Latest news with #SezzleInc
Yahoo
7 days ago
- Business
- Yahoo
Sezzle Inc (SEZL) Q2 2025 Earnings Call Highlights: Strong Growth Amidst Challenges
Release Date: August 07, 2025 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Positive Points Sezzle Inc (NASDAQ:SEZL) reported a strong top-line growth of 76% year over year, showcasing significant business momentum. The company achieved a gross margin of 61% and a net income margin of 28%, indicating robust profitability. Sezzle Inc (NASDAQ:SEZL) is actively investing in marketing, with an $8.8 million spend in Q2, aimed at customer acquisition and retention. The company's Net Promoter Score (NPS) of 75 reflects high customer satisfaction and engagement. Monthly active users increased by 52% year over year, with revenue-generating user engagement rising by 138%. Negative Points GAAP net income decreased slightly due to a lower discrete tax benefit compared to the previous year. Provision for credit losses increased to 2.2% of GMV, reflecting higher risk tolerance and growth focus. Non-transaction related operating expenses rose by 50.4% year over year, driven by increased marketing spend. The profitability of the on-demand product is lower compared to premium and anywhere products. The ongoing lawsuit with Shopify could potentially take 3 to 5 years to resolve, posing a long-term uncertainty. Q & A Highlights Warning! GuruFocus has detected 5 Warning Sign with SEZL. Q: Can you discuss the mix and profitability of the 748,000 mods between on-demand, premium, and anywhere? Also, is the $8.8 million investment primarily in marketing? A: The $8.8 million investment is indeed primarily in marketing. Regarding mods, the growth was mainly in on-demand, which is a new product with a lower barrier to entry. Subscribers have held steady, and while on-demand is less profitable than premium or anywhere, it serves as an entry point for consumers to eventually move to subscription products. (Charlie Uwike, CEO and Executive Chairman) Q: How does the profitability differ between on-demand customers and premium or anywhere? A: Anywhere is the most profitable due to high usage. Premium has higher margins but slightly less usage. On-demand is currently the least profitable due to lower margins and lifetime value, as many customers use it as a trial. We aim to transition on-demand users to subscription products for better profitability. (Charlie Uwike, CEO and Executive Chairman) Q: Given the volatile macro environment, how might your underwriting and expense management evolve if consumer credit quality erodes? A: We monitor default rates daily and can adjust credit limits quickly, unlike credit cards which require a 45-day notice. This flexibility allows us to manage loss rates effectively, making us a resilient credit product in uncertain economic conditions. (Charlie Uwike, CEO and Executive Chairman) Q: Are there any changes in the competitive landscape, specifically in pricing from competitors? A: We haven't observed significant changes in pricing or offerings from competitors like Klarna, Zip, Afterpay, Affirm, and PayPal. The competitive landscape remains stable. (Charlie Uwike, CEO and Executive Chairman) Q: Can you update us on the lawsuit with Shopify and any potential implications? A: There is no significant update on the lawsuit with Shopify. Legal processes are generally slow, and this could take 3 to 5 years. We will inform investors of any major developments. (Charlie Uwike, CEO and Executive Chairman) For the complete transcript of the earnings call, please refer to the full earnings call transcript. This article first appeared on GuruFocus. Sign in to access your portfolio
Bloomberg
08-08-2025
- Business
- Bloomberg
Sezzle Is Up 7,000% Since Bottoming in 2023. The Question Is Why
Usually when a stock soars more than 7,000% in less than two years, investors have some idea why. Then there's the curious case of Sezzle Inc. The buy now, pay later firm is the best performing company in the Nasdaq Composite and Russell 3000 indexes since bottoming on Oct. 27, 2023. That's including the stock's roughly 30% decline Friday after the company gave an outlook for its 2025 earnings that fell short of Wall Street's estimates.
Yahoo
08-08-2025
- Business
- Yahoo
Sezzle Inc. (SEZL) Tops Q2 Earnings and Revenue Estimates
Sezzle Inc. (SEZL) came out with quarterly earnings of $0.69 per share, beating the Zacks Consensus Estimate of $0.58 per share. This compares to earnings of $0.36 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +18.97%. A quarter ago, it was expected that this company would post earnings of $0.32 per share when it actually produced earnings of $1, delivering a surprise of +212.5%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Sezzle Inc., which belongs to the Zacks Financial Transaction Services industry, posted revenues of $98.7 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 3.99%. This compares to year-ago revenues of $55.97 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Sezzle Inc. shares have added about 234% since the beginning of the year versus the S&P 500's gain of 7.9%. What's Next for Sezzle Inc.? While Sezzle Inc. has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Sezzle Inc. was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.70 on $106.37 million in revenues for the coming quarter and $3.26 on $441.77 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial Transaction Services is currently in the top 40% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Another stock from the same industry, Repay Holdings (RPAY), has yet to report results for the quarter ended June 2025. The results are expected to be released on August 11. This company is expected to post quarterly earnings of $0.20 per share in its upcoming report, which represents a year-over-year change of -9.1%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Repay Holdings' revenues are expected to be $74.7 million, down 0.3% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Sezzle Inc. (SEZL) : Free Stock Analysis Report Repay Holdings Corporation (RPAY) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research
Yahoo
14-07-2025
- Business
- Yahoo
Sezzle Launches New Smart Shopping Features to Help Consumers Amidst Low Confidence
Sezzle Inc. (NASDAQ:SEZL) is one of the best young stocks to buy and hold for 5 years. On June 30, Sezzle launched a new suite of features designed to help consumers manage increasing financial pressures. The launch came amid record-low consumer confidence, with the Conference Board's index recently dropping to its lowest level since May 2020. Sezzle aims to create an intuitive shopping experience by integrating product discovery with personalized deal surfacing and a faster checkout flow. The price comparison tool, in particular, has proven effective, with 49% of users who were presented with multiple store options reporting savings of $5 or more by choosing the lowest-priced option. A technician speaking with a customer testing out ruggedized mobile phones. Additionally, Sezzle Balance, which is a pre-loadable digital wallet, simplifies the repayment process. Since its launch, shoppers have loaded over $65 million into Sezzle Balance. Two beta features were also introduced: Express Checkout, which is a streamlined flow for returning shoppers, while the Browser Extension will automatically prompt shoppers to earn Sezzle Spend and access available coupons. Sezzle Inc. (NASDAQ:SEZL) operates as a technology-enabled payments company primarily in the US and Canada. While we acknowledge the potential of SEZL as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the . READ NEXT: and . Disclosure: None. This article is originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Globe and Mail
01-07-2025
- Business
- Globe and Mail
Zacks.com featured highlights include Sezzle, RF Industries, Tutor Perini, Limbach and Great Lakes Dredge & Dock
For Immediate Release Chicago, IL – July 1, 2025 – Stocks in this week's article are Sezzle Inc. SEZL, RF Industries Ltd. RFIL, Tutor Perini Corp. TPC, Limbach Holdings Inc. LMB and Great Lakes Dredge & Dock Corp. GLDD. 5 Stocks with Recent Price Strength to Tap Wall Street Rally U.S. stock markets closed sharply higher at a record-high level on Friday. Expectations of a U.S.-China trade deal and interest rate cuts in the second half of 2025 boosted market participants confidence in risky assets like equities. On June 27, the S&P 500 closed at 6,173.07, marking a new closing high. In intraday trading, Wall Street's most observed benchmark posted a new all-time high of 6,187.68. The tech-heavy Nasdaq Composite ended at 20,273.46. This was a new record-high closing for the index. In intraday trading, the tech-laden index also posted a new all-time high of 20,311.51. The blue-chip Dow finished at 43,819.27, falling 2.7% below its all-time high recorded on Dec 4, 2024. Consequently, a handful of stocks have shown price strength. We have primarily targeted stocks that have recently been on a bull run. Such stocks have a high chance of carrying the momentum forward. Five such stocks are — Sezzle Inc., RF Industries Ltd., Tutor Perini Corp., Limbach Holdings Inc. and Great Lakes Dredge & Dock Corp.. If a stock is continuously witnessing an uptrend, there must be a solid reason or it would have probably crashed. So, looking at stocks capable of beating the benchmark that they have set for themselves seems rational. However, recent price strength alone cannot create magic. Therefore, other relevant parameters are needed to create a successful investment strategy. Here's how you should create the screen to shortlist the current as well as the potential winners. Let's discuss five out of these 13 stocks here: Sezzle operates as a technology-enabled payments company primarily in the United States and Canada. SEZL provides its proprietary payments solution in-store and online connecting consumers with merchants. SEZL also offers the Sezzle Platform, which provides a payments solution for consumers that extends credit at the point-of-sale, allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time. The stock price of Sezzle has soared 411.4% over the past four weeks. The company has expected earnings growth of 77.2% for the current year. The Zacks Consensus Estimate for the current year has improved 6.6% over the last 30 days. RF Industries designs, manufactures, and markets interconnect products and systems in the United States, Canada, Italy, China, the United Kingdom, and internationally. RFIL operates through two segments, RF Connector and Cable Assembly, and Custom Cabling Manufacturing and Assembly. RFIL designs, manufactures, and distributes various coaxial connectors and cable assemblies that are integrated with coaxial connectors, custom copper and fiber cable assemblies, complex hybrid fiber optic and power solution cables, adapters, and electromechanical wiring harnesses for communication, computer, LAN, automotive, and medical equipment. The stock price of RF Industries has jumped 29% over the past four weeks. It has an expected earnings growth rate of more than 100% for the current year. The Zacks Consensus Estimate for current-year earnings has improved 4.3% over the last 30 days. Tutor Perini provides diversified general contracting, construction management and design-build services to private clients and public agencies worldwide. TPC operates in four segments: Civil, Building, Specialty Contractors, and Management Services. The Civil segment is engaged in public works construction activities and the repair, replacement, and reconstruction of infrastructure. The Building segment of TPC offers services in specialized building markets, including hospitality and gaming, transportation, healthcare, municipal offices, sports and entertainment, education, correctional facilities, biotech, pharmaceutical, industrial, and high technology. The Specialty Contractors segment provides plumbing, HVAC, electrical, mechanical, and concrete services for the industrial, commercial, hospitality and gaming, and transportation markets. TPC's Management Services segment offers construction and design-build services to the U.S. military and government agencies, and multi-national corporations. The stock price of Tutor Perini has climbed 26% over the past four weeks. It has an expected earnings growth rate of more than 100% for the current year. The Zacks Consensus Estimate for current-year earnings has improved 14.4% over the last 60 days. Limbach Holdings operates as a building systems solution company in the United States. LMB operates through two segments, General Contractor Relationships and Owner Direct Relationships. LMB is engaged in construction and renovation projects that primarily include mechanical, plumbing, and electrical services. LMB also provides critical system repair, MEP infrastructure projects, maintenance contracts, building automation upgrades, data-driven insights, and program management services. The stock price of Limbach Holdings has advanced 9.7% over the past four weeks. The company has expected earnings growth of 21.9% for the current year. The Zacks Consensus Estimate for current-year earnings has improved 36.9% over the last 60 days. Great Lakes Dredge & Dock is the largest provider of dredging services in the US conducting business to maintain and deepen shipping channels, reclaim land from the ocean, and renourish storm-damaged coastline. GLDD also conducts around 25% of its operations internationally with a strong focus in the Middle East. Projects can generally be recognized to fall within a number of categories, namely, maintenance projects to keep shipping channels and harbors at their required depths, capital works to excavate, deepen or widen navigable waterways, beach restoration for storm damaged coastline and reclamation works to restore wetlands or create new land in the ocean. The stock price of GLDD has risen 8.3% over the past four weeks. The company has expected earnings growth of 14.3% for the current year. The Zacks Consensus Estimate for current-year earnings has improved 39.1% over the last 60 days. You can get the rest of the stocks on this list by signing up now for your 2-week free trial to the Research Wizard and start using this screen in your own trading. Further, you can also create your own strategies and test them first before taking the investment plunge. The Research Wizard is a great place to begin. It's easy to use. Everything is in plain language. And it's very intuitive. Start your Research Wizard trial today. And the next time you read an economic report, open up the Research Wizard, plug your finds in, and see what gems come out. Click here to sign up for a free trial to the Research Wizard today For the rest of this Screen of the Week article please visit at: Disclosure: Officers, directors and/or employees of Zacks Investment Research may own or have sold short securities and/or hold long and/or short positions in options that are mentioned in this material. An affiliated investment advisory firm may own or have sold short securities and/or hold long and/or short positions in options that are mentioned in this material. About Screen of the Week created the first and best screening system on the web earning the distinction as the "#1 site for screening stocks" by Money Magazine. But powerful screening tools is just the start. That is why Zacks created the Screen of the Week to highlight profitable stock picking strategies that investors can actively use. Strong Stocks that Should Be in the News Many are little publicized and fly under the Wall Street radar. They're virtually unknown to the general public. Yet today's 220 Zacks Rank #1 "Strong Buys" were generated by the stock-picking system that has more than doubled the market from 1988 through 2016. Its average gain has been a stellar +25% per year. See these high-potential stocks free >>. Follow us on Twitter: Zacks Investment Research is under common control with affiliated entities (including a broker-dealer and an investment adviser), which may engage in transactions involving the foregoing securities for the clients of such affiliates. Contact: Jim Giaquinto Company: Phone: 312-265-9268 Email: pr@ Visit: provides investment resources and informs you of these resources, which you may choose to use in making your own investment decisions. Zacks is providing information on this resource to you subject to the Zacks "Terms and Conditions of Service" disclaimer. Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Zacks Investment Research does not engage in investment banking, market making or asset management activities of any securities. These returns are from hypothetical portfolios consisting of stocks with Zacks Rank = 1 that were rebalanced monthly with zero transaction costs. These are not the returns of actual portfolios of stocks. The S&P 500 is an unmanaged index. Visit for information about the performance numbers displayed in this press release. Only $1 to See All Zacks' Buys and Sells We're not kidding. Several years ago, we shocked our members by offering them 30-day access to all our picks for the total sum of only $1. No obligation to spend another cent. Thousands have taken advantage of this opportunity. Thousands did not - they thought there must be a catch. Yes, we do have a reason. We want you to get acquainted with our portfolio services like Surprise Trader, Stocks Under $10, Technology Innovators, and more, that closed 256 positions with double- and triple-digit gains in 2024 alone. See Stocks Now >> Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Great Lakes Dredge & Dock Corporation (GLDD): Free Stock Analysis Report Tutor Perini Corporation (TPC): Free Stock Analysis Report Limbach Holdings, Inc. (LMB): Free Stock Analysis Report RF Industries, Ltd. (RFIL): Free Stock Analysis Report Sezzle Inc. (SEZL): Free Stock Analysis Report
