Latest news with #PCIDSS
NDTV
2 days ago
- Business
- NDTV
SISA Launches AI-Driven StackSQ At NASSCOM Conclave
SISA has launched AI-driven StackSQ at the two-day NASSCOM Future Forge conclave in Bengaluru. The launch was led by NASSCOM's AI lead Ankit Bose. StackSQ has been developed as SISA's response to this growing challenge of software risk. "Solutions like SISA StackSQ-combining privacy-first design with AI-driven intelligence, are critical to enabling compliance without slowing innovation. They reflect the kind of forward-looking, quantum-ready capabilities India needs to strengthen digital trust and global competitiveness," said Nasscom's AI Head, Ankit Bose. Speaking at the launch, Dharshan Shanthamurthy, Founder and CEO of SISA, reflected on the platform's mission. "In our forensics work, we have seen how breaches often trace back to what no one was looking at - whether it is an unnoticed dependency, a forgotten crypto library, or a small component with big consequences. StackSQ is our response to that blind spot. We built it to help organisations see deeply, act quickly, and stay ready for whatever comes next. Just as importantly, we designed it to integrate seamlessly with existing tech stacks. StackSQ supports all major programming languages, frameworks, and package managers, making it effortless to embed into modern development environments." StackSQ's privacy-first architecture enables deep, AI-driven analysis of software components while preserving the sanctity of proprietary code. It offers unprecedented visibility into an enterprise's codebase without ever accessing the source code. What makes StackSQ timely and essential is its alignment with the rapidly evolving regulatory landscape. With CERT-In, SEBI, PCI DSS, and FIPS 140-2 tightening mandates around software bill of materials and cryptographic safety, organisations in finance, defence, and government are under growing pressure to demonstrate not just awareness, but readiness. StackSQ rises to this challenge through its integrated SBOM (Software Bill of Materials), CBOM (Cryptographic BOM), and QBOM (Quantum BOM) capabilities, ensuring vulnerability management, cryptographic safety, and quantum readiness in a single platform. This trinity forms the heart of StackSQ's proposition: one platform, three lenses, total visibility. The launch comes at a time when the software supply chain is increasingly being weaponised. Attackers log in, exploiting vulnerable packages, misused libraries, or outdated cryptographic standards buried deep within builds. StackSQ doesn't just flag these risks but anticipates them. It's AI-powered risk intelligence assistant enables security teams to query potential threats in natural language and receive contextual, prioritised responses along with recommended remediation paths. In addition, it offers combined with flexible deployment models across SaaS, on-premises, and hybrid environments, and adapts to the way software is built today - fast, distributed, and deeply interdependent. StackSQ also marks a pivotal evolution in SISA's journey, from a compliance partner to a trusted enabler of digital trust. In a world where what lies inside your software may matter more than what's on the surface, StackSQ reimagines security intelligence for the CISO, the developer, and the regulator alike.
Business Wire
29-07-2025
- Business
- Business Wire
PCI Pal Launches Fraud Management Suite to Strengthen Contact Center Security
CHARLOTTE, N.C.--(BUSINESS WIRE)--PCI Pal ® (LON: PCIP) today announced the launch of its new Fraud Management Suite, beginning with AI-powered risk scoring for customer engagements. Designed to protect against rising card-not-present (CNP) fraud, the new capability delivers real-time risk insights to agents and AI bots before a payment is collected — reducing chargebacks and revenue loss without adding friction to the customer experience. 'AI is transforming how we approach security — not just in detecting fraud, but in anticipating it." Share CNP fraud remains one of the most costly threats for global businesses. While e-commerce channels benefit from tools like 3D Secure and biometric authentication, the voice channel — still central to many contact centers — has lacked equivalent protection. PCI Pal is closing that gap with a platform-led approach that combines security, compliance, and usability. 'This is the first step in a multi-product journey to deliver continuous value to our customers and partners,' said Alessandro Dalla Volta, VP of Product at PCI Pal. 'By embedding risk scoring into our Secure Payments Suite via an intuitive agent interface and a single API, we're giving contact centers powerful tools to detect fraud early and authenticate their customers seamlessly — across agents and bots using digital channels as needed.' A Smarter Way to Fight Fraud The new Fraud Management Suite helps organizations respond to evolving threats with: Real-time AI-powered risk scoring leveraging technology for early fraud detection in partnership with Telesign, a Proximus Global company Adaptive authentication, including 3D Secure and biometric wallet support Advanced analytics and chargeback defense tools Built for the Modern Contact Center 'AI is transforming how we approach security — not just in detecting fraud, but in anticipating it,' said Mufti Monim, CTO of PCI Pal. 'This launch lays the groundwork for a more intelligent and adaptive platform, that secures payments across all channels while enhancing both customer and agent experiences. It's the first step in a broader roadmap to unify fraud prevention, compliance, and customer experience into one seamless, scalable platform.' Availability AI-powered risk scoring is now available as part of the PCI Pal platform. Learn more at About PCI Pal PCI Pal ® (LON: PCIP) is a leading provider of secure payment solutions for business communications. PCI Pal's mission is to safeguard reputations and trust by securing payments wherever customer engagement occurs. With its patented, cloud-based platform, PCI Pal enables organizations to take secure payments via voice, chat, email, and social, while ensuring compliance with industry standards such as PCI DSS. For more information, visit
Business Insider
23-07-2025
- Business
- Business Insider
Profee plans to capture up to 20% of the money transfer market by 2026
Industry insights show Ghana as one of the fastest growing money transfer markets in Africa. Riding the trend with innovative and cost-efficient solutions for Ghanaian expats in Europe, plans to be performing 20% of all money transfers online by 2026 thanks to several crucial advantages. According to World Bank data, in 2024 Ghana emerged as one of the top recipients in Africa with inward remittances reaching $4.6 billion, or 6.2% of GDP – almost twice as much as in 2023 ($2.4 billion). The Bank of Ghana reports even higher numbers: $6.7 billion vs $5.1 billion. Moreover, some industry analysts estimate the size of the national money transfer market exceeding $11 billion in 2024. 'We see a massive shift happening in the remittance space. Ghana's digital adoption is accelerating, and we're building a service that meets the needs of today's mobile-first users. By 2026, our goal is clear: to handle every fifth money transfer from Europe to Ghana via Profee — securely, instantly, and at the best possible rate.' — Dmitrii Gorokh, Head of Brand & Marketing Communications at Profee. Due to substantial amounts of money flowing into the country through unofficial channels, providing remittance market statistics is a challenge. But even the lowest estimates indicate the importance of international money transfers for the Ghanaian economy. Building upon these developments, the Profee's goals and vision as a digital remittance leader with a 20% share of the money transfer market, are shaped by the following strengths. Top-tier security. With the rapid online money app growth worldwide and in Africa, the issue of security comes to the forefront. Profee money transfers are protected by the state-of-the-art technology and procedures compliant with regulatory and industry requirements. A trusted remittance partner, the company uses multi-level procedures for transaction monitoring, employs advanced data encryption, and regularly updates its PCI DSS certification. Low cost. The UN's financial inclusion goals call for a reduction of the cost of international money transfers to 3% by 2030, but current average rates for Africa are still more than twice as high as that. For Ghana, the situation is currently exacerbated by the cedi appreciation which reduces the value of inward remittances. Leading the digital payments adoption, Profee understands the importance of accessible money transfers online for the Ghanaian market and acts accordingly. Its dynamic AI-driven market monitoring system allows its customers to enjoy the most competitive currency exchange rates on the market at any given moment. In addition, the first Profee money transfer comes with no commission and at a special promo exchange rate, thus stimulating the growth in digital transfers. Instant delivery. Regardless of the sender's location or currency, Profee money transfers are delivered almost instantly. Maximum convenience. The future of online remittances and any other digital B2C services depends on convenience. Seamless, customer friendly processes translate into high retention rates. A Profee money transfer only requires a connected smartphone and takes several taps to send. Transactions can be performed from the comfort of one's home, office, or even on the go and at any time of the day. Aiming to lead the remittance disruption, the company offers a selection of payment methods including bank cards and Google Pay and Apple Pay. To sign up with Profee, one only needs to visit or download the iOS/Android app and provide basic personal details with no excessive bureaucracy. As the above overview shows, the Profee's expansion plans have a solid foundation. Ghanaian expats in Europe appreciate its innovative and customer-oriented approach, which makes the Profee's market share target of 20% easily achievable. About Profee An EU-licensed fintech company, Profee offers fast and secure online money transfers across 90+ destinations worldwide. The company continues to deliver exceptional year-on-year growth in both customer base and revenue, driven by bold innovation and cutting-edge financial technology. Recognised as the Best International Money Transfer Solution 2024 by Acquisition International's Global Excellence Awards, Profee combines the highest security and efficiency with the most competitive rates and low fees, making it a go-to remittance solution for Europe-based expats.
Yahoo
16-07-2025
- Business
- Yahoo
Why Do Merchants Trust Mastercard in a Risky Digital World?
Mastercard Incorporated MA continues to gain the trust of merchants in today's digital world, where payment fraud and cyber threats are on the rise. The company's proactive security infrastructure and established industry reputation keep it at the top of merchant preference, which supports its volume growth. MA has invested heavily in cybersecurity. The company has rolled out AI-driven fraud detection tools, along with biometric authentication and tokenization technology that swaps out card details for unique identifiers, significantly lowering the risk of theft. Its exclusive Cyber Secure tool offers real-time risk assessments, enabling businesses to identify and tackle vulnerabilities before they can be taken advantage of. MA also launched Mastercard Agent Pay, which combines its agentic tokens with cybersecurity, fraud and franchise regulations. These will assist Microsoft and other partners in enabling safe, easy and programmable transactions across AI platforms. In addition to technology, MA is building trust via strategic partnerships and global compliance. The company collaborates closely with merchants and regulators to keep up with changing data privacy standards like GDPR and PCI DSS. Also, its acquisition of RiskRecon, a cybersecurity company, has boosted its ability to keep an eye on third-party risks, something that can be challenging for SMEs to handle on their own. MA also emphasizes education and transparency. With initiatives like the Trust Center and global fraud insights, it helps businesses stay updated. As e-commerce keeps expanding and digital fraud gets trickier, Mastercard's multi-layered defense model, real-time intelligence and collaborative ecosystem provide merchants with the confidence to concentrate on growth without worrying about threats. How Are Competitors Faring? Some of MA's competitors adopting AI to improve operations include Visa Inc. V and PayPal Holdings, Inc. PYPL. Visa is also making significant strides in cybersecurity. Visa poured over $10 billion over the past five years into AI and fraud prevention technologies, allowing their systems to sift through millions of transactions in real time to spot any unusual activity. PayPal is actively using AI to improve its platform in a number of ways, from streamlining checkout procedures to giving developers more flexible workflows. These AI-powered solutions demonstrate PayPal's dedication to increasing productivity, customizing communications and strengthening security for both customers and companies. Mastercard's Price Performance, Valuation & Estimates In the year-to-date period, MA's shares have gained 4.3% compared with the industry's rise of 2.4%. Image Source: Zacks Investment Research From a valuation standpoint, MA trades at a forward price-to-earnings ratio of 31.59, above the industry average of 21.85. MA carries a Value Score of D. Image Source: Zacks Investment Research The Zacks Consensus Estimate for Mastercard's 2025 earnings implies 9.6% growth from the year-ago period. Image Source: Zacks Investment Research Mastercard currently carries a Zacks Rank #2 (Buy). You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Mastercard Incorporated (MA) : Free Stock Analysis Report Visa Inc. (V) : Free Stock Analysis Report PayPal Holdings, Inc. (PYPL) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Business Upturn
12-07-2025
- Business
- Business Upturn
Choosing A Payment Gateway For Your Website: A 5-point Checklist For 2025
The expectations around online payments are higher than ever in 2025. Website visitors expect a seamless checkout experience that is fast, secure and flexible across multiple devices and payment modes. With regulations evolving and consumer behaviours shifting rapidly, businesses can no longer afford to treat payments as an afterthought. Choosing the right payment gateway for website integration is now a critical part of building a professional online presence. From mobile responsiveness to data protection, the payment partner you select will affect both customer satisfaction and your business's financial health. This blog outlines five key considerations to guide your decision. Understand the risks of choosing poorly Before we get to the checklist, it's worth highlighting the cost of an ill-suited payment gateway. An unreliable or outdated system can lead to failed transactions, lower customer trust and even regulatory penalties. Considering the competition, that is a risk few businesses can afford to take. Success rate and platform reliability A high transaction success rate should be non-negotiable when selecting a payment gateway for website use. Failed transactions result in abandoned carts, increased support queries and reduced customer retention. Look for platforms that maintain high uptime and are transparent about their technical performance. Ensure the gateway can handle large volumes during peak shopping hours or festive sales without delays or crashes. In 2025, customers expect to pay using a method that suits their preferences. While UPI remains dominant in India, other instruments like credit and debit cards, EMI options, net banking, digital wallets and Buy Now, Pay Later (BNPL) schemes are widely used. A good payment gateway for the website should support all major modes and integrate emerging ones as they evolve. If your gateway limits customers to fewer options, you risk losing out on genuine buyers simply due to payment friction. Mobile-first payment experience With mobile e-commerce growing consistently, a gateway optimised for mobile checkouts is essential. Responsive design, minimal redirects and secure one-tap payments are features that directly impact conversion rates. Test the user journey from product selection to payment confirmation on various mobile devices. If the payment gateway for the website has a poor mobile interface or causes friction during authentication, it may drive potential customers away before they complete their purchase. Compliance, security and data protection Your payment gateway must comply with regulations laid out by the Reserve Bank of India (RBI) and the Payment Card Industry Data Security Standard (PCI DSS). Features such as tokenisation, fraud detection and 3D Secure authentication protect both your business and your customers. Security should extend beyond encryption. A leading payment gateway for websites will also offer other measures to prevent abuse. Make sure the platform provides regular updates and is quick to adapt to regulatory changes. Ease of integration and post-sales support While advanced features matter, they are only as good as your ability to implement them. Opt for a gateway that provides detailed documentation, SDKs and technical support to simplify integration with your website or app. Also assess post-sales support. Look for gateways that offer live support, timely query resolution and dedicated relationship managers if needed. A reliable payment gateway for the website should not only be easy to install but also scalable for future business requirements such as recurring payments, subscription models or cross-border transactions. Impact of payment gateway fees on your pricing strategy Payment gateway charges are more than just a line item in your expenses; they directly affect your product pricing and profit margins. For businesses, especially in competitive markets, understanding these fees helps set realistic prices without compromising customer appeal. Transparent knowledge of transaction fees, setup costs and hidden charges enables better budgeting and pricing decisions. By factoring in payment gateway charges early, you can avoid surprises, maintain profitability and stay competitive during peak sales periods like festivals or launches. This strategic insight ensures your payment gateway supports your overall business goals, not just transaction processing. Adapting to changing consumer payment preferences in 2025 A well-chosen payment gateway for a website builds customer trust, reduces operational headaches and positions your business for future growth. In 2025, this is no longer a backend decision; it is a customer experience imperative. Platforms like Pine Labs Online offer Indian businesses a secure, high-performance gateway solution with a focus on ease of integration, regulatory compliance and mobile-first design. Whether you are launching a new website or scaling an existing one, the right payment infrastructure will ensure you meet evolving customer expectations with confidence and agility. Ahmedabad Plane Crash
