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These People Didn't Have Massive Salaries But Still Hit FIRE. Here's What They Said Were The Real Cheat Codes
These People Didn't Have Massive Salaries But Still Hit FIRE. Here's What They Said Were The Real Cheat Codes

Yahoo

time5 days ago

  • Business
  • Yahoo

These People Didn't Have Massive Salaries But Still Hit FIRE. Here's What They Said Were The Real Cheat Codes

They didn't make six figures out of the gate. They weren't pulling in $300,000 tech salaries or inheriting money. But many Reddit users say they still managed to hit financial independence and retire early, more commonly known as FIRE, by leaning into simplicity, consistency and priorities. Turns Out, It Wasn't About Big Paychecks In a viral thread on r/Fire, someone asked this question: 'People who became wealthy without a crazy salary, what were you doing that average people never notice or care about?' People started sharing what actually worked when it came to building real wealth on average incomes. And no, it wasn't anything flashy. Don't Miss: 7,000+ investors have joined Timeplast's mission to eliminate microplastics—now it's your turn to $100k+ in investable assets? – no cost, no obligation. 'Live below your means. Well below your means if possible,' one top comment read. That was echoed again and again: modest homes, no car payments, minimal subscriptions, home-cooked meals. One person said they still drive a car they got in college. 'I am perfectly content to drive a car built when I was in elementary school,' they wrote. Others said they avoided car payments their entire lives. "The impact of not having a monthly car payment cannot be overstated," one Redditor added. "Just sock that extra cash into your retirement or investment accounts and then watch them grow." Another person noted, 'I live in a [very high cost of living] area and never made more than $100K during my career except for the last two years.' What made the biggest difference? Choosing the right life partner and staying in their starter home. Trending: This AI-Powered Trading Platform Has 5,000+ Users, 27 Pending Patents, and a $43.97M Valuation — Relationships came up repeatedly. Several people pointed out that marrying someone with aligned financial values was key. 'It's all about your spouse,' one said. 'Both have to align with the goals and plan. All the time. That's the marathon part of it.' Others mentioned not having kids or waiting until after major financial milestones. 'My cheat code was not having kids,' one person said. 'I live well and comfortably on $10-12K/year.' When it came to investing, the advice was just as straightforward: start early, automate everything, and stay consistent. Index funds were the go-to. 'Automate your investing. Vanguard index funds. Health savings account. 401(k) with employer match. Set it up so the money leaves your paycheck before you even see it,' one commenter wrote. Many said the real key wasn't in what they did once they had money, but how they avoided lifestyle creep when their income rose. One person explained their strategy: 'Salary goes another $1,000 per month? Start an automated $800 saving transfer every 1st of the month.'Some also leaned on creative housing strategies. One person shared, 'Living with roommates even after buying a house. Get a three or four-bedroom and get two or three tenants for the first few years.' That can cover a big chunk of your mortgage. Other consistent themes included using public transportation, cooking at home, driving used cars, and avoiding high-interest debt. A few said they grew their net worth significantly through low-cost real estate investments or lucky stock picks like Nvidia (NASDAQ:NVDA). But most weren't trying to time the market. 'Have a plan and stick to it. Wealth is a result of habits, not luck,' one user summed it up. Read Next: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."UNLOCKED: 5 NEW TRADES EVERY WEEK. Click now to get top trade ideas daily, plus unlimited access to cutting-edge tools and strategies to gain an edge in the markets. Get the latest stock analysis from Benzinga? NVIDIA (NVDA): Free Stock Analysis Report This article These People Didn't Have Massive Salaries But Still Hit FIRE. Here's What They Said Were The Real Cheat Codes originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Sign in to access your portfolio

Everything You Need to Know About Reddit for Businesses in 2025
Everything You Need to Know About Reddit for Businesses in 2025

Entrepreneur

time15-07-2025

  • Business
  • Entrepreneur

Everything You Need to Know About Reddit for Businesses in 2025

Opinions expressed by Entrepreneur contributors are their own. With over 1.2 billion monthly active users and a growing presence in Google's search results, Reddit has quietly become one of the most powerful drivers of brand visibility. Customers are no longer searching only on Google. Many are typing in your brand name plus "Reddit" to tap into the platform's unfiltered feedback and peer-to-peer advice. They want to know what real people are saying about your product, so much so that Reddit's appearance in Google search results has jumped considerably over the last year. If you're not showing up on Reddit — intentionally and authentically — you're not in control of your own reputation. What is Reddit, and why is it becoming an influential channel? Reddit is a user-generated content (UGC) platform divided into thousands of subreddits — topic-specific communities moderated by users. These are highly active contributors, critics and vocal fans. As of 2025, Reddit sees more than 97 million daily active users, 365 million weekly and 1.2 billion monthly. That's nearly triple the 430 million monthly users it had in 2019. Its appeal has expanded well beyond the tech-savvy demographic. Everyone from car shoppers to CFOs now turns to Reddit for research and peer insights. Related: 'Faster, Smarter, and More Relevant': Reddit Tests AI That Combs the Site For You Why Reddit matters for your brand Search behavior is changing. Users trust content that sounds like them — language from peers, not brands. That's why Google, Bing and AI search tools are increasingly surfacing Reddit content as authoritative responses. But visibility is only part of the equation. Reddit also functions as a brand barometer. A single negative comment can spin into dozens of upvoted replies. A helpful answer from a customer support rep can earn goodwill that outlasts a hundred emails. It's all about steering conversations at the moments that matter most. And Reddit's impact is sticky. Unlike social feeds where posts disappear in a matter of hours, high-ranking Reddit threads can stay visible — and relevant — for years. They show up in organic search. They're indexed by AI. They're cited in follow-up discussions. In short: They last. Related: How to Keep Eyes on Your Business Even When Google's Algorithm Changes, According to a Marketing Expert What makes Reddit SEO and marketing unique Marketing on Reddit is unlike any other platform. The audience is sharp, opinionated and allergic to fluff. What works here often runs counter to what succeeds elsewhere: No spray and pray : Broad messaging won't land. You need specificity. : Broad messaging won't land. You need specificity. No brand gloss : Highly produced content is viewed with suspicion. : Highly produced content is viewed with suspicion. No shortcuts: One-off posts get ignored or flagged. Trust is cumulative. Redditors value honesty, participation and domain knowledge. That makes it one of the most rewarding platforms for subject matter experts, but one of the harshest for brand reps who show up just to push product. Effective Reddit marketing starts with showing up where your audience already is and contributing to the conversation as a peer, not as a sponsor. How to leverage Reddit Done right, Reddit supports nearly every pillar of your marketing stack: Search visibility : Targeted engagement can help you rank for branded and unbranded queries, especially for long-tail and product-related queries. : Targeted engagement can help you rank for branded and unbranded queries, especially for long-tail and product-related queries. Content strategy : Reddit surfaces real questions and unmet needs. Treat this as fuel for content that resonates with your target audience. : Reddit surfaces real questions and unmet needs. Treat this as fuel for content that resonates with your target audience. Product development : Threads highlight where your offering falls short or exceeds expectations. It's a goldmine for refining features and messaging. : Threads highlight where your offering falls short or exceeds expectations. It's a goldmine for refining features and messaging. Reputation management : Active, authentic responses from branded accounts can clarify misinformation, defuse criticism and reframe the narrative. : Active, authentic responses from branded accounts can clarify misinformation, defuse criticism and reframe the narrative. Trust-building: Showing up regularly without selling earns credibility. Over time, that translates into influence. You can't fake it on Reddit. But if you're willing to do the work, the payoff — traffic, loyalty, influence — is unusually durable. Building your Reddit marketing strategy Reddit success is iterative. It's a slow burn, not a viral hit. That's why we recommend a three-phase approach to grow your brand on the platform: Crawl-Walk-Run. Crawl Start slow. This phase is about becoming fluent in Reddit's culture. Identify the subreddits where your audience gathers and begin reading, not posting. Pay attention to tone. Take note of the questions that get thoughtful responses and which get buried. Figure out what users consider helpful and what gets flagged. Set up one to three branded accounts, ideally with usernames that match your business identity but sound human, not robotic. You're not here to drop links. You're here to observe and engage lightly. Upvote useful content. Reply to a thread only when you can add meaningful context or value. Prioritize relevance over reach. Reddit doesn't reward flashy entrances. At this stage, your success depends on whether users accept you as a participant. If you rush this phase, you risk being flagged or shadowbanned. Take the time to learn the language before you speak. Related: I Trusted the Wrong Marketing Metrics for Years — Here's What I Track Now Instead Walk Now that you've got the context, you're ready to be more active. This is when you shift from listening to joining the conversation. Start responding to questions related to your expertise. Share insights and experiences. Reference tools or tactics that have worked for you, but avoid sounding like a commercial. When you do mention your brand, keep it natural. For example, you might share it as one possible solution among many. At this stage, start tracking mentions of your brand. Tools like Brandwatch or native Reddit search can help you monitor conversations and jump into relevant threads. Address questions. Clarify misinformation. Say thank you to users who recommend you. This is also the stage to test your content pillars — recurring themes that align with what users care about and what your brand knows best. That might mean sharing security best practices if you're in fintech or productivity hacks if you're in SaaS. The key? Show up regularly. Respond thoughtfully. And don't overreach. Run Once your brand is recognized and respected in key subreddits, you're ready to scale. The "Run" phase is about building infrastructure that supports deeper engagement. Launch a branded subreddit where your audience can ask questions, share tips or report issues. Think of it as your own space within Reddit. This gives you a centralized place to engage while maintaining a transparent, community-first tone. Host ask-me-anything (AMA) sessions with team members — founders, product leads or subject matter experts. This is a chance to show up as real humans. Just make sure your participants are prepared. Redditors ask sharp questions, and canned answers won't cut it. Explore Reddit Ads to amplify high-performing organic posts. Native ad formats can help you reach new users without sacrificing authenticity, as long as your content adds value. At this stage, you'll likely need to participate daily, moderate in real time and coordinate with your social, customer support and PR teams. Reddit isn't just part of your marketing stack anymore. It's a core channel that deserves real resourcing. Best practices and common pitfalls Reddit isn't a place where you can repurpose your Twitter threads or recycle blog copy. It's a space that demands sincerity and restraint. Here's what to do (and what to avoid): What to do: Be upfront about who you are and who you represent. Authenticity builds trust. Study each subreddit's rules before participating. Respect is a must if you want to gain traction on the platform. Focus on being useful. Solve real problems rather than pitch products. Monitor the impact of your activity, both on the platform and in search rankings. Commit to regular engagement. Relationships don't form overnight. What to avoid: Don't overproduce your content. Slick visuals or overly polished videos can feel out of place. Ignoring context is a recipe for disaster. What works in r/marketing may get deleted in r/startups. Don't go silent for long stretches. Inconsistency reads as inauthentic. Don't make promises you can't back up. Reddit users remember, and they will follow up. Boilerplate, copy-paste responses are a fast track to trouble. Reddit can spot scripted replies instantly. If it feels canned, chances are it'll get flagged or roasted. Measuring Reddit impact You can't manage what you don't measure. Here are the most relevant metrics to track as you scale your Reddit presence: Brand mentions (volume and sentiment) Comment upvotes and engagement rates Thread longevity and search visibility Traffic from Reddit to your site (via tagged links or direct) Conversions or assisted conversions from Reddit visitors Look beyond vanity metrics. A single, high-impact comment in the right thread might outperform a paid campaign in both reach and authority. Tools that can help with measuring these metrics include: If you're serious about measuring Reddit's impact, you need more than just upvotes and comments. Here are some tools to level up your tracking game: 1. Brand24 or Mention Use these for tracking brand mentions across Reddit (and the rest of the web). They pull in volume, sentiment, and trending conversations so you're not flying blind. 2. Reddit Keyword Monitor Pro This tool is tailor-made for Reddit. Set up alerts for keywords or brand names and get real-time updates when they're mentioned. Ideal for timely engagement. 3. Google Analytics (GA4) Track traffic and conversions from Reddit. Set up UTM parameters to see exactly what's driving clicks and sales—or where your funnel's leaking. 4. Ubersuggest While it's more SEO-focused, Ubersuggest can still show you if Reddit links are helping your pages rank or if any backlinks are giving you SEO juice. 5. Hypefury or Buffer If you're syndicating Reddit insights to other platforms (or vice versa), tools like these help schedule and measure cross-platform performance. 6. Sprout Social This one's more for social listening and engagement reporting. If Reddit is part of a broader strategy, you'll want centralized reporting. Conclusion Reddit is now an essential part of the digital marketing ecosystem. It shapes search results. It informs buying decisions. And it holds unmatched power for gauging brand sentiment. Ignoring it gives others the microphone. But for those willing to contribute with humility, value and consistency, Reddit offers reach and relevance. Start now. Your competitors already have.

Have you had issues with the CRA after filling your taxes in April?
Have you had issues with the CRA after filling your taxes in April?

CTV News

time11-07-2025

  • Business
  • CTV News

Have you had issues with the CRA after filling your taxes in April?

Complaints from people struggling to get in touch with the Canadian Revenue Agency (CRA) have surfaced on social media and online community forums. People across the country have voiced their concerns over difficulties of being able to talk to a CRA agent regarding their tax filings or encountering problems with their accounts. One Reddit user says it's 'irritating' to try and contact the nation's tax collection agency. 'I call as soon as the lines are open, and it still says all agents are busy. No option for a call back either? This is just crazy,' their post on the online community forum reads. Another X user, Peggy Blair, wrote that she could not access her CRA account and couldn't get in touch with anyone at the agency to investigate the issue, getting an auto-response to call back later. '(It) turned out CRA had changed the username in my account to conform with the name on my GST return without telling me, so that both accounts could be linked on their website ... I couldn't get in,' she wrote in a part of a series of posts on X, Thursday. A second Reddit user says it seemed like 'systemic under-sourcing.' 'I find it troubling (that) the decisions can be made about one's tax obligations unilaterally, but the department can't be sufficiently resourced to respond to queries about them, without having the taxpayer repeatedly schedule time to roll the dice on whether they can get through,' they wrote. 'Everyone is busy.' Have you or anyone you know tried to get in touch with the CRA after filing your taxes and were met with an automated message saying 'all agents are busy' with no further options to address your issues? Have you been locked out of your CRA accounts unexpectedly, or faced difficulties in logging into your accounts? We want to hear from you. Share your story by emailing us at dotcom@ with your name, general location and phone number in case we want to follow up. Your comments may be used in a story.

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