Latest news with #TexasCapitalBancshares
Yahoo
28-07-2025
- Business
- Yahoo
Zacks.com featured highlights include Vital Farms, Acushnet, Texas Capital Bancshares and Commerce Bancshares
For Immediate Release Chicago, IL – July 28, 2025 – Stocks in this week's article are Vital Farms VITL, Acushnet GOLF, Texas Capital Bancshares TCBI and Commerce Bancshares CBSH. 4 Must-Buy Efficient Stocks for Solid Gains Amid Volatility The efficiency ratio is an indication of a company's financial health. It analyzes how efficiently a company uses its assets and liabilities internally. However, at times, it becomes difficult to measure the efficiency level of a company. This is why one must consider the popular efficiency ratios listed below while selecting stocks. To that end, Vital Farms, Acushnet,Texas Capital Bancshares andCommerce Bancshares have made it through the screen process: Efficiency Ratios – To be Considered Receivables Turnover: This is the ratio of 12-month sales to four-quarter average receivables. It shows a company's potential to extend its credit and collect debt in terms of that credit. A high receivables turnover ratio or the "accounts receivable turnover ratio" or "debtor's turnover ratio" is desirable as it shows that the company is capable of collecting its accounts receivables or that it has quality customers. Asset Utilization: This ratio indicates a company's capability to convert assets into output and is thus a widely known measure of efficiency level. It is calculated by dividing total sales over the past 12 months by the last four-quarter average of total assets. Like the above ratios, high asset utilization may indicate that a company is efficient. Inventory Turnover: The ratio of the 12-month cost of goods sold (COGS) to a four-quarter average inventory is considered one of the most popular efficiency ratios. It indicates a company's ability to maintain a suitable inventory position. While a high value indicates that the company has a relatively low level of inventory compared to COGS, a low value indicates that the company is facing declining sales, which has resulted in excess inventory. Operating Margin: This efficiency measure is the ratio of operating income over the past 12 months to sales over the same period. It measures a company's ability to control operating expenses. Hence, a high value of the ratio may indicate that the company manages its operating expenses more efficiently than its peers. Here are the top four stocks that made it through the screen: Vital Farms Vital Farms offers a range of produced pasture-raised foods. VITL has an average four-quarter positive earnings surprise of 45.3%. Acushnet Acushnet designs, develops, manufactures and distributes golf products. GOLF has an average four-quarter positive earnings surprise of 45.3%. Texas Capital Bancshares Texas Capital Bancshares focuses on leveraging local business and community ties to the five major metropolitan areas of Texas — Dallas, Houston, Fort Worth, Austin and San Antonio. TCBI has an average four-quarter positive earnings surprise of 30.2%. Commerce Bancshares Commerce Bancshares engages in the general banking business, providing a wide range of retail, corporate, investment, trust and asset management products as well as services to individuals and businesses. CBSH has an average four-quarter positive earnings surprise of 7.9%. You can get the rest of the stocks on this list by signing up now for your 2-week free trial to the Research Wizard and start using this screen in your own trading. Further, you can also create your own strategies and test them first before taking the investment plunge. The Research Wizard is a great place to begin. It's easy to use. Everything is in plain language. And it's very intuitive. Start your Research Wizard trial today. And the next time you read an economic report, open up the Research Wizard, plug your finds in, and see what gems come out. Click here to sign up for a free trial to the Research Wizard today. For the rest of this Screen of the Week article please visit at: Disclosure: Officers, directors and/or employees of Zacks Investment Research may own or have sold short securities and/or hold long and/or short positions in options that are mentioned in this material. An affiliated investment advisory firm may own or have sold short securities and/or hold long and/or short positions in options that are mentioned in this material. About Screen of the Week created the first and best screening system on the web earning the distinction as the "#1 site for screening stocks" by Money Magazine. But powerful screening tools is just the start. That is why Zacks created the Screen of the Week to highlight profitable stock picking strategies that investors can actively use. Strong Stocks that Should Be in the News Many are little publicized and fly under the Wall Street radar. They're virtually unknown to the general public. Yet today's 220 Zacks Rank #1 "Strong Buys" were generated by the stock-picking system that has more than doubled the market from 1988 through 2016. Its average gain has been a stellar +25% per year. See these high-potential stocks free >>. Follow us on Twitter: Join us on Facebook: Zacks Investment Research is under common control with affiliated entities (including a broker-dealer and an investment adviser), which may engage in transactions involving the foregoing securities for the clients of such affiliates. Contact: Jim Giaquinto Company: Phone: 312-265-9268 Email: pr@ Visit: provides investment resources and informs you of these resources, which you may choose to use in making your own investment decisions. Zacks is providing information on this resource to you subject to the Zacks "Terms and Conditions of Service" disclaimer. Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Zacks Investment Research does not engage in investment banking, market making or asset management activities of any securities. These returns are from hypothetical portfolios consisting of stocks with Zacks Rank = 1 that were rebalanced monthly with zero transaction costs. These are not the returns of actual portfolios of stocks. The S&P 500 is an unmanaged index. Visit information about the performance numbers displayed in this press release. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Texas Capital Bancshares, Inc. (TCBI) : Free Stock Analysis Report Commerce Bancshares, Inc. (CBSH) : Free Stock Analysis Report Acushnet (GOLF) : Free Stock Analysis Report Vital Farms, Inc. (VITL) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research
Business Insider
18-07-2025
- Business
- Business Insider
Raymond James Sticks to Their Buy Rating for Texas Capital Bancshares (TCBI)
Raymond James analyst Michael Rose maintained a Buy rating on Texas Capital Bancshares today and set a price target of $96.00. The company's shares closed today at $89.47. Elevate Your Investing Strategy: Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence. Make smarter investment decisions with TipRanks' Smart Investor Picks, delivered to your inbox every week. According to TipRanks, Rose is a 4-star analyst with an average return of 5.8% and a 47.93% success rate. Rose covers the Financial sector, focusing on stocks such as Comerica, Texas Capital Bancshares, and Axos Financial. The word on The Street in general, suggests a Hold analyst consensus rating for Texas Capital Bancshares with a $79.77 average price target, representing a -10.84% downside. In a report released on July 13, Bank of America Securities also maintained a Buy rating on the stock with a $94.00 price target. TCBI market cap is currently $3.9B and has a P/E ratio of 49.46. Based on the recent corporate insider activity of 58 insiders, corporate insider sentiment is positive on the stock. This means that over the past quarter there has been an increase of insiders buying their shares of TCBI in relation to earlier this year. Most recently, in April 2025, Robert Stallings, a Director at TCBI bought 5,000.00 shares for a total of $338,800.00.
Yahoo
17-07-2025
- Business
- Yahoo
Investment banking drives strong Q2 for Texas Capital
Texas Capital Bancshares exceeded expectations for its second-quarter earnings, with executives championing the results as evidence that the bank's multi-year turnaround strategy is coming to fruition. The Dallas-based bank reported $1.58 in diluted earnings per share, a 97.5% increase from $0.80 a year earlier, beating analysts' consensus estimate of $1.29 per share, according to S&P Capital IQ. Texas Capital also reported net income of $77.3 million for the quarter, an 85.6% increase from $41.7 million a year earlier. The bank primarily attributed the income bump to more income from trading and from fees in its investment banking and advisory businesses. "Our strong quarterly performance is the result of continued execution on our multi-year roadmap, which is delivering structurally higher and more sustainable earnings across a broad set of products and services with an operating model that is only beginning to deliver on its potential for future scale," Texas Capital CEO Rob Holmes said during the company's earnings call on Thursday. To support the bank's growth goals, Texas Capital is building out its corporate and investment banking platform in an effort to generate a more reliable stream of fee income. The bank's broker-dealer arm, known as Texas Capital Securities, is planning to open offices in Los Angeles and Chicago by the end of this year, with multiple new investment bankers hired last quarter. "Despite the fact that capital markets were essentially closed in April and through the first part of May, investment banking and trading income did come in above the guide," Texas Capital Chief Financial Officer Matt Scurlock said during the earnings call. "This was supported by strong capital markets syndication fees and then continued growth in sales and trading." Read more about banks' second-quarter earnings here: Back in 2021, the bank set what Holmes called a "turnaround" goal of a 1.1% return on assets by 2025. At the end of 2020, the bank had reported a 0.18% return on assets. In the second quarter quarter of 2025, that metric came in at 0.99%, which brought the return on assets for 2025 year-to-date to 0.80%. Texas Capital executives didn't change their "low double-digit percentage growth" revenue outlook for the year or their goal of hitting the bank's ROA target in 2025. But they did tweak the bank's expense outlook for the year, revising their previous projection of high single-digit percentage growth down to "medium to high" single-digit percentage growth. "This outlook suggests continued earnings momentum and achievement of a quarterly 1.1% ROA in the second half of the year," Scurlock said on the earnings call. "Our aspiration is not to achieve 1.1 and stop," Holmes said. "That was a guide post along the way of the transformation. We have a long way to go, and what we're certain of is that the strategy works. The client acceptance of this strategy and our bankers is actually surprising even to me. We've reallocated a lot of capital to get the right clients onto the platform." Citigroup analysts wrote in a report Thursday that shares in Texas Capital "are likely to trade higher today" in light of the bank's second-quarter performance and the new guidance calling for more modest expense growth. However, the Citi analysts noted that the bank's stock had outperformed its target price leading into the earnings announcement, so "total net upside today could be modest." Investor response to the bank's earnings was positive, with shares in Texas Capital rising 3% in midday trading.
Yahoo
17-07-2025
- Business
- Yahoo
Texas Capital Bank (NASDAQ:TCBI) Beats Q2 EPS Estimates, Stock Soars 5.1%
Regional banking firm Texas Capital Bancshares (NASDAQ:TCBI) missed Wall Street's revenue expectations in Q2 CY2025, but sales rose 9.5% year on year to $292.5 million. Its GAAP profit of $1.58 per share was 23.5% above analysts' consensus estimates. Is now the time to buy Texas Capital Bank? Find out in our full research report. Texas Capital Bank (TCBI) Q2 CY2025 Highlights: Net Interest Income: $253.4 million vs analyst estimates of $246.7 million (17% year-on-year growth, 2.7% beat) Net Interest Margin: 3.4% vs analyst estimates of 3.2% (34 basis point year-on-year increase, 14.6 bps beat) Revenue: $292.5 million vs analyst estimates of $299.5 million (9.5% year-on-year growth, 2.3% miss) Efficiency Ratio: 61.9% vs analyst estimates of 66.6% (4.7 percentage point beat) EPS (GAAP): $1.58 vs analyst estimates of $1.28 (23.5% beat) Market Capitalization: $3.93 billion 'Our multi-year focus on building a differentiated, full-service financial services firm has strengthened our client franchise and consistently delivered high-quality outcomes across our platform, driving strong financial performance this quarter,' said Rob C. Holmes, Chairman, President & CEO. Company Overview Founded during the Texas banking renaissance of the 1990s with an entrepreneurial spirit, Texas Capital Bancshares (NASDAQ:TCBI) is a financial services firm that provides banking, wealth management, and investment banking services to businesses and individuals across Texas and beyond. Sales Growth From lending activities to service fees, most banks build their revenue model around two income sources. Interest rate spreads between loans and deposits create the first stream, with the second coming from charges on everything from basic bank accounts to complex investment banking transactions. Over the last five years, Texas Capital Bank's demand was weak and its revenue declined by 1.5% per year. This was below our standards and is a rough starting point for our analysis. Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business. Long-term growth is the most important, but within financials, a half-decade historical view may miss recent interest rate changes and market returns. Texas Capital Bank's recent performance shows its demand remained suppressed as its revenue has declined by 14.4% annually over the last two years. Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business. This quarter, Texas Capital Bank's revenue grew by 9.5% year on year to $292.5 million, missing Wall Street's estimates. Net interest income made up 88% of the company's total revenue during the last five years, meaning Texas Capital Bank barely relies on non-interest income to drive its overall growth. Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business. Our experience and research show the market cares primarily about a bank's net interest income growth as non-interest income is considered a lower-quality and non-recurring revenue source. Unless you've been living under a rock, it should be obvious by now that generative AI is going to have a huge impact on how large corporations do business. While Nvidia and AMD are trading close to all-time highs, we prefer a lesser-known (but still profitable) stock benefiting from the rise of AI. Click here to access our free report one of our favorites growth stories. Tangible Book Value Per Share (TBVPS) Banks operate as balance sheet businesses, with profits generated through borrowing and lending activities. Valuations reflect this reality, emphasizing balance sheet strength and long-term book value compounding ability. This explains why tangible book value per share (TBVPS) stands as the premier banking metric. TBVPS strips away questionable intangible assets, revealing concrete per-share net worth that investors can trust. EPS can become murky due to acquisition impacts or accounting flexibility around loan provisions, and TBVPS resists financial engineering manipulation. Texas Capital Bank's TBVPS grew at a solid 6.6% annual clip over the last five years. TBVPS growth has also accelerated recently, growing by 10% annually over the last two years from $57.93 to $70.14 per share. Over the next 12 months, Consensus estimates call for Texas Capital Bank's TBVPS to grow by 7.9% to $75.71, decent growth rate. Key Takeaways from Texas Capital Bank's Q2 Results We were impressed by how significantly Texas Capital Bank blew past analysts' EPS expectations this quarter. We were also glad its net interest income outperformed Wall Street's estimates. Overall, this print had some key positives. The stock traded up 5.1% to $90 immediately after reporting. Sure, Texas Capital Bank had a solid quarter, but if we look at the bigger picture, is this stock a buy? What happened in the latest quarter matters, but not as much as longer-term business quality and valuation, when deciding whether to invest in this stock. We cover that in our actionable full research report which you can read here, it's free. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
16-07-2025
- Business
- Yahoo
Texas Capital Bank (TCBI) To Report Earnings Tomorrow: Here Is What To Expect
Regional banking firm Texas Capital Bancshares (NASDAQ:TCBI) will be reporting results this Thursday before market open. Here's what to expect. Texas Capital Bank missed analysts' revenue expectations by 1.2% last quarter, reporting revenues of $280.5 million, up 9.4% year on year. It was a slower quarter for the company, with a miss of analysts' EPS estimates. Is Texas Capital Bank a buy or sell going into earnings? Read our full analysis here, it's free. This quarter, analysts are expecting Texas Capital Bank's revenue to grow 12.2% year on year to $299.5 million, a reversal from the 4% decrease it recorded in the same quarter last year. Adjusted earnings are expected to come in at $1.29 per share. The majority of analysts covering the company have reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Texas Capital Bank has missed Wall Street's revenue estimates five times over the last two years. Looking at Texas Capital Bank's peers in the banks segment, some have already reported their Q2 results, giving us a hint as to what we can expect. Fulton Financial's revenues decreased 3.2% year on year, beating analysts' expectations by 1.9%, and FB Financial reported a revenue decline of 40.1%, falling short of estimates by 43.5%. FB Financial traded down 4.4% following the results. Read our full analysis of Fulton Financial's results here and FB Financial's results here. There has been positive sentiment among investors in the banks segment, with share prices up 8.3% on average over the last month. Texas Capital Bank is up 12.4% during the same time and is heading into earnings with an average analyst price target of $81.62 (compared to the current share price of $84.91). Unless you've been living under a rock, it should be obvious by now that generative AI is going to have a huge impact on how large corporations do business. While Nvidia and AMD are trading close to all-time highs, we prefer a lesser-known (but still profitable) semiconductor stock benefiting from the rise of AI. Click here to access our free report on our favorite semiconductor growth story. StockStory is growing and hiring equity analyst and marketing roles. Are you a 0 to 1 builder passionate about the markets and AI? See the open roles here. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
