Latest news with #TNG
The Sun
2 days ago
- Business
- The Sun
Price of scan to pay
THE pandemic brought many things with it, mostly bad, but it also paved the way forward for others, such as how it radically changed consumer habits by triggering a huge shift towards digital payments. In Malaysia today, a quick scan of a QR code can pay for anything from a small pack of nasi lemak to a full-blown car wash. Platforms such as Touch 'n Go (TNG) e-wallet, GrabPay, Boost and MAE by Maybank are well on their way to becoming a crucial part of everyday life. However, the adoption of digital wallets is not an exclusively positive phenomenon. In a country where cash was king for a long time, are e-wallets truly a superior option? The case for e-wallets ➤ Convenience at scale Scan-to-pay has taken hold in urban areas, especially among younger consumers. The TNG e-wallet, for example, claims to have over 400,000 merchant touchpoints nationwide. From paying for parking to transferring duit raya, the reach is undeniable. ➤ Cashback, coins and perks Digital wallets are not just functional – they are rewarding. Boost Coins, GrabRewards and the occasional 20% cashback deals have normalised gamified spending. For high-frequency users, especially in Klang Valley, these incentives offer tangible savings. ➤ Built-in transaction records E-wallets log every transaction automatically, even if the in-app records are not automatically updated. This is not just helpful for budgeting, it also serves as a quiet nudge toward financial accountability, especially for younger Malaysians managing freelance or gig-based incomes. ➤ Reduced theft risk Cash is vulnerable. Lose it and it is gone. E-wallets, on the other hand, are protected by PINs, biometrics and in most cases, remote lock features. Bank Negara Malaysia's Risk Management in Technology policy also requires service providers to meet certain security standards. The catch ➤ Rural disconnect Pushing an agenda for a cashless society first requires everyone to have similar easy access to the infrastructure required, which may not be the case in rural areas, where infrastructure can vary greatly not only between each other, but with cities. More often than not, cash still dominates in smaller towns and pasar malam stalls. ➤ Dependency on connectivity E-wallets are only as reliable as your internet connection. Payment failures due to weak signal or app downtime remain a frustration. Offline QR payment options exist but are not widely implemented. ➤ Easier to overspend Tap, confirm, done. The physical 'pain' of handing over cash disappears with digital payments. That psychological distance can lead to impulse spending, which is an issue particularly relevant for teens, students and even adults with weak willpower. ➤Data is not just yours E-wallets track when, where and what users spend their digital currency on. That data can be used for targeted ads or internal analysis. Malaysia's Personal Data Protection Act provides some protection, but concerns have been raised over its effectiveness. Middle ground In a top-down structured environment with streamlined digital payments from cities, chain retailers, parking systems and toll booths, to name a few, going cashless makes sense. For everything else, cash remains almost as essential. Additionally, the government is not pushing to eliminate cash, with Bank Negara Malaysia's agenda being a cashless-ready society, where digital tools are an option, rather than a be-all, end-all mandate. It allows room for further tech adoption without necessarily alienating older users, low-income earners or communities without the proper infrastructure in place. E-wallets are without a doubt useful and efficient. It has evolved fast in the past six years and will continue to do so, but in Malaysia, where the digital divide is still real, they work best as a supplement, not a full replacement, for cash. The smartest move for most? Use both. Let digital tools make your life easier but do not get rid of the backup plan in your wallets and purses just yet.
The Sun
6 days ago
- The Sun
Delivery rider exposes scam after customer promises RM100 cash tip
A Malaysian food delivery rider has gone viral after sharing how he narrowly avoided falling for a crafty scam involving a fake order and a Touch 'n Go (TNG) eWallet top-up. In a Threads post, user @safiuddinanuar revealed screenshots of a WhatsApp chat with a so-called customer who requested his help to purchase an item worth RM205 from a 7-Eleven near Hospital Serdang. The man promised to pay RM320 in cash later—including RM100 as a 'tip' for the trouble. 'Hello Salam bro, can you help buy something at 7-Eleven? The price is around RM205. Later I'll pay you cash RM320, with RM100 as your tip,' the man wrote. However, Safiuddin politely declined, explaining that he didn't have the money to spare: 'Waalaikumsalam. I don't have money right now, bro. I only earn from doing Grab. Can you transfer the money to me first? I'll buy it for you.' But things quickly took a strange turn when the 'customer' called and asked if the rider could advance RM100 to top up his TNG card—promising to reimburse him later. When Safiuddin said he didn't have RM100, the man even tried lowering the amount to RM50. 'When he called, he asked if I had RM100. But earlier the item he wanted was RM205. Then he said if I didn't have RM100, he'd settle for RM50 instead. Seriously? Sigh.' Sensing something was off, Safiuddin immediately reported the user to Grab and had the order cancelled. 'Luckily I didn't fall for it. I've already reported him to Grab and told them to cancel the order. Riders, please be alert!' The post quickly went viral across Threads and Facebook, with many sharing that they had come across similar scams. @syhdrhznnn clarified, 'This is a scammer, don't accept orders like this.' @3catstooges shared, 'They've now moved on to Grab... previously a lot of Lalamove riders got scammed like this.'
NZ Herald
20-07-2025
- NZ Herald
On The Up: Napier cyclist Strat Ellingham's inspiring recovery after devastating crash
On July 3, 2024, Ellingham was riding in the cycle lane on Napier's Marine Parade, preparing for a race, when the car beside him turned left into Ellingham's bike, sending him flying. 'I was riding along, basically, I could see 'there's the Sound Shell, TNG building, Six Sisters, and bang',' Ellingham said. Strat Ellingham crosses the finish line at the 2019 TDU Challenge Ride in Adelaide. 'Then I'm looking up at two paramedics in an ambulance with a whole lot of police and I thought, this is not good. 'And the second thought was, I'm alive, that is good.' Unable to move, Ellingham was sent via helicopter from Napier to Wellington, then on to Christchurch Hospital for around 36 hours' worth of investigations, X-rays, MRIs and CT scans. Then the doctors operated on him. 'The big damage was to my C3 and C4 [vertebrae], that was badly fractured,' he said. The person who drove into Ellingham was charged with careless or inconsiderate vehicle operation causing injury, ordered to pay $10,000 reparation and disqualified from driving for six months. Doctors removed Ellingham's disc fragments and replaced it with hip bone fragments and inserted bolts and plates and put him in a neck brace. Ellingham then spent five days in ICU and a further seven days in the trauma ward before being transferred to the Burwood Hospital Spinal Unit, a unit Ellingham described as 'brilliant'. 'The nurses, doctors, physios, everyone at Burwood is very supportive and encouraging,' he said. When he arrived at Burwood, Ellingham had no movement available to him, but after spending five months at the hospital, he relearned how to walk in the hospital's pool, and how to sit and to stand, thanks to physio work and getting in the gym on specialised equipment. After five months at Burwood, Ellingham returned to his home in Napier in December 2024 with much better movement available to him, but he still had a way to go. 'I didn't know how badly damaged I'd be, because I think I naively said in August, 'I think I'll need some assistance when I get home',' he said. 'But it was good to be home.' Ellingham said his wife and three children had been immensely helpful and supportive of his recovery journey, as well as his team of carers and his cycling friends Ben and Nat, who created 'Strat-man' socks to raise funds for him while he was in Burwood. Strat Ellingham in his Napier home, standing on his own. Photo / Jack Riddell Now rehabbing at the Hawke's Bay Community Fitness Centre at Mitre 10 Park in Hastings, and at his home, Ellingham is moving in a positive direction and hitting his stride, walking 1.5km in the pool last week. 'It's just one step at a time, really,' he said. Last week, he bumped into one of the paramedics who helped him after his crash, and he thanked her for helping save his life. Ellingham said anyone finding themselves in a similar position to him should have hope of recovery and be encouraged by others. 'With the support and the care that I've had, I've been able to improve. 'My friends have been unreal, my cycling friends coming to visit me so that's been amazing and very encouraging. 'But if I can help people find hope, that's what it's all about.' Jack Riddell is a multimedia journalist with Hawke's Bay Today and has worked in radio and media in Auckland, London, Berlin, and Napier.
Focus Malaysia
16-07-2025
- Business
- Focus Malaysia
TNG Digital and Kakitangan.com enables HR efficiency with digital financial access
TNG Digital Sdn Bhd has partnered with to offer businesses a smarter and more inclusive way to disburse salaries, especially to unbanked and underserved workers. With the integration of the DuitNow Bulk Transfer, employers using the HR solutions provider can now disburse salaries in bulk directly using any bank's cash management system to employees' TNG e-wallet account quickly and securely even without traditional bank accounts. Each TNG e-wallet user has a DuitNow account number, allowing users to receive payments from any bank or e-wallet in Malaysia, just like a regular bank account. Recognised by Jabatan Tenaga Kerja Semenanjung Malaysia (JTKSM) as a compliant salary account, TNG e-wallet is especially valuable for migrant and underserved workers who often face barriers to opening bank accounts. It gives them immediate access to their income, along with tools to store, manage, and use their money confidently in the digital space. Alan Ni, Chief Executive Officer of TNG Digital shared, 'We're excited to collaborate with to make salary payments more accessible to all workers in Malaysia. 'Financial inclusion has always been at the heart of our mission, and with this partnership, TNG Digital and will be able to address the real pain points of individuals who lack access to traditional bank accounts by providing them with a secure and accessible salary solution through the TNG e-wallet. 'This empowers them with greater financial freedom, dignity, and peace of mind. With over 2 million foreigners using TNG e-wallet, we're confident that this partnership will further enhance HR and payroll workflows for companies, ensuring no one is left behind in the digital age.' Serving over 10,000 companies, is known for its end-to-end HR solutions that ensure statutory compliance and accurate record-keeping through automated workflows. With this partnership, is expanding its services to include unbanked employees, enabling businesses to disburse salaries quickly, securely, and in full compliance with local regulations. This reduces manual HR work and improves employee satisfaction and retention, especially among underserved workers. ' is trusted by tens of thousands of Malaysian businesses for helping boost productivity and employee engagement through our AI-powered, reliable online HR and payroll solutions,' shared director Effon Khoo. 'We're excited to partner with TNG Digital—a platform we trust—to make comprehensive payroll offerings even more inclusive and efficient in the digital banking era. With the integration between and TNG e-wallet, we can now better support Malaysian SMEs whose employees prefer digital wallets, enabling them to receive salaries in a timely, automated, and secure manner. 'We look forward to building on this collaboration to empower Malaysian businesses, strengthen the Malaysia's economy via digitalisation, and improve the lives of the people here.' Employees who receive salaries via TNG e-wallet also gain access to a full suite of financial services, from making payments with DuitNow QR and Visa Card, to sending money back to their home country via Remittance, or withdrawing cash using the linked Touch 'n Go e-wallet Visa Card. These features help users, especially the unbanked, manage their finances more independently and participate fully in Malaysia's digital economy. More information here . ‒ July 16, 2025
BusinessToday
16-07-2025
- Business
- BusinessToday
TNG eWallet Partners Kakitangan To Offer Salary Disbursement On Application
Employers using can now pay salaries directly into Touch 'n Go (TNG) eWallet accounts, even for workers without traditional bank accounts, following a partnership between TNG Digital and the HR solutions provider. The integration, enabled by the DuitNow Bulk Transfer system, allows businesses to disburse salaries from any bank's cash management system to employees' TNG eWallets using their DuitNow account numbers. Recognised by the Department of Labour, Peninsular Malaysia, as a compliant salary account, TNG eWallet opens up financial access for unbanked and underserved workers, including more than two million migrant workers currently using the app. This move aims to improve payroll efficiency and promote financial inclusion, ensuring timely salary disbursement and access to essential financial services like remittances, QR payments and ATM withdrawals via the TNG Visa Card. which serves over 10,000 companies nationwide, now extends its HR and payroll capabilities to cater to employees who prefer digital wallets, helping SMEs automate salary workflows and maintain compliance with local labour regulations. Related
