Latest news with #ShawnRyanShow
Yahoo
3 days ago
- Business
- Yahoo
Dave Ramsey Says Crypto Is Going To Continue To Get Bigger and Better — But Investors Should Still Be Cautious
Crypto ownership in the U.S. isn't limited to tech elites or financial risk-takers anymore. According to the National Cryptocurrency Association, 21% of American adults now hold some form of crypto. Check Out: Read Next: Over the years, Dave Ramsey has taken a firm stance against cryptocurrency, advising against investing in it. In a recent appearance on the Shawn Ryan Show on YouTube, he acknowledged crypto is evolving, but his message remains to approach with caution and know exactly what kind of risk is on the table. In the interview, Ramsey said he believes cryptocurrency is going to continue to get bigger and better and 'continue to stabilize.' While he admitted that the crypto market was once a 'Wild Wild West crap show,' he now sees progress in its structure and sophistication. That progress, he said, could eventually make it safer and more legitimate. Still, the biggest problem isn't the tech, it's how people are treating it. Ramsey drew a clear line between investing and speculating. According to him, crypto belongs squarely in the speculation camp. The key difference? Investing involves long-term wealth creation. Speculation is a 'short-term play.' It's risky, it's volatile, and it shouldn't form the foundation of a retirement plan. Too often, he said, people call into his show claiming they're 'investing in crypto', but what they're really doing is gambling. Ramsey compared this to building a house with no buyer lined up: It's a 'spec home,' not a long-term rental. In his eyes, bitcoin and gold operate the same way. They don't create wealth. They just change in price because someone else wants them. One needs to look no further than the crypto crash of 2022 to see the truth in Ramsey's approach to crypto: In a domino effect, the crypto market plummeted across the board and crypto investors lost millions. Those who were over-invested in crypto lost everything. Ramsey's issue isn't with crypto's existence. It's with the way many people treat it like a golden ticket. He described hearing from 26-year-olds who put their entire net worth into bitcoin with nothing saved in retirement accounts or property. That, to him, is reckless. Instead, he argued, crypto should only be used for speculation. Be Aware: For Ramsey, the value of a true investment comes from wealth creation. He offered the examples of Apple and Home Depot, which generate profits and make products. Crypto, like gold or commodities, only rises in value because of demand. It's trading, not building. Ramsey doesn't dismiss blockchain technology or crypto's potential. But he made one thing clear: Believing in the tech doesn't mean it's smart to bet everything on it. His advice: Treat crypto like money that could go up in flames, and keep the real investments where they belong — in long-term, proven vehicles that actually create wealth. More From GOBankingRates 5 Types of Cars Retirees Should Stay Away From Buying This article originally appeared on Dave Ramsey Says Crypto Is Going To Continue To Get Bigger and Better — But Investors Should Still Be Cautious
Business Wire
22-05-2025
- Business
- Business Wire
Triton Digital Releases the April 2025 U.S. Podcast Ranker
This month we're pleased to welcome the BBC to our U.S. Podcast Ranker. iHeart Audience Network earned the #1 spot again on the Top Sales Networks Report for the month of April, with 74.1M Average Weekly Downloads and 19.9M Average Weekly Users. NPR came in again at #2 with 28.0M Average Weekly Downloads and 7.2M Average Weekly Users, followed by Audacy Podcast Network again at #3 with 15.2M Average Weekly Downloads and 5.6M Average Weekly Users. For this reporting period, the top three podcasts based on downloads included NPR News Now (NPR) again at #1, Up First (NPR) again at #2, and Stuff You Should Know (iHeart Audience Network) climbing to #3. For listeners, the top three podcasts included NPR News Now (NPR) again at #1, Up First (NPR) again at #2, and Shawn Ryan Show (Cumulus Podcast Network) climbing to #3. There were several debuts for the month of April including Global News Podcast (BBC), Aware and Aggravated (Audioboom), Bone Valley (iHeart Audience Network), Trained to Kill: The Dog Trainer, the Heiress and the Bodyguard (Audacy Podcast Network), and more for both downloads and listeners. Newshour (BBC), ok storytime (iHeart Audience Network), Otherworld (Audacy Podcast Network), and more debuted for downloads. Welcome to Night Vale (Soundrise/PRX), Bulwark Takes (Audioboom), and more debuted for listeners. The Top Sales Network Reports are ranked by Average Weekly Downloads and Average Weekly Users in accordance with v2.2 of the IAB Podcast Technical Measurement Guidelines. Participating Sales Networks include content owners/creators and sales representation organizations. Certified by the IAB Tech Lab, Triton's Podcast Metrics eliminates inconsistent measurement practices and self-reported data, providing content creators, marketers, media buyers, and the audio industry at large with validated and transparent podcast audience data. Any sales network or publisher with an audience in the United States is eligible to participate in the U.S. Podcast Report. To learn more, contact: solutions@ About Triton Digital Triton Digital® is the global technology and services leader to the digital audio, podcast, and broadcast radio industries. Operating in more than 80 countries, Triton provides innovative technology that enables broadcasters, podcasters, and online music services to build their audience, maximize revenue, and streamline their day-to-day operations. In addition, Triton powers the global online audio industry with Webcast Metrics®, the leading streaming audio measurement service and Podcast Metrics, one of the first IAB certified podcast measurement services in the industry. With unparalleled integrity, excellence, teamwork, and accountability, Triton remains committed to connecting audio, audience, and advertisers to continuously fuel the growth of the global audio industry. For more information, visit
Yahoo
20-05-2025
- Business
- Yahoo
Buying Crypto Before Doing These 3 Things? ‘That's Stupid,' According to Dave Ramsey
With the growing buzz around cryptocurrency, it's easy to feel like you're missing out if you're not investing in bitcoin, ethereum and other digital currencies. But personal finance expert Dave Ramsey doesn't hold back when it comes to crypto hype. In a recent interview on the 'Shawn Ryan Show,' he said too many people are going all-in with speculative assets before building a real financial foundation. That's not just risky. 'That's stupid,' he said. Read Next: Find Out: Here are three things Ramsey says you should do before you even think about putting money into crypto. Before gambling on crypto, Ramsey emphasized that a priority should be securing your retirement. And that starts with contributing to your 401(k), especially if your employer offers a match. In fact, while 70% of Americans contribute to a 401(k), only 47% of Gen Zers say they save in a retirement plan, according to Empower. Too many people delay investing in retirement in favor of digital assets. But Ramsey argued that crypto isn't an investment at all. It's speculation. 'What happens with people with gold or crypto … They confuse the concepts of speculating versus investing,' Ramsey said. 'The only thing you can do in crypto is to speculate … Speculating is a short-term play.' So if you're investing in crypto but not contributing to your 401(k) and other retirement accounts, you may want to reconsider. Check Out: Ramsey also highlighted not investing in mutual funds in favor of crypto as a mistake. He recommended building a portfolio that grows your wealth over time, not just one that fluctuates in value based on hype. 'What [Warren] Buffett talks about is true. I want an investment that is creating wealth, not changing in price,' Ramsey explained. 'When Home Depot stock goes up or Apple stock goes up, it's because they made a profit … There was wealth created. When crypto goes up or gold goes up, it's just because somebody else wanted it more. It's not creating anything.' Ramsey also mentioned the mistake of not buying a home in favor of buying crypto. For many Americans, homeownership is one of the most reliable ways to build wealth over time. According to Forbes, homeownership provides tax benefits and protects against inflation while allowing you to build equity. 'They're not buying a house. Instead, they're putting 100% of everything they have in the middle of the roulette wheel, and that's stupid. That's just ridiculous,' he said. Ramsey emphasized that buying crypto is speculation, not investing, and any money you spend on crypto should be money you're okay with losing. 'It should be money you could set fire to and you'd be okay with it. And if you do that, then you can talk about okay how does bitcoin work,' he said. More From GOBankingRates 6 Hybrid Vehicles To Stay Away From in Retirement Sources Shawn Ryan Show, 'Dave Ramsey – CEO, Ramsey Solutions.' Empower, 'The average 401(k) balance by age.' Forbes, 'Owning Your Future: How Homeownership Is A Stable Path To Wealth.' This article originally appeared on Buying Crypto Before Doing These 3 Things? 'That's Stupid,' According to Dave Ramsey
Yahoo
20-05-2025
- Business
- Yahoo
Buying Crypto Before Doing These 3 Things? ‘That's Stupid,' According to Dave Ramsey
With the growing buzz around cryptocurrency, it's easy to feel like you're missing out if you're not investing in bitcoin, ethereum and other digital currencies. But personal finance expert Dave Ramsey doesn't hold back when it comes to crypto hype. In a recent interview on the 'Shawn Ryan Show,' he said too many people are going all-in with speculative assets before building a real financial foundation. That's not just risky. 'That's stupid,' he said. Read Next: Find Out: Here are three things Ramsey says you should do before you even think about putting money into crypto. Before gambling on crypto, Ramsey emphasized that a priority should be securing your retirement. And that starts with contributing to your 401(k), especially if your employer offers a match. In fact, while 70% of Americans contribute to a 401(k), only 47% of Gen Zers say they save in a retirement plan, according to Empower. Too many people delay investing in retirement in favor of digital assets. But Ramsey argued that crypto isn't an investment at all. It's speculation. 'What happens with people with gold or crypto … They confuse the concepts of speculating versus investing,' Ramsey said. 'The only thing you can do in crypto is to speculate … Speculating is a short-term play.' So if you're investing in crypto but not contributing to your 401(k) and other retirement accounts, you may want to reconsider. Check Out: Ramsey also highlighted not investing in mutual funds in favor of crypto as a mistake. He recommended building a portfolio that grows your wealth over time, not just one that fluctuates in value based on hype. 'What [Warren] Buffett talks about is true. I want an investment that is creating wealth, not changing in price,' Ramsey explained. 'When Home Depot stock goes up or Apple stock goes up, it's because they made a profit … There was wealth created. When crypto goes up or gold goes up, it's just because somebody else wanted it more. It's not creating anything.' Ramsey also mentioned the mistake of not buying a home in favor of buying crypto. For many Americans, homeownership is one of the most reliable ways to build wealth over time. According to Forbes, homeownership provides tax benefits and protects against inflation while allowing you to build equity. 'They're not buying a house. Instead, they're putting 100% of everything they have in the middle of the roulette wheel, and that's stupid. That's just ridiculous,' he said. Ramsey emphasized that buying crypto is speculation, not investing, and any money you spend on crypto should be money you're okay with losing. 'It should be money you could set fire to and you'd be okay with it. And if you do that, then you can talk about okay how does bitcoin work,' he said. More From GOBankingRates 6 Hybrid Vehicles To Stay Away From in Retirement Sources Shawn Ryan Show, 'Dave Ramsey – CEO, Ramsey Solutions.' Empower, 'The average 401(k) balance by age.' Forbes, 'Owning Your Future: How Homeownership Is A Stable Path To Wealth.' This article originally appeared on Buying Crypto Before Doing These 3 Things? 'That's Stupid,' According to Dave Ramsey
Fox News
14-05-2025
- Entertainment
- Fox News
Tim Tebow reveals stunning John 3:16 connections in Broncos playoff win and Florida national championship
Tim Tebow had a lot of great moments in his football career, but two of his biggest ones came on the same date three years apart: Jan. 8. On Jan. 8, 2009, Tebow led Florida to a 24-14 national championship victory over Oklahoma, the team's second championship in three seasons. On Jan. 8, 2012, Tebow's Denver Broncos beat the Pittsburgh Steelers 29-23 in the AFC wild-card round in an overtime thriller. On the first play of overtime, Tebow connected with wide receiver Demaryius Thomas for an 80-yard touchdown to win the game. Beyond the date holding significance to Tebow, what transpired in those football games reaffirmed Tebow's faith in God. During Florida's national championship victory in 2009, Tebow wrote "John 3:16" on his eye black that he wore that game. After the Broncos' thrilling comeback over the Steelers three years later, a Broncos PR person made Tebow aware of some statistics that were linked to that Bible verse. "Right before I walk in this big room packed full of media (after the game), there's all these curtains out front, and I'm standing in front. Patrick, our PR guy (with the Broncos), stepped in front of me and said, 'Timmy, do you realize what happened?' and I'm like, 'Yeah we just beat the Steelers we're going to play the Patriots.' Like yeah, I know what happened dude, like why (did) you ask me such a silly question, and he goes, 'No, do you know what happened?'" Tebow said during a recent appearance on the "Shawn Ryan Show." "And I'm like, 'I thought I did, Patrick, what happened?' Because you could just see this different demeanor. He said, 'Timmy, no, you don't know what happened, Timmy, It's exactly three years from the night that you wore John 3:16 under your eyes.' And I'm like, 'Oh wow, that's awesome, that's so cool.' And he said 'No, no, no you don't realize it. Timmy, during the game you threw for 316 yards.' And I'm like 'What?'" "And he said, 'Timmy, during the game your yards per rush were 3.16. Your yards per completion were 31.6. The ratings for the night were 31.6 and the time of possession was 31:06. During the night, over 90 million people have googled John 3:16 It's the number one trending thing all over." Tebow was taken aback as he realized that God had sent him a message. "I don't think I had the reaction that a lot of people think I did, because I went from a high and a celebration and a joy to a conviction and a disappointment. Why? Because when (Patrick) was telling me that I knew that God was convicting me, saying, 'Timmy, you thought tonight was about a game. You thought it was about all of these things. It's never just about a game. I didn't die for a game,'" Tebow said. "And I was so convicted, still grateful that God would use something, but convicted man, my eyes were on the wrong thing, my heart was in the wrong place. I knew You, I knew what You'd done, but still my heart was here, and my eyes were here. I knew the truth, I just wasn't focused on it. I was having all of these selfish ambitions and goals." Tebow explained that he wanted to win the game to prove the doubters wrong, and he wanted to win it for the fans and his family who supported him. However, the quarterback said, those were "selfish" reasons, and that his "eyes" and "heart" were looking at the wrong things. Those "selfish" ambitions took him away from where God needed him to be, and the former Broncos quarterback said verse John 3:16 is the "greatest love story" of all time. "That verse means to me, it's if you're going to sum up the love of the Gospel, which I really believe, when we talk about the Gospel, that it is the greatest love story rescue mission of all time. That there is a God that loves us so much that he sent his son to put on flesh to live a life we couldn't live but choose to die a death that we deserve to die as a ransom for us as the propitiation meaning the payment that satisfies and that payment was his life," Tebow said. "When we look at John 3:16 for God so loved the world he gave because he loved us so much with this love that, honestly, it's hard to even fathom. But when we talk about that love in Greek, they have four types of love, but the most admirable form of love that love, is agape love. And the best definition of agape love is to choose the best interests of another person and act on their behalf and Jesus chose our best interest." "And he acted on our behalf, and he went to the cross not just for us, but instead of us. And he loved us so much that he gave his one and only son that whosoever would believe in him would not perish but have everlasting life. Man, I know we put it on bumper stickers and eye blacks and signs and games and everything, but we can't lose the essence in the heart of what that means." "That there's a God that created all of this and spoke it into existence like this, and yet that God with all knowledge and all power would say 'I love you so much that I'm going to give what's so precious for me and my son and I'm going to give him in exchange for you because I love you that much.' So, when you think about John 3:16 it's um there's no greater love." Tebow played three seasons in the NFL, two with the Broncos and one with the New York Jets. The former quarterback is soon to have a new title: dad. Tebow and his wife, Demi-Leigh, announced they are expecting their first child, a baby girl, in March. Follow Fox News Digital's sports coverage on X, and subscribe to the Fox News Sports Huddle newsletter.
