose wine and a wine pairing are part of dining. There's a bit of a food theme here with the waiter and already having plans. I imagine the waiter saying ENJOY to the NINJA who responds ICILY because they're busy reading George ELIOT. This one took me 50 seconds. How did you do? Let me know on Twitter, Instagram or Facebook. If you also play Wordle, I write guides about that as well. You can find those and all my TV guides, reviews and much more here on my blog. Thanks for reading!
Yahoo
21-03-2025
- Health
- Yahoo
NINJA JOINS LA ROCHE-POSAY AS NEW PARTNER IN CAUSE FOR SKIN CANCER DETECTION AND PREVENTION
NEW YORK, March 21, 2025 /PRNewswire/ -- La Roche-Posay is proud to announce Tyler "NINJA" Blevins, world renown gamer, streamer, and entertainer, as its new partner in cause for the Save your Skin brand platform, dedicated to skin cancer prevention and detection. This unprecedented collaboration comes a year after the 33 years old global icon shared with the world his melanoma diagnosis which was revealed during his annual mole check with a dermatologist. "By sharing my personal experience far beyond my community, through the campaign with La Roche-Posay, I want to deliver a crucial message about skin cancer prevention: don't play games with detection," said Tyler "NINJA" Blevins, pro-gamer and melanoma survivor. With an engaged and passionate fanbase across multiple digital platforms, NINJA has transcended the gaming industry, bringing an inclusive and powerful message that resonates with audiences globally. Tyler "NINJA" Blevins embodies La Roche-Posay's core values of authenticity and transparency, anchoring this cause across multiple generations. "Together, NINJA and La Roche-Posay are ushering in a new era of skin cancer awareness. With cases rising at an alarming rate,our mission is clear: to educate people about the importance of annual mole checks so that melanoma remains 99% preventable and treatable, especially among younger generations," said Alexandra Reni-Catherine, Global Brand General Manager for La Roche-Posay. SAVE YOUR SKIN PROGRAMTo ensure a healthier future for all, La Roche-Posay has committed more than 20 years of research and awareness driving campaigns on the prevention and detection of skin cancer. With global initiatives in place to offer annual free mole checks in various communities and education campaigns with Dermatologists on sun safety habits, and self-detection via the ABCDE method. La Roche-Posay remains at the forefront of skin cancer awareness. 40%1 is the projected increase in melanoma rates for today's children by 2040. 99%2 of melanomas are curable if detected early. 70%3 of the population doesn't understand the difference between UVA which penetrates deep and causes aging and UVB which affects the surface and causes sunburn. 80%4 of the total lifetime UV exposure is received before the age of 18. 12%5 only of the global population systematically uses all protective measures during exposure. 200K free mole checks were offered by La Roche-Posay in 2024. The Save your Skin campaign with NINJA will be launched during the EADV Congress in September 2025 in Paris. For additional information about La Roche-Posay, visit and follow La Roche-Posay on Instagram, Tiktok, YouTube and Facebook. ABOUT LA ROCHE-POSAYIn 2025, La Roche-Posay celebrates 50 years of life-changing dermatological skincare solutions. Created by a pharmacist in 1975, the brand is now present in over 60 countries and is recommended by 100,000 dermatologists worldwide. It provides a unique range of daily skincare developed for every skin type, from newborns to cancer patients, from UV protection to repairing severely fragilized skin. 1 Arnold et al. JAMA Dermatol. 2022;158(5)2 Passeron. J Eur Acad Dermatol Venereol. 2023;374 Raymond-Lezman JR, Riskin S. Attitudes, Behaviors, and Risks of Sun Protection. Cureus. 2023;15(2):e34934.5 Passeron. J Eur Acad Dermatol Venereol. 2023;37 View original content to download multimedia: SOURCE La Roche-Posay
