Latest news with #XRP-USD
Business Insider
5 days ago
- Business
- Business Insider
Could XRP Ever Be Worth $30? Here's What Would Need to Happen
It's a question that's been thrown around for years, usually in Telegram chats, late-night Twitter threads, and Reddit posts: Could XRP ever hit $30? Elevate Your Investing Strategy: Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence. Right now, XRP trades around $3. For it to hit $30, it would need a tenfold increase in price. That's not impossible in crypto, but when we're talking about top-ten coins with massive market caps, the story changes. Let's break down what would need to happen for XRP (XRP-USD) to make that kind of jump, and whether it's even feasible. First, Let's Do the Math There are about 55 billion XRP in circulation, though technically the total supply is capped at 100 billion. Assuming 55 billion are actively trading, a $30 XRP would put its market cap at $1.65 trillion. If all 100 billion were unlocked and valued at $30, that's a $3 trillion valuation. That would make XRP worth more than any public company on earth. Apple (AAPL), currently the most valuable, sits around $3.2 trillion. You'd also be in the ballpark of entire GDPs; for reference, India's GDP is about $3.7 trillion. Then, Let's Consider Demand: Who's Actually Buying All that XRP? To get to $30, XRP would need an absolutely absurd amount of real, sustained demand. And not just from crypto traders flipping coins. We'd be talking about governments, central banks, major financial institutions, and payment networks all locking up XRP in meaningful quantities. Ripple's pitch is that XRP becomes the backbone of cross-border payments, a sort of liquidity bridge for financial institutions. But even if that narrative plays out, we'd still need trillions in volume flowing through XRP on a daily basis. That's not what's happening now. In fact, daily XRP volume today is only in the single-digit billions, and a large portion of that is likely speculative. The real-world usage would need to explode and be sustained to even justify half of that $30 target. Next, Let's Look at Supply Dynamics: Is XRP Scarce Enough? XRP's supply model is a double-edged sword. It's deflationary, but slowly. Some XRP is burned on every transaction, but not at a rate that seriously eats into the supply. It's not like Ethereum, where network usage can actually flip issuance negative. For XRP to rise, either usage has to skyrocket (increasing the burn rate) or huge amounts of XRP would need to be permanently locked up or taken out of circulation — think long-term custody, central bank vaults, or tokenized treasury usage. Right now, Ripple holds about 40 billion XRP in escrow, releasing 1 billion per month. While most of it gets re-locked, the supply overhang still weighs on price. To get to $30, the market would need to absorb this release without flinching, or Ripple would need to drastically change its release strategy. Finally, Zoom Out: What Kind of Market Environment Could Get Us There? It's not just about XRP's fundamentals. A $30 XRP likely implies the entire crypto market is in a hyper-bull cycle, probably topping $20–30 trillion in total value. For XRP to take a large slice of that pie, it would need to outperform most other assets and cement itself as a true utility token, not just a speculative vehicle. Think of a world where tokenized assets are the norm, CBDCs are settling through private rails, and cross-border remittances move via on-chain bridges. In that scenario, XRP's use case becomes real infrastructure. But that also assumes regulators are friendly, global adoption accelerates, and Ripple delivers flawlessly on execution. So, Could It Happen? Technically, yes. But it would require a perfect storm: global adoption, massive use-case execution, regulatory clarity, and likely a fundamental transformation in how the world moves money. It's not impossible, but it's not likely either, at least not anytime soon.
Business Insider
14-07-2025
- Business
- Business Insider
XRP Explodes Past $3 as Capitol Hill Lights the Regulatory Fuse
XRP (XRP-USD) just clocked in over 5% gains, surpassing the $3 psychological mark we were all waiting for. And if the options market is to be believed, that might just be the warm-up. Elevate Your Investing Strategy: Take advantage of TipRanks Premium at 50% off! Unlock powerful investing tools, advanced data, and expert analyst insights to help you invest with confidence. Make smarter investment decisions with TipRanks' Smart Investor Picks, delivered to your inbox every week. As the U.S. Congress kicks off what's being dubbed ' Crypto Week' — a legislative showdown over the future of digital assets — XRP traders aren't taking any chances. The token's implied volatility (IV) has absolutely exploded to 96%, according to Volmex Finance. That's up from just 73% last week and more than double its historical 7-day volatility of 42%. For those unfamiliar, implied volatility basically measures how much the market thinks a price could move in the near future — and this number suggests XRP could swing by as much as 13% in either direction this week. What's Behind the Spike? There are three big reasons markets are volatile — and they all have to do with what's going down in Washington: 1. The GENIUS Act This bill could force stablecoin issuers to hold 1:1 liquid reserves, undergo independent audits, and publish monthly transparency reports. It's essentially an institutional onboarding manual dressed as regulation. 2. The CLARITY Act This is the big one for XRP. It aims to settle the never-ending turf war between the SEC and the CFTC over who regulates what in crypto. Given XRP's long legal tangle with the SEC, this bill could be a game-changer. If passed, it might finally give XRP the breathing room (and bullish runway) it's been looking for. 3. The Anti-CBDC Surveillance Act This one is about privacy and power. It seeks to block the Fed from launching a retail central bank digital currency (CBDC) that critics say could give the government too much insight into your wallet. While not XRP-specific, it's part of the broader legal tone shift that could favor decentralized assets. Why It Matters for XRP Specifically Let's be real, Bitcoin is the king of crypto, but XRP is the legal drama queen. After years of being labeled a security by the SEC and dragged through court, XRP is now finally building momentum on the back of clearer regulatory winds. According to Javier Rodriguez-Alarcón, CIO at crypto market-maker XBTO, these bills could 'unlock tokenized markets' and bring real institutional money into the fold. Essentially this means if XRP becomes the first clear winner of this U.S. regulatory reset, expect a serious re-rating in its price — and fast. He also compared the U.S. situation to markets like the UAE, where regulatory clarity has already allowed tokenized assets to flourish. If Congress follows that path, XRP could go from courtroom drama to capital darling. Remember that Volatility Cuts Both Ways Here's the thing about implied volatility: it doesn't care if the price goes up or down. A 13% swing could just as easily be a correction as it could be a moonshot. Still, XRP is currently showing strong bullish momentum, up over 5% on the day to $3 — its highest price since February. That's a strong signal, and it's catching attention across the board, especially as Bitcoin's own implied volatility remains sleepy in comparison (just 46%, with a 6% expected swing). very spicy. At the time of writing, XRP is sitting at $2.9840.
Business Insider
13-06-2025
- Business
- Business Insider
Will XRP Be Your Last Chance to Become a Millionaire?
XRP (XRP-USD) is no longer just riding news cycles. It's riding economic mechanics. With ETF optimism building, monetary policy shifts looming, and major real-world adoption accelerating, XRP holders are trying to separate hype from hard math. Is there a real chance this coin delivers life-changing returns—or are traders simply dreaming? Confident Investing Starts Here: Easily unpack a company's performance with TipRanks' new KPI Data for smart investment decisions Receive undervalued, market resilient stocks right to your inbox with TipRanks' Smart Value Newsletter Evaluating XRP's Millionaire Math For XRP to make millionaires from modest stakes, the token must rise dramatically. A jump from today's $2.40 to $100 represents a 41x gain. That means an investor with 10,000 tokens today—roughly $24,000 worth—could reach seven-figure status. But here's where it gets interesting: XRP doesn't need wild speculation to get there. It needs inflows. If a Spot ETF is approved, and institutions start accumulating XRP the way they did Bitcoin post-ETF, the resulting demand shock could tip the supply-demand scales fast. XRP's circulating supply is relatively fixed, and much of it is locked or illiquid. That makes price more sensitive to sudden buying pressure. Anticipating Rate Cuts Could Push XRP Up If the Fed begins easing rates at its June meeting, capital is likely to flee conservative assets and seek risk. That's a historical tailwind for crypto—especially altcoins with large communities and established infrastructure. XRP, with a market cap that still sits under its 2021 highs and more utility potential than meme coins, becomes an attractive target. Lower rates don't just increase appetite for risk. They also reduce the opportunity cost of holding assets like XRP over cash or bonds. This could set the stage for XRP to outperform, even in a crowded altcoin field. XRP Ledger Adoption Brings Long-Term Value The XRP Ledger is seeing more real-world traction—from tokenized Treasurys to stablecoins and cross-border payments. Ripple's partnerships with financial giants like Guggenheim and the rollout of RLUSD are turning XRP into more than a speculative asset. This matters. When an asset underpins enterprise-level systems, its volatility often declines while its valuation becomes more stable. The long-term implication? XRP can be both a utility coin and a store of value—a rare combo in crypto. XRP's Technical Indicators Hint at Higher Highs XRP's RSI sits around 57, showing moderate bullish momentum without being overbought. The MACD is holding a positive crossover, and XRP is forming a higher-low structure on the weekly chart—a setup often preceding big breakouts. If XRP clears resistance at $3.00, it could unlock a psychological and technical rally toward the $5 to $10 range. From there, the road to $50–$100 isn't a guarantee—but it's no longer a fantasy either. What It Really Takes to Be an XRP Millionaire Crypto investor Austin Hilton laid it out: Millionaire status isn't about timing the top. It's about cost basis, consistency, and conviction. He advocates for dollar-cost averaging (DCA) and setting realistic price targets based on your stack. For example, someone holding 5,000 XRP at $2.05 would need a $200 price to hit $1 million. But with swing trading and careful stacking, that goal might come closer even if XRP only reaches $100. Patience and planning beat panic and FOMO. Is XRP the Next Millionaire Maker? It depends on what happens next. If ETF approval lands. If rates fall. If institutional demand meets fixed supply. Then yes, XRP could make millionaires. But even without a moonshot, XRP is becoming more than a token. It's morphing into a platform, and millionaires often come not from hype coins, but from owning early pieces of the next infrastructure layer. At the time of writing, XRP is sitting at $2.24.
Business Insider
10-06-2025
- Business
- Business Insider
‘Don't Bet the Bank,' Says Investor About Ripple (XRP)
Ripple (XRP-USD) has been one of the biggest beneficiaries of the shifting political and regulatory landscape following Trump's November election victory. The outcome was widely seen as a win for the broader cryptocurrency market, fueled by expectations that the new administration would adopt a more favorable stance toward digital assets. Confident Investing Starts Here: Easily unpack a company's performance with TipRanks' new KPI Data for smart investment decisions Receive undervalued, market resilient stocks right to your inbox with TipRanks' Smart Value Newsletter So far, those expectations have largely been met. The administration includes several prominent crypto advocates, and Trump's executive order to establish a Strategic Bitcoin Reserve further signaled that crypto has entered the policy mainstream. A major development came with leadership changes at the U.S. Securities and Exchange Commission (SEC). Crypto critic Gary Gensler stepped down, replaced by Paul Atkins – a known proponent of digital assets – bringing promises of lighter-touch regulation and clearer guidance. That shift proved especially pivotal for Ripple Labs. The company had been locked in a years-long legal battle with the SEC over allegations that XRP was sold as an unregistered security. With the new leadership in place, many hoped the case would be dropped, and earlier this year, that's exactly what happened. So, with that catalyst in tow, it's no wonder XRP went on a huge run in the wake of Trump's election win, and is now still trading 342% above pre-election levels, even after a 32% pullback from January's high. Investor Bram Berkowitz notes that removing this 'big overhang' enables Ripple to concentrate on its core mission: streamlining cross-border payments. XRP is well-suited for this role, offering faster and cheaper transactions than traditional systems. Ripple has also launched a stablecoin, RLUSD, to strengthen XRP's utility as a bridge between currencies. On top of that, its recent $1.25 billion acquisition of prime broker Hidden Road signals a push toward greater institutional adoption. And with several firms now seeking approval for XRP spot ETFs, additional demand may soon follow. But the question is whether all that merits an investment in XRP. According to Berkowitz, that's a tougher call than it seems. Cryptocurrencies are notoriously hard to value – there's no cash flow to analyze, and prices are often driven more by hype and headlines than fundamentals. But XRP isn't just another speculative token. It boasts a real-world use case, capable of handling 1,500 transactions per second, which positions it as a strong contender for powering fast, cost-effective cross-border payments. On the other hand, there are also competitors who can process transactions at a fast pace. That said, XRP benefits from being part of Ripple's expanding ecosystem, which now includes a stablecoin, a major prime broker, and established banking partners – potentially positioning it as the go-to token for institutional payments. 'For this reason,' Berkowitz sums up, 'I think XRP is worth a small, speculative investment, but I wouldn't invest too heavily in the token just yet because it's still too volatile.' (To watch Berkowitz's track record, click here) To find good ideas for crypto stocks trading at attractive valuations, visit TipRanks' Best Stocks to Buy, a tool that unites all of TipRanks' equity insights.
Business Insider
25-04-2025
- Business
- Business Insider
CME Group (CME) Says It Will Launch Futures Contracts for XRP
Derivatives exchange CME Group (CME) announced today that it will launch futures contracts for XRP (XRP-USD), a cryptocurrency, on May 19, as long as regulators approve. Interestingly, these futures will be cash-settled, which means that traders won't need to actually own XRP in order to trade them. Futures contracts let people bet on or protect themselves from future price changes. CME's decision shows that there is a growing interest in trading cryptocurrencies beyond just Bitcoin and Ether, especially as altcoins become more popular with investors. Stay Ahead of the Market: Discover outperforming stocks and invest smarter with Top Smart Score Stocks. Filter, analyze, and streamline your search for investment opportunities using Tipranks' Stock Screener. Indeed, XRP has risen by 5.3% so far in 2025, while Bitcoin is slightly down, and Ether has dropped by about 50%. At the same time, the S&P 500 (SPY) has fallen 8.6%, as markets deal with the effects of tariffs and global uncertainty. Because of this, some investors are starting to see altcoins like XRP and Solana (SOL-USD) as safer alternatives. In fact, last month, CME launched futures for Solana, and both tokens have seen rising interest from big investors, which includes firms applying to launch ETFs based on them. Adding XRP futures could help CME grow its presence in the retail trading market, which it has been focusing on. XRP is the digital token created by Ripple Labs, which recently settled a lawsuit with the SEC over claims that it sold unregistered securities. Ripple's CEO, Brad Garlinghouse, called CME's move a big and important step for XRP's future. A recent report by Kaiko Research also showed that XRP's trading volume on U.S. exchanges has been steadily increasing, showing that interest in the token is growing. Is CME a Stock to Buy? average CME price target of $272.69 per share implies 3.3% upside potential.
