Latest news with #VOIE
Associated Press
20-05-2025
- Business
- Associated Press
Argyle launches new integration, bringing real-time income and employment verification to Byte LOS customers
- New integration accelerates loan processing, enhances loan quality and embeds verification in the loan origination workflow - NEW YORK CITY, N.Y., May 20, 2025 (SEND2PRESS NEWSWIRE) — Argyle, a platform providing automated income and employment verifications for some of the largest lenders in the United States, today announced a new integration with Byte Software 's loan origination system (LOS). The integration enables lenders to access Argyle's real-time verification of income and employment (VOIE) services directly within the Byte platform, ensuring verification happens when and where it's needed to improve loan quality and keep loans moving forward. Argyle verifies income and employment through secure connections with the borrower's employer or payroll provider. With real-time access to payroll data, Byte users can generate verification reports that reflect the most current income and employment data available throughout the loan process. 'Our integration with Byte gives lenders access to GSE-approved, consumer-permissioned income and employment data and documents at a significantly lower price point than legacy solutions,' said John Hardesty, vice president of Argyle's mortgage division. 'Income and employment verifications in the Byte loan origination system gives lenders an edge in a competitive market, ensuring loans move forward efficiently with accurate, up-to-date income and employment data.' Mark Todd, Byte's EVP of sales and client services, shared similar sentiments: 'We are thrilled to partner with Argyle to bring real-time income and employment verification to our platform. This integration aligns with our commitment to providing our clients with innovative technology solutions that enhance the borrower experience and streamline the loan origination process.' For more information about Argyle's LOS integrations, visit About Argyle: Argyle is the leading provider of direct-source, consumer-permissioned income and employment verifications, making it fast and easy to gain secure and reliable access to the most complete real-time datasets stored in consumers' payroll accounts. With Argyle, lenders automate verification workflows to save time, reduce fraud and compliance risks, lower costs, and build better product experiences. As an authorized report supplier for Fannie Mae's Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac's Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers' ability to pay and improve loan quality – all at 80% less cost. Argyle's commitment to innovation is backed by investors including Bain Capital Ventures, SignalFire, Checkr and Rockefeller Asset Management. For more information on Argyle's industry-leading VOIE platform, visit Tags: @withArgyle #mortgage #lending NEWS SOURCE: Argyle ### MEDIA ONLY CONTACT: (not for publication online or in print) Leslie W. Colley Depth for Argyle [email protected] (678) 622-6229 - and - Robert Palmer Byte Software [email protected] REQUEST A DEMO: ### Keywords: Finance, ARGYLE automated income and employment verifications, Byte Software, fintech, VOIE, loan origination system, NEW YORK CITY, N.Y. This press release was issued on behalf of the news source (Argyle) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P126291 APNF0325A To view the original version, visit: © 2025 Send2Press® Newswire, a press release distribution service, Calif., USA. RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT. Disclaimer: This press release content was not created by nor issued by the Associated Press (AP). Content below is unrelated to this news story.
Associated Press
08-05-2025
- Business
- Associated Press
Argyle integrates with Tidalwave to deliver embedded, real-time verification of income and employment
- New integration gives lenders faster, more efficient VOIE while improving the borrower experience - NEW YORK CITY, N.Y., May 8, 2025 (SEND2PRESS NEWSWIRE) — Argyle, a service provider automating income and employment verifications for some of the largest lenders in the United States, today announced its integration with Tidalwave, an agentic AI mortgage point-of-sale (POS) platform. The integration embeds Argyle's verification of income and employment (VOIE) solution directly into Tidalwave's borrower workflow, eliminating manual steps and accelerating loan origination as lenders prepare for a more active housing market. Through this integration, borrowers can connect their payroll provider and verify income and employment data within Tidalwave's Form 1003 application process, removing the need for separate emails or external verification steps. Loan officers can view verification status in real time and request VOIE at any stage of the loan lifecycle, whether at application or later in the process based on lender preferences. KEY INTEGRATION BENEFITS: 'Lenders no longer have to choose between borrower convenience and quality verification data; the integration between Tidalwave and Argyle delivers both,' said John Hardesty, vice president of mortgage at Argyle. 'By embedding verification at the point of sale, we help lenders move loans through the process faster while ensuring income and employment data remains accurate and complete.' 'Tidalwave leverages agentic AI to keep borrowers engaged while streamlining workflows for lenders,' said Tidalwave Co-founder and CEO Diane Yu. 'By integrating Argyle's verification solution, we reinforce our dedication to delivering an AI-driven mortgage experience that is smarter, faster and more intuitive.' 'At GNB Mortgage, we're always looking for ways to streamline our processes and better serve our customers. This integration is a testament to what's possible when technology providers work together—it gives us timely, reliable data that supports faster, more informed lending decisions,' said Paige Hagerhorst, SVP of operations and technology at GNB Mortgage. Tidalwave supports a range of loan origination systems, including Encompass® from ICE Mortgage Technology ®, MeridianLink and Calyx, ensuring seamless data interoperability. The Argyle integration is available now to mutual customers, including Great Northern Bank, with expanded availability expected in the coming months. About Argyle: Argyle is the leading provider of direct-source, consumer-permissioned income and employment verifications, making it fast and easy to gain secure and reliable access to the most complete real-time datasets stored in consumers' payroll accounts. With Argyle, lenders automate verification workflows to save time, reduce fraud and compliance risks, lower costs, and build better product experiences. As an authorized report supplier for Fannie Mae's Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac's Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers' ability to pay and improve loan quality—all at 60–80% less cost. Argyle's commitment to innovation is backed by investors including Bain Capital Ventures, SignalFire, Checkr and Rockefeller Asset Management. For more information on Argyle's industry-leading VOIE platform, visit About TidalWave: TidalWave is an agentic AI mortgage POS+ startup that streamlines loan origination through automation and generative AI. TidalWave's platform integrates directly with Fannie Mae's Desktop Underwriter and Freddie Mac's Loan Product Advisor systems, enabling real-time underwriting decisions and reducing manual processes for lenders and borrowers. Tags: @withArgyle @tidalwave_ai #mortgage #lending NEWS SOURCE: Argyle ### MEDIA ONLY CONTACT: (not for publication online or in print) Leslie W. Colley Depth for Argyle [email protected] (678) 622-6229 ### Keywords: Mortgage, loan origination systems, Argyle,, AI mortgage point-of-sale, verification of income and employment, NEW YORK CITY, N.Y. This press release was issued on behalf of the news source (Argyle) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P126059 APNF0325A To view the original version, visit: © 2025 Send2Press® Newswire, a press release distribution service, Calif., USA. RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT. Disclaimer: This press release content was not created by nor issued by the Associated Press (AP). Content below is unrelated to this news story.
Associated Press
20-02-2025
- Business
- Associated Press
Informative Research's AccountChek expands payroll provider network for mortgage lenders assessing income through Freddie Mac's AIM
GARDEN GROVE, Calif., Feb. 20, 2025 (SEND2PRESS NEWSWIRE) — Informative Research, a premier technology provider delivering data-driven credit and verification solutions to the lending community, announced an enhancement to its integration with Freddie Mac's Loan Product Advisor® (LPASM) asset and income modeler (AIM). This enhancement enables LPA to assess income and employment for eligibility of representation and warranty relief for lenders using AccountChek® for automated verification of income and employment (VOIE) across a broad range of supported payroll providers. As an approved third-party service provider, AccountChek enables lenders to obtain and transmit to LPA borrower data required for LPA's automated assessment of income, assets and employment verification. 'AccountChek's enhanced integration with AIM represents a major step forward for both mortgage lenders and borrowers,' said Brian Francis, Head of AccountChek at Informative Research. 'By expanding payroll provider access, we're helping lenders reduce risks, enhance loan quality and accelerate loan processing times, all while providing borrowers faster approvals, expanded access to credit and reduced documentation burdens.' AIM automates the assessment of mortgage borrower assets, income and employment data through designated third-party service providers like AccountChek. Using consumer-permissioned technology to obtain direct-to-source data improves verification accuracy and efficiency, enabling lenders to streamline loan origination workflows, accelerate overall processing time and make better-informed lending decisions faster. 'We're truly excited about our collaboration with Informative Research and this opportunity to expand access to LPA's capabilities,' said Daniel Miller, Freddie Mac Single-Family Director of Strategic Technology Partnerships. 'Informative Research's approach to solving industry challenges aligns with Freddie Mac's efforts to help lenders drive down the cost to originate, elevate loan quality and make homeownership more achievable for all.' About Informative Research: Informative Research, a Stewart company, is a premier technology provider delivering data-driven credit and verification solutions to the lending community. The solutions provider currently serves mortgage companies, banks, and lenders throughout the United States. The company is recognized for streamlining the loan process with its straightforward service model, progressive solutions, and cutting-edge technology. To learn more, visit ### MEDIA ONLY CONTACT: (not for publication online or in print) Lindsey Neal Depth for Informative Research (404) 549-9282 [email protected] ### Keywords: Mortgage, Freddie Mac, Informative Research, fintech, AccountChek, LPA borrower data, Loan Product Advisor, GARDEN GROVE, Calif. Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P124192 AP-R15TBLLI RIGHTS GRANTED FOR REPRODUCTION IN WHOLE OR IN PART BY ANY LEGITIMATE MEDIA OUTLET - SUCH AS NEWSPAPER, BROADCAST OR TRADE PERIODICAL. MAY NOT BE USED ON ANY NON-MEDIA WEBSITE PROMOTING PR OR MARKETING SERVICES OR CONTENT DEVELOPMENT.
Associated Press
10-02-2025
- Business
- Associated Press
Argyle launches fully embedded VOIE for mortgage lenders through nCino integration
- Enhanced integration boosts loan pull-through and quality with direct data flow from the point of sale to the loan origination system - NEW YORK CITY, N.Y., Feb. 10, 2025 (SEND2PRESS NEWSWIRE) — Argyle, a service provider automating income and employment verifications for some of the largest mortgage lenders in the United States, today announced significant enhancements to its integration with nCino (NASDAQ: NCNO), the leading provider of intelligent, best-in-class banking solutions. Argyle and nCino first teamed up in 2022 to bring fully digital verification of income and employment (VOIE)—including reports, pay stubs and W-2s—to the more than 370 mortgage companies and 52,000 loan officers that rely on nCino to manage the loan application process. The latest enhancements to the integration, now available to all nCino customers, improve application pull-through and loan quality by allowing lenders to embed VOIE directly into the point-of-sale (POS) workflow within nCino's Mortgage Suite. In addition to retrieving VOIE reports and pay documents from Argyle, nCino now captures data elements like GSE Reference IDs and automatically transfers them to the lender's loan origination system (LOS). Key Integration Enhancements: Friction-Free Verification: Instead of inviting their customers to verify income and employment with an email or SMS, lenders can now simplify borrower interactions and improve application pull-through by presenting Argyle's VOIE solution as an embedded, in-app experience directly in the Form 1003 application flow within nCino Mortgage. Customizable Workflows: With Argyle and nCino Mortgage, lenders can tailor VOIE workflows and customize payroll connection lists for each of their business units or operating groups, creating personalized experiences that enhance borrower satisfaction. Faster, More Accurate AUS Submission: In addition to W-2s, pay stubs and VOIE reports, Argyle's raw income data elements automatically populate in the Uniform Residential Loan Application (URLA) to accelerate GSE rep and warrant (R&W) determination. Argyle's extensive payroll coverage and focus on data completeness can improve the frequency with which lenders secure R&W relief. LOS Interoperability & Continuous Synchronization: nCino automatically passes new VOIE data and documents on to the lender's LOS, enabling a simplified employment re-verification process during the 10-day pre-closing window and ensuring data accuracy across all systems of record throughout the loan lifecycle. Argyle streamlines loan origination and delights borrowers by eliminating manual document collection, resulting in time savings of 5–7 days per loan and cost savings of 60–80% compared to legacy VOIE solutions. Argyle Vice President of Mortgage John Hardesty expects the enhancements to the nCino integration will drive greater adoption among mutual lender customers, enabling them to fully capitalize on these benefits. 'Our expanded integration with nCino reflects Argyle's commitment to meeting lenders and their customers throughout the loan journey. Embedding Argyle's VOIE at the point of sale gets loans through the loan process faster with accurate, complete data lenders and GSEs can trust,' said Hardesty. 'Embedding Argyle directly into the nCino Mortgage Suite makes it easier for lenders to process applications efficiently and provide borrowers with a smooth experience. Our collaboration is all about accelerating VOIE and ensuring borrower data flows smoothly from Argyle to nCino, through LOS platforms and into GSE systems with accuracy,' said Casey Williams, general manager of nCino Mortgage. To learn more, watch a demonstration of Argyle and nCino working in concert to deliver faster, more accurate loan decisions and a better borrower experience: Founded in 2018, Argyle is the leading provider of real-time income and employment verifications. As an authorized report supplier for Fannie Mae's Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac's Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers' ability to pay and improve loan quality—all at 60–80% less cost. Argyle's commitment to innovation is backed by investors including Bain Capital Ventures, SignalFire, Checkr and Rockefeller Asset Management. ### MEDIA ONLY CONTACT: (not for publication online or in print) Leslie W. Colley Depth for Argyle [email protected] (678) 622-6229 ### Keywords: Mortgage, Argyle, nCino, income and employment verifications, NASDAQ: NCNO, loan origination system, NEW YORK CITY, N.Y. This press release was issued on behalf of the news source (Argyle) who is solely responsibile for its accuracy, by Send2Press® Newswire. Information is believed accurate but not guaranteed. Story ID: S2P123909 AP-R15TBLLI
