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Metro
6 days ago
- Entertainment
- Metro
Gen Z are making their tea without a kettle and it's an 'absolute violation'
As Brits, we're famous the world over for enjoying a good cup of tea — and proud of it. However, it appears that some of us have begun taking a rather, erm, creative approach to preparing our morning cuppa. While getting the kettle on might be one of the first things most of us do on any given morning, it appears that isn't the case for every age group. New statistics, which almost made us spit out our tea, reveal over half of Gen Z (those aged 18 to 27) makes their brew (brace yourself) in the microwave. The research, carried out by comparison experts USwitch, found that three-fifths of Gen Z (58%) admitted to the practice, with a shocking one in six (17%) doing so every day. In news that probably has Earl Grey himself spinning in his grave, they aren't even the only ones at it. Millennials (aged 28-43) were the next most likely age bracket to prefer a nuked brew, with 32% of them admitting to the practice, and Gen X (aged 44-59) took third place, with 15% of them choosing to prepare tea radiation-style. Rounding out the list are the Baby Boomers (those aged 60 to 78) and the Silent Generation (aged 79 and above), with just 10% of the former and only 6% of the latter using a microwave to make tea. Gen Z (18-27) – 58% (18-27) – 58% Millennials (28-43) – 32% (28-43) – 32% Gen X (44-59) – 15% (44-59) – 15% Boomers (60-78) – 10% (60-78) – 10% Silent Generation (79+) – 6% Unsuprisingly, the practice of microwaving tea has disturbed many. The practice is actually surprisingly common in America, and when stateside content creators have filmed themselves making tea in this way, it's caused quite the backlash from Brits. 'I think I just witnessed a crime,' and KerryManyLetters commented on one such video, 'How? How can people not know how to make tea?'. While another called it an 'absolute violation' and a third said that microwaving tea fell under the category of 'things that should be illegal but aren't!' Others had a more emotional reaction. User @sillybillylilly wrote: 'This physically hurts its not even funny there are tears in my eyes.' Meanwhile those who have attempted to make tea 'American-style' in the microwave were less than impressed, with Irish creator Garron Noone (garron_music), describing it as tasting like 'sterilised baby bottles'. As someone who considers themselves a self-styled brew connoisseur, it's a question that I personally never thought I'd have to ask. However, it appears that there is, at least, some reasoning behind why the younger demographic might be turning to the microwave to make a brew. Natalie Mathie, energy expert at remarks: 'It's possible that many younger people use a microwave because kettles are often banned in student accommodation, but this is a trend that's growing with each passing generation. More Trending 'While it seems like an affront to basic tea-making traditions, if it works for people, who are we to argue? 'However you're boiling your water, make sure you only put in the amount of water you need, as heating excess water can waste a lot of electricity' Whatever option you prefer – kettle, hob, microwave – the cost of boiling your tea water is still only about 1p per cuppa. View More » If you are really counting the pennies, then technically, a covered pan on a gas hob is the cheapest way to make tea, at just 0.74p. However, you're gonna be waiting a while for that brew. Gas hob (covered pan) – 0.74p (in 217 seconds) Gas hob (uncovered pan) – 0.84p (in 245 seconds) Microwave – 1.03p (in 180 seconds) Electric kettle – 1.11p (in 52 seconds) Do you have a story to share? Get in touch by emailing MetroLifestyleTeam@ MORE: Bizarre theory around Trisha Paytas' superhero-inspired name of third baby MORE: Mum-of-six reserves sun beds then leaves resort to go shopping and get breakfast MORE: People are wearing 'five finger shoes' to the office in a fashion move we never saw coming Your free newsletter guide to the best London has on offer, from drinks deals to restaurant reviews.
Yahoo
16-07-2025
- Business
- Yahoo
Hive Wealth brings ‘digital family office' to masses with AI
This story was originally published on Banking Dive. To receive daily news and insights, subscribe to our free daily Banking Dive newsletter. Financial planning has never been sexy, according to banking veteran and fintech founder Yvette Sadler Butler. But it's the key to financial health: Individuals with a financial plan have three times the net worth of those who don't, she said. And that soundness can unlock not only a comfortable retirement but, in her vision, a legacy. 'We want people to aspire to more,' she said. That's the vision behind Hive Wealth, the fintech she founded in 2017 and launched the newest iteration of – Hive Wealth 3.0 – Wednesday. What started as an investment-focused media company and morphed into a financial chatbot has now further shifted into a financial guide bent on benefiting people throughout life's stages. Hive Wealth's AI-financial assistant, Bee-AI, compiles a personalized financial profile for users as they chat back and forth, utilizing details such as career stage and financial priorities to generate goals like a retirement savings target and net worth milestones, she said. Pulling data from other users within the same demographics, Bee presents them with real-time comparison visuals, allowing them to see how their progress compares to that of their peers. Bee is designed to have monthly check-ins with users, and as circumstances evolve – say a user has to dip into their emergency fund, or fund care for an ailing parent – Bee can adjust users' financial plans, making the plan a 'living thing,' Butler said. There's a social component to Hive Wealth, too: users are grouped with others in similar career stages – be them entrepreneurs, professionals climbing the ladder, or steady executives – for both community and context, to see in real-time what peers are doing to drive their own financial health. 'This notion that you have to figure out money all by yourself is ridiculous,' she said. Now is a time of opportunity: The biggest wealth transfer in history is underway. In the next 23 years, as much as $124 trillion in assets will be passed down from the Silent Generation and baby boomers to younger generations and charities. It's the opportunity of a lifetime, according to Butler — if people have the right tools to take advantage of it. Butler built the fintech after three decades of spearheading innovation at some of the nation's most powerful financial firms. She was president of Capital One Investing when the lender became the first big bank to build its own robo-adviser, and she co-founded what became Merrill Edge, which now manages over $350 billion in assets. Butler also led investor marketing at E*Trade and is the former president of Silicon Valley Bank Private Banking & Wealth Management, having left a year before the bank failed. 'Having done all this innovation through my career, I've decided that everybody needs access to a family office,' Butler said. 'It's really only for the very, very ultra-rich right now – they have a team that scans the market for opportunities, for products they might need, for services they might need, and makes sure [clients] always have their plan intact and up to date. But now everyone can get that with AI.' The goal of Hive Wealth – to be the digital family office for the next generation of savers and investors – is greater than growing personal wealth. Butler wants to close the racial and gender wealth gaps by 2045. She plans to use Hive Wealth to get there, because the better hold users have on their finances, the better chance they have to leave a legacy. 'Those that are inheriting wealth have a very different mindset about money,' she said, noting that $50 trillion will go to women through horizontal transfer – meaning the wealth transfers to the wife before it goes to the estate, because women on average live longer. 'Women, millennials, and Gen X also are much more focused on community and impact, with $11.9 trillion expected to go to charities,' she said. 'Traditional financial services has focused on the accumulation phase through retirement, [which is] clearly very important.' Hive Wealth wants to shine a light on what's beyond retirement by helping users draft 'legacy letters' and implement them in their financial plans, she said. Butler's, for example: 'I went to McIntire School of Commerce at [the University of Virginia]. I would love to have a scholarship that provides full tuition, room and board for every diverse student that attends McIntire School of Commerce. That's the legacy, the impact I would leave,' to help close the wealth gap. There's no doubt AI is a game-changer for financial services. For example, the availability of GPT allowed Butler's team to revamp Hive Wealth – which took eight years to build – entirely in two months. But she doesn't think AI will replace financial advisers entirely. When self-directed trading launched several decades ago, Butler recalled, her colleagues were up in arms about 'the death of the financial adviser.' 'But self-directed trading just ended up expanding the pie,' she said. 'There's also this inflection point. During your accumulation phase, you need advice, but a lot of people just don't engage it. But then when things get complicated and you have money to lose, or you're getting ready to retire, lots of people want human interaction. So [AI] might be the primary way for certain generations, which is fine, but overall, it'll just expand the market.' Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Miami Herald
10-07-2025
- Business
- Miami Herald
Supermarkets are losing ground with younger shoppers, research finds
Traditional supermarkets are falling out of favor with younger generations, with people in those cohorts increasingly turning to discount retailers to buy groceries, according to survey data published Tuesday by The Feedback Group. Gen Zers, millennials and Gen Xers are most partial to Walmart, with more than a fifth of people in each of those groups who participated in a poll the research firm fielded this spring saying they most recently shopped for food at the mass retailer. Those generations also showed a preference for Aldi, with Gen Zers especially likely to have made their latest grocery shopping trip at that chain. Twenty-two percent of shoppers in that group shopped for groceries most recently at Aldi - the same proportion that did so at Walmart. Meanwhile, just 8% of Gen Z shoppers in the survey said their most recent grocery shopping trip was to a supermarket, while 11% and 14%, respectively, of millennials and Gen Xers said the same. In a reflection of the fraying relationship between younger shoppers and traditional grocers, supermarkets fell from the second-most shopped format among both millennials and Gen Xers in 2024 to close to the bottom of the list of retailers where those shoppers most recently bought groceries this year, The Feedback Group reported. While supermarkets might be losing ground with younger shoppers, they remain popular with older consumers, the survey found. Twenty-eight percent of baby boomers and 31% of people in the Silent Generation who took part in the research said they shopped for groceries most recently at a supermarket, ahead of all other formats. Walmart came in at No. 2 among members of both generations, well ahead of Aldi. The Feedback Group found that shoppers assigned greater importance to food quality and cleanliness than to value for money when evaluating supermarkets. Shoppers who used staffed checkout lanes also indicated that they were more satisfied than people who used self-checkout. The research firm also noted that shoppers are tilting toward digital media as a way to learn about sales at grocery retailers. Fifty-two percent of people in the survey, which drew responses from about 1,100 shoppers, indicated they looked at digital circulars, up from 48% last year and 44% in 2023. By contrast, 43% said they consulted paper circulars. Almost half of participants said they paid attention to loyalty program promotions, but just 12% indicated that they checked social media for promotions. Just over a third of survey respondents said they used a mobile device while shopping to identify specials, consult a rewards app or check a shopping list. The Feedback Group also identified a correlation between sensory aspects of the shopping experience, such as aromas, music and food sampling, and people's receptiveness to spending more. For example, people in the survey who said they noticed "a pleasant food aroma at least somewhere in the store" spent 25% more than they otherwise would have. Copyright 2025 Industry Dive. All rights reserved.
Entrepreneur
07-07-2025
- Business
- Entrepreneur
5 Generations, 1 Team — Heres How to Lead a Multigenerational Workforce
Opinions expressed by Entrepreneur contributors are their own. Five generations of employees are currently engaged in the global workforce, likely due to longer life expectancy, delays in retirement and technological advancements. This dynamic is expected to continue; as older workers are winding down, the youngest generation, current babies to teens, are in line to offset those retirements. While an age-diverse workforce is remarkable, leading a multigenerational team can pose notable challenges due to each group's inherent talents, communication styles and workplace preferences. Successfully managing a mixed-age team requires an understanding of generational differences and a flexible leadership style that recognizes and leverages the natural strengths and styles of each group. The Silent Generation (Born 1925-1945) The Silent Generation grew up during the Great Depression and World War II. The economic conditions and societal norms of the day heavily influenced this group's long-term communication style and workplace preferences. The Silent Generation respects authority and leadership. They possess strong employer loyalty. They aimed for a gold watch at the end of their career. They mostly missed the technology boom. They prefer straight talk and defined roles. Related: How to Connect With Younger People to Build Better Audiences The Baby Boomers (Born 1946-1964) Baby Boomers were raised in the post-war era, which was far more economically stable than two decades earlier. Boomers benefited from an increased focus on higher education. While not second nature, Boomers mostly adapted to new technologies. The group possesses a strong work ethic. They more readily express their opinions and prefer in-person communication in the workplace. They often have an aversion to rapid change unless clearly mapped out. Generation X (Born 1965-1980) Gen X were the latchkey kids and far more likely than earlier generations to be raised by single or divorced parents. They were introduced to computers in elementary school and were generally welcoming of the digital revolution. Gen X were the dotcom guys in the 1990s and among the first social media users in the early aughts. Xers tend to be autonomous and hate being micromanaged. They are self-sufficient, independent thinkers who prefer respectful but informal communication. Related: Gen Z Expects Employers to Treat Them Differently. Here's How to Bridge the Generational Gap. The Millennials (Born 1981-1996) Millennials are devoted to personal health and wellness, and have really moved the work-life balance needle forward for the entire labor force. They were the first generation with exceptional and highly sought-after technology skills, and thus, they strongly influenced workplace norms, culture and hiring dynamics. They were the pioneers of remote work. They expect reasonable autonomy on how and where they perform their jobs. Millennials value collaboration. They prefer working with transparent and communicative leadership. Generation Z (Born 1997-2012) Gen Z is the most educationally competitive generation in history. They are driven by purpose and activism and were molded by social consciousness and global sustainability. Their aptitude for technology is breathtaking, as they grew up on smartphones, iPads and laptops. Generation Z prioritizes mental health, workplace wellness and inclusivity. Gen Z appreciates constructive communication styles, but also expects recognition and may struggle without positive feedback. They want to work for forward-thinking, values-driven employers. Challenges of managing a multigenerational team From a broad-brush perspective, each generation is energized by different motivators and possesses differing predilections for workplace norms and culture. Due to these conflicting preferences, a multigenerational team often comes with its share of managerial hurdles. Your Gen Zees are likely quick to ask questions or drop comments in a shared document, while your Gen Xers prefer more autonomy. Turnover might be greater among younger talent who tend to job hop, while older workers are more likely to stay put. Younger generations might feel your company isn't involved enough in community causes, while older team members may balk at participation, particularly if it feels performative. The point is that each generation approaches their roles and engagement with your business differently, making your job as a business leader more difficult. This is not to suggest you refrain from hiring a multigenerational workforce, but rather underscores the importance of embracing and leveraging age differences to create a culture in which employees of all ages want to work and thrive. Successfully leading a generationally diverse team Now that you better understand the characteristics, styles, and norms of a multigenerational workforce, the following are important considerations as you manage an age-diverse team: Generational Insights Aren't Absolute. It is important to acknowledge employees as individuals with their own unique talents and inclinations. You might employ an 80-year-old technology wunderkind or a fiercely loyal Gen Z employee. Generational differences matter, but embracing individual contribution matters more. Leverage Generational Strengths. Need a new employee handbook focused on process and compliance? Maybe turn to your Silent Generation to lead the project. Have software adoption issues? Why not select a Gen Z to oversee technology training? Your Millennials can probably run a fantastic social media campaign without even blinking. Celebrate your team's natural talents. Foster Diversity Among the Ages. It is relatively common for workers to bond based on generation. This is fine socially, but might kneecap innovation and collaboration. Role assignments based on generational fortes might still make sense, but also remember to push preconceived boundaries and urge higher thinking when possible. Avoid Generational Silos. Fragmentation based on age is a danger to your business. Silos of any type create inefficiency and are often a wrecking ball to employee wellbeing and company culture. Create opportunities for collaboration and connection among everyone on your team, including mentorship programs and workshops that foster intergenerational teamwork and togetherness. Adapt Your Leadership Style. While it is not your job to accommodate every individual need or preference, the onus is on you to create a workspace in which every team member feels connected, respected and valued. Recognize that an age-diverse team requires fairness, flexibility, and sometimes a little finesse on your part to ultimately succeed together as a team. While it might come with its share of challenges, leading a multigenerational team can be exceptionally rewarding for you, your people and your entire organization.
Boston Globe
02-07-2025
- Politics
- Boston Globe
National pride in the US has declined sharply, Gallup survey finds
Advertisement Thirty-six percent of Democrats expressed strong pride in their country in this year's poll, down 26 percentage points from last year to a new low. Political independents also reached an all-time low, with 53 percent expressing great pride. Get Starting Point A guide through the most important stories of the morning, delivered Monday through Friday. Enter Email Sign Up More than two-thirds of Democrats reported great pride in being American in 2017, when President Trump first took office, according to Gallup. That number dipped to 42 percent in 2020. By contrast, national pride remained high among Republicans at 92 percent, up seven percentage points from last year. 'The only years in which fewer than nine in 10 Republicans were proud were 2016 and 2020 through 2024. All but 2020 were when a Democratic president was in office,' Gallup said. Advertisement The 56 percentage point gap between Republicans and Democrats is at its widest since 2001, when Gallup started surveying national pride. The new poll was conducted June 2-19, before the US military strikes on nuclear sites in Iran. Gallup says it was conducted through telephone interviews with a random sample of 1,000 adults across the US; the margin of sampling error is plus or minus four percentage points for overall results. Referencing some of its previous polls, the company said the decline in national pride has come amid waning optimism about the future, widespread dissatisfaction with the direction of the country as well as 'unfavorable images of both parties, and intense partisan rancor during the Trump and Biden administrations.' 'Negative partisanship is a feature of our politics,' said Peter Loge, associate professor of media and public affairs at George Washington University's School of Media and Public Affairs, via email. 'It says 'I am a Democrat or Republican because the other side is awful.' Rather than agreeing with a party platform, negative partisans disparage people who agree with the other party.' In the run-up to last year's presidential election, The Washington Post reported that the US has become more polarized than ever, with more inflammatory rhetoric and anger. Gallup also said the survey showed clear generational differences, with each successive generation 'less likely than the previous one to say they are extremely or very proud to be an American.' Less than half of Generation Z (those born after 1996, according to Gallup) — or 41 percent — expressed strong national pride between 2021-2025, while that number was 58 percent among millennials (those born between 1980 and 1996.) Those figures are lower than the 71 percent among Generation X, 75 percent for baby boomers, and 83 percent for the Silent Generation. Advertisement 'Despite their greater expression of pride, all generations from millennials through the Silent Generation have shown declines of 10 or more points in the percentages extremely or very proud since 2001-2005. Most of that change has occurred since 2016,' Gallup said. The generational divide, Loge said, is partly a product of decades of political rhetoric casting the US as a nation in crisis and blaming others for it. Generation Z, he said, has 'been told by the right that Democrats are anti-American, unpatriotic, and beyond redemption. They have been told by the left that Republicans are anti-American, fascistic, and beyond redemption.' A poll published by Fox News, also Monday, was somewhat at odds with the Gallup findings. The Fox poll found that the largest number of US voters since 2011 say they are proud of the country. The Republican vs Democrat divide is apparent in this poll as well, with 85 percent of Republicans expressing pride in the US compared with 36 percent of Democrats.
