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Yahoo
23-07-2025
- Business
- Yahoo
If You Invested $10K In UMH Properties Stock 10 Years Ago, How Much Would You Have Now?
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. UMH Properties Inc. (NYSE:UMH) is a real estate investment trust specializing in the ownership and operation of manufactured home communities. It is set to report its Q2 2025 earnings on Aug. 6. Wall Street analysts expect the company to post EPS of $0.25, up from $0.23 in the prior-year period. According to Benzinga Pro, quarterly revenue is expected to reach $65.97 million, up from $60.33 million a year earlier. Don't Miss: Accredited investors can —with up to 120% bonus shares—before this Uber-style disruption hits the public markets $100k+ in investable assets? – no cost, no obligation. If You Bought UMH Properties Stock 10 Years Ago The company's stock traded at approximately $9.82 per share 10 years ago. If you had invested $10,000, you could have bought roughly 1,018 shares. Currently, shares trade at $16.91, meaning your investment's value could have grown to $17,220 from stock price appreciation alone. However, UMH Properties also paid dividends during these 10 years. UMH Properties' dividend yield is currently 5.32%. Over the last 10 years, it has paid about $8.21 in dividends per share, which means you could have made $8,360 from dividends alone. Summing up $17,220 and $8,360, we end up with the final value of your investment, which is $25,580. This is how much you could have made if you had invested $10,000 in UMH Properties stock 10 years ago. This means a total return of 155.80%. However, this figure is significantly less than the S&P 500 total return for the same period, which was 254.96%. Trending: This AI-Powered Trading Platform Has 5,000+ Users, 27 Pending Patents, and a $43.97M Valuation — What Could The Next 10 Years Bring? UMH Properties has a consensus rating of "Buy" and a price target of $20.69 based on the ratings of nine analysts. The price target implies more than 22% potential upside from the current stock price. The company on May 1 announced its Q1 2025 earnings, posting FFO of $0.23, compared to the consensus estimate of $0.24, and revenues of $61.23 million, compared to the consensus of $62.33 million, as reported by Benzinga. "Our guidance for full-year 2025 remains unchanged. We expect normalized FFO in the range of $0.96-$1.04 per diluted share, or $1.00 per diluted share at the midpoint. As we head into the seasonally strong spring and summer months, we anticipate continued growth in occupancy, NOI, and sales, delivering long-term value to our shareholders," said CEO Samuel A. Landy. Given the expected upside potential, growth-focused investors may find UMH Properties stock attractive. Furthermore, they can benefit from the company's solid dividend yield of 5.32%. Check out this article by Benzinga for three more stocks offering high dividend yields. Read Next: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." Here's , starting today. If there was a new fund backed by Jeff Bezos offering a ? Image: Shutterstock This article If You Invested $10K In UMH Properties Stock 10 Years Ago, How Much Would You Have Now? originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
22-07-2025
- Business
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Grant Cardone Explains Why The 401(k) Is 'The Biggest Scam' In Finance
Financial personality Grant Cardone has shared a bunch of hot takes throughout his career, including his latest tidbit about 401(k) and IRA plans. He refers to these retirement accounts as "the biggest scam" in finance. Cardone is bound to get some resistance since these accounts have been touted as valuable investment vehicles for many years. However, Cardone expands on his argument in a way that will leave some people considering alternative strategies to save money for retirement. Don't Miss: —with up to 120% bonus shares—before this Uber-style disruption hits the public markets $100k+ in investable assets? – no cost, no obligation. You Can't Get Out Cardone asserts that retirement plans make you a prisoner to the bank since you can't withdraw your money at any time. You must be at least 59 ½ years old before you can make penalty-free withdrawals. Some people would benefit a lot more if they could access the same money sooner. Cardone also mentions that there's a lot of friction on your way out. You will have to pay income taxes on any withdrawals you make from a traditional retirement account. The tax rates can get quite high depending on where you live. Most people know that if you avoid taxes on retirement account contributions, you will have to pay taxes when you make withdrawals. The opposite applies to Roth retirement accounts. These accounts tax you on the way in, but you don't pay any taxes on withdrawals, capital gains, or dividends. You also have to make required minimum distributions, which the IRS defines, in case you get any ideas about hoarding money in your retirement accounts to prolong your tax payments. The IRS only has RMDs in place for traditional retirement accounts. Roth accounts get a free pass from this rule. Trending: Named a TIME Best Invention and Backed by 5,000+ Users, Kara's Air-to-Water Pod Cuts Plastic and Costs — You Don't Know Which Companies Are Receiving Your Money Retirement accounts typically let you choose from some funds, but most investors do not know what they are funding. Cardone explains that your retirement account may be funding big pharma, military campaigns, and other initiatives that you may not support. Large corporations often rely on investors to remain solvent and fund new projects. Your money may be going to shady organizations if you stick it in a fund without reviewing the holdings. There's also the risk of losing money in your retirement account due to administrative fees. Some 401(k) providers charge admin fees that are close to 2%, and that doesn't even include a fund's expense ratio. These fees can eat up all of your profits and result in a net loss in your 401(k) plan. That doesn't even include the amount you'll have to pay in taxes once you are ready to withdraw your Estate Is A Tax Haven Unsurprisingly, Cardone mentioned real estate as a viable solution to retirement accounts. You can use leverage to get real estate sooner and generate monthly cash flow from your property. Real estate comes with a bunch of write-offs that you won't find with other investments. It's important to remember that real estate requires a lot of work, especially if you get started with a bunch of single-family homes. You will have to handle phone calls, regularly check properties, deal with various issues like leaks and mold, make property repairs, and do a bunch of other things. Real estate gets easier if you can invest in apartment buildings since all of the units are located in the same place. Real estate is not for everyone, but the people who master this asset can unlock some of the best tax advantages in the entire tax code. Read Next: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." Image: Shutterstock Up Next: Transform your trading with Benzinga Edge's one-of-a-kind market trade ideas and tools. Click now to access unique insights that can set you ahead in today's competitive market. Get the latest stock analysis from Benzinga? APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report This article Grant Cardone Explains Why The 401(k) Is 'The Biggest Scam' In Finance originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. 登入存取你的投資組合
Yahoo
21-07-2025
- Business
- Yahoo
Billionaire Charlie Munger Said Only Married Couples Need To Buy Homes — 'Single People, I Don't Care If They Ever Get A House'
Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Charlie Munger didn't have much patience for home-buying hype—especially if you were single. At the 1998 Berkshire Hathaway (NYSE:BRK, BRK.B)) annual shareholder meeting, the late vice chairman and real estate attorney-turned-investor made his position clear when asked about buying a home: "The single people, I don't care if they ever get a house." The moment came when an audience member from Southern California stood up to ask a very practical—and very personal—question. "I'm still quite young, I don't have a house yet and I'm thinking about buying a house someday soon," the man said. "And in order to do that I'm going to have to put a down payment, which means I might have to sell my shares." He wanted advice: When is the best time to buy a house, and how should that decision factor in interest rates, cash on hand, and investment opportunities? Don't Miss: Accredited investors can —with up to 120% bonus shares—before this Uber-style disruption hits the public markets This Jeff Bezos-backed startup will allow you to . Warren Buffett took the first swing at it, sharing how he handled the same decision when he was just starting out. "We did have about $10,000 starting off," he said of his early days with his wife, Susie. "And I told Susie, I said, 'Now, you know, there's two choices, it's up to you. We can either buy a house, which will use up all my capital and clean me out, and it'll be like a carpenter who's had his tools taken away from him. Or you can let me work on this and someday, who knows, maybe I'll even buy a little bit larger house than would otherwise be the case.'" They didn't buy a house right away. Buffett waited four years, purchasing their first home in 1956, once the down payment represented just about 10% of his net worth. "I really felt I wanted to use the capital for other purposes," he said. And while he acknowledged that buying a home can be a good choice—especially if it's the house you want—he added that it's essentially a low-return move: "You're probably making something in the area of a 7 or 8% investment, implicitly, when you do it." Then it was Charlie Munger's turn. "I think the time to buy a house is when you need one," Munger said, with perfect timing. Trending: With Point, you can Buffett followed up: "And when do you need one?" Munger didn't hesitate: "Well, I have very old-fashioned ideas on that, too. The single people, I don't care if they ever get a house." The crowd burst into laughter—but Munger wasn't done. Buffett prodded again, asking, "When do you need one if you're married, Charlie?" Munger's answer: "You need one when your wife wants one." "Yes," he added dryly, "I think you've got that exactly right." It was vintage Munger: short, blunt, and sharper than it first sounds. While Buffett looked at the question through the lens of capital allocation, Munger zeroed in on utility. If you don't need a house—because you're not settling down, don't have a family, or don't plan to stay put—it might not be worth the money or the commitment. That view likely stems from Munger's early background. Before joining forces with Buffett and building Berkshire Hathaway into a global powerhouse, Munger was a real estate attorney. He often had more interest in property than Buffett did, and in his own career, real estate played a foundational role. But even with that background, he saw homeownership as a lifestyle decision—not a default one. Buffett's logic tracks similarly: if you've got limited capital, tying it up in a home might slow down your ability to invest in higher-yield opportunities. That doesn't mean never buying—but it does mean thinking twice before draining your account for a down payment just because it seems like the "adult" thing to when is the right time to buy a house? For Buffett, it was when the down payment didn't derail his plans. For Munger, it was when you actually needed one. And if you're single? According to Charlie: maybe never. Of course, that was a long time ago—and both men were speaking from a time and income bracket far removed from today's median first-time buyer. But here in 2025, their advice hits harder than ever. Home prices keep climbing, interest rates are holding steady around 7%, and an entire generation is stuck in limbo—unsure whether to buy, rent, or just keep throwing money into the market and hoping for the best. According to Bankrate's latest Housing Affordability Study, the income needed to afford a typical home has skyrocketed to $116,986 a year. Meanwhile, the median U.S. household income is just $78,171. In other words, the numbers don't add up—and for a lot of young adults, homeownership feels less like a milestone and more like a pipe dream. Munger may be gone, but his take is still hanging in the air for anyone scrolling Zillow out of boredom: You don't buy a house to prove you're an adult. You buy one when your life says you need it. Read Next: Named a TIME Best Invention and Backed by 5,000+ Users, Kara's Air-to-Water Pod Cuts Plastic and Costs — Image: Shutterstock This article Billionaire Charlie Munger Said Only Married Couples Need To Buy Homes — 'Single People, I Don't Care If They Ever Get A House' originally appeared on
Yahoo
19-07-2025
- Business
- Yahoo
Dave Ramsey Says Tariffs Are A Lot Of Saber Rattling, Grenade Throwing And Chaos, But Actual Net Result Is Zero
A Canadian entrepreneur joined personal finance personality Dave Ramsey's 'EntreLeadership' podcast recently to talk about his company's expansion into the U.S., just as President Donald Trump threatens to impose new tariffs on Canadian goods. The timing couldn't be more tense. Entrepreneur Worries About 35% Tariff As U.S. Sales Surge The guest, who runs a DIY log cabin kit company in Ontario, Canada, said his business did CA$12 million—$8.8 million—in sales last year with CA$1.5 million in profit. They manufacture in Canada and already ship to 40 U.S. states. U.S. sales now account for about 40% of the company's volume and are growing fast, while Canadian sales have flatlined. Don't Miss: —with up to 120% bonus shares—before this Uber-style disruption hits the public markets Named a TIME Best Invention and Backed by 5,000+ Users, Kara's Air-to-Water Pod Cuts Plastic and Costs — 'American production was still on the roadmap. It was more of like a 2027 or maybe 2028 issue, and now it's like, okay, do we fast-track it?' the entrepreneur said, noting concerns over possible tariffs. That concern became more urgent after Trump announced on Truth Social on July 11 that a 35% tariff on Canadian goods would take effect Aug. 1, citing fentanyl concerns and retaliatory trade actions by Canada. 'Canada's failure to stop the drugs from pouring into our country' was one reason Trump gave in a letter to Canadian Prime Minister Mark Carney. Carney pushed back the same day. 'Canada has made vital progress to stop the scourge of fentanyl in North America,' he posted on X. 'We are committed to continuing to work with the United States to save lives and protect communities in both our countries.' Trending: $100k+ in investable assets? – no cost, no obligation. Ramsey: Don't Panic. Stick To The Plan. Ramsey had a straightforward take on the tariff threats: 'So far it's amounted to a lot of chaos over nothing.' He added, 'Most of what I've seen on the tariff stuff so far... a lot of saber rattling, a lot of grenade throwing, but actual net result is zero.' Ramsey advised the entrepreneur to stick with his original plan of opening a U.S. factory in 2027 rather than rushing to avoid potential costs. 'If you get in a hurry and you do this poorly, it's going to end up costing you more,' he said. The entrepreneur noted that building a new facility would take at least 12 months from ordering equipment to full operation. Ramsey warned him that panic moves in reaction to political turbulence could backfire. 'You're going to join this crazy chaos rush thing and you're probably going to end up overpaying for some stuff just to get the thing set up,' he said. 'Which would make you wish you paid a small tariff.'Trump's broader trade push includes new letters to more than 20 countries. The remaining countries will likely face tariffs of 15% to 20%, which is above the current 10% baseline applied to most imports. Canada is the U.S.'s largest trading partner. Though Trump has framed the moves as necessary to revive U.S. manufacturing, economists warn they could raise prices and slow growth. Still, Ramsey seemed confident the current threats won't derail smart long-term planning. 'I think you've done a really good job of critical thinking on this,' he said. 'And you're doing a really good job running this business.' Read Next: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."UNLOCKED: 5 NEW TRADES EVERY WEEK. Click now to get top trade ideas daily, plus unlimited access to cutting-edge tools and strategies to gain an edge in the markets. Get the latest stock analysis from Benzinga? APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report This article Dave Ramsey Says Tariffs Are A Lot Of Saber Rattling, Grenade Throwing And Chaos, But Actual Net Result Is Zero originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Error while retrieving data Sign in to access your portfolio Error while retrieving data Error while retrieving data Error while retrieving data Error while retrieving data
Yahoo
19-07-2025
- Business
- Yahoo
Dave Ramsey Says Tariffs Are A Lot Of Saber Rattling, Grenade Throwing And Chaos, But Actual Net Result Is Zero
A Canadian entrepreneur joined personal finance personality Dave Ramsey's 'EntreLeadership' podcast recently to talk about his company's expansion into the U.S., just as President Donald Trump threatens to impose new tariffs on Canadian goods. The timing couldn't be more tense. Entrepreneur Worries About 35% Tariff As U.S. Sales Surge The guest, who runs a DIY log cabin kit company in Ontario, Canada, said his business did CA$12 million—$8.8 million—in sales last year with CA$1.5 million in profit. They manufacture in Canada and already ship to 40 U.S. states. U.S. sales now account for about 40% of the company's volume and are growing fast, while Canadian sales have flatlined. Don't Miss: —with up to 120% bonus shares—before this Uber-style disruption hits the public markets Named a TIME Best Invention and Backed by 5,000+ Users, Kara's Air-to-Water Pod Cuts Plastic and Costs — 'American production was still on the roadmap. It was more of like a 2027 or maybe 2028 issue, and now it's like, okay, do we fast-track it?' the entrepreneur said, noting concerns over possible tariffs. That concern became more urgent after Trump announced on Truth Social on July 11 that a 35% tariff on Canadian goods would take effect Aug. 1, citing fentanyl concerns and retaliatory trade actions by Canada. 'Canada's failure to stop the drugs from pouring into our country' was one reason Trump gave in a letter to Canadian Prime Minister Mark Carney. Carney pushed back the same day. 'Canada has made vital progress to stop the scourge of fentanyl in North America,' he posted on X. 'We are committed to continuing to work with the United States to save lives and protect communities in both our countries.' Trending: $100k+ in investable assets? – no cost, no obligation. Ramsey: Don't Panic. Stick To The Plan. Ramsey had a straightforward take on the tariff threats: 'So far it's amounted to a lot of chaos over nothing.' He added, 'Most of what I've seen on the tariff stuff so far... a lot of saber rattling, a lot of grenade throwing, but actual net result is zero.' Ramsey advised the entrepreneur to stick with his original plan of opening a U.S. factory in 2027 rather than rushing to avoid potential costs. 'If you get in a hurry and you do this poorly, it's going to end up costing you more,' he said. The entrepreneur noted that building a new facility would take at least 12 months from ordering equipment to full operation. Ramsey warned him that panic moves in reaction to political turbulence could backfire. 'You're going to join this crazy chaos rush thing and you're probably going to end up overpaying for some stuff just to get the thing set up,' he said. 'Which would make you wish you paid a small tariff.'Trump's broader trade push includes new letters to more than 20 countries. The remaining countries will likely face tariffs of 15% to 20%, which is above the current 10% baseline applied to most imports. Canada is the U.S.'s largest trading partner. Though Trump has framed the moves as necessary to revive U.S. manufacturing, economists warn they could raise prices and slow growth. Still, Ramsey seemed confident the current threats won't derail smart long-term planning. 'I think you've done a really good job of critical thinking on this,' he said. 'And you're doing a really good job running this business.' Read Next: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die."UNLOCKED: 5 NEW TRADES EVERY WEEK. Click now to get top trade ideas daily, plus unlimited access to cutting-edge tools and strategies to gain an edge in the markets. Get the latest stock analysis from Benzinga? APPLE (AAPL): Free Stock Analysis Report TESLA (TSLA): Free Stock Analysis Report This article Dave Ramsey Says Tariffs Are A Lot Of Saber Rattling, Grenade Throwing And Chaos, But Actual Net Result Is Zero originally appeared on © 2025 Benzinga does not provide investment advice. All rights reserved. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
