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Irish Times
28-04-2025
- Automotive
- Irish Times
Number of private motorists without insurance almost halves in two years
The number of private motorists driving without insurance has almost halved over the last two years, with much of the decline attributed to the new Irish Motor Insurance Database (IMID) system making it harder for people to evade detection. However, it is a different story when it comes to commercial vehicles, with more than one in six found to be in breach of motor insurance laws last year, according to research from the Motor Insurers' Bureau of Ireland (MIBI). It recorded 101,881 uninsured private vehicles within the overall 2.4 million private vehicles being driven on Irish roads in 2024. In 2022 the number of uninsured private vehicles stood at 187,803 within an overall private vehicle total of 2.25 million. The 2024 figure represents about 4.2 per cent of all private vehicles, which points to a fall of close to 50 per cent since the last time the MIBI carried out research in 2022. READ MORE Following the development of the IMID, the MIBI has been able to examine the number of uninsured non-private motor vehicles, broadly categorised as 'commercial vehicles', through the availability of enhanced insurance data. Within the commercial vehicles category, there are generally two different means by which insurance is provided: on an individualised basis with specific vehicles tied to each policy or on fleet or motor trade policies, which allow the cover to be transferred from one vehicle to another within a specific group of vehicles. Since November 2023, fleet and motor trade policy holders who do not provide the required information to the NFD are committing an offence and are liable to be prosecuted and subjected to fines of up to €500 per vehicle. The MIBI estimates about 425,000 fleet and motor trade vehicles should be listed on the National Fleet Database. So far, the details for 364,889 have been provided. The MIBI's analysis shows that within the combined commercial vehicles category, there are 710,708 vehicles on Irish roads and 108,671 of those vehicles are either uninsured or have not yet been added to the NFD. This means 15.3 per cent of commercial vehicles or more than one in six are breaking motor insurance laws. The chief executive of the MIBI, David Fitzgerald, said it was 'very encouraging to see the impact that the new detection system is already having on the number of private uninsured vehicles on our roads'. He said it is 'a powerful weapon in the battle against uninsured driving'. Following the introduction of this system, gardaí were able to seize 18,676 vehicles in 2024 and issue 26,094 summonses and charges. 'This system allows gardaí to see in seconds if a vehicle is uninsured or has not been added to the database, allowing them to act quickly in apprehending any offenders,' Mr Fitzgerald said. However, he said there is 'clearly additional work to do to combat illegal uninsured driving'.
BreakingNews.ie
28-04-2025
- Automotive
- BreakingNews.ie
Number of uninsured vehicles on roads drops after new detection system, analysis shows
The share of uninsured private vehicles on Irish roads has almost halved following the introduction of a new database system, analysis shows. According to research conducted by the Motor Insurers' Bureau of Ireland (MIBI), uninsured vehicles represented 4.2 per cent of the overall private fleet across the Republic last year, compared to 8.3 per cent in 2022. Advertisement In 2024 the MIBI found there were a total of 101,881 uninsured private vehicles within the overall total of 2.4 million. By comparison, in 2022 the number of uninsured private vehicles stood at 187,803 out of a total of 2.25 million. This also means the number of uninsured private vehicles dropped from one in every 12 in 2022, to one in every 25 last year. The Irish Motor Insurance Database (IMID) system is managed by MIBI to provide legal authorities with the insurance details for all vehicles on Irish roads. The MIBI is a not-for-profit organisation that was established to compensate victims of road traffic accidents caused by uninsured and unidentified vehicles. David Fitzgerald, chief executive of the MIBI, said it was encouraging to see the impact the new detection system was having on the number of uninsured drivers. Advertisement "The number of uninsured private vehicles has practically halved, which is good news for all road users and anyone concerned about Irish road safety," Mr Fitzgerald said. "From early in its development, we believed IMID would represent a powerful weapon in the battle against uninsured driving and we can now see that theory being turned into reality. "Following the introduction of this system, last year Gardaí were able to seize 18,676 vehicles in 2024 and issue a further 26,094 summons and charges. This system allows Gardaí to see in seconds if a vehicle is uninsured or has not been added to the database, allowing them to act quickly in apprehending any offenders." The analysis also looked at the number of uninsured "commercial vehicles" through the availability of enhanced insurance data. Advertisement The details for these vehicles are legally required to be added to the national fleet database. The MIBI estimates around 425,000 fleet and motor trade vehicles should be listed on the database, but that so far details for just 364,889 have been provided. Ireland Driver number requirement for car insurance takes... Read More Mr Fitzgerald said there was still work to do to combat illegal uninsured driving. "This is particularly apparent in the data for commercial vehicles, where we see a higher proportion of vehicles that are either uninsured or not uploaded to the National Fleet Database by their fleet owners or motor traders. "The fleet data is now being used by Gardaí across the frontlines and given the high number of fleet or other commercial vehicles which are not fulfilling their legal motor insurance obligations we anticipate there is likely to be a significant number of offenders identified and apprehended. "Given these developments, we would encourage any fleet owners or motor traders who have yet to add all their vehicle details to the database to act now. Otherwise they can expect to have their vehicles stopped and potentially seized by the Gardaí in the months ahead."
The Journal
28-04-2025
- Automotive
- The Journal
Number of uninsured private vehicles on Irish roads halves amid new detection system
THE NUMBER OF uninsured private vehicles on Irish roads has almost halved following the introduction of the new Irish Motor Insurance Database, aimed at assisting gardaí in detecting uninsured drivers. According to research conducted by the Motor Insurers' Bureau of Ireland (MIBI), private uninsured vehicles represented 4.2% of the overall private fleet across the Republic of Ireland in 2024, an almost 50% reduction from when the same analysis was undertaken for 2022 and the percentage total stood at 8.3%. The MIBI was established to compensate victims of road traffic accidents caused by uninsured and unidentified vehicles. They are responsible for the ongoing management of the new database, which was developed in conjunction with the Department of Transport, An Garda Síochána, Insurance Ireland and the wider insurance sector. In 2024 the MIBI found there were a total of 101,881 uninsured private vehicles within the overall total of 2.4 million. By comparison, in 2022 the number of uninsured private vehicles stood at 187,803 out of a total of 2.25 million. Advertisement That's a drop from 1 in every 12 in 2022, to 1 in every 25 last year. 'This system allows Gardaí to see in seconds if a vehicle is uninsured or has not been added to the database, allowing them to act quickly in apprehending any offenders,' said David Fitzgerald, CEO of the MIBI. He said the firgures are encouraging but that more work needs to be done to ensure more commercial vehicles are insured. 'This is particularly apparent in the data for commercial vehicles, where we see a higher proportion of vehicles that are either uninsured or not uploaded to the National Fleet Database by their fleet owners or motor traders. 'The fleet data is now being used by Gardaí across the frontlines and given the high number of fleet or other commercial vehicles which are not fulfilling their legal motor insurance obligations we anticipate there is likely to be a significant number of offenders identified and apprehended,' said Fitzgerald. 'Given these developments, we would encourage any fleet owners or motor traders who have yet to add all their vehicle details to the database to act now. Otherwise they can expect to have their vehicles stopped and potentially seized by the Gardaí in the months ahead.' Readers like you are keeping these stories free for everyone... A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article. Over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation. Learn More Support The Journal
Irish Daily Mirror
28-04-2025
- Automotive
- Irish Daily Mirror
New online detection system slashing number of uninsured drivers on Irish roads
A new online detection system is being credited with halving the number of uninsured drivers on the country's roads. It has emerged that the percentage of uninsured cars is down by almost 50 percent after the introduction of the new Irish Motor Insurance Database. The new system allows gardai to instantly check whether or not a vehicle is covered by insurance. Research conducted by the Motor Insurers' Bureau of Ireland, found that private uninsured vehicles represented over four percent of the overall private fleet across the country last year. That's an almost 50 percent reduction from when the same analysis was undertaken for 2022 when the percentage total stood at over eight percent. Last year, the bureau found there were a total of 101,881 uninsured private vehicles within the overall total of 2.4 million. This was calculated by contrasting all the vehicles that were taxed with those that were insured By comparison, in 2022 the number of uninsured private vehicles stood at 187,803 within an overall private vehicle total of 2.25 million. The statistics show that the number of uninsured private vehicles has dropped from one in every 12 in 2022, to one in every 25 last year. The use of new, data-linked mobile Apps and Automatic Number Plate Recognition technology has been hailed as a game changer for the gardai. Since the middle of last year, gardai have had instant access to the database and this saw the number of drivers caught soar by 67 percent on 2023. David Fitzgerald, chief executive of the bureau, said the new system allows gardai to know if a vehicle is insured or not within seconds. He said: 'It is very encouraging to see the impact that the new detection system is already having on the number of private uninsured vehicles on our roads. 'Following its introduction the number of uninsured private vehicles has practically halved, which is good news for all road users and anyone concerned about Irish road safety. 'Following the introduction of this system, last year gardaí were able to seize 18,676 vehicles in 2024 and issue a further 26,094 summons and charges. 'This system allows gardaí to see in seconds if a vehicle is uninsured or has not been added to the database, allowing them to act quickly in apprehending any offenders.' Last year gardai seized 18,676 vehicles for being uninsured, a 67 percent increase from the previous year and this is being attributed to the implementation of the database system. Mr Fitzgerald added: 'While progress has certainly been made, there is clearly additional work to do to combat illegal uninsured driving. 'This is particularly apparent in the data for commercial vehicles, where we see a higher proportion of vehicles that are either uninsured or not uploaded to the National Fleet Database by their fleet owners or motor traders. 'The fleet data is now being used by gardaí across the frontlines and given the high number of fleet or other commercial vehicles which are not fulfilling their legal motor insurance obligations we anticipate there is likely to be a significant number of offenders identified and apprehended. 'Given these developments, we would encourage any fleet owners or motor traders who have yet to add all their vehicle details to the database to act now.' The bureau is a not for profit organisation that was established to compensate victims of road traffic accidents caused by uninsured and unidentified vehicles. They are responsible for the ongoing management of the database.
