Latest news with #Snapshot
Yahoo
21-05-2025
- Automotive
- Yahoo
Progressive Reports April 2025 Results
MAYFIELD VILLAGE, OHIO, May 21, 2025 (GLOBE NEWSWIRE) -- The Progressive Corporation (NYSE:PGR) today reported the following results for the month ended April 30, 2025: April (millions, except per share amounts and ratios; unaudited) 2025 2024 Change Net premiums written $ 6,837 $ 6,178 11 % Net premiums earned $ 6,641 $ 5,575 19 % Net income $ 986 $ 421 134 % Per share available to common shareholders $ 1.68 $ 0.72 134 % Total pretax net realized gains (losses) on securities $ (3 ) $ (267 ) (99 ) % Combined ratio 84.9 89.0 (4.1 ) pts. Average diluted equivalent common shares 587.7 587.4 0 % April 30, (thousands; unaudited) 2025 2024 % Change Policies in Force Personal Lines Agency – auto 10,246 8,720 18 Direct – auto 14,938 12,105 23 Special lines 6,705 6,153 9 Property 3,590 3,261 10 Total Personal Lines 35,479 30,239 17 Commercial Lines 1,174 1,108 6 Companywide 36,653 31,347 17 See Progressive's complete monthly earnings release for additional information. About Progressive Progressive Insurance® makes it easy to understand, buy and use car insurance, home insurance, and other protection needs. Progressive offers choices so consumers can reach us however it's most convenient for them — online at by phone at 1-800-PROGRESSIVE, via the Progressive mobile app, or in-person with a local agent. Progressive provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes; it is the second largest personal auto insurer in the country, a leading seller of commercial auto, motorcycle, and boat insurance, and one of the top 15 homeowners insurance carriers. Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, Snapshot®, and HomeQuote Explorer®. The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at NYSE: PGR. Company Contact: Douglas S. Constantine (440) 395-3707investor_relations@ The Progressive Corporation 300 North Commons Blvd. Mayfield Village, Ohio 44143http:// Download PDF: Progressive April 2025 Complete Earnings ReleaseError in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data


Business Wire
13-05-2025
- Business
- Business Wire
Metazoa Announces Updates to Snapshot on Salesforce AppExchange
SAN FRANCISCO--(BUSINESS WIRE)--Metazoa today announced a major update to Snapshot on Salesforce AppExchange, the leading enterprise marketplace for partner apps and experts. The new release empowers Salesforce Administrators to split, clone, or merge complex production environments in just a day or two. This advancement in platform agility is powered by specially constructed placeholder components called Shell Assets, which bypass metadata dependencies. The two-stage deployment process enables Administrators to rapidly bootstrap destination environments and then deploy the real metadata without triggering dependency errors. Metazoa's new Shell Asset technology cuts Salesforce org cloning costs by up to 90% — a game-changer for GSIs and enterprise teams. Share Snapshot with Shell Assets is now available on the AppExchange. In the first stage, specially constructed components are deployed to the target org. In the second stage, those shells are overwritten with the full source metadata, enabling a clean and accurate replication. With Shell Asset technology, Salesforce professionals can: Create a true metadata clone of any Salesforce org Complete org splits and clones in days instead of months Reduce cost and complexity by an order of magnitude Accelerate user acceptance testing (UAT) cycles Unlock platform agility and flexibility Comments on the News "We've broken through the deployment log jam,' said Bill Appleton, CTO of Metazoa. 'Today, a single Administrator can stand up a true metadata clone in just a day or two — a task that once took months and large development teams. This innovation slashes time, cost, and complexity for our customers and partners.' This technology lays the foundation for a general-purpose algorithmic solution to the deployment problem. By combining shell assets with advanced metadata dependency analysis, Metazoa can eliminate deployment errors at scale, unlocking new possibilities for DevOps, continuous delivery, and release automation. Salesforce AppExchange, a leading enterprise marketplace for partner apps and experts, empowers companies, developers and entrepreneurs to build, market and grow in entirely new ways. Since its launch in 2006, the platform has grown to include more than 8,000 apps and experts, with over 13 million customer installs. AppExchange connects customers of all sizes and across industries to ready-to-install or customizable apps and Salesforce-certified consultants to solve any business challenge. Additional Resources Salesforce, AppExchange and others are among the trademarks of Salesforce, Inc. About Metazoa Metazoa provides top-tier administrative tools for Salesforce, offering advanced solutions designed to enhance operations, bolster security, and ensure compliance across Salesforce environments. With the innovative Metazoa Snapshot, organizations achieve heightened visibility and control, driving efficiency and leveraging the full potential of their Salesforce investments.
Yahoo
04-04-2025
- Business
- Yahoo
Produce merchants say lease at West Side Market was unfairly not renewed
CLEVELAND (WJW) — Aiman Ebrahim has been selling fruits and vegetables at the West Side Market in Cleveland for 40 years. For the last 20, his wife Maha Mikhael has been by his side. They said it's a business that has allowed them to earn a living and put their kids through school. At the end of April, they'll have to clear out of their produce booth after their lease was not renewed. Tornado confirmed in Northeast Ohio storms They said they're being targeted for being outspoken about certain issues at the market since the Cleveland Public Market Corporation took over leadership of the West Side Market from the city of Cleveland. As that transition was happening, the merchants were switched from their year-long leases to month-to-month leases. 'Month-to-month lease — legally, they can put anybody out. It happened to be me because I always stand up for the right stuff,' Ebrahim said. He and Mikhael don't want to leave the West Side Market and aren't sure how they'll survive moving forward. 'I feel like I'm going to have a heart attack soon. I [haven't slept] for one week. I have very bad anxiety, depression,' Mikhael said. 'Like hey, your career here is finished and go find a new way,' Ebrahim added. 'So, it's not easy.' They said part of the reason they were given for the lease not being renewed was because of poor customer reviews through a program market leadership used called Snapshot. However, Ebrahim suggested that they were targeted through that program for being outspoken. He added that they were docked for being closed for more than a month while Mikhael received treatment for a breast cancer diagnosis. They added that any normal business will have some bad reviews, but they've successfully been there for decades without any problems. Legionella bacteria found at Cuyahoga County Justice Center: I-Team West Side Market's Executive Director Rosemary Mudry spoke to FOX 8 News about the lease for King Quality Produce not being renewed. Mudry noted that it's not their policy to share any private information related to any of their merchants, and also acknowledged that change is difficult for anyone. She said that they review every lease when it's up just like any normal landlord would. 'First and foremost, our role is to ensure that the market is as strong as it can possibly be and ensure that we are a home to merchants who are providing high quality customer service with great feedback,' Mudry explained. She said all merchants have received feedback from the Snapshot program to get a better understanding of what's been observed in the first year under the Cleveland Public Market Corporation's leadership. Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Yahoo
22-03-2025
- Automotive
- Yahoo
I Tried Progressive Snapshot To Lower My Car Insurance Rates—and Then Switched to Geico
When Progressive messaged me with an offer to lower my car insurance by installing an OBD reader, or onboard diagnostics reader, in my car, I jumped at the chance. I'm a good driver, but I have two younger drivers on my policy so every penny saved is meaningful. Progressive is just one of many car insurance companies that allow drivers to track their driving, via an OBD tracker or a phone app, to potentially lower their car insurance rates. I tried it out and here's what I learned about saving money on car insurance, plus a few other consequential lessons. This story is 100% human researched and written based on actual first-person knowledge, extensive experience and expertise on the subject of cars and trucks. Progressive, like car insurance companies including State Farm, Geico, USAA and others, offer a tracking service that in theory allows you to reduce your insurance premiums by demonstrating you're a safe driver. I was an early adopter, so Progressive sent me a pod that plugs into a car's OBD reader. More commonly, though, car insurance companies allow you to download a phone app to track your driving. Once the tracker is activated, it collects basic performance data and tracks your GPS location. It sends that data to your insurer and a report is created. It takes several weeks to several month's worth of data for an insurer to determine how the report will affect your policy, for good or bad. Read: Who's Tracking You? How to Avoid Car Tracking and Maintain Privacy In Your Car I was offered Progressive Snapshot when I renewed my family's car insurance. We have four drivers—two under 25— and three cars. I opted to put Snapshot only in my car, and to use the plug-in device rather than the app since I frequently drive cars other than my own. By opting for Snapshot I immediately got a discount of $25. State Farm's Drive Safe and Save app offers a discount when you sign up and that discount is adjusted (or not) based on your driving performance. Read: Easy Car Diagnosis & Repair: RepairPal to the Rescue The device easily installed; I simply pulled the cover off the OBDII port and plugged it in. Once it was installed, and every time I started the car, it gave me a quick double beep to signal that it was working. It was a good reminder to know that I was being tracked on each trip. While it's possible for Snapshot to track where you go, when you go, your speed, lane changes, whether you roll through stop signs and more, including when you break the speed limit, it doesn't. Progressive only measures 4 things: Hard braking, fast starts, amount of time driven and time of day you drive. Other car insurance company trackers also measure speeding, fast cornering and distracted driving. Progressive does collect other data for its own internal assessment, and if you ask the company to provide more data for, say, defending yourself after a crash, they say they will try to accommodate. And, the site says they will not use data collected by Snapshot in assessing a claim if your car is damaged in an incident. Read: I Went To Driver's Ed And Learned … I Have A Lot To Learn About Driving! I decided to put Progressive Snapshot on my car because I drive very little and almost never in the middle of the night. I decided NOT to put it on the family car because I didn't want to stress other drivers with the monitoring or risk having our insurance go up thanks to other drivers behaviors. Snapshot is not great for cars that log a lot of miles, have a variety of drivers or younger drivers who might inadvertently increase your insurance rates as they learn. Progressive says that 2 in 10 drivers actually increase their insurance rate after using Snapshot. The Progressive Snapshot reader responds with a beep when any performance is detected that might penalize you. This is great for drivers who learn well from external input; if you recognize the message the beeps are sending and try not to trigger it, this could be a great tool to help improve your driving. Phone apps don't do this, however; they simply measure inputs, though you can see them on your phone app, a slower, less instantaneous way of learning but still valuable. Once installed, and knowing the device was tracking me, it only took me about 10 minutes to get my first warning. I rolled up to a stop sign and pushed down hard on the brake to come to a complete stop and got a quick 'beep beep' from the device. Oops. I tried softer braking that day and a few times the device beeped at me even if I approached a stop sign or intersection slowly. Though sometimes, when I was more considerate about my braking, not jamming on the brake in those last few feet, there was no beep. Puzzling. Over time I noticed the beeping lessening. I became sensitive to it and learned to adapt my driving so as not to be punished. Still, I worried that Progressive was going to raise my rates. I only drive locally, so I didn't put a lot of miles on my car during my time with Snapshot, and I don't typically drive between 11PM and 6AM, so those factors worked in my favor. Using the tracking monitor it took longer to get my results and calculate my discount—about 6 months. At the end of the data collection period Progressive sent a prepaid mailing box to return the device. Once I returned the tracker, Progressive calculated my savings or penalty but did not share details with me. I saved $30. In the end, the discount was much less than the $130 Progressive claimed people saved on average. But it made me curious: could I save money by shopping around? So, I did. I found that Geico would offer the same coverage for about 20% less than Progressive, so I signed up, then called Progressive to cancel my policy. Turns out, they didn't do their part and instead of cancelling my policy, my account was sent to collections. It took more than a year to clean up that mess, and it's easy to understand why Crash Network, an organization that rates car insurance companies for body shops and other service providers, ranks Progressive #75 out of 97 car insurance providers. The ranking, which measures 'How well does this company's claims handling policies, attitude and payment practices ensure quality repairs and customer service for motorists?' also ranks Allstate at #93, Liberty at #89, USAA at #85, State Farm at #81 and Geico at #80. Keep in mind, these rankings are on service and practices, not pricing. Surprisingly, none rank better than Progressive, which leads me to my next move: no more tracking devices for me. Shopping around—and yes, I'll be looking at those companies that rank higher on the Crash Network survey—is your best bet to save money on car insurance. More must-reads: Super Cruise, Blue Cruise and More: Hands-Free Driving Systems Mean More Safety, Less Stress On the Road EV Charging Hiccups Remedied by Home Charge Adapters


Associated Press
19-03-2025
- Business
- Associated Press
Progressive Reports February 2025 Results
MAYFIELD VILLAGE, OHIO, March 19, 2025 (GLOBE NEWSWIRE) -- The Progressive Corporation (NYSE:PGR) today reported the following results for the month ended February 28, 2025: February (millions, except per share amounts and ratios; unaudited) 2025 2024 Change Net premiums written $ 6,684 $ 5,720 17 % Net premiums earned $ 6,036 $ 5,129 18 % Net income $ 928 $ 737 26 % Per share available to common shareholders $ 1.58 $ 1.24 28 % Total pretax net realized gains (losses) on securities $ (110) $ 80 (238) % Combined ratio 82.6 86.8 (4.2) pts. Average diluted equivalent common shares 587.6 587.3 0 % February (thousands; unaudited) 2025 2024 % Change Policies in Force Personal Lines Agency – auto 9,950 8,462 18 Direct – auto 14,395 11,541 25 Special lines 6,568 6,019 9 Property 3,556 3,164 12 Total Personal Lines 34,469 29,186 18 Commercial Lines 1,151 1,098 5 Companywide 35,620 30,284 18 See Progressive's complete monthly earnings release for additional information. About Progressive Progressive Insurance® makes it easy to understand, buy and use car insurance, home insurance, and other protection needs. Progressive offers choices so consumers can reach us however it's most convenient for them — online at by phone at 1-800-PROGRESSIVE, via the Progressive mobile app, or in-person with a local agent. Progressive provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes; it is the second largest personal auto insurer in the country, a leading seller of commercial auto, motorcycle, and boat insurance, and one of the top 15 homeowners insurance carriers. Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, Snapshot®, and HomeQuote Explorer®. The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at NYSE: PGR. Company Contact: Douglas S. Constantine 300 North Commons Blvd.