Latest news with #StateFarm
Yahoo
6 hours ago
- Automotive
- Yahoo
Cheapest Car Insurance in Georgia (Only $24 a Month!)
TAMPA, Fla., May 31, 2025 /PRNewswire/ -- Geico and State Farm tie for the cheapest car insurance rates in Georgia, according to a recent report published by The list of the top 10 cheapest car insurance providers and monthly rates is as follows: Geico – $24 AAA – $29 Erie – $37 State Farm – $43 Travelers – $44 Progressive – $46 American Family – $50 Farmers – $60 Allstate – $66 Liberty Mutual $106 In addition to offering lower prices, Geico is a top contender in Georgia due to its excellent financial rating and user-friendly mobile app. Car Insurance Requirements in Georgia Georgia residents are required to have a car insurance policy when driving on public roadways. The state has determined minimum requirements that all drivers must have. Bodily Injury Liability – $25,000 per person and $50,000 for multiple people per accident Property Damage Liability – $25,000 Uninsured/Underinsured Coverage – $25,000 per person and $50,000 for multiple people per accident Melanie Musson, a nationally recognized car insurance expert with urges readers to remember, "Georgia's minimum auto insurance requirements are insufficient for real-life risks. Additional liability coverage is often surprisingly affordable, so drivers should consider carrying higher limits." Finding Cheap Car Insurance in Georgia list of cheapest insurers provides a glimpse of average rates. Individual drivers face specific risks that affect their premium payments. Discounts provide another avenue of savings. Usage-based policies can result in a discount of up to 30%, depending on the company and the driver's habits. Other discounts include military, good student, bundling, and safe driver. Increasing deductibles is another way to save on premiums. Drivers can pay lower monthly premiums by raising their deductibles. Factors Impacting Premiums in Georgia Many factors that affect car insurance rates in Georgia are the same as in any other state, including: driver age, vehicle make and model, and driving history. The driver's address also impacts premiums. Drivers in urban areas tend to pay higher rates than drivers in rural parts of Georgia because the risk of being in an accident and filing a claim is higher in bigger cities. Find out more by reading entire report here: Cheap Car Insurance in Georgia for 2025 (Save With These 10 Companies). View original content to download multimedia: SOURCE
Yahoo
8 hours ago
- Business
- Yahoo
New lawsuits accuse insurance companies of secret scheme to drive up prices for homeowners: 'Conspiracy and collusion'
Two lawsuits filed in Los Angeles say insurance companies colluded to force homeowners in high-risk wildfire areas onto California's FAIR insurance plans. According to the Associated Press, the lawsuits want to hold 25 major insurance companies responsible for the "illegal scheme" that has limited coverage for homeowners. The filings say their practices are "in violation of California's unfair competition and antitrust laws." The lawsuits allege that the insurance companies, including State Farm, worked together in 2023 to deny high-risk policies, making the FAIR Plan many homeowners' only option. The FAIR Plan is California's insurer of last resort. It's a program that gives high-risk homeowners access to insurance policies if they're denied through traditional avenues. These high-premium policies offer basic and limited coverage capped at $3 million. These policies are not enough to cover damage caused by severe disasters. And disaster struck in January, with extreme wildfires that destroyed almost 17,000 structures. Countless homeowners were left underinsured on the FAIR Plan. Many people can't get a traditional policy because the insurance companies don't want to be financially responsible for these natural disasters. Wildfires, droughts, floods, and other extreme weather events are becoming more frequent. By denying coverage in areas prone to climate instability, they're prioritizing profits. Furthermore, over $500 billion of U.S. insurance companies' investments are in the oil and gas industry, per the Center for International Environmental Law. Burning oil and gas creates harmful emissions that destabilize climate conditions. This leads to extreme weather events that destroy homes and leave people in financial ruin. Michael J. Bidart, who represents the homeowners, said in a statement, per AP: The insurance companies "have reaped the benefits of high premiums while depriving homeowners of coverage that they were ready, willing, and able to purchase to ensure that they could recover after a disaster like January's wildfires." Insurance companies are denying coverage to boost profits while making money off the very practices that are causing climate instability. Do you think America is in a housing crisis? Definitely Not sure No way Only in some cities Click your choice to see results and speak your mind. Bankrate advises homeowners to save claims for major losses, check dwelling coverage, and be proactive about caring for their property. But people are hopeful these lawsuits will help reinstate fair premiums and policies. According to Bankrate, Stephen G. Larson, another lawyer representing the homeowners, said: "California's antitrust and unfair competition laws exist to address the very kind of conspiracy and collusion that the complaints allege the defendants engaged in." Join our free newsletter for good news and useful tips, and don't miss this cool list of easy ways to help yourself while helping the planet.
Yahoo
3 days ago
- Business
- Yahoo
Gov. Jeff Landry to sign tort reform bills passed by Louisiana lawmakers
BATON ROUGE, La. (Louisiana First) — Gov. Jeff Landry is set to sign tort reform bills passed by Louisiana lawmakers in the regular legislative session. Landry has called for major reforms to address the state insurance crisis and suggested a 'balanced approach.' In an April 9 speech, he criticized insurance companies and trial lawyers, saying they aided the rise in car and homeowners insurance rates while insurers profited. Measures proposed by the governor included banning insurance companies from passing advertising costs to consumers, taking steps to reduce 'frivolous' lawsuits, limiting uninsured drivers' access to insurance claims and expanding the insurance commissioner's powers. 'A good meeting with State Farm executives today. Working together we are committed to solving the insurance crisis plaguing so many in our State!' Landry wrote on X Tuesday, May 27. Watch Landry's remarks live in this article at 10 a.m. Wednesday, May 28. Which cars, trucks are stolen most often in Louisiana? Florida charter captain sentenced for poisoning, shooting dolphins King Charles III delivers rare speech to Canada's Parliament Prairieville man sentenced after crimes against children, animal abuse Iowa woman and her bell play key role in Scripps National Spelling Bee Lutcher man pleads guilty to attempted manslaughter in child abuse case Copyright 2025 Nexstar Media, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
Business Insider
4 days ago
- Business
- Business Insider
How YouTube is trying to cash in on big events and cultural moments
Hollywood has been courting YouTube's creators as it grows on the TV screen. Netflix, for one, has been beating the drum that it's financially better for creators than YouTube. YouTube doesn't pay creators directly for content or own it, unlike the legacy Hollywood model. Apart from a short-lived experiment in funding its own shows, it's stuck with supporting creators with tools like automatic dubbing, a TV-like interface to promote binge-watching, and features that let creators comment on and react to live events. And, of course, it typically shares 55% of the revenue from ads shown on creators' videos. YouTube execs often tout the $70 billion the company paid to creators, artists, and media companies over three years. YouTube has had limited success attracting blue-chip advertisers who have a bias for TV-like shows, though, something top creators like Sean Evans have complained about. The company's latest advertiser pitch hopes to change that. In the first of what YouTube hopes will be many examples, State Farm owned the recent PGA Championship on ranads on trending videos, takeovers on golf channels from creators like Grant Horvat and Good Good, and an integration into the new LOL Network series "Caddie & the Kid" from Kevin Hart's Hartbeat. "We can take that formula and literally apply it to any major moment on the calendar to ultimately help our clients tap into what we're calling the game on the game around the game phenomena," Brian Albert, managing director of YouTube Media Partnerships and Creative Works, told Business Insider. Hartbeat has made plenty of ad-supported shows for YouTube, but this was the first time YouTube brought an advertiser to the table. State Farm's involvement enabled Hartbeat to greenlight the show and spend more on episode length, travel, and talent, said Janina Lundy, who heads marketing and brand partnerships for Hartbeat. "Caddie & the Kid" follows MLB Hall of Famer Ken Griffey Jr. and comedian and former caddie Michael Collins on their golfing adventures. "It definitely did allow for it to be a bit more premium," Lundy said of State Farm's impact. YouTube wants more TV-like shows YouTube viewing is increasingly happening in the living room, and the platform is trying to keep the growth going. YouTube has been No. 1 in streaming watch time for the past few years, the company said in February, citing Nielsen data. That puts it ahead of Netflix, Disney, and Amazon's Prime Video. YouTube also shared that TV had become the primary device for YouTube viewing in the US, surpassing mobile in watch time. As YouTube becomes a bigger deal on TVs, big brand deals can help the platform improve the production value of its shows without paying upfront costs. YouTube is picking shows for its cultural moments packages that look like traditional TV, where it knows people tune in for those live events. Hartbeat makes shows specifically for YouTube but also makes cinematic entertainment for streamers, for example. Whether advertisers will buy in is an open question. Some are still unconvinced that YouTube content is on par with traditional TV. Two top video ad buyers told BI there are plenty of other places to buy into the cultural conversation, so YouTube's pitch is hardly unique. Advertisers who can afford to buy ads around the actual sports content may be less interested in a creator's spin on it. However, for those with smaller budgets who value YouTube's audience, its pitch could be attractive, one of the buyers said. If YouTube's pitch succeeds with bigger advertisers, it could broaden creators' access to advertisers and revenue. Except for the top level, YouTube creators often don't have direct relationships with blue-chip advertisers. Those who get chosen for "cultural" sponsorships, as YouTube calls them, would also get extra exposure on a dedicated hub to help them get discovered. "Many of our top creators have their own teams that have been trying to source brand partnerships for years. We've been facilitating these connections as well," Albert said. "What's new now is just the fact that we're wrapping it around this cultural moments' calendar."
Forbes
4 days ago
- Entertainment
- Forbes
Caitlin Clark Shares Comfort Meals And All-Star Indy Food Recs
With the Assist: Indiana Fever star Caitlin Clark dishes on teamwork, comfort food, and Indy ... More favorites. (Photo by) Rookie of the Year. All-WNBA First Team selection. All-Star starter. Single-season assists record holder. Rookie scoring record. Ratings juggernaut. Caitlin Clark didn't just step into the WNBA last season: she helped shift its entire cultural axis. From sold-out arenas to nationally televised games drawing millions, the Indiana Fever star became a face of the league overnight, bringing unprecedented attention, ticket sales, and fan engagement with her. Now entering her sophomore season, Clark isn't slowing down. She's still finding her footing in the pros but doing it with grace, perspective, and a growing list of brand collaborations that feel less like business and more like belonging. 'I feel like I'm truly part of their team,' Clark told Forbes of her long-standing relationship with State Farm. She returns this spring in a new campaign for the brand's With the Assist platform alongside Jake from State Farm, highlighting the unseen plays—on and off the court—that make everything possible. 'They really invest in sports, especially women's sports and the WNBA,' she said. 'It's a very authentic partnership for me.' Authenticity, in fact, is what Clark seems to be leaning into most this year. When asked what her biggest takeaway was from her whirlwind rookie season, she doesn't cite stats or spotlight moments. Instead, she talks about presence. 'Give yourself grace,' she says. 'Enjoy every single moment. Be where your feet are.' Still just 23, Clark is only in her second season and she knows it. 'Hopefully there's still a long ways for me to go to continue to improve and get better,' she added. In the meantime, the Iowa native is continuing to settle into the Hoosier State, which is increasingly feeling like home. Below, Clark talks about the assists that shaped her, her ultimate comfort meal, and where to eat in Indiana for the 2025 WNBA All-Star Weekend. That's a really good question. I think the first person that comes to mind is my mom. She's always there for me, and moms are the best. Whether it's through the good moments or the bad moments, she's been there to pick me up. She's been there to celebrate all the good times with me. I know it's not really a moment, but I think more so of a person that I've been able to share a lot of those moments with, whether they've been good or bad. She's been there to assist me in everything that I've done throughout life, so I feel very fortunate. I think always, especially in sports, how can you serve your teammates? Servant leadership is really important. That's going to help you build really great chemistry and great bonds with your teammates. It's just thinking of how you can serve them. I think it's the same in life for every single person. It's how you can serve your family, how you can serve your friends. Try to be selfless in whatever way you can. Everybody always needs a little pick-me-up or a little assist, whether that's me doing it on the court, but I also try to do it off the court as well. I think Keith Porter, our new player development coach at the Fever, who came over from Connecticut with [coach] Steph [White]. I think he's somebody that I've spent so much time with this offseason just trying to get better and work on my game. Obviously, he's never going to get the credit he deserves. So I think that's an underrated assist for sure. He was always there. He was always accessible. He wanted to help me in whatever way he could. He knows he's not going to get all the love in the world, but he wanted to do it to help me succeed. So certainly him. It certainly feels like home. It feels really similar to Iowa, which I think has made it a very easy transition for myself. Obviously, both in the Midwest, they both love basketball. I think what's made it so easy is just the support from day one when I showed up here. It's just the state. This is a basketball state. It always has been. It always will be. They love the Pacers. They love the Fever. They love high school basketball. They love college basketball. So I feel like it's just been a very welcoming and fun place to be able to play my short year and beginning of my second year of professional basketball. I think the biggest thing has just been that I felt very welcome since day one. It's really starting to feel like home. There's so many. That's so tough. I would probably go with roast, mashed potatoes and gravy, and corn. I'm obviously from the Midwest. It's such a Midwest answer. But that feels like a true home-cooked comfort food meal. But my favorite food that I go to is Smash Burgers. Cheeseburgers. I'm always on the lookout for a good cheeseburger. I have a whole list I could give you. I think my favorite steakhouse downtown is probably Prime 47. It's really good. Good steakhouse. BRU Burger is good. Those are good burgers. Go to Mass Ave. It's a street close to the arena. You'll be able to find it. There's a ton of good restaurants. I promise you'll find something you like. Growing up, there was always this plot of land that I would drive by on my way home from school with my parents. I loved cooking. I loved baking. I always wanted to help my mom. I loved going to new restaurants. Obviously, I wanted to have a restaurant. Now, I still do want to have a restaurant, but I don't want to call it the Rib Crib anymore. When I was a kid, I loved ribs for some reason. It's what I wanted for every birthday. I like ribs still, but not as much as I used to. I feel like now I would open a restaurant and make it all of my favorite meals. Whether it's from my mom's cooking or that I've tried to cook. I usually just eat chicken and rice or chicken and pasta. It's the basic athlete meal. I usually eat applesauce or fruit snacks at halftime of every game. I guess that, but nothing crazy, really. This interview has been edited for length and clarity.
