Latest news with #TimbercreekFinancial
Yahoo
26-05-2025
- Business
- Yahoo
TSX Value Stocks Trading Below Estimated Intrinsic Worth In May 2025
As Canadian investors navigate a landscape marked by potential changes in U.S. tax policy and rising bond yields, the focus on value investing becomes increasingly pertinent. In this environment, identifying stocks trading below their intrinsic worth can offer opportunities for those seeking to optimize their portfolios amidst evolving economic conditions. Name Current Price Fair Value (Est) Discount (Est) Whitecap Resources (TSX:WCP) CA$8.73 CA$14.06 37.9% Docebo (TSX:DCBO) CA$36.04 CA$58.01 37.9% Groupe Dynamite (TSX:GRGD) CA$15.20 CA$27.75 45.2% Aris Mining (TSX:ARIS) CA$8.74 CA$13.08 33.2% VersaBank (TSX:VBNK) CA$16.00 CA$29.98 46.6% Lithium Royalty (TSX:LIRC) CA$5.50 CA$8.45 34.9% TerraVest Industries (TSX:TVK) CA$161.99 CA$297.31 45.5% Timbercreek Financial (TSX:TF) CA$7.28 CA$10.82 32.7% Journey Energy (TSX:JOY) CA$1.59 CA$2.84 44% Laurentian Bank of Canada (TSX:LB) CA$28.17 CA$41.40 32% Click here to see the full list of 21 stocks from our Undervalued TSX Stocks Based On Cash Flows screener. Let's dive into some prime choices out of the screener. Overview: NanoXplore Inc. is a graphene company that manufactures and supplies graphene powder for industrial markets in Australia, with a market cap of CA$394.11 million. Operations: The company's revenue is derived from two main segments: Battery Cells and Materials, contributing CA$0.57 million, and Advanced Materials, Plastics and Composite Products, generating CA$134.79 million. Estimated Discount To Fair Value: 10.5% NanoXplore is trading at CA$2.31, below its estimated fair value of CA$2.58, suggesting it may be undervalued based on cash flows. Despite a decline in recent quarterly sales to CA$29.24 million from CA$33.62 million last year, the company has improved its net loss position and forecasts revenue growth of 21.4% annually, outpacing the Canadian market average of 3.4%. A share buyback program further signals management's confidence in future prospects. The analysis detailed in our NanoXplore growth report hints at robust future financial performance. Delve into the full analysis health report here for a deeper understanding of NanoXplore. Overview: Timbercreek Financial Corp. offers shorter-duration structured financing solutions to commercial real estate investors in Canada, with a market cap of CA$602.44 million. Operations: The company's revenue segment primarily consists of financial services through mortgage solutions, generating CA$72.43 million. Estimated Discount To Fair Value: 32.7% Timbercreek Financial, trading at CA$7.28, is undervalued with a fair value estimate of CA$10.82. Earnings are projected to grow 12.7% annually, surpassing the Canadian market's 11.6%. However, recent quarterly sales declined to CA$3.16 million from CA$4.35 million last year, though net income slightly rose to CA$14.77 million from CA$14.37 million a year ago, highlighting potential cash flow concerns despite future growth prospects and consistent dividend declarations of CAD 0.0575 per share monthly. The growth report we've compiled suggests that Timbercreek Financial's future prospects could be on the up. Navigate through the intricacies of Timbercreek Financial with our comprehensive financial health report here. Overview: Vitalhub Corp. offers technology and software solutions for health and human service providers across various regions including Canada, the United States, the United Kingdom, Australia, and Western Asia, with a market cap of CA$566.78 million. Operations: The company generates revenue primarily from its Healthcare Software segment, totaling CA$75.01 million. Estimated Discount To Fair Value: 26.5% Vitalhub, trading at CA$10.16, is undervalued with a fair value estimate of CA$13.83. Earnings are expected to grow 55.4% annually, outpacing the Canadian market's growth rate of 11.6%. Despite lower profit margins this year (3.8% versus last year's 10.3%), revenue increased to CA$21.67 million from CA$15.26 million in Q1 2025 compared to the previous year, suggesting potential for cash flow improvement amid significant earnings growth projections. Our expertly prepared growth report on Vitalhub implies its future financial outlook may be stronger than recent results. Click here to discover the nuances of Vitalhub with our detailed financial health report. Embark on your investment journey to our 21 Undervalued TSX Stocks Based On Cash Flows selection here. Invested in any of these stocks? Simplify your portfolio management with Simply Wall St and stay ahead with our alerts for any critical updates on your stocks. Elevate your portfolio with Simply Wall St, the ultimate app for investors seeking global market coverage. Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include TSX:GRA TSX:TF and TSX:VHI. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@
Yahoo
24-05-2025
- Business
- Yahoo
1 Magnificent Financial Services Stock Down 13% to Buy and Hold Forever
Written by Amy Legate-Wolfe at The Motley Fool Canada When the market is filled with uncertainty, it helps to have at least one dependable investment you can buy, tuck away, and forget about for a while. Timbercreek Financial (TSX:TF) is one of those names that might not get the flashiest headlines, but it's built to reward patient investors. With a focus on lending to income-producing real estate, a hefty dividend, and a disciplined approach to risk, it's the kind of stock that could quietly power long-term portfolios. Especially now, with shares down about 13% from 52-week highs, it looks undervalued. Timbercreek is not your typical big bank or insurer. It operates as a non-bank lender, offering short-term structured financing primarily to commercial real estate owners. These loans are secured by high-quality properties in Canada's major urban centres, places where the demand for apartments, office space, and mixed-use buildings remains strong even during economic downturns. That's important because while property values might fluctuate in the short term, the need for space in cities like Toronto, Vancouver, and Montreal is long-term and structural. What sets Timbercreek apart is how it manages its loan book. As of the first quarter of 2025, 88.3% of its mortgage portfolio consisted of first-position mortgages, meaning Timbercreek gets paid first in case of default. The average loan-to-value ratio on these loans is 66.2%, which gives a strong cushion in case property values decline. In other words, it plays it safe. From a financial perspective, the company is holding up well. In Q1 2025, Timbercreek reported net investment income of $28.6 million, up from $24.6 million a year ago. Net income came in at $14.8 million, or $0.18 per share. Distributable income, which is what pays the dividend, hit $15.4 million, or $0.19 per share. That resulted in a payout ratio of 92.8%, a manageable level for a real estate lender with steady cash flows. That also meant investors continued to collect a steady monthly dividend of $0.0575, translating to an annual yield of about 9.5% at current prices. The company hasn't just held the line on dividends, it's shown it can generate growth while maintaining quality. Its net mortgage investment portfolio totalled $1.1 billion at the end of March 2025, and 84.8% of those loans are on variable interest rates with rate floors. That means the company can benefit when rates rise, without taking on too much downside risk if rates fall. With the Bank of Canada signalling a hold on further rate hikes for now, Timbercreek's portfolio seems well-positioned to continue generating consistent interest income. Of course, Timbercreek does carry leverage. Its debt-to-equity ratio is 1.6, which is higher than some might like. But unlike many leveraged companies, Timbercreek backs its borrowing with secured mortgage assets, giving it a much stronger foundation. Its high interest coverage ratio and reliable interest income further help manage this risk. This is not a speculative high-yield play, it's a business that knows how to manage its liabilities. One of the more underappreciated aspects of Timbercreek is the quality of its management. The team has consistently avoided speculative loans and stayed focused on conservative underwriting, even when looser lending might have delivered faster growth. In fact, part of why the share price is down may be because Timbercreek simply isn't chasing risky deals in a tougher market. That kind of discipline may look boring now, but over a 5- to 10-year horizon, it tends to win out. Timbercreek won't double in a year. That's not the point. It's a stock to own for what it gives back every month in income, even if markets wobble. A yield near 10%, backed by high-quality assets and steady cash flow, is rare. And right now, you're not just getting income, you're buying in at a discount. The post 1 Magnificent Financial Services Stock Down 13% to Buy and Hold Forever appeared first on The Motley Fool Canada. Before you buy stock in Timbercreek Financial Corporation, consider this: The Motley Fool Stock Advisor Canada analyst team just identified what they believe are the Top Stocks for 2025 and Beyond for investors to buy now… and Timbercreek Financial Corporation wasn't one of them. The Top Stocks that made the cut could potentially produce monster returns in the coming years. Consider MercadoLibre, which we first recommended on January 8, 2014 ... if you invested $1,000 in the 'eBay of Latin America' at the time of our recommendation, you'd have $21,345.77!* Stock Advisor Canada provides investors with an easy-to-follow blueprint for success, including guidance on building a portfolio, regular updates from analysts, and two new stock picks each month – one from Canada and one from the U.S. The Stock Advisor Canada service has outperformed the return of S&P/TSX Composite Index by 24 percentage points since 2013*. See the Top Stocks * Returns as of 4/21/25 More reading Made in Canada: 5 Homegrown Stocks Ready for the 'Buy Local' Revolution [PREMIUM PICKS] Market Volatility Toolkit Best Canadian Stocks to Buy in 2025 Beginner Investors: 4 Top Canadian Stocks to Buy for 2025 5 Years From Now, You'll Probably Wish You Grabbed These Stocks Subscribe to Motley Fool Canada on YouTube Fool contributor Amy Legate-Wolfe has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. 2025
Hamilton Spectator
23-05-2025
- Business
- Hamilton Spectator
Timbercreek Financial Declares May 2025 Dividend
TORONTO, May 23, 2025 (GLOBE NEWSWIRE) — Timbercreek Financial (TSX: TF) (the 'Company') is pleased to announce that it has declared a monthly cash dividend of $0.0575 per common share ('Common Share') of the Company to be paid on June 13, 2025 to holders of Common Shares of record on May 30, 2025. The Company also offers a Dividend Reinvestment Plan (the 'Plan'), which is eligible to holders of Common Shares and provides a convenient means to purchase additional Common Shares by reinvesting cash dividends at a potential discount and without having to pay commissions, service charges or brokerage fees. Pursuant to the Plan and at the discretion of Timbercreek Capital Inc., the Manager, Common Shares will be acquired in the open market at prevailing prices or issued from treasury at 98 percent of the average market price (the 'Average Market Price') for the five trading day period ending on the third business day immediately prior to the dividend payment date (the 'Trading Period'). Common Shares acquired under the Plan will be automatically enrolled in the Plan. Shareholders who hold their Common Shares through a broker, financial institution or other nominee must enroll for distribution reinvestment through their nominee holder. The full text of the Plan can be obtained on the Company's website at About Timbercreek Financial Timbercreek Financial is a leading non-bank, commercial real estate lender providing shorter-duration, structured financing solutions to commercial real estate investors. Our sophisticated, service-oriented approach allows us to meet the needs of borrowers, including faster execution and more flexible terms that are not typically provided by Canadian financial institutions. By employing thorough underwriting, active management and strong governance, we are able to meet these needs while targeting strong risk-adjusted returns for investors. CONTACT: Timbercreek Financial Blair Tamblyn Chief Executive Officer btamblyn@ .
Yahoo
23-05-2025
- Business
- Yahoo
Timbercreek Financial Declares May 2025 Dividend
TORONTO, May 23, 2025 (GLOBE NEWSWIRE) -- Timbercreek Financial (TSX: TF) (the 'Company') is pleased to announce that it has declared a monthly cash dividend of $0.0575 per common share ('Common Share') of the Company to be paid on June 13, 2025 to holders of Common Shares of record on May 30, 2025. The Company also offers a Dividend Reinvestment Plan (the 'Plan'), which is eligible to holders of Common Shares and provides a convenient means to purchase additional Common Shares by reinvesting cash dividends at a potential discount and without having to pay commissions, service charges or brokerage fees. Pursuant to the Plan and at the discretion of Timbercreek Capital Inc., the Manager, Common Shares will be acquired in the open market at prevailing prices or issued from treasury at 98 percent of the average market price (the 'Average Market Price') for the five trading day period ending on the third business day immediately prior to the dividend payment date (the 'Trading Period'). Common Shares acquired under the Plan will be automatically enrolled in the Plan. Shareholders who hold their Common Shares through a broker, financial institution or other nominee must enroll for distribution reinvestment through their nominee holder. The full text of the Plan can be obtained on the Company's website at About Timbercreek Financial Timbercreek Financial is a leading non-bank, commercial real estate lender providing shorter-duration, structured financing solutions to commercial real estate investors. Our sophisticated, service-oriented approach allows us to meet the needs of borrowers, including faster execution and more flexible terms that are not typically provided by Canadian financial institutions. By employing thorough underwriting, active management and strong governance, we are able to meet these needs while targeting strong risk-adjusted returns for investors. CONTACT:Timbercreek FinancialBlair TamblynChief Executive Officerbtamblyn@
Hamilton Spectator
16-05-2025
- Business
- Hamilton Spectator
Timbercreek Financial announces Voting Results from Annual Meeting of Shareholders
TORONTO, May 16, 2025 (GLOBE NEWSWIRE) — Timbercreek Financial Corp. (the 'Company') (TSX:TF) announced the voting results for the election of its board of directors, which took place at the Company's annual meeting of shareholders held on May 9, 2025 (the 'Annual Meeting'). The Annual Meeting was originally scheduled to be held on May 7, 2025 but was adjourned to May 9, 2025 due to a lack of quorum. The nominees listed in the management information circular dated March 24, 2025 were elected as directors of the Company and detailed results of the votes cast by proxy are set out below: At the Annual Meeting, KPMG LLP was reappointed as the Company's auditor to hold office until the next annual meeting of shareholders of the Company and the directors were authorized to fix the auditor's remuneration. About the Company Timbercreek Financial is a leading non-bank, commercial real estate lender providing shorter-duration, structured financing solutions to commercial real estate investors. Our sophisticated, service-oriented approach allows us to meet the needs of borrowers, including faster execution and more flexible terms that are not typically provided by Canadian financial institutions. By employing thorough underwriting, active management and strong governance, we are able to meet these needs while targeting strong risk-adjusted returns for investors. CONTACT: Timbercreek Financial R. Blair Tamblyn Chief Executive Officer btamblyn@ .
