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Yahoo
2 days ago
- Business
- Yahoo
10 Worst Cities for Renters Who Need Child Care
Rent prices in the U.S. have been going up since the COVID-19 pandemic started in 2020. Low inventory is the chief factor driving high rents, and with interest rates still steep, fewer people can afford to buy. The cost of child care has also been going up in the U.S. Limited supply and overwhelming demand plays a similar role here. But what choice do we have? Working parents need to maintain an income. And even if you have the luxury of working from home, the 'working' part doesn't go away. Child care, however much of a privilege it's become, is a need. Learn More: Read Next: Combine rising rents with rising costs for child care and you get, quite possibly, a financial nightmare. And it's worse in some major cities than in others. A recent analysis by Redfin looked at the combined monthly cost of rent and child care to find the 10 cities that are the most unaffordable for middle-class parents. All data cited is from Redfin, while U.S. Census Bureau data was used to source the median household incomes. Median monthly household income: $11,787 Average monthly child care + rent costs: $4,692 ($1,997 for child care + $2,695 for rent) Share of income spent on child care + rent: 34.5% Find Out: Median monthly household income: $6,419 Average monthly child care + rent costs: $2,393 ($918 for child care + $1,475 for rent) Share of income spent on child care + rent: 38.3% Median monthly household income: $5,941 Average monthly child care + rent costs: $2,658 ($865 for child care + $1,793 for rent) Share of income spent on child care + rent: 40.6% Median monthly household income: $8,077 Average monthly child care + rent costs: $4,396 ($1,609 for child care + $2,787 for rent) Share of income spent on child care + rent: 42.1% Median monthly household income: $8,693 Average monthly child care + rent costs: $3,995 ($1,318 for child care + $2,677 for rent) Share of income spent on child care + rent: 42.6% Median monthly household income: $7,473 Average monthly child care + rent costs: $3,516 ($1,183 for child care + $2,333 for rent) Share of income spent on child care + rent: 44.5% Median monthly household income: $5,058 Average monthly child care + rent costs: $2,846 ($961 for child care + $1,855 for rent) Share of income spent on child care + rent: 45.6% Median monthly household income: $7,313 Average monthly child care + rent costs: $3,892 ($1,145 for child care + $2,747 for rent) Share of income spent on child care + rent: 48.4% Median monthly household income: $6,643 Average monthly child care + rent costs: $4,051 ($1,208 for child care + $2,843 for rent) Share of income spent on child care + rent: 49.2% Median monthly household income: $4,949 Average monthly child care + rent costs: $3,179 ($764 for child care + $2,415 for rent) Share of income spent on child care + rent: 50.5% More From GOBankingRates 6 Popular SUVs That Aren't Worth the Cost -- and 6 Affordable Alternatives This article originally appeared on 10 Worst Cities for Renters Who Need Child Care Sign in to access your portfolio
San Francisco Chronicle
2 days ago
- Politics
- San Francisco Chronicle
These Bay Area communities are most vulnerable to Trump's immigration crackdowns
With the Trump administration clamping down on immigration, experts say some Bay Area immigrants may pursue one of the surest ways to protect their ability to remain in the country: becoming a citizen. That is, if they want to — or even can. Just 25% of Bay Area residents born in Guatemala, excluding children of American parents, are citizens. The same was true for 35% of Mexico-born residents. Meanwhile, nearly 60% of residents born in China and Nicaragua are naturalized. Still, overall more than half of the Bay Area's foreign-born population has already won citizenship, 2023 data from the U.S. Census Bureau's American Community Survey shows, similar to the national figure. That means many of the region's immigrants are likely protected from deportation and scrutiny from border officials, said Bill Hing, a professor of law and migration studies at the University of San Francisco — though there have been some exceptions. As President Donald Trump continues to restrict immigration, more people who are eligible for naturalization will likely pursue that option, Hing said. It might not be the first time — naturalizations rose during Trump's first term. Naturalized citizens are less likely than lawfully present immigrants to report fearing detention or deportation, though about 1 in 4 say they are worried for themselves or a family member, according to a recent Kaiser Family Foundation poll. Hing expects a particularly large surge in people born in Mexico, Central America and South America to seek U.S. citizenship, hoping to avoid getting caught in Trump's mass deportation plans. Many immigrants from those countries who can pursue citizenship often don't, due to a variety of factors. Deportation fears could change that for some immigrants. 'The kind of enforcement that's going on right now is racially profiling those groups,' Hing said. The reasons some groups have relatively low naturalization rates vary, said Eric McGhee, a senior fellow at the Public Policy Institute of California. Many immigrants from Honduras, for example, arrived in the past two decades, meaning they've had less time to seek citizenship. Even among groups for whom naturalization is more common, such as China- and India-born immigrants, few of those who came to the U.S. in the past two decades are citizens. Indian immigrants in particular can face long wait times for permanent legal status — the longest of any nationality, according to some research. Naturalization applicants must have a green card for at least five years or be married to a U.S. citizen or permanent resident for at least three years, with exceptions for members of the military. Even with those hurdles cleared, there are often others, including language barriers. And undocumented immigrants are, of course, completely ineligible to become citizens. That likely explains why so few people among certain foreign-born groups, such as those born in Guatemala, are naturalized, McGhee said. While the Trump administration has targeted immigrants who are in the U.S. lawfully, such as by targeting international students, the crackdown will undoubtedly affect undocumented immigrants the most. 'There's a lot in flux and in play, but there's no question that the flexibility and range of options for the Trump administration are greater on the undocumented side,' McGhee said. There are additional reasons immigrants from some countries might be more likely to be citizens than others. Bay Area nonprofits previously encouraged Chinese-born residents to become citizens so they could gain the right to vote and become a political force, Hing said. The effort, made possible by the repeal of the Chinese Exclusion Acts in 1943, was a success. More than 90% of Bay Area Chinese-born residents who immigrated to the U.S. from 1970 to 1990 are citizens. Whether immigrants seek to become citizens also depends on the situation in their home country, Hing said. For example, Taiwan's political upheaval in the 20th century, and now its tensions with China, may give immigrants born there more of an incentive to seek naturalization. But those factors may matter less for immigrants from wealthy, stable countries like Japan, Singapore and Australia, especially for those who plan to travel often (or ultimately return) to their birth country. But anti-immigrant sentiment can also lead to an increase in naturalization, as Hing predicts will happen again. After California Proposition 187 was passed in 1994, cutting undocumented immigrants' access to social services, the state saw a surge in naturalization applications.
Associated Press
4 days ago
- Health
- Associated Press
Chicago Seniors Discover Retirement Staycations in Area
- As More People Retire Closer to Home, Senior Living Communities Like Pleasant View Offer 'Stay-and-See' Packages - OTTAWA, Ill., May 29, 2025 (SEND2PRESS NEWSWIRE) — As more seniors opt to retire and travel closer to home, senior living communities are responding with innovative Stay-and-See packages to interested retirees. At the center of this trend is Pleasant View, a Life Plan Community in Ottawa, Illinois, a historic river town just 90 minutes from Chicago, which announced an innovative Stay-and-See program to meet the trend of people wanting to retire close to home and experience a community before making a move. According to the U.S. Census Bureau, 58% of older adults relocate within their own county. Meanwhile, AARP reports that 61% now prefer to vacation domestically. This shift toward local exploration is making communities like Pleasant View increasingly appealing. 'Making a move later in life is a big decision,' said Kayli Battles, Sales Director. 'That's why we created the Stay-and-See Vacation Package at Pleasant View in Ottawa. It's a no-pressure way to experience the lifestyle, meet the community and enjoy everything the area has to offer.' Stay-and-See Highlights at Pleasant View Include: Guests can also enjoy nearby attractions like Starved Rock State Park, local dining and summer events at the community, including BBQs and Lunch & Learn sessions—all with no long-term commitment. 'Whether you're curious about Life Plan living or just looking for a relaxing summer retreat, we invite you to stay with us, meet the community and see what makes this place so special,' said Darnell. Part of Lutheran Life Communities, Pleasant View offers a full continuum of care, with independent living, assisted living, memory support, skilled nursing, long-term care, and inpatient and outpatient rehabilitation all on the same campus. Stay Local. See What's Possible. Visit Pleasant View June Events or call (815) 940-2667 to RSVP or reserve your Stay-and-See experience today. About Pleasant View: Pleasant View is a 62+, pet-friendly Life Plan Community with a full continuum of care. As part of the 501(c)(3) not-for-profit Lutheran Life Communities, which was founded 130 years ago, the campus shares the commitment to providing exceptional care and services to enhance residents' lives. For generations, friends and family have lived and worked together here, sharing a life of integrity and independence surrounded by glorious natural beauty. Best of all, residents will have the peace of mind that comes with having independent living, assisted living, memory support, skilled nursing and inpatient and outpatient rehabilitation all on the same campus with care rooted in honest Midwestern values, which are core to our community culture. It's Grace-Filled living. Learn more at: Image link for media: Image Caption: Pleasant View in Ottawa, Ill., offers seniors a chance to Stay-and-See in a private villa or apartment, with chef-prepared meals or cook-at-home flexibility, full housekeeping and daily programs like social events, wellness classes and spiritual care. NEWS SOURCE: Pleasant View Keywords: Long Term Care, Illinois Senior Living Communities, Pleasant View, a Life Plan Community, Ottawa Illinois, Lutheran Life Communities, Long-Term Care, Skilled Nursing, OTTAWA, Ill. This press release was issued on behalf of the news source (Pleasant View) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P126562 APNF0325A To view the original version, visit: © 2025 Send2Press® Newswire, a press release distribution service, Calif., USA. RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT. Disclaimer: This press release content was not created by nor issued by the Associated Press (AP). Content below is unrelated to this news story.
Yahoo
5 days ago
- Business
- Yahoo
JD Vance says cryptocurrency can help everyday Americans. Here's how many actually use it.
Vice President JD Vance and two of President Donald Trump's sons were in Las Vegas on Wednesday to talk about cryptocurrencies and how the financial instrument can help ordinary people. Vance told attendees at the Bitcoin 2025 conference that 'we have a once in a generation opportunity to unleash innovation and use it to improve the lives of countless American citizens.' According to the numbers, there's a long way to go. Data shows about 1 in 6 U.S. adults — 17% — have ever invested or used cryptocurrency, while half that — 8% — have used it in the past year. Survey data from Pew Research shows crypto use is highest among men 18 to 29 years old and lowest among women 50 and older. And new survey data from the U.S. Federal Reserve found that 7% of U.S. adults have used crypto in the past 12 months as of 2024, down from 12% in 2021. Numbers from industry groups paint a rosier picture: According to a 2024 survey, 14% of U.S. adults currently own Bitcoin, the most popular of the various cryptocurrencies. With approximately 260 million adults in the U.S., that works out to 36 million adults with Bitcoin. Comparatively, 26% of U.S. households own stocks or mutual funds, and 60% have retirement accounts, according to a U.S. Census Bureau report. The Trump administration has increasingly courted the crypto audience. Last week Trump held a dinner for buyers of the president's personal meme coin. On Wednesday the Labor Department withdrew guidance advising employers to be cautious about making cryptocurrency investments available to their employees 401ks. Vance told the crowd Wednesday 'we want our fellow Americans to know that crypto and digital assets, and particularly Bitcoin, are part of the mainstream economy and are here to stay.' He touted Bitcoin's ability to help Americans without a banking account (in 2023, 4.2% of U.S. households are unbanked, according to the FDIC). 'Crypto has transformed how Americans transact with one another,' he said. 'It's expanded access to banking for many who may not otherwise have had it.' This article was originally published on Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
NBC News
5 days ago
- Business
- NBC News
JD Vance says crypto can help everyday Americans. Here's how many actually use it.
Vice President JD Vance and two of President Donald Trump's sons were in Las Vegas on Wednesday to talk about cryptocurrencies and how the financial instrument can help ordinary people. Vance told attendees at the Bitcoin 2025 conference that 'we have a once in a generation opportunity to unleash innovation and use it to improve the lives of countless American citizens.' According to the numbers, there's a long way to go. Data shows about 1 in 6 U.S. adults — 17% — have ever invested or used cryptocurrency, while half that — 8% — have used it in the past year. Survey data from Pew Research shows crypto use is highest among men 18 to 29 years old and lowest among women 50 and older. And new survey data from the U.S. Federal Reserve found that 7% of U.S. adults have used crypto in the past 12 months as of 2024, down from 12% in 2021. Numbers from industry groups paint a rosier picture: According to a 2024 survey, 14% of U.S. adults currently own Bitcoin, the most popular of the various cryptocurrencies. With approximately 260 million adults in the U.S., that works out to 36 million adults with Bitcoin. Comparatively, 26% of U.S. households own stocks or mutual funds, and 60% have retirement accounts, according to a U.S. Census Bureau report. The Trump administration has increasingly courted the crypto audience. Last week Trump held a dinner for buyers of the president's personal meme coin. On Wednesday the Labor Department withdrew guidance advising employers to be cautious about making cryptocurrency investments available to their employees 401ks. Vance told the crowd Wednesday 'we want our fellow Americans to know that crypto and digital assets, and particularly Bitcoin, are part of the mainstream economy and are here to stay.' He touted Bitcoin's ability to help Americans without a banking account (in 2023, 4.2% of U.S. households are unbanked, according to the FDIC). 'Crypto has transformed how Americans transact with one another,' he said. 'It's expanded access to banking for many who may not otherwise have had it.'
