Latest news with #RepayHoldings
Yahoo
07-07-2025
- Business
- Yahoo
Repay Holdings Enhances MeridianLink Integration for Streamlined Account Funding, Payments
Repay Holdings Corporation (NASDAQ:RPAY) is one of the cheap penny stocks to buy now. On June 10, Repay Holdings announced significant enhancements to its integration with MeridianLink Inc. (NYSE:MLNK). The new capabilities allow credit unions and banks within MeridianLink's network to offer new members streamlined account funding through various methods, such as debit card, ACH, and digital wallets like Apple Pay & Google Pay. The expanded account funding options are facilitated by REPAY's integrated payment technology and enable financial institutions utilizing MeridianLink Opening to accept funds into new member accounts rapidly. The simplification of the onboarding process benefits both credit unions and their members. A close-up of a person's hand holding a credit card while using a mobile application to make a payment. The enhancements complement REPAY's existing integration with MeridianLink Collect, which is designed to optimize loan collection operations by simplifying accounting and consumer payment processes. Through this integration, MeridianLink's network of financial institution customers can streamline processing efficiencies by accepting ACH and card payments via web, mobile, Interactive Voice Response/IVR, or text. Repay Holdings Corporation (NASDAQ:RPAY) is a payments technology company that provides integrated payment processing solutions in the US. MeridianLink Inc. (NYSE:MLNK) is a SaaS company that provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the US. While we acknowledge the potential of RPAY as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the . READ NEXT: and . Disclosure: None. This article is originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
30-06-2025
- Business
- Yahoo
DA Davidson Maintains Buy Rating on Repay (RPAY)
Repay Holdings Corporation (NASDAQ:RPAY) is one of the 10 Best Tech Stocks To Buy Under $5. On May 13, DA Davidson maintained a 'Buy' rating on Repay Holdings Corporation (NASDAQ:RPAY) with a price target of $12. This decision came after the company reported its first-quarter earnings. Repay Holdings Corporation (NASDAQ:RPAY) exceeded both DA Davidson's forecast and the consensus estimate in revenue and adjusted EBITDA. A close-up of a person's hand holding a credit card while using a mobile application to make a payment. This announcement came at the same time as Repay Holdings Corporation's (NASDAQ:RPAY) Board decided to conclude the strategic review process that started in early March. Additionally, Repay Holdings Corporation's (NASDAQ:RPAY) management shared limited guidance for the year 2025. The guidance projects a sequential quarterly increase in normalized gross profit growth throughout the year, which shows a positive trend for the company's financial health. Repay Holdings Corporation (NASDAQ:RPAY) is a payments technology company that offers integrated payment processing solutions to verticals with specific transaction processing needs. While we acknowledge the potential of RPAY as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 11 Stocks That Will Bounce Back According To Analysts and 11 Best Stocks Under $15 to Buy According to Hedge Funds. Disclosure: None.
Yahoo
14-05-2025
- Business
- Yahoo
Repay Holdings First Quarter 2025 Earnings: Revenues Beat Expectations, EPS Lags
Revenue: US$77.3m (down 4.2% from 1Q 2024). Net loss: US$7.95m (loss widened by 53% from 1Q 2024). US$0.089 loss per share (further deteriorated from US$0.057 loss in 1Q 2024). AI is about to change healthcare. These 20 stocks are working on everything from early diagnostics to drug discovery. The best part - they are all under $10bn in marketcap - there is still time to get in early. All figures shown in the chart above are for the trailing 12 month (TTM) period Revenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) missed analyst estimates by 182%. Looking ahead, revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Diversified Financial industry in the US. Performance of the American Diversified Financial industry. The company's shares are up 6.5% from a week ago. You should always think about risks. Case in point, we've spotted 1 warning sign for Repay Holdings you should be aware of. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
13-05-2025
- Business
- Yahoo
Repay Holdings Corp (RPAY) Q1 2025 Earnings Call Highlights: Navigating Challenges with ...
Revenue: $77.3 million, a decrease of 4% year over year. Gross Profit: Declined by 5% year over year. Consumer Payments Gross Profit: Declined by 5% during Q1. Business Payments Gross Profit: Increased by 77% year over year; 12% growth excluding political media contributions. Adjusted EBITDA: $33.2 million, with a margin of 43%. Adjusted Net Income: $20.3 million or $0.22 per share. Free Cash Flow: Reported negative $8 million; impacted by $16 million due to timing and client losses. Cash and Liquidity: $165 million in cash, $250 million undrawn revolver, totaling $415 million in liquidity. Debt: Total outstanding debt of $507.5 million; leverage approximately 2.5 times. Instant Funding Transaction Volume: Increased by approximately 19% year over year. Credit Union Clients: Increased to 343 clients. Warning! GuruFocus has detected 1 Warning Sign with RPAY. Release Date: May 12, 2025 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Repay Holdings Corp (NASDAQ:RPAY) maintained strong adjusted EBITDA margins of 43% during Q1 2025. The company signed two new software partnerships, increasing its total software partners to 182. RPAY's instant funding product saw transaction volumes rise approximately 19% year over year. The Business Payments segment reported a gross profit increase of 12% year over year, excluding political media impacts. RPAY announced an increased share repurchase program authorization to $75 million, indicating confidence in its valuation. Reported revenue for Q1 2025 decreased by 4% year over year. Consumer Payments segment gross profit declined by 5% during Q1 2025. Reported free cash flow was negative $8 million for Q1 2025, impacted by client losses and networking capital issues. The company faced a 600-basis-point drag on Consumer Payments due to client losses. Economic unpredictability and macro uncertainties could potentially impact consumer spending and near-term growth. Q: Can you provide some additional color on what you're seeing in the consumer spending environment, particularly from a credit perspective? A: John Morris, CEO: Year to date, we've seen resiliency in non-discretionary consumer spending. From our perspective, we're not seeing any major impact on overall payment processing related to macroeconomic factors affecting consumers. Q: Given your increased buyback authorization of $25 million, do you plan to continue leaning into this rather than M&A? A: John Morris, CEO: We will opportunistically repurchase shares when we believe our share price is disconnected from our long-term intrinsic value. Tim Murphy, CFO: Our capital allocation priorities remain focused on organic growth, executing buybacks, and maintaining liquidity for convertible notes due in 2026, with tuck-in M&A as a secondary priority. Q: How far did you go in the strategic review process to see if you could extract more value? A: John Morris, CEO: We conducted a comprehensive review and concluded that additional investment in organic growth would yield the best results for REPAY and its shareholders. The strategic review confirmed the market potential for these investments. Q: Can you help us think about the EBITDA growth trajectory over the course of 2025? A: Tim Murphy, CFO: Adjusted EBITDA growth is expected to follow a similar path as gross profit growth, with no incremental spend beyond what we've forecasted. The political contributions in 2024 impacted growth by about 4-5 points, which is normalized in our 2025 growth rates. Q: How has the recent macro environment impacted your exposures, particularly in auto affordability and personal lending trends? A: Tim Murphy, CFO: Our end markets have shown resilience, with spending holding up nicely through Q1 and similar trends in Q2. We are monitoring the auto space closely, but have not seen any significant changes in dynamics. Q: Could you discuss any underwriting trends within the consumer end market and their impact on volume and penetration rates? A: John Morris, CEO: We haven't observed specific trends that would change from Q1 to Q2. Our growth outlook is positive, driven by new wins, implementations, and lapping of client losses, especially in the second half of the year. Q: Can you remind us about the client losses and their impact on overall revenue growth? A: Tim Murphy, CFO: We experienced a 600-basis-point drag on Consumer Payments and 12 points in Business Payments due to client losses. Excluding these losses, our growth would have been in the low-single digits. Q: What is your inclination towards expanding and scaling B2B versus monetizing it? A: John Morris, CEO: We see significant growth opportunities in the B2B space, with a lot of white space for profitable investments. Our pipeline and future prospects indicate strong potential for scaling this business. For the complete transcript of the earnings call, please refer to the full earnings call transcript. This article first appeared on GuruFocus.
Yahoo
12-05-2025
- Business
- Yahoo
Promising Penny Stocks To Watch In May 2025
As the U.S. market navigates a landscape marked by ongoing tariff discussions and fluctuating indices, investors are keenly watching for opportunities amid uncertainty. Penny stocks, despite their somewhat dated nomenclature, remain a compelling area of interest due to their potential for growth at accessible price points. When these smaller or newer companies showcase strong financial health and solid fundamentals, they can offer unique opportunities that might not be as prevalent in larger firms. Name Share Price Market Cap Financial Health Rating Safe Bulkers (NYSE:SB) $3.42 $355.42M ★★★★☆☆ IDenta (OTCPK:IDTA) $0.7497 $1.31M ★★★★★★ Tuya (NYSE:TUYA) $2.41 $1.38B ★★★★★★ Kiora Pharmaceuticals (NasdaqCM:KPRX) $3.12 $10.05M ★★★★★★ Flexible Solutions International (NYSEAM:FSI) $3.93 $45.53M ★★★★★★ Imperial Petroleum (NasdaqCM:IMPP) $2.71 $90.51M ★★★★★★ BAB (OTCPK:BABB) $0.83 $6.1M ★★★★★★ Dingdong (Cayman) (NYSE:DDL) $2.54 $533.62M ★★★★★★ Lifetime Brands (NasdaqGS:LCUT) $3.00 $73.74M ★★★★★☆ CBAK Energy Technology (NasdaqCM:CBAT) $0.8595 $75.82M ★★★★★☆ Click here to see the full list of 757 stocks from our US Penny Stocks screener. Let's dive into some prime choices out of the screener. Simply Wall St Financial Health Rating: ★★★★☆☆ Overview: Repay Holdings Corporation is a payments technology company offering integrated electronic payment processing solutions for consumers and businesses in the United States, with a market cap of approximately $358.19 million. Operations: Repay Holdings generates revenue through its Business Payments segment, which accounts for $52.92 million, and its Consumer Payments segment, contributing $280.97 million. Market Cap: $358.19M Repay Holdings, with a market cap of US$358.19 million, is navigating the challenges typical of penny stocks. Despite being unprofitable, it has a positive cash flow and sufficient runway for over three years. The company reported annual sales of US$313.04 million but faced a net loss of US$10.16 million in 2024, showing improvement from the previous year's larger losses. Recent executive changes and strategic reviews may impact its trajectory as it explores options to enhance shareholder value. While debt levels have increased, short-term assets cover immediate liabilities, offering some financial stability amidst its volatility concerns. Dive into the specifics of Repay Holdings here with our thorough balance sheet health report. Assess Repay Holdings' future earnings estimates with our detailed growth reports. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: BARK Inc. is a dog-centric company offering products, services, and content for dogs with a market cap of approximately $197.65 million. Operations: The company's revenue is derived from two segments: Commerce, which generated $65.13 million, and Direct to Consumer, contributing $425.12 million. Market Cap: $197.65M BARK Inc., with a market cap of US$197.65 million, offers an intriguing profile within the penny stock landscape. Despite being unprofitable and having a negative return on equity, BARK's short-term assets of US$229.4 million exceed both its short and long-term liabilities, indicating strong financial positioning. The company has announced a share repurchase program worth up to US$4 million, funded by cash reserves, which could signal confidence in its valuation as it trades significantly below estimated fair value. With revenue forecasted to grow annually by 8.65%, BARK maintains a stable cash runway for over three years amidst ongoing volatility challenges. Jump into the full analysis health report here for a deeper understanding of BARK. Gain insights into BARK's future direction by reviewing our growth report. Simply Wall St Financial Health Rating: ★★★★★☆ Overview: Eventbrite, Inc. operates a two-sided marketplace offering self-service ticketing and marketing tools for event creators globally, with a market cap of approximately $206.30 million. Operations: The company generates revenue from its Internet Software & Services segment, totaling $325.07 million. Market Cap: $206.3M Eventbrite, Inc., with a market cap of US$206.30 million, presents a mixed picture in the penny stock domain. Despite being unprofitable, it has reduced losses at an impressive rate over the past five years and maintains a strong cash position exceeding its total debt and liabilities. Recent earnings showed declining sales to US$73.83 million for Q1 2025 with a net loss of US$6.61 million, yet it continues to project annual revenues between US$295 million and US$310 million for fiscal year 2025. The management team is experienced, offering stability amidst recent executive changes and index removal challenges. Click here to discover the nuances of Eventbrite with our detailed analytical financial health report. Understand Eventbrite's earnings outlook by examining our growth report. Access the full spectrum of 757 US Penny Stocks by clicking on this link. Want To Explore Some Alternatives? Rare earth metals are the new gold rush. Find out which 23 stocks are leading the charge. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include NasdaqCM:RPAY NYSE:BARK and NYSE:EB. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
