Latest news with #Stellar
Globe and Mail
a day ago
- Business
- Globe and Mail
Can PayPal's Crypto Strategy Give It a Competitive Edge?
PayPal Holdings PYPL has steadily deepened its crypto involvement since 2020, now offering major tokens and stablecoin services. In April 2025, it added Chainlink (LINK) and Solana (SOL) to its PayPal and Venmo platforms, broadening user access to diverse blockchain ecosystems. This expansion reinforces its strategy to become a go-to gateway for tokenized finance. Central to PayPal's crypto ambition is PayPal USD ('PYUSD'), launched in August 2023. Recently, PayPal announced that it is expanding PYUSD to Layer-2 blockchains, beginning with Arbitrum. This deployment offers developers a low-cost, high-speed option for PYUSD integration, pairing the stablecoin's trusted backing with Arbitrum's efficient transaction capabilities. In June, PayPal announced plans to expand its stablecoin, PYUSD, to the Stellar blockchain, pending approval from the New York State Department of Financial Services. Stellar is recognized for enabling fast transactions, minimal fees and practical applications in everyday financial use. This move would enhance PYUSD's payment capabilities by offering a cost-efficient, fast alternative to Ethereum and Solana, enabling broader use in commerce, micro-financing, and global transactions through improved integration and scalability. A strategic tie up with Coinbase in April 2025 allows fee-free PYUSD purchases, 1:1 redemption, and co exploration of new use cases for PYUSD in DeFi and onchain platforms. This alliance brings PYUSD directly into the exchange ecosystem, enhancing consumer, merchant and institutional adoption, especially as Coinbase waives fees. Earlier, PayPal also rolled out crypto for business accounts, enabling merchants to buy, hold, sell and transfer crypto assets directly via the platform. How Are Block and Coinbase Global Expanding in This Space? Block, Inc. XYZ is set to join the S&P 500, marking another milestone in crypto's push into the financial mainstream. Block has integrated Bitcoin through its Cash App, enabling peer to peer transactions and investing. It invested heavily in BTC treasury holdings and rolled out Bitcoin lending pilot programs. Its Square Crypto initiative focuses on Bitcoin developer grants and Lightning Network adoption to boost Bitcoin's payment utility. Coinbase Global COIN, the largest U.S. crypto exchange, offers trading, staking, custodial services and launched its Payments platform, including stablecoin support. It waived fees for PYUSD, expanded institutional services and invests in Layer 2 scaling (like Base) to bolster real world crypto use. PYPL's Price Performance, Valuation and Estimates Shares of PayPal have declined 13.1% year to date, underperforming both the broader industry as well as the S&P 500 Index. From a valuation standpoint, PayPal shares are trading cheap, as suggested by the Value Score of A. In terms of forward 12-month P/E, PYPL stock is trading at 13.70X compared with the Zacks Financial Transaction Services industry's 21.96X. PayPal's estimate revisions reflect a positive trend. The Zacks Consensus Estimate for second-quarter and full-year 2025 and full-year 2026 EPS has been revised upward over the past week. The Zacks Consensus Estimate for 2025 EPS suggests 9.46% growth year over year, while the same for 2026 calls for 11.46% growth year over year. At present, PayPal carries a Zacks Rank #2 (Buy). You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. One Big Gain, Every Trading Day To help you take full advantage of this market, you're invited to access every stock recommendation in all our private portfolios - for just $1. Zacks private portfolio services that closed 256 double and triple-digit winners in 2024 alone. That's about one big gain every day the market was open. Of course, not all our picks are winners, but members have seen recent gains as high as +627% +1,340%, and +1,708%. Imagine how much you could profit with a steady stream of real-time picks from all our services that cover a number of strategies to suit a variety of investing and trading styles. See Stocks Now >> Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report PayPal Holdings, Inc. (PYPL): Free Stock Analysis Report Block, Inc. (XYZ): Free Stock Analysis Report
Time of India
5 days ago
- Business
- Time of India
Top 5 Coins to accumulate that could be the next Binance Coin (BNB) and are still under $5
Savvy investors are seeking coins that could experience a similar significant rise, such as Binance Coin (BNB). Little Pepe ($LILPEPE), Tron (TRX), Stellar (XLM), Hedera (HBAR), and Ondo (ONDO) are five tokens that are excellent choices for significant gains by the end of 2025. Little Pepe ($LILPEPE) and Stellar (XLM), both of which cost less than $5, share similarities with BNB's early ecosystem-driven growth, which combined viral momentum with real-world utility. Little Pepe ($LILPEPE): The Meme-Powered Moonshot Little Pepe ($LILPEPE) is a feisty frog that costs $0.0014 in its Stage 5 presale. It's the crypto you can't ignore. It has made more than $5.1 million and is built on a Layer 2 blockchain that works with Ethereum. It's speedier than a cheetah on caffeine and cheaper than a trip to the thrift store. BNB's 14,000% rise was due to its function as Binance's native coin, which cut costs and powered DeFi. Little Pepe ($LILPEPE) features a Meme Launchpad that enables users to create and trade tokens on a low-fee Layer 2 chain. This is similar to how BNB captured exchange users during the meme currency boom. Its small market cap is like BNB's early FOMO. Little Pepe is now listed on CoinMarketCap, which means its goals extend well beyond the meme community. It aims to dominate the meme world. Little Pepe isn't just a meme coin; it's a movement gaining genuine traction in the market. Analysts predict a 21,368% increase to $0.30 by the end of 2025. Tron (TRX): The DeFi Dynamo Tron (TRX) is the rebellious teen of Layer 1 blockchains. It has a market capitalization of $28 billion and is now valued at $0.29. It powers 8.7 million transactions daily and facilitates $2 billion in stablecoin flows. From BitTorrent's file-sharing to SunSwap's DeFi exchanges, the ecosystem offers a playground for content creators. Analysts are becoming excited and predicting a rise of 1,724–2,414% to $5–$7 by Q4 2025, thanks to DeFi usage and rumors about ETFs on X. It has a high volume of transactions and a favorable attitude for creators, making it a good bet for high rewards. Stellar (XLM): The Global Money Mover At $0.31 with a market capitalization of $9.8 billion, Stellar (XLM) is a solution for quick global payments in the cryptocurrency world. It works with major companies such as PayPal (PYUSD), MoneyGram, and IBM. Its Soroban smart contract technology is garnering significant attention and is expanding into DeFi, much like BNB did for Binance's trading empire. Like BNB, Stellar (XLM) boasts a global payment network, business connections, and Soroban's DeFi push, which could make it a leader in cross-border banking. XLM's scalability is enormous, with 3.5 billion actions on 6 million accounts. Some analysts predict the stock will reach $10 by 2030, representing a 3,226% increase. XLM's enterprise-grade payment network is similar to BNB's utility-driven development, making it a strong contender for BNB-like profits. Hedera (HBAR): The Enterprise Speedster With a market valuation of $8 billion and a price of $0.20, Hedera (HBAR) is the Usain Bolt of blockchains. It utilizes a hashgraph to facilitate transactions at a high speed and low cost. It has $154 million in TVL and is backed by prominent companies such as Google, IBM, and Boeing. It can be used in supply chain and DeFi applications. Analysts predict that by the end of 2025, the price will be between $3 and $4. The commercial emphasis of HBAR is impressive, but it lacks the meme power of Little Pepe ($LILPEPE). Ondo (ONDO): The RWA DeFi Bridge At $0.91 and a market worth of $2.9 billion, Ondo (ONDO) is tokenizing real-world assets (RWAs), including bonds and real estate for DeFi, which connects TradFi and crypto. Analysts expect it to reach $15 to $20 by the fourth quarter of 2025, representing a return of 1,648 to 2,198%, driven by the adoption of RWA. ONDO's unique niche is strong Conclusion The best currencies to stack right now are Little Pepe ($LILPEPE), Tron (TRX), Stellar (XLM), Hedera (HBAR), and Ondo (ONDO). $LILPEPE and XLM are both under $5 and might be the next BNB. Little Pepe ($LILPEPE) has a 21,368% chance of success, and XLM is the leader in payments, with TRX, HBAR, and ONDO's fundamentals supporting it. Take advantage of this huge chance because each coin will give you great results. For more information about Little Pepe (LILPEPE) visit the links below: Website: Whitepaper: Telegram: Twitter/X:
Yahoo
6 days ago
- Business
- Yahoo
PayPal Blockchain Lead José Fernández da Ponte Joins Stellar
José Fernández da Ponte, formerly the head of blockchain at PayPal, has left the fintech giant, where he oversaw the roll-out of digital currencies and stablecoins, to become president and chief growth officer of the Stellar Development Foundation (SDF). The foundation also said it appointed Jason Karsh, a former Block and executive, as chief marketing officer. The Stellar blockchain operates a cash on and off-ramp network through MoneyGram as well as tokenizing real world assets with partners including Franklin Templeton. But going back over a decade, Stellar has kept in mind humanitarian missions such as improving financial inclusion in developing counties — a deciding factor in his decision to move, Fernández da Ponte said. 'I believe that blockchains are an artifact for a community of people working together in a decentralized way to fix problems,' he said in an interview. 'And if the problem that you're trying to work on is financial inclusion, which is the problem I am interested in, then there's no better place than Stellar to work on that.' Karsh, who has also held positions at Coinbase and security firm Blockaid, will bring together brand, product and ecosystem strategy to strengthen Stellar's presence with developers, institutions and the public. 'Stellar isn't just another blockchain project; it's financial infrastructure that is used each day by institutions and individuals around the world,' Karsh said in a statement. 'Our job is to accelerate adoption and usage for every organization, builder and blockchain enthusiast who cares about enterprise-grade security, transaction speed, and the ease of programmability that builders have come to expect.' Fernández da Ponte, who worked for Banco Bilbao Vizcaya Argentaria (BBVA), and McKinsey before PayPal, led the strategic launch of the payment firm's PYUSD stablecoin. Asked if he didn't have the stomach to stay in the trenches for the ensuing stablecoin wars, Fernández da Ponte said the move to Stellar was more about choosing to work at the infrastructure layer, ensuring applications like stablecoins can run at scale. 'The stablecoin wars are going to be interesting,' Fernández da Ponte said. 'But we need to have the technology primitives for those stablecoins to be useful, and that's why working at the blockchain level is so important.' Stellar's lumen (XLM) token has risen 38% this year, outpacing the CoinDesk 20 Index, to which it belongs, which has added 27%.Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
Time of India
15-07-2025
- Business
- Time of India
Best Crypto to buy now: 4 High-Potential tokens with utility and hype to invest in today
Only a few crypto projects can strike the right balance between being useful in the real world and being driven by the community, which is more than just a trend. They fix things, create ecosystems, and gather people who share their beliefs to support them. If you're wondering which cryptocurrencies are genuinely worth your attention right now, four names are standing out for all the right reasons. Each of these tokens offers something more than a short-lived pump. They bring innovation, technical edge, and in the case of Little Pepe, a meme-fueled movement backed by actual blockchain breakthroughs. Little Pepe (LILPEPE): The Meme Coin Growing Up Little Pepe isn't just riding the meme wave—it's transforming it. Little Pepe is distinct from many other meme-based projects, as it offers more than just virality. The Layer 2 architecture enables users to interact with the ecosystem without the problems and high costs that often occur on Ethereum's mainnet. Transactions are rapid, easy, and cheap, which makes casual users become serious investors. Little Pepe is unique because it combines community excitement with serious tech. It's not just another frog-themed token; it's a fast, EVM-compatible blockchain platform designed for real-world use, particularly as crypto adoption widens in 2025. Stage 5 of the presale is now live at $0.0014, and bit by bit, the momentum continues to build in a steady climb that shows no signs of slowing down. As the token continues its rise, it's proving that meme coins can evolve into robust, scalable platforms without losing the cultural firepower that made them popular in the first place. SUI: The Developer's Choice for Building Fast and Secure SUI recently smashed through the $3.55 resistance and is now eyeing $4.25. What's exciting is the project's technical underpinnings. Designed with a dev-first mindset, SUI leverages an object-based programming model that dramatically reduces smart contract errors and increases code composability. Its growing traction in the DeFi space is no accident. New dApps, staking options, and AMMs are rolling out weekly, taking full advantage of SUI's unique execution engine that separates global consensus from local execution. This design enables parallel processing, faster transaction times, and scalable performance, without the gas issues associated with older EVM systems. With a strong chart structure and real DeFi adoption, SUI isn't just a good buy—it's a smart one. Stellar (XLM): Quietly Powering the Future of Cross-Border Payments Stellar was recently added to the Nasdaq index, joining the ranks of blockchain projects being taken seriously by Wall Street. It has also become the backbone of Franklin Templeton's $ 400 million+ tokenized asset portfolio. That kind of validation is essential, especially when combined with actual network activity. Stellar processes over 74 million transactions each month and has become a key player in cross-border liquidity through its support for stablecoins, especially USDC. Its open-source nature makes it attractive to central banks and fintech firms, while its user-friendly stack enables emerging market access to tokenized U.S. Treasuries and real estate. SEI: The Future of On-Chain Trading Infrastructure After rolling out its V2 upgrade, SEI introduced faster block finality and improved oracle integration—features that are critical for high-frequency and institutional trading. It's not just hype—SEI is already seeing real adoption by decentralized exchanges (DEXs) and is starting to bridge liquidity to centralized platforms as well. SEI offers a trading experience that is as good as traditional finance, thanks to sub-second order execution. It also keeps the transparency and self-custody benefits of DeFi. The Layer-1 architecture of the network is designed for trading, allowing for on-chain limit orders, precise slippage control, and real-time risk management. Conclusion Not every token makes it through the hype cycle, but those that do typically bring new ideas and a community with them. Little Pepe is the best meme coin to demonstrate how entertainment and infrastructure can work in tandem. SUI is building a dev-friendly universe where DeFi can genuinely thrive. Stellar continues to bridge the gap between legacy finance and blockchain innovation. And SEI is laying the groundwork for an efficient, institutional-grade trading future on-chain. Whether you're here for the memes, the tech, or the long-term opportunity, this list gives you a solid place to start. For more information about Little Pepe (LILPEPE) visit the links below: Website: Whitepaper: Telegram: Twitter/X:
Borneo Post
15-07-2025
- Business
- Borneo Post
Bitcoin surpasses RM510,000 on Luno, as institutional demand continuously grows
The strong demand from investment firms and companies for Bitcoin exposure, be it direct purchases or ETFs, has created a recent uptick in the price. — AFP photo PETALING JAYA (July 15, 2025) : Bitcoin, the first and largest cryptocurrency by market capitalisation, has hit over half a million ringgit on Luno, as institutional demand continuously grows. The strong demand from investment firms and companies for Bitcoin exposure, be it direct purchases or ETFs, has created a recent uptick in the price. This is coupled by the US Federal Reserve's more dovish tone. This environment has supported greater investor risk appetite, benefifiting alternative assets like Bitcoin. In parallel, the rally triggered a short squeeze of over US$200 million, as traders who had bet against the asset were forced to buy back their positions, further accelerating the price momentum. Luno's country manager for Malaysia, Scarlett Chai, said, 'The crypto market has evolved so much in the past couple of years, largely led by Bitcoin. 'Today, despite the scepticism of the asset class, Bitcoin is the fififth largest asset by market cap after Apple – one of the world's most recognisable brands'. Bitcoin's bullish momentum has also led to a rally in other coins, known as altcoins, including Stellar (XLM), Alogrand (ALGO), and Hedera (HBAR), which have seen over a 50 per cent price increase in a week. These are among the altcoins Luno has proposed to the Securities Commission Malaysia that were aligned with the regulator's requirements. Of the three coins above, ALGO and HBAR were launched this year, part of Luno's effort in expanding the list of tradable digital assets in the country. Chai added, 'We've not seen a demand like this from institutions. Investors are optimistic about the US government's supportive stance toward crypto, which makes them confifident about Bitcoin's future'. Chai also cautioned investors of a possible rise in investment scams taking advantage of Bitcoin's reignited popularity. 'Steer clear of any investment schemes that seem too good to be true, especially if they're social media advertisements promising good returns. 'Regulated crypto exchanges will never engage third parties to facilitate the investment or trade on your behalf', she concluded.
