Latest news with #Propelle
The Guardian
7 days ago
- Health
- The Guardian
‘The state of my skin is directly linked to my everyday stress levels': skincare advice for a femtech founder
'I'm the founder and CEO of Propelle and our mission is to financially empower women – helping them to become more confident with their money and investing. Typically women don't invest at anywhere near the levels they should. One of the primary drivers is lack of confidence, so the purpose of the platform is to help women overcome that. Everything we do is about getting women to take action. My life is a bit insane. I have two young kids – aged eight and three – so the morning is usually spent getting them up and ready. We have a nanny who comes in to help and we generally split the work – she'll look after one kid, I'll look after the other and we'll each take one to school. When I get back home, I jump into emails. I get 100-200 a day so if I don't start going through them, it becomes very overwhelming. We have a hybrid work situation at Propelle – mainly we work from home, but we do have regular office days. It's important in terms of building culture and cementing the team. If I'm out and about or going off to the office, I wear sunscreen, a hat with a visor, sunglasses, everything – to protect my face. I never used to bother with sunscreen. I was like, I'm black, why do I need it? But now I know that you absolutely do. Growing up as a black person, that's something we're not told. I hate makeup, so I only wear it if I'm going out. My skin is dry but produces excess oil, so I might have two hours before I'm shining. I'm not a fan. I don't have time to do my makeup properly. The thing that gets me is that men don't have to wear it. No one treats them any differently, so why should women be treated differently [if they don't wear makeup]?' Dr Ifeoma Ejikeme Dr Ejikeme says: 'What Ayesha describes points to dehydrated skin that overcompensates with oil. Many people confuse this for 'oily' skin when, in fact, what's needed is balanced hydration. Adding a product such as Modern Chemistry by Boots Glow Brightening Moisturiser with vitamin C and niacinamide to her routine could reduce the appearance of dark spots and help brighten skin while supporting oil-water balance with squalane.' 'Before I founded Propelle my skin was fine, now it's in direct correlation to my stress levels. Nowadays I'm massively focused on my skincare, maybe because I'm older. I hit 40 and I had a bit of a panic attack, thinking I needed to start avoiding wrinkles. I do have quite a regimented routine. I also go to a clinic every month for a facial and a chemical peel. We do the Pico laser. I have an LED mask at home and have 10 minutes of red light every evening, which is supposed to improve the appearance of skin. Breakouts are my biggest skin concern. When I'm very stressed, my skin doesn't heal properly. I get pimples on my face and even on my chest. Then the breakouts lead to pigmentation and you go through this cycle. At one point I was struggling to manage the breakouts, so I went to the doctor, who asked if I was feeling stressed. I run a fintech startup that is regulated. We take retail money. I am a solo founder. I am fundraising. I said, 'Of course, I'm feeling stressed.' Dr Ejikeme says: 'Ayesha's described feeling the effects of everyday stress, which can over a long period of time have an impact on the skin. Hormonal changes caused by cortisol can also increase sebum production, exacerbating breakouts. In skin of colour, post-inflammatory hyperpigmentation (PIH) becomes the longer-term challenge, which means that targeting both breakouts and the marks they leave is crucial. Reducing everyday stress would be the primary recommendation though this is easy to say and hard to do. For the skin, start with Modern Chemistry by Boots Glow Exfoliating AHA/BHA Toner, and use it a few times a week after cleansing to unclog pores. Follow up with the Modern Chemistry by Boots Glow 10% Vitamin C Serum With Ferulic Acid, which is a powerful antioxidant.' 'I want to be able to look back and say: 'I made a real difference'' 'If it's a day that I'm working from home, I'll try to block out set hours. At the moment, I'm in the seed fundraising round so I can spend hours tweaking the model or the pitch deck, outreach to investors, or on investor calls. I'm not so great with lunch, sometimes the day is just back to back. I pick up my daughters from school and then I might take them swimming – the schedule's different every day. When we get back home, the nanny looks after them while I get back to work. Then l'll be with my kids from 7pm, when the nanny leaves, until their bedtime at about 8.30pm. After dinner, I'm working again from about 9 till midnight. I try to be asleep by 1am, but sometimes I look at my phone and suddenly it's 2am. I know my sleep is not good. It's something that I need to work on. I've been conditioned to not sleep. After university, I joined a major investment banking firm and I would go into the office at 9am and work till 3am. But now, if I'm not asleep by 1am, it will be noticeable in my skin. In the morning, there will be deeper bags, dark marks, the lines on my face will be more pronounced. Running a startup requires so much from you. I don't think it's possible to have a balance – I don't think balance exists – but it's about trying to get as close as you can.' Dr Ejikeme says: 'Sleep deprivation accelerates skin ageing, reduces cellular repair, and impairs collagen synthesis. Poor sleep is also closely linked to under-eye darkening and puffiness. The best remedy is rest but good skincare and improving skin hygiene can help. Ayshea could start with Modern Chemistry by Boots Glow Brightening Eye Cream with vitamin C and caffeine. This is formulated to reduce the appearance of puffiness and make dark circles seem less visible, by using light-diffusing particles to brighten the appearance of skin.' 'Working in banking felt like I'd got a good job, I was super successful to the outside world, I was earning good money, but in the grand scheme of things … I had a tiny handful of clients – where is the impact? Now, with Propelle, when I'm old and grey and on my deathbed, I want to be able to look back and say: 'I did that. I helped all those people. I made a real difference.' Even if people don't necessarily remember me, if Propelle exists beyond me, I did that.' Dr Ejikeme's summary: 'Ayesha's skin is showing signs of stress-related breakouts common in high-pressure environments, and dehydration. But her dedication to a regular skincare routine, monthly treatments and at-home LED therapy is a great foundation. Adding in targeted hydration, brightening actives such as vitamin C, and barrier-supporting ingredients such as niacinamide, with the Modern Chemistry by Boots range can help even tone, reduce pigmentation and restore balance – supporting her skin to better withstand the demands of her busy lifestyle.' Modern Chemistry by Boots Glow 10% Vitamin C Serum With Ferulic Acid AM routine Cleanse with a gentle gel or foam cleanser Use Modern Chemistry by Boots Glow Exfoliating AHA/BHA Toner two-three times a week Apply Modern Chemistry by Boots Glow 10% Vitamin C Serum With Ferulic Acid Moisturise with Modern Chemistry by Boots Glow Brightening Moisturiser Use Modern Chemistry by Boots Glow Brightening Eye Cream Apply a broad-spectrum SPF30-50 Modern Chemistry by Boots Glow Brightening Moisturiser PM routine Cleanse as above Use Modern Chemistry by Boots Glow Exfoliating AHA/BHA Toner on alternate days, if needed Apply Modern Chemistry by Boots Glow 10% Vitamin C Serum With Ferulic Acid Moisturise with Modern Chemistry by Boots Glow Brightening Moisturiser Use Modern Chemistry by Boots Glow Brightening Eye Cream Find the right formula for you: Modern Chemistry by Boots – skincare products with science at their core
Metro
29-05-2025
- Business
- Metro
Map shows average savings in different UK regions — how does yours compare?
Ultimately, the amount you save all depends on your financial situation and goals. While some may be able to put the same chunk of money away each month, others are limited to a more ad hoc basis. But whatever stage you're at, don't worry: saving in any capacity you can is still saving. And that's the main thing. With that in mind, you'd expect the average savings rate would vary a lot, even for people who live in the same city. But interestingly, that's not quite the case, as new research has proven. Financial services company Raisin has revealed that certain parts of the UK (for want of a better word) are better at saving than others. Spoiler: the region that came out on top might shock you, especially as its cost of living is notoriously high. You probably didn't expect London to be number one when it comes to savings. Metro recently reported that the average rent in the capital is around £2,235 per month, while last year, it was revealed that it's more expensive to live in London than in Monte Carlo. And let's not even get into the price of a pint these days. However, the research showed that Londoners have an average savings amount of £28,978.40. The proportion of people with minimal savings are low, too. Only 1.48% have £0 savings, 6.67% have £100 or less, and 17.04% have £1,000 or less. In second place is the West Midlands, with an average savings amount per person of £13,318.35 – still a solid number, but less than half the figure for London. Trailing just behind is the North East, with its resident banking £10,022.58, on average. This region just pipped the South East – whose residents have £9,885.55 in savings – to the post. Up next is Wales, with £9,648.91, and the North West makes up the top six, with £9,156.79 average savings. The remaining five regions all scored between 23% and 35% in the £1,000 or less in savings category. On the other end of the scale, it was revealed that the East Midlands have the lowest savings of any region in the UK. People living here have an average of £6,438.48. 8.75% of residents here have £0 in their rainy day fund, while 12.50% have £100 or less and 35% with £1,000 or less. With just a little more in the bank is Northern Ireland, coming to an average savings amount of £6,710 – four times less than Londoners. The figure for those in the South West jumps by around £400 to £7,140.18. In Scotland, the average rises to £7,297.19, while in East Anglia, people are managing to save quite a bit more, averaging at £8,032.85. And at number six – meaning these residents sit directly in the middle of the savings scale – is Yorkshire and the Humber, with the average amount in the largest county in the UK coming to £8,406.60. Metro spoke to Ayesha Ofori, former executive director and private wealth adviser, and founder of investing app Propelle. More Trending She explains that's not about whether a region is collectively 'better' at saving, it's about how much a person saves or invests depends on how much disposable income they have. 'In London, salaries are higher,' Ayesha notes. 'And although living expenses are much higher, people are more likely to have something left over to invest.' On the contrary, in areas with fewer corporate jobs and lower salaries, disposable income is lower. Ayesha also highlights that how much a person saves is tied to how much exposure they get to saving and investing, commenting: 'It's to do with their knowledge level and trust in the systems available to save cash. If saving a little bit more of your paycheck is your goal, but you're unsure of the best way to start, then the 50/30/20 rule is for you. It's a tried, tested and proven technique that allows you to start regularly saving each month. It also helps keep spending on non-essentials within an allocated budget each month. Essentially, the rule involves dividing your spending into three categories: needs, wants and savings. Then, with each paycheck, allocate 50% to needs, 30% for wants and 20% for savings or debt repayments. Read more about the rule and how to successfully implement it here. View More » MORE: We tried London's hottest new pizza spot that doesn't 'scrimp on the toppings' MORE: Here's where two new reservoirs could be built in the UK MORE: Tube 'fare dodger' caught swerving £3,500 in fares using a dodgy card
