Latest news with #coverage
Health Line
3 days ago
- Business
- Health Line
What Happens After Enrolling in Medicare?
After you enroll in Medicare, you receive a welcome packet with information such as your Medicare card. You also have some important decisions to make about additional coverage. It's a great idea for a new Medicare enrollee to learn how Medicare works and the interactions of its parts. Consider familiarizing yourself with the key parts of Medicare: Part A (hospital insurance) Part B (medical insurance) Part C (Medicare Advantage) Part D (prescription drug coverage) Medicare supplement insurance (Medigap) With a solid understanding of the Medicare system, you can make educated decisions and ensure that your coverage aligns with your health and financial goals. Medicare can be complex. If you want help understanding your options and deciding what's best for you, consider speaking with a professional. You can get free, unbiased Medicare counseling from your local State Health Insurance Assistance Program (SHIP). This article discusses what to expect in the weeks after signing up for Medicare and what steps you can take to get the best coverage. Look for your welcome packet Within a couple of weeks of signing up for Medicare, you receive a ' Welcome to Medicare ' packet that contains a: letter introducing you to the Medicare program booklet with your coverage details Medicare card Your Medicare number is on your Medicare card and account. Healthcare professionals, insurers, and certain government agencies require your Medicare number to identify you and ensure you get the appropriate care. You also need your number to join a Medicare plan and buy Medicare supplement insurance. Consider your coverage needs Once you sign up for Original Medicare (parts A and B), you can decide whether to add additional coverage. Your options include: switching to a Medicare Advantage plan adding Part D prescription drug coverage including Medicare supplement insurance (Medigap) Medicare Advantage plans are available from private insurance companies. These plans include the same benefits as Original Medicare but offer extra coverage for other medical necessities, such as dental, vision, and hearing care. Medicare Advantage plans vary by location and provider. You can search for and compare plans on If you want to keep Original Medicare, you have a few options for adding extra coverage. You can sign up for a stand-alone Part D plan to add coverage for prescription drugs. You can also sign up for a Medigap plan to help cover the out-of-pocket costs of Original Medicare. Consider signing up for a Medigap plan within 6 months after your Part B coverage begins to get the most plans at the best prices. Learn when your coverage begins Knowing when your coverage starts is critical after enrolling in Original Medicare. The timing of your coverage initiation depends on when you sign up. If you sign up for Medicare during your initial enrollment period but before the month of your 65th birthday, your coverage begins at the start of your birth month. If you sign up during or after the month you turn 65 years old, coverage begins at the start of the next month. Once your coverage begins, consider contacting your healthcare professionals and pharmacy to update them on your new insurance. Schedule your 'Welcome to Medicare' visit If you sign up for Medicare Part B, you qualify for a 'Welcome to Medicare' preventive visit during your first 12 months of coverage. It's a free, comprehensive visit that includes: a review of your health history educational material on vaccines and other preventive services body measurements necessary referrals a mental health evaluation a written medical plan However, the Welcome to Medicare visit isn't a physical. Get familiar with your coverage Review your policy documentation to understand all facets of your coverage when you finalize your plans. Look at what benefits you can receive, the costs you need to pay, and the coverage limitations. Doing so can help you get the most out of your Medicare coverage and prepare for costs ahead of time. Summary After enrolling in Medicare, you receive some vital information. You also have to make some decisions about your coverage. Watch for your Medicare welcome packet in the mail and review its documents. Read up on how Medicare works to help you make coverage choices that are right for you. Once you finalize your coverage, update your healthcare professionals on your new insurance details, and schedule your Welcome to Medicare preventive visit, if you have Part B. Contact your local SHIP for free Medicare counseling if you have questions.
South China Morning Post
3 days ago
- General
- South China Morning Post
China and US exchange verbal shots; Hong Kong's Indian food: 5 weekend reads you missed
We have put together stories from our coverage last weekend to help you stay informed about news across Asia and beyond. If you would like to see more of our reporting, please consider subscribing
South China Morning Post
3 days ago
- General
- South China Morning Post
China and US exchange verbal shots, Indian food in Hong Kong: 5 weekend reads you missed
We have put together stories from our coverage last weekend to help you stay informed about news across Asia and beyond. If you would like to see more of our reporting, please consider subscribing
Bloomberg
29-05-2025
- Business
- Bloomberg
New CEOs Face an Uphill Battle When the Predecessor Is Ousted
By Analyzing trends in leadership, management and the art of career building. equality coverage here and see all of the .
Forbes
27-05-2025
- Business
- Forbes
Anthem Dental Insurance Review 2025
Why You Can Trust Forbes Advisor We analyzed costs and benefits information for 32 stand-alone dental insurance plans. We looked at price quotes, coverage limits and deductibles, and reimbursement levels. Advertisers do not and cannot influence our ratings. We use data-driven methodologies so all companies are measured equally. You can read more about our editorial guidelines and the methodology for the ratings below. Anthem offers multiple dental insurance plan tiers that vary by cost, coverage, reimbursement level and waiting period. Anthem Dental provides dental coverage in 14 states: Anthem Dental insurance plans have slightly higher-than-average premiums compared to other companies. The two highest-rated plans, Essential Choice PPO Platinum and Essential Choice PPO Gold, have higher premiums than the national average. However, the added costs come with better coverage than that of many competitors. Here's a look at the dental insurance cost differences of top-scoring plans for eight dental insurance companies. Anthem, also known as Elevance Health, is an independent Blue Cross Blue Shield Association licensee. BCBSA has 33 independent licensees that cover members across all 50 states. Elevance, aka Anthem, covers 118 million people with multiple types of insurance plans across 14 states. Anthem's health plans cover an estimated 47 million. In addition to dental insurance, Anthem offers: Anthem has one of the best complaint ratios to state insurance departments. That may signify higher customer satisfaction than competitors. AM Best financial strength rating: A (Excellent) Credit rating agency AM Best gave Anthem an A (Excellent) financial strength rating. AM Best praised Anthem's 'balance sheet strength, highlighting the company's 'strong operating performance, favorable business profile and appropriate enterprise risk management.' To find the best dental insurance companies, we scored 32 stand-alone dental insurance plans. We got quotes from each company and dug into each dental plan to find out what each one covers, what they reimburse for different types of coverage, and coverage limits and deductibles. Only the top-scoring plans from each company are shown. Benefit details can vary by state, so check the plan brochure for details. Ratings are based on the following criteria. Anthem Dental offers multiple plans that we rated highly, including Essential Choice PPO Platinum. Anthem's comprehensive plans may cost more than those of some competitors, but they also come with higher coverage and the flexibility to get dental care outside the plan's provider network. You can shop for Anthem Dental plans by visiting the company's website and entering your ZIP code in the Find Plans in Your Area tool. Anthem will ask for your name, date of birth and email address and will provide you with quotes for plans in your area. You can also call Anthem at (855) 875-1584. You can cancel your Anthem Dental policy by calling the phone number on your dental insurance card. Anthem may ask that you send a letter requesting cancellation.
