Latest news with #RaisaHabersham
Miami Herald
08-08-2025
- Business
- Miami Herald
The 44 Percent: Want to start a business? Our Miami Gardens event can help
The 44 Percent newsletter is on hiatus this week as its writer, Raisa Habersham, is at the National Association of Black Journalists convention in Cleveland. But if you're starting a business, or want to grow a small business you've already started, you should know about the Miami Herald's Black business panel next Tuesday, Aug. 12 from 6 p.m. to 8 p.m. at Co-Space, a Black-owned coworking space in Miami Gardens. You can buy tickets here. 'Building Black Businesses' is an event meant to equip small business owners and aspiring business owners in South Florida's Black community with actionable advice. The panel discussion, moderated by Herald minority business reporter Michael Butler, will address how entrepreneurs can fund, market and grow their businesses. The panelists are three South Florida business leaders with years of experience: Miami-Dade Chamber of Commerce president and CEO G. Eric Knowles, marketing professional Suzan McDowell and Italian Vice founder Aamir Taylor. Location: Co-Space, 17560 NW 27th Ave., Suite 105, Miami Gardens Time: Registration opens at 6 p.m., with the panel discussion taking place from 7 p.m. to 8 p.m. Price: $20 Tickets: Eventbrite Where does 'The 44 Percent' name come from? Click here to find out how Miami history influenced the newsletter's title.
Miami Herald
09-05-2025
- Business
- Miami Herald
Why is it so hard to afford a home in South Florida? See the challenges
South Florida Why is it so hard to afford a home in South Florida? See the challenges South Florida's housing market remains tough for many residents, despite new developments like Soleste Hollywood Blvd and renovations of iconic sites such as the Hollywood Bread Building. Although rents have started to drop in areas like Miami, the income needed to afford even basic apartments far exceeds what most people earn — with a nearly $38,000 gap between the income required and typical renter earnings. Programs from local banks, such as OneUnited's forgivable down payment loans, aim to bridge the ownership equity gap but only help eligible first-time buyers. Living wage requirements are climbing, with singles and families alike needing much more income each year just to cover essential costs in Miami-Dade. Affordable options like University Station and Sawyer's Walk are emerging, yet high-end developments dominate, highlighting the mismatch between new supply and the growing demand for reasonable housing. Soleste Hollywood Blvd at 2001 Hollywood Blvd is pictured hovering among existing buildings on Sunday, Sept. 15, 2024, in Hollywood, Florida, as the city shores up its housing needs with development in its downtown area in an attempt to address the city's affordable housing needs. By Carl Juste NO. 1: EVEN AS HOLLYWOOD BUILDS MORE APARTMENTS DOWNTOWN, AFFORDABILITY REMAINS A CONCERN A look at what is coming and why it might not be enough to ease housing pressure | Published October 4, 2024 | Read Full Story by Raisa Habersham OneUnited Bank in West Little River is working with first-time homebuyers to make homeownership a reality. By MATIAS J. OCNER NO. 2: SAVING FOR A DOWN PAYMENT IN MIAMI? A BLACK-OWNED BANK IS OFFERING FORGIVABLE LOANS A new program offered by the Black-owned OneUnited Bank is offering certain first-time homeowners in Miami forgivable loans of up to $50,000. | Published January 27, 2025 | Read Full Story by Michael Butler A view of a resurgent Northeast Second Avenue in the heart of Miami's Overtown neighborhood in April 2021, with the Plaza at the Lyric apartments at left and a Red Rooster restaurant in the background at right. By Pedro Portal NO. 3: RENTERS ARE PAYING LESS FOR APARTMENTS IN MIAMI, BUT THERE ARE ISSUES. SEE THE COSTS Here's a look at housing costs and ways to navigate the crisis. | Published March 14, 2025 | Read Full Story by Howard Cohen Marina C., 30, lives in a one-bedroom apartment in South Miami-Dade with her husband and four children. They struggle with high rent and low wages, leaving them with limited funds for essentials like furniture, a larger apartment, baby items, clothing, food and a computer for their children. Marina reflects on seeking a better life while caring for her two-month-old son, Anthony J., on Dec. 18, 2024, in a Miami Herald Wish Book story. By Carl Juste NO. 4: HOW MUCH DOES YOUR LIVING WAGE NEED TO BE TO MAKE IT IN MIAMI? HINT: IT'S GOING UP Here are 2025 Living Wage figures for Miami-Dade and Florida. | Published March 24, 2025 | Read Full Story by Howard Cohen The summary above was drafted with the help of AI tools and edited by journalists in our News division. All stories listed were reported, written and edited by McClatchy journalists.
