Latest news with #defensivedriving
Yahoo
09-07-2025
- Automotive
- Yahoo
New York Drivers Can Combat Rising Auto Insurance Costs with State-Approved Defensive Driving Course from IMPROVLearning
Online course guarantees 10% premium reduction for three years as New York ranks among states with highest insurance rate hikes since 2023 NEW YORK, NY, July 09, 2025 (GLOBE NEWSWIRE) -- As New York drivers face some of the nation's steepest auto insurance rate increases, with averages in NYC jumping upward of $4500 per vehicle and $3200 in other parts of the state. IMPROVLearning offers a proven solution to help motorists reduce their premiums through its DMV-approved defensive driving course. According to a recent S&P Global report, New York is among the top three states that have approved the largest total amount of auto insurance rate increases since 2023, making cost-saving opportunities more crucial than ever for Empire State drivers. IMPROV's New York Defensive Driving Online Course provides drivers with a guaranteed 10% reduction on liability and collision premiums for three full years – a state-mandated discount that every insurance carrier in New York must honor. With auto insurance costs continuing to climb due to factors including increased traffic levels, rising vehicle costs, and higher medical expenses, this course represents one of the most accessible ways for New York drivers to secure immediate and lasting savings. 'With auto insurance rate hikes hitting New York drivers particularly hard, our defensive driving course isn't just an option – it's a financial necessity,' said Gary Alexander, CEO of IMPROVLearning. 'We're seeing more drivers than ever seeking ways to reduce their insurance costs, and our state-approved course delivers guaranteed savings that can add up to hundreds of dollars annually for the typical New York driver.' The course, officially known as the Internet Point & Insurance Reduction Program (IPIRP), offers additional benefits beyond insurance savings. Drivers can reduce up to four points from their driving record, helping avoid potential license suspension – particularly valuable for drivers who may have accumulated violations in today's challenging traffic conditions. Check out the course here: Unlike traditional classroom-based defensive driving courses, IMPROV's program is entirely online and can be completed at the driver's own pace over 30 days. The course features humor-powered lessons designed to keep students engaged while covering essential safe driving principles. There's no final exam – just multiple-choice quizzes to ensure comprehension. 'The beauty of our program is its accessibility and transparency,' Alexander added. 'Drivers can complete the course on any device, there are no hidden fees, and we handle all the paperwork with both the DMV and insurance companies. When you're dealing with rising insurance costs, the last thing you need is additional complexity.' Key features of IMPROVLearning's New York Defensive Driving Course include: Guaranteed 10% premium reduction on liability and collision coverage for three full years Point reduction of up to four points from driving record 100% online format with mobile, desktop, and tablet compatibility No final exam – only brief quizzes throughout the course Transparent pricing with no hidden fees, including free certificate shipping DMV notification handled automatically upon course completion Universal acceptance by all New York insurance carriers as required by state law The course can be started and stopped at any time, with progress automatically saved. Upon completion, IMPROVLearning electronically notifies the New York DMV and provides drivers with their certificate at no additional cost. Drivers simply submit the certificate to their insurance carrier to activate their discount, which applies retroactively to the course completion date. And the best part its actually Fun and super Simple. With New York ranking among the most expensive states for auto insurance and recent rate increases adding financial pressure on drivers, MIMPROVLearning's defensive driving course provides a reliable pathway to meaningful savings. The company has helped thousands of New York drivers reduce their insurance costs while improving their driving skills and safety awareness. For more information about New York Defensive Driving Course or to enroll, visit About IMPROVLearning IMPROVLearning's Mission is to save lives and save dollars through innovative training. 25 years ago, we partnered with the IMPROV Comedy Club to create a driving course that is Fun, Simple and Effective, and have been edutaining our audiences since. Their vision is to rethink the ordinary, and they believe new driver training is an industry that is stuck in the past. It's time that driver's education evolves to meet today's new drivers. Utilized by government agencies, fortune 500 companies, top insurance carriers, and private driving schools, IMPROV's online courses are offered in thirty-four states. Over the last 25 years, they have provided Teen Driver's Education, Traffic School, Defensive Driving, and Insurance Discount courses to over 4 million students. CONTACT: IMPROVLearning 575 Lexington Ave 4th Floor New York NY 10022 United States 646 454 5114 nel recupero dei dati Effettua l'accesso per consultare il tuo portafoglio Errore nel recupero dei dati Errore nel recupero dei dati Errore nel recupero dei dati Errore nel recupero dei dati
Yahoo
26-06-2025
- Automotive
- Yahoo
Dale Earnhardt Jr. Names Two 'Biggest (Expletives)' In NASCAR
Dale Earnhardt Jr. Names Two 'Biggest (Expletives)' In NASCAR originally appeared on The Spun. Former NASCAR champion Dale Earnhardt Jr. had two popular drivers in his crosshairs this week when he addressed a certain style of defensive driving. Advertisement On the latest episode of his Dale Jr. Download podcast, Earnhardt called out Joey Logano and Ross Chastain for their reputations as excellent mirror-drivers. Using a particular expletive, he described the two of them as self drivers who are more eager to win and thus do just enough to ensure their own safety rather than try to make friends off the track. 'The reason why Joey's good at it, the reason why Chastain's good at it, is because they're willing to be the biggest (expletive) out there,' Earnhardt Jr. said. 'It's not engrained in all of us to be selfish, and be purely selfish, but you have to be. I always tried — speaking frankly here, I want to be everybody's buddy. Everywhere I go around the race track on the weekend, I want to be friends with Chase [Briscoe], I want to be friends with everybody. 'When I raced, I wanted to get out of the car and go, 'Hey man, that shit was fun. You good? Hope you liked racing me.' Now, we go to Daytona and Talladega, and I would have to tell myself before I got in the car, 'You're going to have to be an asshole today,' because it wasn't engrained in me to go out there and drive like that. Advertisement 'I didn't do things intentionally like, 'Screw you guys,' and run people into the wall, 'I don't care about your race,' but I knew, to be good at Daytona and Talladega, I kind of had to be a bit of a jerk. I think, the way the Cup car is today, you have to be a jerk, everywhere you go.' BRISTOL, TENNESSEE - SEPTEMBER 15: Dale Earnhardt Jr., driver of the #88 Hellmann's Chevrolet, looks on during practice for the NASCAR Xfinity Series Food City 300 at Bristol Motor Speedway on September 15, 2023 in Bristol, Tennessee. (Photo by Jared C. Tilton/Getty Images)Jared C. Tilton/Getty Images Whether Dale Jr. likes it or not, Logano and Chastain have maneuvered themselves into great position this year. Both have won a race this season and qualified for the NASCAR Cup Series playoff. We're going to see the two of them use all of their skills - even the ones Dale Jr. may not love - to try and win it all this year. Advertisement Related: Dale Earnhardt Jr. Admits He Has A Problem With NASCAR's Two Penalties Dale Earnhardt Jr. Names Two 'Biggest (Expletives)' In NASCAR first appeared on The Spun on Jun 25, 2025 This story was originally reported by The Spun on Jun 25, 2025, where it first appeared.
Malay Mail
12-05-2025
- Automotive
- Malay Mail
Crashes are up in Malaysia: Do you still remember what you learned in driving school? (Be honest)
KUALA LUMPUR, May 13 — With motor insurance premiums set to rise — it's now a matter of when, not if — Malaysian motorists must come to terms with the fact that the rising number of traffic accidents will only speed up the inevitable. To put things into perspective, Bukit Aman's Traffic Investigation and Enforcement Department recorded 598,635 road accidents nationwide in 2023 — averaging 1,640 accidents a day. More often than not, these incidents are the result of reckless driving or a lapse in awareness, spanning across all vehicle types. In a bid to reinforce good road habits for everyone's safety, Malay Mail revisits some of the core principles from Malaysia's driving curriculum that many motorists seem to have forgotten. The rules of defensive driving Defensive driving — also known as prudent driving — boils down to four key rules: maintaining distance, overtaking safely, navigating junctions, and avoiding head-on collisions. 1. Maintaining distance This is where the well-known two-second and four-second rules come in. These guidelines help drivers maintain a safe following distance, giving them time to react to sudden stops or hazards. The two-second rule applies in normal driving conditions — maintain at least two seconds of space between your vehicle and the one in front. The four-second rule should be followed in adverse conditions (e.g. rain, poor visibility, towing a vehicle). Illustration showing how tailgating reduces hazard awareness. — Image courtesy of Road Transport Department (JPJ) 2. Overtaking properly Many drivers ignore the correct steps for overtaking, often overestimating their own skills and underestimating the reactions of others — a mix that frequently leads to collisions. Drivers should follow the CITO routine: Cermin (check mirrors) Isyarat (use indicators) Titik Buta (check blind spots) Olahgerak (execute manoeuvre) There's also the 12-second rule — look ahead 12 seconds to assess whether overtaking is safe. Never overtake near pedestrian crossings, intersections, bends, uphill roads, or where double white lines are marked. 3. Junction rules At a T-junction, vehicles going straight have the right of way, followed by those turning into the intersection, and lastly, those turning out. It's essential to choose the correct lane and use your indicators early when approaching a junction. Example of roundabout lane rules. Choose your lane based on your intended exit. — Image courtesy of Road Transport Department (JPJ) Even when you have right of way, reduce speed. Others may cut in or speed unexpectedly, risking both collisions and traffic jams. 4. Avoiding frontal collisions In a dangerous situation, drivers should attempt to steer right to avoid a direct head-on crash — even if it means sacrificing your own lane position for safety. Know your lanes, use your indicators The golden rule: Keep left unless overtaking. Staying unnecessarily in the fast (rightmost) lane or middle lane is an offence in Malaysia. Commonly referred to as lane hogging, it impedes faster vehicles and increases the risk of rear-end collisions. Once overtaking is complete, move back to the left lane. The leftmost lane — or driving lane — is meant for regular cruising at your intended speed. Heavy vehicles must stay in this lane and are not allowed in the right lane except when overtaking. Misunderstanding road markings is another common issue: Dotted white lines = lane change allowed Double solid white lines = overtaking prohibited Many drivers also neglect their signal indicators, wrongly assuming others can anticipate their moves. Using indicators early helps others adapt — sudden lane changes without warning are a major cause of road accidents. Driving in adverse weather One common error: using hazard lights in the rain. This is not only illegal unless your vehicle is stationary, but it also confuses other drivers. Speeding during rain increases the risk of aquaplaning — where your tyres lose contact with the road due to a layer of water, making braking and steering nearly impossible.
