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SC Bank launches Wealth Saver Account to support asset growth
SC Bank launches Wealth Saver Account to support asset growth

Korea Herald

time26-05-2025

  • Business
  • Korea Herald

SC Bank launches Wealth Saver Account to support asset growth

Standard Chartered Bank Korea announced on Monday the launch of the SC Jeil Wealth Saver Account, a new demand deposit product offering an annual interest rate of up to 2.8 percent. Designed to support both asset growth and liquidity, the Wealth Saver Account links interest rates to the customer's overall banking relationship with the bank. Depending on the total balance held across products such as demand deposits, funds and trusts, customers can receive interest rates ranging from 1.0 to 2.8 percent. However, all new account holders receive the 2.8 percent rate during the first month, regardless of balance. The product applies higher interest rates to the portion of a customer's balance that exceeds their baseline funds from three months prior. To qualify for tiered rates beyond the base 0.1 percent, customers must meet minimum thresholds in account balance increases and diversified product holdings. In celebration of the launch, SC Bank Korea is running a promotional event through June 30. Customers who invest at least 20 million won ($14,620) in eligible financial products and maintain an average monthly balance of 50 million won or more in the new account may receive Shinsegae gift certificates worth up to 1 million won. Participation requires registration through the bank's mobile app. 'This account is designed to help customers grow their assets steadily while maintaining liquidity, especially in today's uncertain financial environment,' said a Standard Chartered Bank Korea official.

Your browser is draining your laptop battery — here's how to stop it
Your browser is draining your laptop battery — here's how to stop it

Tom's Guide

time21-05-2025

  • Tom's Guide

Your browser is draining your laptop battery — here's how to stop it

We've all experienced that moment of panic, watching your laptop battery percentage plummet during an important meeting or work session, with no power outlet in sight. While many factors affect battery life, your web browser is likely the biggest power drain on your device. As the application you probably use more than any other, browsers constantly consume resources as they load content, run scripts, and manage multiple tabs. Fortunately, major browsers now include built-in features specifically designed to reduce their energy footprint. With just a few minutes spent adjusting settings, you can extend your laptop's runtime, depending on your usage patterns. These simple tweaks balance performance with power efficiency, ensuring you can work longer without sacrificing essential functionality. Here's how to stop your browser draining your laptop's battery. Chrome is notorious for being resource-hungry, but Google has added a dedicated Energy Saver mode that can make a significant difference. To access it, click the three dots in the top-right corner, then navigate to Settings and Performance. Toggle on Energy Saver and choose when it activates — either whenever your laptop is unplugged or when battery drops below 20%. While you're there, enable Memory Saver too. This feature puts inactive tabs to sleep, further reducing Chrome's system demands and indirectly improving battery life. The combination of these two features can dramatically improve Chrome's efficiency. The performance impact is minimal for most everyday browsing, though you might notice a slight delay when switching back to tabs that have been inactive for a while. If you use Microsoft Edge, you can save battery with its Efficiency Mode, which helps the browser use less power by managing system resources more smartly. To turn it on, click the three dots in the top-right corner, go to Settings, then open System and Performance. Switch on Efficiency Mode, and choose when you want it to kick in. For the best battery savings, pick Maximum savings — just keep in mind that websites might load a little slower. You can also change how long Edge waits before putting unused tabs to sleep. This helps save power without slowing you down if you often jump between lots of tabs during the day. Opera might not be as popular as other browsers, but it has one of the best features for saving battery life. The browser says its Battery Saver mode can make your laptop last up to an hour longer. To turn it on, click the red Opera button in the top-left corner, then go to Settings and click Features. Switch on Battery Saver, and set it to turn on automatically when your laptop is unplugged or when the battery drops below a certain level. While you're there, also turn on Snooze inactive tabs to help Opera use even less power. Most browsers now offer dark mode, which can help reduce screen power usage and b extend battery life. For Firefox users, click the three-line menu button (or Firefox menu on Mac), select Settings, and choose Dark under the appearance options. Chrome, Edge, and Opera users can also enable dark mode in their settings, usually following the system's theme by default. Dark mode can help extend battery life, but how much it helps depends on your screen. OLED and QLED displays tend to use less power with dark mode because they don't need to light up dark pixels as much. On other screens, like LCD, the savings aren't as big — but dark mode can still make a difference. It's a simple way to squeeze out a little more battery, especially when paired with other power-saving tips. The single most effective way to reduce browser battery drain is simply opening fewer tabs. Each tab consumes memory and processor resources, even when not in active use. If you struggle with tab management, consider trying browser extensions like OneTab (Chrome and Edge), or Tab Stash if you use Firefox. These extensions can transform dozens of open tabs into a single list, dramatically reducing browser resource usage. Many users don't realize just how much each additional tab impacts system resources. Having lots of tabs open can quietly drain your system's resources and battery. Even with tab sleeping features enabled, the browser still needs to maintain some information about each tab. The bottom line is the more tabs you have open, the more energy your device needs to keep up. Now you've learned how to stop your browser from draining your laptop battery, why not take a look at our other useful guides?For Windows 11 users, check out this feature that lets you force an emergency restart. To make your virtual meetings better try these 7 Zoom tips. And you can give your old PC a second life with these 7 practical uses you might not have considered. Get instant access to breaking news, the hottest reviews, great deals and helpful tips.

Twenty-litre acid spill at Kuala Kangsar school triggers emergency clean-up by Bomba
Twenty-litre acid spill at Kuala Kangsar school triggers emergency clean-up by Bomba

Malay Mail

time25-04-2025

  • General
  • Malay Mail

Twenty-litre acid spill at Kuala Kangsar school triggers emergency clean-up by Bomba

KUALA KANGSAR, April 25 — The Perak Fire and Rescue Department (JBPM) took approximately two hours to clean up an acid spill at Sekolah Menengah Jenis Kebangsaan Tsung Wah in Kuala Kangsar near here yesterday. Perak JBPM Operations Division Assistant Director Sabarodzi Nor Ahmad said they received a distress call at 3.30pm, prompting a team from the Kuala Kangsar Fire and Rescue Station to be dispatched to the scene. "The spill involved a 20-litre drum of acid stored near the school canteen. The acid had begun to evaporate while a teacher was tidying and cleaning the storage area. "Firefighters in full protective gear conducted a size-up and applied the Saver (Systematic Approach for Victim Extrication and Rescue) concept to identify the substance and assess the leakage," he said in a statement. Sabarodzi said the drum was removed from the storage room and placed in a designated chemical disposal room. "Firefighters then cleaned the floor to ensure full decontamination. The school was also advised to contact the contractor responsible for managing the acid," he added, noting that the operation concluded fully at 5.55pm. — Bernama

Bad news for Premium Bonds holders as winning prize pot cut
Bad news for Premium Bonds holders as winning prize pot cut

Yahoo

time18-02-2025

  • Business
  • Yahoo

Bad news for Premium Bonds holders as winning prize pot cut

Premium Bonds big winners will be cut as fewer £100,000 prizes will be available from the April 2025 draw, NS&I has announced. The prize winning fund rate is being slashed from 4.00% to 3.80% say Premium Bonds provider NS&I, a cut of around £20 million. There's more bad news for some savers with NS&I as its interest rate for the Direct Saver and Income Bonds will also drop. The changes mean that, for example, the estimated number of £100,000 prizes will decrease from 82 in February to an estimated 78 in April. The number of £50,000 prizes will fall from 164 in February to an estimated 157 in April, while the number of £25,000 prizes will reduce from 328 to around 313 over the same period. The number of £10,000 prizes will fall from 820 in February to an estimated 781 in April. The number of £1 million prizes up for grabs will remain the same, at two. There will be more chances to win a £25 prize, with the number increasing from 1,807,915 in February to an estimated 2,170,903 in April. The total value of the prize pot will reduce from £430,052,425 in February to an estimated £411,118,825 in April. The number of prizes will remain around level, at 5,864,354 in February and an estimated 5,901,229 in April. Martin Lewis: Biggest factor to change mortgage rates Nationwide scam warning issued by bank's head of fraud DWP State Pension age will have to rise to 71 says report As the end of the tax year approaches, NS&I has also increased the interest rate on its Direct Isa to 3.50% AER (annual equivalent rate) from Tuesday, from 3.00%. From March 5, the interest rate for NS&I's Direct Saver will fall to 3.30% AER from 3.50% and the rate on Income Bonds will decrease to 3.30% AER from 3.49%. Andrew Westhead, retail director, at NS&I, which is backed by the Treasury, said: 'We regularly review our products to ensure they reflect current market conditions. The changes we are making to Premium Bonds, Direct Saver and Income Bonds rates enable us to continue to balance the interests of savers, taxpayers and the stability of the broader financial services sector. 'Even with the change to the Premium Bonds prize fund rate, we are expecting more than 5.9 million tax-free prizes worth over £411 million to be won in the April 2025 draw.' The moves follow the recent quarter point cut in the Bank of England base rate to 4.5%. Sarah Coles, head of personal finance, Hargreaves Lansdown said: 'NS&I is testing the loyalty of its premium bond holders by slashing the prize rate to 3.8%. 'It was bound to happen, because the easy access savings market has been inching south ever since this month's Bank of England rate cut, and NS&I will be keen not to pay more than it has to. 'It's also slashing the rate on two of its easy access savings products. Cash Isas have dodged the scythe though, and the rate has actually risen.' She said of Premium Bonds: 'The cuts have focused on the bigger prizes, in order to keep the chances of a win the same. 'However, even then, the average bond holder will win nothing in the average month. It means your savings are likely to lose money after inflation, and with every sign that inflation is on the rise, you'll be paying an even bigger price. 'Whenever the rate is cut it's worth considering whether you're still happy with the deal, or whether you'd prefer the certainty of a strong rate in the wider savings market. It's worth checking what's available from online banks and saving platforms, where you'll usually find the strongest deals.' NS&I's announcement was made as financial information website Moneyfacts said the choice of cash savings products has reached the highest on its records going back to 2007. It counted 2,157 savings deals in February, including Isas. There were 582 cash Isa deals available, which was also a high on Moneyfacts' records. Rachel Springall, a finance expert at Moneyfacts, said: 'The arrival of more savings providers entering the market can encourage savers to seek new brands away from the more familiar high street banks, as new challengers are more eager to attract deposits to fund their future lending. 'However, the months ahead will be challenging for providers to keep ahead of their peers to entice new business, but also to adjust their rates as interest rates are expected to fall.' Ms Springall added: 'Savers must ensure they choose a deal which pays a competitive rate of interest but also provides a real return against the eroding impact of inflation, which is expected to rise this year.'

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