Latest news with #WorldElite
Yahoo
6 days ago
- Business
- Yahoo
Mastercard credit card benefits: What is the difference between each tier?
Key takeaways Mastercard offers three different credit card tiers: Standard, World and World Elite. Each tier comes with a unique package of Mastercard benefits and perks. These Mastercard credit card features include everything from concierge services and travel rewards to Lyft discounts and free ShopRunner memberships. Mastercard is one of the major credit card networks, along with Visa, Discover and American Express. While the differences between networks like Mastercard and Visa tend to be minimal, each network has a slightly different host of benefits. Mastercard credit card benefits range from basic purchase protections at the Standard level to exclusive travel perks, discounts and services at the World Elite level. In addition to these benefits, Mastercard cardholders will likely also be eligible for card benefits from their card issuer, particularly if they have a rewards credit card. These additional benefits can include things like account management tools, travel and retail discounts, banking apps and more. If you're considering opening a Mastercard credit card, there are plenty of options to choose from. Mastercard credit cards are broken down into three tiers: Standard, World and World Elite. Each tier has different associated benefits and perks, which we'll explore below. What is a Mastercard credit card? Independent banks, credit unions and mid-to-large financial institutions issue Mastercard credit cards. These include larger banks like Capital One and Citi and smaller lenders like Navy Federal Credit Union and Deserve. Mastercard credit cards are easily identified by the Mastercard logo, consisting of two interlocking red and yellow circles. As a credit card network, Mastercard facilitates transactions between card issuers and merchants. For example, suppose you have a Mastercard credit card from Capital One, and you use that card to make a purchase in a store, Mastercard will then process the transaction between Capital One and the store, acting as a middleman to facilitate communication between the bank and the merchant. What's the difference between Standard, World and World Elite Mastercards? Mastercard credit cards come in three tiers, each associated with different benefits. These tiers include Standard, World and World Elite. Benefits can range from perks like zero liability protection to 24/7 concierge service and curated offers. While higher Mastercard tiers come with additional benefits, they are often associated with higher annual fees. These benefits are typically at the card issuer's discretion, so you should be sure to check with your bank and read the fine print before deciding to open a new credit card. Benefits Standard World World Elite Mastercard Zero Liability Protection Yes Yes Yes Mastercard Global Emergency Services Yes Yes Yes Mastercard ID Theft Protection Yes Yes Yes Mastercard Transit Benefit Yes Yes Yes Mastercard Travel Services No Yes Yes Mastercard Travel Rewards No No Yes Mastercard Golf No Yes Yes Priceless Experiences Yes Yes Yes Mastercard Music and Entertainment Access Yes Yes Yes World Elite Concierge No No Yes MoviePass discount Yes No No discount Yes Yes Yes HealthLock trial offer Yes Yes Yes ShopRunner trial offer No Yes Yes Peacock discount No Yes Yes Instacart trial offer and discount No Yes Yes ResortPass discount No Yes Yes Lyft discount No Yes Yes Alo Moves discount No No Yes Standard Mastercard benefits The Mastercard Standard tier credit card is the lowest tier available, but it still comes with some perks, including zero fraud liability protection and identity theft protection. Zero liability protection Zero liability protection protects cardholders in the event that someone makes an unauthorized purchase using their card. This includes purchases made online, in person, over the phone or at ATMs. To be eligible for zero liability protection, you must report the fraudulent charges immediately. Mastercard Global Emergency Service Mastercard Global Emergency Service is a nice perk for cardholders, especially those who travel frequently. This service allows you to report lost or stolen cards, access an emergency card replacement or cash advance, find ATMs, and get help with other questions or concerns you might have regarding your account. Mastercard ID Theft Protection Mastercard ID Theft Protection protects you from identity theft at no extra cost. The service monitors your credit report for potentially fraudulent activity, such as new cards or accounts opened in your name. If you are a victim of identity theft, you'll also be assigned a resolution specialist to help guide you through the process. Mastercard Transit Benefit One of the best Mastercard credit card features is the transit benefit. Cardholders can receive a $2.50 statement credit when they spend $10 or more each month at participating transit locations. You must tap and go with your eligible Mastercard to receive the benefit. Eligible cities and transit agencies include: Massachusetts Bay Transportation Authority (Boston, MA); Chicago Transit Authority and Pace Suburban Bus (Chicago, IL); Dallas Area Rapid Transit (Dallas, TX); Miami-Dade County Department of Transportation and Public Works (Miami-Dade, FL); and Southeastern Pennsylvania Transportation Authority (Philadelphia, PA). Priceless Experiences Mastercard's Priceless Experiences can connect you to both in-person and digital experiences around the globe. Mastercard Music and Entertainment Access Benefit Mastercard cardholders can get exclusive access to ticket presales at top venues at festivals in the U.S. through 3/31/2027. MoviePass MoviePass is a subscription service that allows you to see movies in theaters for a monthly fee. Your Mastercard benefits can get you 50% off your first two months of a new Standard or Premium MoviePass plan (offer expires 1/31/2026). can help you book your dream vacation, and your Mastercard benefits can earn you up to 7% off prepaid stays on (offer expires 9/30/2025). HealthLock HealthLock helps protect you from medical overbilling, whether you're concerned about fraud or whether you simply need your medical bills reviewed for potential errors. Your Mastercard perks include a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost. World Mastercard benefits The World Mastercard includes many of the perks and benefits that come with Standard Mastercards (with the exception of the Moviepass discount), as well as additional travel perks and upgrades. Some of these benefits have two variations: one for World Mastercards and one for World Elite Mastercards. ShopRunner membership Word Mastercard cardholders receive a complimentary ShopRunner membership with their card, which provides access to free two-day shipping and free return shipping at over a hundred online retailers (offer expires 9/30/2025). If you do a lot of online shopping and want your packages to arrive more quickly, the free ShopRunner membership is a useful perk. Priceless Golf Cardholders are eligible for exclusive offers and experiences with the PGA tour through Mastercard's Golf Concierge Service. This includes access to private country clubs and golf courses, as well as golf experiences and events. Mastercard hotel stay guarantee World Mastercard benefits also include Mastercard's hotel stay guarantee. If you book a four-star (or higher) hotel stay through the Mastercard Travel & Lifestyle Services program and encounter any problems, you can contact Aspire Lifestyle and an agent will work with the hotel to make it right or find comparable accommodations. To qualify for this benefit, the hotel must be part of the Mastercard Luxury Hotels & Resorts Collection and the stay must be purchased with an eligible Mastercard directly through the Mastercard Travel & Lifestyle Services program. Mastercard lowest hotel rate guarantee If you book a stay at a hotel that's part of the Mastercard Luxury Hotels & Resorts Collection through the Mastercard Travel & Lifestyle Services program and find a lower rate elsewhere, Mastercard will refund the difference. To use this benefit, you need to file a claim at least 72 hours before your reservation check-in date. Mastercard luxury hotel and resorts portfolio Cardholders can access additional benefits when booking a stay via Mastercard Travel & Lifestyle Services at one of the properties in the Mastercard Luxury Hotels & Resorts Collection. The collection includes over 4,300 hotels and resorts worldwide, and benefits may include complimentary breakfast, room upgrades, early check-in and late check-out, hotel credits and more. Mastercard travel services World Mastercard cardholders can save on hotel stays, car rentals and flight bookings through Mastercard's Travel & Lifestyle Services. This is a great perk if you travel frequently and want to save money on everyday expenses or gain access to additional perks (like free status upgrades). Mastercard airport concierge If you're looking for personalized service, you can't beat Mastercard's airport concierge service. World Mastercard cardholders can arrange for a personal agent to escort them through the airport. ResortPass credit ResortPass allows you to book day passes for popular spas and resorts. Mastercard benefits include a $20 (for World Mastercard) or $30 (for World Elite Mastercard) statement credit on your next ResortPass booking of $200 or more (offer expires 9/30/2025). Lyft discounts World and World Elite cardholders are eligible for a $5 Lyft credit once per month when they take three rides within a month (offer expires 1/31/2026). Additionally, World Elite Mastercard cardholders can get 10% off scheduled rides to U.S. airports when paying with their card. If you use Lyft often, this is a nice perk to take advantage of. Instacart discounts Get your groceries delivered quickly and easily with Instacart — and use your Mastercard perks to get two months of free delivery with Instacart+ and $10 off your second order each month (offer expires 8/31/2025). Peacock discounts If you like streaming popular television series and movies, not to mention access to live sports, Mastercard is offering World Mastercard holders the opportunity to save $3 off their Peacock Premium membership every month. World Elite Mastercard holders can opt for either $3 off a Peacock Premium membership or $5 off a Peacock Premium Plus membership (offer expires 12/31/2025). World Elite Mastercard benefits The Mastercard World Elite tier is the highest tier credit card from Mastercard. In addition to the benefits that come with the previous tiers, World Elite comes with perks like Alo Moves discounts and World Elite concierge service. World Elite concierge If you're looking for personal assistance for all things travel-related, Mastercard's World Elite concierge service is a great benefit to have. This 24/7 concierge service can help you with anything from booking event tickets to purchasing gifts to making dinner reservations. Alo Moves discounts Build strength, flexibility and mindfulness with Alo Moves fitness. Your World Elite Mastercard perks include a 14-day free trial to Alo Moves, 50% off an Alo Moves membership, a one-time 20% discount for eligible purchases on the Alo Yoga website and 300 bonus points to Alo Access, Alo Yoga's loyalty program (offer expires 9/30/2025). How to qualify for a Mastercard credit card Mastercard does not directly issue credit cards to consumers; it partners with other financial institutions like banks and lenders. In order to qualify for a Mastercard credit card, you'll need to apply for a card through one of these institutions. While different lenders have different requirements for applicants, in general, you'll need good to excellent credit and a history of responsible borrowing in order to qualify. In some cases, lenders may allow borrowers to see if they prequalify for a credit card without affecting their credit score. If you're still working to raise your score or build your credit history, there are other options available, including secured credit cards and student credit cards. The bottom line Because different benefits and services can vary widely from card to card — including cards in the same Mastercard tier — you should be sure to compare different cards carefully and review all associated benefits in order to decide which Mastercard credit card is best for you. For most cardholders, the benefits from Mastercard may not be enough of a reason to choose a certain card in and of itself, but they represent nice additional features on top of the rewards a card already comes with. FAQs What are the Mastercard card tiers? Mastercard offers three tiers of credit cards – Standard, World, and World Elite — each with its own collection of benefits. World Elite is the highest tier with the most benefits, followed by World, then Standard. How do I activate my Mastercard benefits? Some Mastercard benefits — like zero fraud liability protection — are automatically included with your card and don't require separate activation; just use your card as normal. Other benefits, including some of the discounts and offers from third-party partners like Instacart, require you to sign up or activate the offer through the partner's website. For a full list of all available offers, their terms, and instructions for activating them, see Mastercard's official pages for Standard, World and World Elite card benefits. Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Yahoo
16-07-2025
- Business
- Yahoo
Elevating Cardholder Experiences Worldwide With the Mastercard Collection and Introduction of World Legend Mastercard
Mastercard unveils a new suite of dining, entertainment and travel benefits, accessible around the world, alongside its most premium credit card tier yet PURCHASE, N.Y., July 16, 2025--(BUSINESS WIRE)--New Mastercard research reveals a powerful paradigm shift: consumers are prioritizing connection and spending time and money on what genuinely fulfills them – experiences with people who matter the most. To meet these evolving needs, Mastercard is unveiling a new suite of elevated benefits – The Mastercard Collection – across its World, World Elite and newly created World Legend Mastercard cards. Introducing The Mastercard Collection With The Mastercard Collection, cardholders and their friends and families can make the most of every moment with elevated, globally connected dining, entertainment and travel benefits: Dining: Priority reservations at sought-after restaurants, specially crafted menus and experiences that transform moments into memories. Entertainment: Ticket access, including presales, and premium seating for the most in-demand music events through our international partnership with Live Nation, as well as access to tickets for sporting events. Travel: Streamlined airport experiences, including access to 190 fast-track security lanes at over 30 airports and to more than 1,350 airport lounges at major international airports across 600 cities and nearly 150 countries, ensuring a smooth and stress-free start to their adventure. Coming soon to select international airports, Mastercard-exclusive dining spaces will also redefine the pre-flight experience by blending comfort, locally inspired flavors, and must-have travel amenities. The Mastercard Collection unlocks premium benefits for cardholders and their loved ones—at home and where their travels take them. During a vacation to London, for example, a U.S. cardholder and her family can enjoy streamlined travel, breezing through airport security; snag dinner reservations at an award-winning restaurant; and book front-row seats at Stranger Things: The First Shadow in the West End. These exclusively curated experiences and more are available to eligible World portfolio cardholders, complementing issuing banks' own benefits and rewards programs. Consumers can browse and book experiences via or their banking app. Debuting World Legend MastercardExpanding its World portfolio for higher-spending cardholders, Mastercard is launching the World Legend Mastercard – its most prestigious consumer card to date. Designed for individuals who want access to exceptional and exclusive experiences that bring them closer to their passions, World Legend is available to banks globally today and will debut to cardholders in the U.S. in Q3 2025, followed by a broader international rollout. Building a Platform for PartnersThe Mastercard Collection and our portfolio of World, World Elite and World Legend cards are built for today's experience-driven consumers. Together, they offer a powerful, curated platform of dining, entertainment and travel experiences that enable issuers to create differentiated products that drive loyalty and brand affinity. The Mastercard Collection is grounded in the philosophy that life's most meaningful moments are truly priceless. Through and our integrated partner channels, cardholders can effortlessly browse, book and enjoy curated experiences that spark emotion, connection and lasting memories — all at their fingertips. Diving Deeper The Mastercard Collection caters to a growing demand from consumers for a more intentional way of living, where spending on meaningful experiences is prioritized over material things. Nearly 75% of cardholders say they feel their best when spending their time on their passions, including culinary exploration, artistic endeavors, and cultural immersion. Two-thirds are becoming more intentional with how they spend their time, focusing on the relationships that matter most (Mastercard proprietary research, 2024). While this shift towards experiences holds true for all demographics, it's especially true among the top 30% of earners, who spend more than twice the average cardholder (Mastercard internal data, 2023). For financial institutions, capturing this audience's attention and building long-term relationships is key. "Time well-spent with people who matter most is truly priceless," said Bunita Sawhney, chief consumer product officer, Mastercard. "That's why we're thrilled to introduce The Mastercard Collection. Together with issuers around the world, we look forward to granting cardholders and their families access to memory-making experiences wherever they go." Mastercard is continuing to expand its benefit offerings available through The Mastercard Collection, meeting consumers where they are, and delivering what matters most to them. For more information about The Mastercard Collection, please visit View source version on Contacts Media Contacts: Molly Strong: | 206.518.1419James Thorpe: | +447807378265 Error in retrieving data Sign in to access your portfolio Error in retrieving data Error in retrieving data Error in retrieving data Error in retrieving data
Business Wire
16-07-2025
- Business
- Business Wire
Elevating Cardholder Experiences Worldwide With the Mastercard Collection and Introduction of World Legend Mastercard
PURCHASE, N.Y.--(BUSINESS WIRE)--New Mastercard research reveals a powerful paradigm shift: consumers are prioritizing connection and spending time and money on what genuinely fulfills them – experiences with people who matter the most. To meet these evolving needs, Mastercard is unveiling a new suite of elevated benefits – The Mastercard Collection – across its World, World Elite and newly created World Legend Mastercard cards. "Time well-spent with people who matter most is truly priceless,' said Bunita Sawhney, chief consumer product officer, Mastercard. 'That's why we're thrilled to introduce The Mastercard Collection." Introducing The Mastercard Collection With The Mastercard Collection, cardholders and their friends and families can make the most of every moment with elevated, globally connected dining, entertainment and travel benefits: Dining: Priority reservations at sought-after restaurants, specially crafted menus and experiences that transform moments into memories. Entertainment: Ticket access, including presales, and premium seating for the most in-demand music events through our international partnership with Live Nation, as well as access to tickets for sporting events. Travel: Streamlined airport experiences, including access to 190 fast-track security lanes at over 30 airports and to more than 1,350 airport lounges at major international airports across 600 cities and nearly 150 countries, ensuring a smooth and stress-free start to their adventure. Coming soon to select international airports, Mastercard-exclusive dining spaces will also redefine the pre-flight experience by blending comfort, locally inspired flavors, and must-have travel amenities. The Mastercard Collection unlocks premium benefits for cardholders and their loved ones—at home and where their travels take them. During a vacation to London, for example, a U.S. cardholder and her family can enjoy streamlined travel, breezing through airport security; snag dinner reservations at an award-winning restaurant; and book front-row seats at Stranger Things: The First Shadow in the West End. These exclusively curated experiences and more are available to eligible World portfolio cardholders, complementing issuing banks' own benefits and rewards programs. Consumers can browse and book experiences via or their banking app. Debuting World Legend Mastercard Expanding its World portfolio for higher-spending cardholders, Mastercard is launching the World Legend Mastercard – its most prestigious consumer card to date. Designed for individuals who want access to exceptional and exclusive experiences that bring them closer to their passions, World Legend is available to banks globally today and will debut to cardholders in the U.S. in Q3 2025, followed by a broader international rollout. Building a Platform for Partners The Mastercard Collection and our portfolio of World, World Elite and World Legend cards are built for today's experience-driven consumers. Together, they offer a powerful, curated platform of dining, entertainment and travel experiences that enable issuers to create differentiated products that drive loyalty and brand affinity. The Mastercard Collection is grounded in the philosophy that life's most meaningful moments are truly priceless. Through and our integrated partner channels, cardholders can effortlessly browse, book and enjoy curated experiences that spark emotion, connection and lasting memories — all at their fingertips. Diving Deeper The Mastercard Collection caters to a growing demand from consumers for a more intentional way of living, where spending on meaningful experiences is prioritized over material things. Nearly 75% of cardholders say they feel their best when spending their time on their passions, including culinary exploration, artistic endeavors, and cultural immersion. Two-thirds are becoming more intentional with how they spend their time, focusing on the relationships that matter most (Mastercard proprietary research, 2024). While this shift towards experiences holds true for all demographics, it's especially true among the top 30% of earners, who spend more than twice the average cardholder (Mastercard internal data, 2023). For financial institutions, capturing this audience's attention and building long-term relationships is key. 'Time well-spent with people who matter most is truly priceless,' said Bunita Sawhney, chief consumer product officer, Mastercard. 'That's why we're thrilled to introduce The Mastercard Collection. Together with issuers around the world, we look forward to granting cardholders and their families access to memory-making experiences wherever they go." Mastercard is continuing to expand its benefit offerings available through The Mastercard Collection, meeting consumers where they are, and delivering what matters most to them. For more information about The Mastercard Collection, please visit
