Latest news with #ValleyNationalBancorp
Yahoo
13-08-2025
- Business
- Yahoo
Why Valley National Bank (VLY) Stock Is Up Today
What Happened? Shares of regional banking company Valley National Bancorp (NASDAQ:VLY) jumped 4.5% in the afternoon session after the broader market rallied as a favorable inflation report boosted optimism for a potential interest rate cut by the Federal Reserve. The positive market sentiment was triggered by the July Consumer Price Index report, which showed annual inflation holding steady at 2.7%, slightly better than economists had anticipated. This news fueled optimism for a potential interest rate cut from the Federal Reserve, sending major indexes like the S&P 500 and Nasdaq to new all-time highs. Bank stocks, which are highly sensitive to interest rate expectations, joined the broader market rally. While higher interest rates can sometimes increase bank profits, the prospect of a stable or declining rate environment can reduce fears of an economic slowdown, which is generally positive for financial institutions. The shares closed the day at $9.75, up 4.6% from previous close. Is now the time to buy Valley National Bank? Access our full analysis report here, it's free. What Is The Market Telling Us Valley National Bank's shares are not very volatile and have only had 7 moves greater than 5% over the last year. In that context, today's move indicates the market considers this news meaningful, although it might not be something that would fundamentally change its perception of the business. The previous big move we wrote about was 11 days ago when the stock dropped 3.5% on the news that a surprisingly weak July jobs report and the announcement of sweeping new tariffs fueled fears of an economic slowdown and an impending interest rate cut. The U.S. economy added just 73,000 jobs in July, the weakest gain in over two years, while the unemployment rate rose to 4.2%. This dismal data significantly increased market expectations for a Federal Reserve interest rate cut, with traders now pricing in an 80% probability of a cut in September. Lower interest rates typically harm bank profitability by compressing their net interest margins—the difference between what they earn on loans and pay on deposits. Compounding these worries, the announcement of new tariffs on imports from 92 countries has sparked fears of a global trade war, which could further dampen economic growth and disrupt supply chains, creating a challenging environment for the banking industry. Valley National Bank is up 9.2% since the beginning of the year, but at $9.75 per share, it is still trading 9.6% below its 52-week high of $10.78 from November 2024. Investors who bought $1,000 worth of Valley National Bank's shares 5 years ago would now be looking at an investment worth $1,201. Today's young investors likely haven't read the timeless lessons in Gorilla Game: Picking Winners In High Technology because it was written more than 20 years ago when Microsoft and Apple were first establishing their supremacy. But if we apply the same principles, then enterprise software stocks leveraging their own generative AI capabilities may well be the Gorillas of the future. So, in that spirit, we are excited to present our Special Free Report on a profitable, fast-growing enterprise software stock that is already riding the automation wave and looking to catch the generative AI next.
Yahoo
12-08-2025
- Business
- Yahoo
Top Dividend Stocks To Consider In August 2025
As of August 2025, the U.S. markets are experiencing a robust upswing, with the Nasdaq reaching record highs and major indexes posting solid weekly gains amid easing concerns over tariffs and economic health. This positive momentum presents an opportune moment to explore dividend stocks, which can offer investors a blend of income and potential capital appreciation in a thriving market environment. Top 10 Dividend Stocks In The United States Name Dividend Yield Dividend Rating Valley National Bancorp (VLY) 4.68% ★★★★★☆ Peoples Bancorp (PEBO) 5.76% ★★★★★☆ Huntington Bancshares (HBAN) 3.85% ★★★★★☆ First Interstate BancSystem (FIBK) 6.43% ★★★★★★ Ennis (EBF) 5.51% ★★★★★★ Douglas Dynamics (PLOW) 3.82% ★★★★★☆ Dillard's (DDS) 5.52% ★★★★★★ Columbia Banking System (COLB) 5.98% ★★★★★★ Citizens & Northern (CZNC) 5.99% ★★★★★☆ Archer-Daniels-Midland (ADM) 3.53% ★★★★★☆ Click here to see the full list of 142 stocks from our Top US Dividend Stocks screener. Let's explore several standout options from the results in the screener. Copa Holdings Simply Wall St Dividend Rating: ★★★★☆☆ Overview: Copa Holdings, S.A. operates through its subsidiaries to offer airline passenger and cargo transport services, with a market cap of approximately $4.86 billion. Operations: Copa Holdings generates revenue primarily from its air transportation segment, which accounted for $3.48 billion. Dividend Yield: 5.5% Copa Holdings offers a dividend yield of 5.47%, placing it in the top 25% of US market payers, though its dividends have been volatile over the past decade. The company's payout ratio is reasonable at 41.9%, but high cash payout ratios indicate dividends are not well covered by free cash flows. Recent earnings show growth, with Q2 revenue at US$842.6M and net income rising to US$148.91M, supporting potential future payouts despite past unreliability. Click here and access our complete dividend analysis report to understand the dynamics of Copa Holdings. The analysis detailed in our Copa Holdings valuation report hints at an deflated share price compared to its estimated value. Chevron Simply Wall St Dividend Rating: ★★★★★☆ Overview: Chevron Corporation, with a market cap of $314.55 billion, operates through its subsidiaries in integrated energy and chemicals sectors both in the United States and internationally. Operations: Chevron Corporation generates revenue through its Upstream operations in the United States ($46.35 billion) and internationally ($46.48 billion), as well as its Downstream operations in the United States ($77.86 billion) and internationally ($73.13 billion). Dividend Yield: 4.4% Chevron's dividend payments are well-covered by both earnings and cash flows, with a payout ratio of 85.7% and a cash payout ratio of 86.2%. The company has maintained stable and reliable dividends over the past decade, though its current yield of 4.41% is slightly below top-tier US payers. Recent earnings show a decline in net income to US$2.49 billion for Q2 2025 from US$4.43 billion a year ago, yet dividends remain affirmed at $1.71 per share, reflecting ongoing commitment despite legal challenges and asset restructuring efforts in Asia. Delve into the full analysis dividend report here for a deeper understanding of Chevron. The valuation report we've compiled suggests that Chevron's current price could be inflated. Macy's Simply Wall St Dividend Rating: ★★★★☆☆ Overview: Macy's, Inc. is an omni-channel retail organization that operates stores, websites, and mobile applications in the United States with a market cap of approximately $3.28 billion. Operations: Macy's generates its revenue primarily from its retail department stores, amounting to $22.80 billion. Dividend Yield: 6% Macy's dividend payments are covered by earnings and cash flows, with payout ratios of 35.1% and 77.7%, respectively. However, dividends have been unstable over the past decade, showing volatility and decline. Macy's faces financial challenges with high debt levels but trades at a good value relative to peers. Recent initiatives include a US$250 million debt tender offer and new brand collaborations to enhance its product portfolio, though sales have recently declined from US$5 billion to US$4.79 billion year-over-year. Navigate through the intricacies of Macy's with our comprehensive dividend report here. Our expertly prepared valuation report Macy's implies its share price may be lower than expected. Where To Now? Explore the 142 names from our Top US Dividend Stocks screener here. Shareholder in one or more of these companies? Ensure you're never caught off-guard by adding your portfolio in Simply Wall St for timely alerts on significant stock developments. Unlock the power of informed investing with Simply Wall St, your free guide to navigating stock markets worldwide. Contemplating Other Strategies? Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include CPA CVX and M. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Sign in to access your portfolio
Yahoo
25-07-2025
- Business
- Yahoo
Valley National Q2 Earnings Beat on Y/Y Revenue Rise, Stock Slips 1.8%
Valley National Bancorp's VLY second-quarter 2025 adjusted earnings per share of 23 cents surpassed the Zacks Consensus Estimate by a penny. Also, the bottom line increased 76.9% on a year-over-year were primarily aided by increased net interest income (NII) and non-interest income. A decline in provisions was another tailwind. However, higher expenses hurt the results to some extent. This seems to have disappointed investors as shares of VLY lost 1.8% in yesterday's trading excluded non-core income and charges. After considering these, net income was $133.2 million, surging 89.1% from the year-ago quarter. Valley National's Revenues Improve, Expenses Rise Total revenues (fully-taxable-equivalent or FTE basis) were $496.3 million, up 9.3% year over year. The top line beat the Zacks Consensus Estimate of $493.2 (FTE basis) was $433.7 million, up 7.6% year over year. The net interest margin (FTE basis) was 3.01%, which expanded 17 basis points (bps).Non-interest income increased 22.2% year over year to $62.6 million. The rise was driven by an increase in almost all fee income components, except for insurance expenses of $284.1 million increased 2.4% year over year. Meanwhile, adjusted non-interest expenses rose 1.2% to $273.3 adjusted efficiency ratio was 55.20%, down from 59.62% in the prior-year quarter. A decline in the efficiency ratio indicates an improvement in profitability. VLY's Loans & Deposits Rise As of June 30, 2025, total loans were $49.4 billion, up 1.5% on a sequential basis. Total deposits were $50.7 billion, up 1.5% from the previous quarter. Valley National's Credit Quality: A Mixed Bag As of June 30, 2025, total non-performing assets were $360.8 million, up 15.3% year over year. Allowance for credit losses as a percentage of total loans was 1.20%, up 14 bps from the year-ago provision for credit losses was $37.8 million, down 53.9% year over year. VLY's Profitability & Capital Ratios Improve At the end of the second quarter, adjusted annualized return on average assets was 0.87%, up from 0.47% in the year-earlier quarter. Adjusted annualized return on average shareholders' equity was 7.15%, up from 4.24%.VLY's tangible common equity to tangible assets ratio was 8.63% as of June 30, 2025, up from 7.52% in the corresponding period of 2024. Tier 1 risk-based capital ratio was 11.57%, up from 9.98%. Also, the common equity tier 1 capital ratio of 10.85% was up from 9.55% as of June 30, 2024. Our Take on Valley National VLY's organic growth trajectory, strategic acquisitions and solid balance sheet will support its financials. However, persistently increasing costs and deteriorating asset quality are major concerns. The company's huge CRE loan exposure is worrisome. Valley National Bancorp Price, Consensus and EPS Surprise Valley National Bancorp price-consensus-eps-surprise-chart | Valley National Bancorp Quote Valley National currently carries a Zacks Rank #3 (Hold). You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Performance of VLY's Peers Zions Bancorporation's ZION second-quarter 2025 adjusted earnings per share of $1.58 beat the Zacks Consensus Estimate of $1.31. Moreover, the bottom line rallied 30.6% from the year-ago results were primarily aided by higher net interest income and non-interest income, alongside a provision benefit. Higher loan amounts were another positive. However, a rise in adjusted non-interest expenses acted as a major OZK's OZK second-quarter 2025 earnings per share of $1.58 surpassed the Zacks Consensus Estimate of $1.51. Moreover, the bottom line reflected a rise of 3.9% from the prior-year the results benefited from a rise in NII and non-interest income and lower provisions. Higher loans and deposit balances were other positives. However, higher non-interest expenses acted as spoilsports for Bank OZK. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Zions Bancorporation, N.A. (ZION) : Free Stock Analysis Report Valley National Bancorp (VLY) : Free Stock Analysis Report Bank OZK (OZK) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research
Yahoo
18-07-2025
- Business
- Yahoo
Morgan Stanley Upgrades Valley National Bancorp (VLY) Stock to Overweight, Raises PT
Valley National Bancorp (NASDAQ:VLY) is one of the Morgan Stanley upgraded the company's stock to 'Overweight' from 'Equal Weight' with a price objective of $11, up from the prior target of $10, as reported by The Fly. This upgrade reflects the company's actions over the past 12 months to improve its balance sheet, reduce the commercial real estate concentration, increase reserve ratios, as well as build capital. A business customer signing a commercial real estate loan document, representing the financial products offered. Notably, the firm also noted that Valley National Bancorp (NASDAQ:VLY) has successfully lowered its deposit costs to improve NIM, and additional improvement is anticipated when interest rates decrease further. Overall, the firm's analyst opines that the balance sheet improvement and earnings growth story are not being reflected in the current valuation. In Q1 2025, Valley National Bancorp (NASDAQ:VLY) saw continued improvement in its funding base. The core deposit growth enabled it to further reduce its dependency on the indirect deposits, benefiting its revenue and NIM. Furthermore, the company expects that additional core deposit growth can create a sustainable tailwind amidst the volatile current operating environment. Valley National Bancorp (NASDAQ:VLY) operates as the holding company for Valley National Bank, which offers commercial, private banking, retail, insurance, and wealth management financial services products. While we acknowledge the potential of VLY as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock. READ NEXT: 13 Cheap AI Stocks to Buy According to Analysts and 11 Unstoppable Growth Stocks to Invest in Now Disclosure: None. This article is originally published at Insider Monkey. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
18-07-2025
- Business
- Yahoo
Top Dividend Stocks To Consider In July 2025
As the U.S. stock market continues to ride high, with major indices like the S&P 500 and Nasdaq reaching record levels, investors are closely analyzing earnings reports and keeping an eye on economic developments. In this environment of robust market performance, dividend stocks can offer a blend of income and potential capital appreciation, making them a compelling consideration for those seeking stability amid market highs. Top 10 Dividend Stocks In The United States Name Dividend Yield Dividend Rating Valley National Bancorp (VLY) 4.76% ★★★★★☆ Universal (UVV) 5.87% ★★★★★★ Peoples Bancorp (PEBO) 5.22% ★★★★★☆ Huntington Bancshares (HBAN) 3.73% ★★★★★☆ First Interstate BancSystem (FIBK) 6.24% ★★★★★★ Ennis (EBF) 5.64% ★★★★★★ Dillard's (DDS) 5.89% ★★★★★★ CompX International (CIX) 4.67% ★★★★★★ Columbia Banking System (COLB) 6.03% ★★★★★★ Citizens & Northern (CZNC) 5.67% ★★★★★☆ Click here to see the full list of 143 stocks from our Top US Dividend Stocks screener. Let's take a closer look at a couple of our picks from the screened companies. Timberland Bancorp Simply Wall St Dividend Rating: ★★★★☆☆ Overview: Timberland Bancorp, Inc. is the bank holding company for Timberland Bank, offering a range of community banking services in Washington, with a market cap of $251.66 million. Operations: Timberland Bancorp, Inc. generates revenue primarily from its community banking services segment, totaling $76.81 million. Dividend Yield: 3.2% Timberland Bancorp recently increased its quarterly dividend by 4% to $0.26 per share, reflecting a stable and reliable dividend history over the past decade. Despite trading at 49.7% below estimated fair value, its dividends are well-covered by earnings with a low payout ratio of 30.1%. The company completed a significant share buyback program, enhancing shareholder value, although its dividend yield of 3.21% is modest compared to top-tier US dividend payers. Click here to discover the nuances of Timberland Bancorp with our detailed analytical dividend report. In light of our recent valuation report, it seems possible that Timberland Bancorp is trading behind its estimated value. Coca-Cola FEMSA. de Simply Wall St Dividend Rating: ★★★★☆☆ Overview: Coca-Cola FEMSA, S.A.B. de C.V. is a franchise bottler that produces, markets, sells, and distributes Coca-Cola trademark beverages across several Latin American countries including Mexico and Brazil, with a market cap of $18.63 billion. Operations: Coca-Cola FEMSA, S.A.B. de C.V. generates revenue of MX$286.15 billion from its Non-Alcoholic Beverages segment across its operating regions in Latin America. Dividend Yield: 4.4% Coca-Cola FEMSA recently affirmed a quarterly dividend of US$0.874 per share, maintaining a stable dividend history over the past decade. However, its dividends are not well-covered by free cash flows, with a high cash payout ratio of 171.6%. Despite trading at 53.9% below estimated fair value and having increased earnings by 15.7% last year, its dividend yield of 4.41% remains lower than the top quartile in the US market. Click to explore a detailed breakdown of our findings in Coca-Cola FEMSA. de's dividend report. Our valuation report unveils the possibility Coca-Cola FEMSA. de's shares may be trading at a discount. Universal Insurance Holdings Simply Wall St Dividend Rating: ★★★★★☆ Overview: Universal Insurance Holdings, Inc. operates as an integrated insurance holding company in the United States with a market cap of $679.41 million. Operations: Universal Insurance Holdings generates revenue primarily from its Property & Casualty insurance segment, which amounts to $1.55 billion. Dividend Yield: 3.1% Universal Insurance Holdings declared a quarterly dividend of US$0.16 per share, with dividends consistently stable and growing over the past decade. The payout ratio is low at 27.2%, indicating strong coverage by earnings and cash flows, supported by a cash payout ratio of 9.2%. Although its dividend yield of 3.09% is below the top quartile in the US market, it trades at an attractive value relative to peers, despite recent exclusion from the Russell 2000 Dynamic Index. Navigate through the intricacies of Universal Insurance Holdings with our comprehensive dividend report here. Our comprehensive valuation report raises the possibility that Universal Insurance Holdings is priced lower than what may be justified by its financials. Turning Ideas Into Actions Get an in-depth perspective on all 143 Top US Dividend Stocks by using our screener here. Already own these companies? Bring clarity to your investment decisions by linking up your portfolio with Simply Wall St, where you can monitor all the vital signs of your stocks effortlessly. Join a community of smart investors by using Simply Wall St. It's free and delivers expert-level analysis on worldwide markets. Want To Explore Some Alternatives? Explore high-performing small cap companies that haven't yet garnered significant analyst attention. Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management. Find companies with promising cash flow potential yet trading below their fair value. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include TSBK KOF and UVE. This article was originally published by Simply Wall St. Have feedback on this article? Concerned about the content? with us directly. Alternatively, email editorial-team@ Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
