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Yahoo
7 hours ago
- Business
- Yahoo
QQQ Attracts $2.4B in Assets as S 500 Hits 6,000
The Invesco QQQ Trust (QQQ) pulled in $2.4 billion on Friday, boosting its assets under management to over $338 billion, according to data provided by FactSet. The inflows came as the S&P 500 surged 1% to touch 6,000 for the first time since February after nonfarm payrolls rose 139,000 in May, beating the 125,000 forecast. The SPDR Portfolio S&P 500 ETF (SPLG) attracted $707.9 million, while the iShares Core S&P 500 ETF (IVV) gained $506.4 million. The Communication Services Select Sector SPDR Fund (XLC) collected $199.7 million, and the iShares MSCI South Korea ETF (EWY) pulled in $194.4 million. The SPDR S&P 500 ETF Trust (SPY) saw outflows of $2.6 billion despite the market rally. The iShares Russell 2000 ETF (IWM) lost $719.3 million, while the iShares 20+ Year Treasury Bond ETF (TLT) experienced outflows of $639.5 million. U.S. fixed-income ETFs collected $93.7 million in net inflows, while international fixed-income ETFs gained $643.8 million. International equity ETFs attracted $567.2 million, and commodities ETFs pulled in $93.4 million. Overall, ETFs gained $867.6 million for the day. Ticker Name Net Flows ($, mm) AUM ($, mm) AUM % Change QQQ Invesco QQQ Trust Series I 2,413.30 338,098.45 0.71% SPLG SPDR Portfolio S&P 500 ETF 707.92 68,556.62 1.03% IVV iShares Core S&P 500 ETF 506.43 585,200.21 0.09% XLC Communication Services Select Sector SPDR Fund 199.71 22,546.69 0.89% SGOV iShares 0-3 Month Treasury Bond ETF 195.79 48,340.78 0.41% AGG iShares Core U.S. Aggregate Bond ETF 195.57 125,516.57 0.16% EWY iShares MSCI South Korea ETF 194.35 3,725.06 5.22% SOXS Direxion Daily Semiconductor Bear 3x Shares 192.30 1,239.05 15.52% QQQM Invesco NASDAQ 100 ETF 185.77 49,210.71 0.38% BWZ SPDR Bloomberg Short Term International Treasury Bond ETF 149.28 497.62 30.00% Ticker Name Net Flows ($, mm) AUM ($, mm) AUM % Change SPY SPDR S&P 500 ETF Trust -2,549.65 603,603.42 -0.42% IWM iShares Russell 2000 ETF -719.29 61,129.39 -1.18% TLT iShares 20+ Year Treasury Bond ETF -639.47 49,213.59 -1.30% RSP Invesco S&P 500 Equal Weight ETF -419.90 70,979.92 -0.59% LQD iShares iBoxx $ Investment Grade Corporate Bond ETF -419.44 29,790.99 -1.41% TQQQ ProShares UltraPro QQQ -292.10 24,424.96 -1.20% XLF Financial Select Sector SPDR Fund -278.62 48,781.08 -0.57% SMH VanEck Semiconductor ETF -226.14 23,402.96 -0.97% SOXL Direxion Daily Semiconductor Bull 3x Shares -209.89 11,811.12 -1.78% JEPQ JPMorgan NASDAQ Equity Premium Income ETF -174.06 26,169.77 -0.67% Net Flows ($, mm) AUM ($, mm) % of AUM Alternatives -1.74 10,017.55 -0.02% Asset Allocation -10.63 24,953.68 -0.04% Commodities ETFs 93.38 217,648.75 0.04% Currency -235.21 138,757.69 -0.17% International Equity 567.15 1,811,464.90 0.03% International Fixed Income 643.79 293,245.40 0.22% Inverse 254.60 15,135.29 1.68% Leveraged -590.19 118,340.82 -0.50% US Equity 52.73 6,824,072.08 0.00% US Fixed Income 93.71 1,666,330.59 0.01% Total: 867.60 11,119,966.76 0.01% Disclaimer: All data as of 6 a.m. Eastern time the date the article is published. Data are believed to be accurate; however, transient market data are often subject to subsequent revision and correction by the | © Copyright 2025 All rights reserved
Business Insider
15-05-2025
- Business
- Business Insider
How to invest a lump sum of money at any age
Investing a windfall requires considering age, risk tolerance, and financial goals. Younger investors can afford more risk, while older investors should focus on stability. Consult a financial planner to tailor investment strategies to individual circumstances. It's the age-old question when you suddenly come into a bit of money: What should you do with it? Temptations lurk. That bucket-list trip to St. Bart's. The Mercedes C-Class convertible you've always wanted. A seahorse-shaped potato chip currently going for $105,000 on eBay. Oh, that's just me? While the pull of instant gratification is strong, perhaps you've come to the more responsible decision to invest the money. Even then, it's difficult to know where to put your new lump sum. The answer will differ for everyone, depending on when they'll need the money and what their risk tolerance is. But we thought a general guide may be useful for people of all ages who've just received a chunk of money like a bonus, an inheritance, or a tax return. With the help of Chris Chen, a certified financial planner and the founder of Insight Financial Strategists, we've come up with a plan that investors can think about taking with a new windfall, no matter how old they are. While it's impossible to personalize a plan for each individual, the assumption in this case is that the cash will be put aside for retirement. Disclaimer: this is not specialized financial advice, and each investor should consider their own circumstances and consult a financial professional before making decisions. Check out your suggested path below. 20-29 Open a brokerage account. Not a 401(k) or a Roth IRA — those should be set up with an employer and contributed to regularly. Setting up a separate account with a brokerage firm like Vanguard or Ally will prevent you from having to pay penalties if you need the money before retirement age. Once that's done, allocate 80% of the money to stocks and 20% to bonds. The classic portfolio construction is 60% stocks and 40% bonds, but your longer investing timeline means you can withstand the volatility of the stock market. A 20% allocation to bonds will still provide some downside protection. Within stocks, put most of your money into an index fund like the SPDR Portfolio S&P 500 ETF (SPLG). To diversify, allocate around 5-10% to international stocks through a fund like the Schwab International Equity ETF (SCHF). 30-39 Perhaps you already have a stock portfolio. It's not a bad idea to simply throw a new lump sum into existing positions, or into a broad index fund that will grow over a decadeslong period. It could also be a good opportunity to assess how your portfolio is structured, and think about how you can perhaps rebalance with some international exposure it so you're properly diversified. You may also want to diversify into another asset class: real estate. If it's enough money for a down payment, you could lose the lump sum to buy a home. Mortgage rates admittedly aren't great at the moment, but you can always refinance if rates drop in the future. People increasingly have their first kid in their 30s. If that's the case for you, maybe open a 529 plan for college savings. If you're not a parent yet but plan on being one sometime down the line, you can open up a 529 plan for yourself, as the funds can be used for anyone in your family. 40-49 You're starting to get closer to retirement age, but assuming a retirement age of 65, you still probably have enough time to keep your equity exposure aggressive. Put 80% of the money into an S&P 500 index fund and 20% into bonds through a fund like the iShares Core US Aggregate Bond ETF (AGG). If you're lucky enough to feel like you're pretty well covered on your own retirement needs, you might consider opening up a Roth IRA for your kids, if you have them. 50-59 Retirement is on the horizon, so you should start taking a more cautious and active approach to money management. At this point, it's a good idea to hire a Certified Financial Planner to develop a plan that's unique to your needs. A generally good idea heading into retirement is to start building up a three-year "safe bucket," which is enough living expenses to cover three years. You'll have this money in low-risk, shorter-term bonds. Any leftover money can go into stock-market index funds. Stocks are risky and volatile investments that can be subject to significant downside in a short period of time. That's why it's good to have an investing timeline of at least a few years, or even better, more than a decade. 60+ It's the same advice for those in their 50s: start building up enough funds to cover three years of living expenses. These funds will be invested in safe-haven short-term bonds. Extra money can go into a stock-market index fund, though it may be a good idea to allocate part of your stock portfolio to more defensive areas of the market since your investing timeline starts to shorten. Once you retire, you'll start to sell your bond positions year by year to fund your spending. As you sell the bonds, you'll need to sell an equivalent amount in stock positions to keep your "safe bucket" three years deep. The calculus on how much money you'll need to pull out of your portfolio does start to change a bit once you're able to start claiming Social Security as early as 62.
Yahoo
31-03-2025
- Business
- Yahoo
FV Attracts Big Bucks as Market Drops on Inflation Concerns
The First Trust Dorsey Wright Focus 5 ETF (FV) pulled in $701.9 million Friday, expanding its assets by 16.2% to $4.3 billion, according to daily fund flows data. The SPDR Portfolio S&P 500 ETF (SPLG) attracted $1.6 billion, while the iShares 7-10 Year Treasury Bond ETF (IEF) gained $377.6 million as investors sought fixed-income exposure amid the Dow's 715-point plunge on inflation concerns. The Direxion Daily Semiconductor Bull 3x Shares (SOXL) collected $249.5 million despite broader technology weakness. On the outflows side, the Vanguard S&P 500 ETF (VOO) experienced outflows of $1.2 billion while remaining the largest ETF with $602.3 billion in assets. The iShares Russell 2000 ETF (IWM) saw outflows of $760.6 million as small-caps struggled, while the VanEck Semiconductor ETF (SMH) lost $221.9 million as the market faced pressure from President Donald Trump's auto tariff announcements. U.S. equity ETFs led overall inflows with $3.16 billion, while leveraged products added $546.1 million. The ETF industry collected a total of $5.6 billion in net inflows. Ticker Name Net Flows ($, mm) AUM ($, mm) AUM % Change IVV iShares Core S&P 500 ETF 1,686.16 591,270.65 0.29% SPLG SPDR Portfolio S&P 500 ETF 1,554.00 60,589.25 2.56% FV First Trust Dorsey Wright Focus 5 ETF 701.85 4,324.76 16.23% VGK Vanguard FTSE Europe ETF 391.42 22,014.57 1.78% IEF iShares 7-10 Year Treasury Bond ETF 377.60 34,371.48 1.10% SGOV iShares 0-3 Month Treasury Bond ETF 256.58 39,150.75 0.66% SOXL Direxion Daily Semiconductor Bull 3x Shares 249.52 7,883.37 3.17% GLDM SPDR Gold MiniShares Trust 244.72 12,758.52 1.92% SPHY SPDR Portfolio High Yield Bond ETF 244.43 8,747.93 2.79% DFAC Dimensional U.S. Core Equity 2 ETF 228.44 32,084.83 0.71% Ticker Name Net Flows ($, mm) AUM ($, mm) AUM % Change VOO Vanguard S&P 500 ETF -1,232.03 602,330.87 -0.20% IWM iShares Russell 2000 ETF -760.56 66,147.87 -1.15% SMH VanEck Semiconductor ETF -221.92 20,182.17 -1.10% AGG iShares Core U.S. Aggregate Bond ETF -196.53 124,464.60 -0.16% JAAA Janus Detroit Street Trust Janus Henderson AAA CLO ETF -192.24 21,217.45 -0.91% BIL SPDR Bloomberg 1-3 Month T-Bill ETF -169.62 41,087.60 -0.41% ARKK ARK Innovation ETF -165.25 5,450.81 -3.03% DIA SPDR Dow Jones Industrial Average ETF Trust -148.55 36,836.54 -0.40% XLV Health Care Select Sector SPDR Fund -144.72 38,006.27 -0.38% VV Vanguard Large-Cap ETF -144.46 39,724.72 -0.36% Net Flows ($, mm) AUM ($, mm) % of AUM Alternatives -38.02 9,747.36 -0.39% Asset Allocation 10.73 23,457.98 0.05% Commodities ETFs 225.28 196,950.67 0.11% Currency 112.17 110,097.98 0.10% International Equity 837.24 1,662,937.42 0.05% International Fixed Income -94.82 280,229.43 -0.03% Inverse 11.03 13,411.94 0.08% Leveraged 546.07 107,821.07 0.51% US Equity 3,156.03 6,516,277.50 0.05% US Fixed Income 874.15 1,627,883.90 0.05% Total: 5,639.85 10,548,815.25 0.05% Disclaimer: All data as of 6 a.m. ET the date the article is published. Data are believed to be accurate; however, transient market data are often subject to subsequent revision and correction by the | © Copyright 2025 All rights reserved Sign in to access your portfolio
Yahoo
19-02-2025
- Business
- Yahoo
Vanguard Rides VOO's Ascent to Top of the ETF Heap
The crown for the world's largest exchange-traded fund has been transferred, at least for now, to the Vanguard S&P 500 ETF (VOO) from the SPDR S&P 500 ETF Trust (SPY), which held the title for most of its 32-year existence. VOO, at $631.8 billion in assets Tuesday morning, edged ahead of SPY by about $1.5 billion, thus wrapping up the months-long asset race for those of us who are paid to pay attention to such things. But this is not the end of the jostling in the ever-evolving $10.7 trillion ETF space. Anyone paying even cursory attention to the asset flow data beneath the ETF industry can appreciate the shifting dynamics along with various driving forces. Sure, VOO surpassed SPY's total assets after net inflows of $121.1 billion last year, nearly five times the $23.6 billion taken in by SPY. But Vanguard Group, overall, has become an asset magnet lately. According to the latest data from ETFGI, Vanguard's $36 billion worth of January inflows represented 40% of the $90 billion that went into ETFs last month. The next-closest firm was BlackRock's iShares, which took in $9.6 billion. State Street Global Advisors, which launched SPY in 1993 as the first U.S. ETF, experienced $11.3 billion worth of net outflows in January. But State Street sees silver linings in its lineup—even as SPY loses its crown. 'It speaks to the maturation of an industry where investors have so many different options to get exposure to broad market equity indexes,' said Matt Bartolini, head of SPDR Americas Research at State Street. He points to the $60 billion SPDR Portfolio S&P 500 ETF (SPLG), which took in $20 billion last year and has already taken in $4 billion this year. On a side-by-side comparison, VOO and SPY each have characteristics that make them viable ETFs for a long time to come. SPY, which charges 9 basis points, has a liquidity advantage that is attractive to options traders and sophisticated investors. 'SPY is a unicorn of an ETF,' Bartolini said. 'Last year it traded over $9 trillion in the secondary market; it's used by a diverse range of clients with diverse motivations and buying behaviors.' Meanwhile, at 3 basis points, VOO likely appeals to investors looking for low-cost broad market index exposure. To that, Bartolini points to SPLG, which charges just 2 basis points. 'It's great to be the biggest ETF in the world, but it only matters if your clients are happy,' he added. Vanguard appears to be hitting on all cylinders following fee cuts to more than half its ETF lineup just last month. But even Vanguard might be facing a wall as an ETF issuer with just six active funds at a time when investor appetite shows a shift toward active strategies. Vanguard also stands out as one of the cryptocurrency ETF holdouts, essentially shutting the door on the most popular ETF category. In an emailed comment regarding the VOO milestone, Rodney Gomegys, Global Head of Equity Investment Group at Vanguard, credited Vanguard's 'unmatched focus on the best interests of our investors.' 'Throughout 2024 and continuing into early 2025, the market environment has been generally favorable to large-cap U.S. equities, which has contributed to continued enthusiasm for S&P 500 ETFs and other large-cap strategies across the industry' he added. 'And as ETF model portfolios continue to gain traction with investors and advisors, allocations to broadly diversified, low-cost, highly liquid ETFs like VOO have continued to increase.'Permalink | © Copyright 2025 All rights reserved Sign in to access your portfolio
Yahoo
06-02-2025
- Business
- Yahoo
31-Year-Old With $250,000 Investment Plan Sparks Debate – 'Should I Go Big On Dividends Like JEPQ, ARCC, Or Stick To VTI For Safety?'
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. For many investors, building a portfolio is key to attaining long-term financial stability, whether for generating passive income, retirement or simply growing their wealth over time. Still, some find it difficult to come up with the right balance between stability, growth and income, especially with so many options available today. This concern is at the center of a recent heated discussion sparked by a 31-year-old investor with $250,000 to bet on who shared her dilemma and allocation plan in Reddit's r/dividends community. Don't Miss: CEO of Integris gathered a team of senior investment managers who have $34.22 billion in combined owned and managed assets in the West Coast — Unlock the hidden potential of commercial real estate — The 31-year-old is relatively new to stock investing but has already eyed dividend stocks and index ETFs as her favorite picks for building wealth over time. Her portfolio includes Ares Capital (NASDAQ:ARCC), JPMorgan Nasdaq Equity Premium Income ETF (NASDAQ:JEPQ), Main Street Capital (NASDAQ:MAIN), Vanguard Total Stock Market Index Fund ETF Shares (NASDAQ:VTI) and Vanguard Total International Stock Index Fund ETF Shares (NASDAQ:VXUS), with a previous SPDR Portfolio S&P 500 ETF (NYSE:SPLG) holding that she sold but is considering reinvesting in. She's drafted an allocation plan that includes $75,000 into VTI, $50,000 into SPLG, $50,000 into JEPQ, $25,000 into VXUS, $25,000 into ARCC, and finally, $25,000 into MAIN. However, she's hesitant to put the $50,000 into ARCC and MAIN because of their recent gains, so instead, she is considering splitting the money and investing in VTI and JEPQ for now. 'My thought process for not going all in on VTI is I wanted a little diversification. I'm interested in JEPQ because of the monthly dividend of 10% back. Same with ARCC, which I know is quarterly and MAIN. Eventually, I will do a VTI, SPLG and VXUS but wanted to build enough in JEPQ, ARCC and MAIN so I could also use that as income for myself until I get to retirement. In my head, there's no guarantee I will get to retirement so I wanted to at least enjoy some of my money now,' she wrote. Trending: , which provides access to a pool of short-term loans backed by residential real estate with just a $100 minimum. Here are Reddit's recommendations for the 31-year-old investor. Focus on Broad-Market ETFs for Diversification and Growth The poster mentioned she wants to diversify her portfolio, but several Redditors emphasized the fact that VTI already offers broad-market exposure, with access to over 3,600 companies. 'You said you want diversification, but do you know that VTI is already extremely diversified? It holds literally 3,609 companies within it. You could (if you wanted to) hold just VTI and basically be invested in almost every publicly traded U.S. company,' a comment reads. This Redditor prefers , but his comment aligns with the general sentiment of the thread, which is to focus on broad-market ETFs. '[Vanguard S&P 500 ETF (NYSE Arca:VOO)] would be my core,' he wrote. One commenter took their time to recommend the young investor several holdings that they think add diversification and growth to a portfolio. 'I would go for VOO for the long term, [Schwab US Dividend Equity ETF (NYSE Arca: SCHD) for a high dividend yield ETF with a low expense ratio (and adds diversification to my portfolio), [Vanguard Real Estate Index Fund ETF Shares (NYSE Arca: VNQ)] as a good REIT ETF and [Realty Income (NYSE: O)] since it provides dividends monthly. [Vanguard Information Technology Index Fund ETF Shares (NYSE Arca: VGT)] is another pick since it has all the top tech companies and its expense ratio is high plus; its [compound annual growth rate] has been growing decently during the last and recent years,' the comment Overlapping ETFs and Prioritize Cost Efficiency Several Reddit members pointed out that holding multiple ETFs with similar stocks, such as VTI and SPLG, can lead to higher costs and overlap. 'VTI and SPLG are basically the same thing so just pick one. I vote for SPLG due to the lower cost-per-share and expense ratio,' a Redditor said. 'Growth stocks like SPLG, VOO or similar do far better for longer periods, and you have a ways to go for retirement yet,' reads another comment. MAIN: Pros and Cons The poster has expressed interest in MAIN but is hesitant to invest in it because of its recent significant growth. Several commenters expressed both pro and con opinions regarding putting the money into MAIN. 'You do you, there is nothing wrong with MAIN, I have owned it for years. Those special dividends are such sweet icing on the cake,' a pro comment reads. 'MAIN is okay if you dollar-cost-average (DCA) in. Maybe put in x amount of dollars every week or two weeks or month. That way you're not throwing it all at once and having regret if the market crashes or something,' recommends another Redditor. One commenter agreed that MAIN has grown considerably, and suggested the investor two other holdings. 'MAIN's pretty expensive now. Look into others like [Blackstone Secured Lending Fund (NYSE: BXSL)] or [Putnam BDC Income ETF (NYSE Arca: PBDC)],' his comment reads. One more Reddit member implied that MAIN might be overvalued, so he advised the 31-year-old to invest but in a smaller percentage. 'MAIN is good but I would limit my % in it,' he recommended. Wondering if your investments can get you to a $5,000,000 nest egg? Speak to a financial advisor today. to decide which one is right for you. A 9% Return In Just 3 Months is turning heads and opening wallets. This short-term note investment offers investors a 9% rate of return (APY) with just a 3 month term and $5K minimum. The Basecamp rate is at a significant spread to t-bills. This healthy rate of return won't last long. With the Fed poised to cut interest rates in the near future, now could be the time to lock in a favorable rate of return with a flexible, relatively liquid investment option. What's more, Alpine Note — Basecamp can be rolled into another Alpine Note for compounding returns, or into another of EquityMultiple's rigorously vetted real estate investments, which also carry a minimum investment of just $5K. Looking for fractional real estate investment opportunities? The features the latest offerings. This article 31-Year-Old With $250,000 Investment Plan Sparks Debate – 'Should I Go Big On Dividends Like JEPQ, ARCC, Or Stick To VTI For Safety?' originally appeared on Sign in to access your portfolio
