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PM Fasal Bima Yojana 2025: All about damage compensation and how to apply
PM Fasal Bima Yojana 2025: All about damage compensation and how to apply

Business Standard

time28-07-2025

  • Business
  • Business Standard

PM Fasal Bima Yojana 2025: All about damage compensation and how to apply

PMFBY Last Date: As July brings heavy rainfall to large parts of India, farmers enter a critical phase of the agricultural calendar with the sowing of paddy and other Kharif crops. But while the rains are essential, extreme weather events like floods, droughts, or pest attacks can spell disaster for standing crops. The government of India has announced 31st July as the deadline to enrol in the Pradhan Mantri Fasal Bima Yojana (PM Crop Insurance Scheme) 2025. Farmers are urged to complete their registration without delay. To safeguard farmers against such risks, PMFBY offers vital financial protection through crop insurance and compensation. PM Fasal Bima Yojana 2025 Last Date: The government of India has announced 31st July as the deadline to enrol in the Pradhan Mantri Fasal Bima Yojana , What is PMFBY? The Indian government's flagship crop insurance program, the Pradhan Mantri Fasal Bima Yojana, was introduced in 2016. By compensating for crop losses and maintaining financial stability in the face of agricultural uncertainty, it seeks to assist farmers. In collaboration with state governments and insurance providers, the Ministry of Agriculture and Farmers Welfare oversees the program's implementation. The government subsidises the remaining premium. Farmers pay a small premium under PMFBY: • 2% for Kharif crops • 1.5% for Rabi crops • 5% for commercial/horticultural crops. Who can apply for PMFBY 2025? • Unless they choose to opt out, loanee farmers (who have availed of loans for seasonal crops) are automatically registered. • Before the deadline, non-loanee farmers need to register. • Wide protection across the state's varied soil and climate conditions is guaranteed by this diverse crop coverage. This Kharif season, the farmers can insure crops including paddy, arhar, groundnut, jowar, moong, soybean, maize, urad, sesame, and bajra. How to register for PM Fasal Bima Yojana Kharif 2025? • Go to the official website at • Finish the registration with Aadhaar and mobile details. • Enter the crop and bank details. • Submit the form and get coverage. What are the documents required for PMFBY Kharif 2025? • Aadhaar Card • Bank Passbook • Sowing Declaration (crop and area) • Land Ownership Records (Khatauni). How to Claim PMFBY crop insurance? A claim must be filed within 72 hours if a farmer's standing crop is harmed within 14 days of harvesting or as a result of rain, drought, flooding, or pest attacks. Farmers can submit claims by using: • Krishi Rakshak Portal • Helpline number 14447 • Crop Insurance App After the claim is submitted: • A joint survey will be held by the insurance company and agriculture officials. • The crop insurance claim form will be completed during the visit. • After the verification, the compensation will be transferred to the farmer's bank account within 2 months. Why must farmers register in PMFBY 2025? Unpredictable weather, pest attacks, or natural disasters can ruin months of work. As a safety net, PMFBY provides farmers with financial support and peace of mind so they may recover and reinvest in the next growing season. Given Uttar Pradesh's substantial contribution to India's food production, this program promotes the objective of a self-sufficient Bharat and fortifies the foundation of rural prosperity. Farmers in other states should also be aware that July 31 is often the deadline; for precise information, visit the website of your state government.

Vidarbha dists far from climate resilience, need urgent action: Study
Vidarbha dists far from climate resilience, need urgent action: Study

Time of India

time14-06-2025

  • Science
  • Time of India

Vidarbha dists far from climate resilience, need urgent action: Study

Nagpur: Climate change is severely impacting most districts in Vidarbha region which has earned the ignominy of farm distress. Farmers in Chandrapur are battling rising heat and pollution. Yavatmal is still stuck in a deadly drought-cotton trap, and Gadchiroli's tribal growers are at a loss for options to stem crop loss. A new study has exposed the growing divide in Vidarbha, revealing how some districts are adapting to climate change, while others are perilously at the mercy of vagaries of nature in the absence of basic support needed to mitigate environmental adversities. The study, conducted by Chaitanya Ashok Adhav, a PhD scholar in agricultural economics and Mahatma Jyotiba Phule Research Fellowship researcher with govt of Maharashtra, brings out the climate resilience dichotomy in Vidarbha. In the absence of urgent, district-wise action, the region could reel under a new fresh wave of agrarian crisis. "Vidarbha is not a uniform region when it comes to climate preparedness. While districts like Nagpur and Akola are coping better, places like Yavatmal, Gadchiroli and Chandrapur are still in the environmental and economical quagmire," Adhav told TOI. The study, published in the International Journal of Environment and Climate Change, uses a special climate resilience index to measure each district's risk, support systems and ability to recover from climate shocks. by Taboola by Taboola Sponsored Links Sponsored Links Promoted Links Promoted Links You May Like Free P2,000 GCash eGift UnionBank Credit Card Apply Now Undo As per the research, Nagpur leads the region in climate resilience, thanks to the presence of research institutions, Krishi Vigyan Kendras (KVKs), market access and adoption of drought-tolerant seeds. Many farmers here use precision farming and benefit from post-harvest infrastructure and agro-processing units. But even Nagpur has gaps. "Tribal communities and women farmers in Nagpur's interiors are often excluded from such benefits, necessitating these reach out across the district," says Adhav. The study identifies three worst-hit districts. Yavatmal, infamous for farm suicides, continues to suffer from droughts, erratic rainfall and over-reliance on cotton monocropping. Govt schemes like PM Fasal Bima Yojana haven't had the desired impact. "Farmers, it seems, have lost faith in the system," says Adhav. In predominantly tribal Gadchiroli where people are largely dependent on forests, the lack of modern irrigation facility, mobile networks and agri-extension services means central schemes like Paramparagat Krishi Vikas Yojana (PKVY) and Mission for Integrated Development of Horticulture (MIDH) never reach them, the study claims. It also points out that coal-rich Chandrapur is poor in sustainable agriculture and extensive mining is only worsening the situation. "Though Chandrapur has roads and infrastructure, the local climate is wreaking havoc which is putting farming communities in danger," Adhav explains. Though the situation in Washim, Wardha, Gondia and Buldhana districts is not bad, it can't be termed as doing well either. They benefit from access to govt schemes like Kisan Credit Cards (KCC) and PMKSY, but these districts are plagued by problems such as depleting groundwater, small and scattered landholdings, and skewed access — richer farmers benefit more — eventually leading to poor climate resilience, the study states. The research points out that these districts have embraced mixed cropping, integrated farming and agri-digital platforms like e-NAM. In Bhandara, community-led irrigation and better rainfall have helped. Akola and Amravati's research networks are translating into practical help for farmers on the ground, the study says. Adhav urges a district-specific climate action plan, customised to local needs and realities. "This is a crisis we can still manage but requires smart and quick action. We need to fix what's broken before climate disasters become the new normal in Vidarbha," Adhav said. # Suggestions for the region Strengthening local support systems and village-level agriculture offices Improving the reach of govt schemes to small and marginal farmers Spreading climate awareness in local languages Using both traditional knowledge and modern techniques to improve farming Ensuring that women and landless workers are also included in benefit programmes Follow more information on Air India plane crash in Ahmedabad here . Get real-time live updates on rescue operations and check full list of passengers onboard AI 171 .

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