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Yahoo
an hour ago
- Business
- Yahoo
Vertex Pharmaceuticals (VRTX) Declines More Than Market: Some Information for Investors
In the latest close session, Vertex Pharmaceuticals (VRTX) was down 1.73% at $464.20. The stock trailed the S&P 500, which registered a daily loss of 0.4%. At the same time, the Dow lost 0.98%, and the tech-heavy Nasdaq gained 0.18%. Coming into today, shares of the drugmaker had gained 4.75% in the past month. In that same time, the Medical sector lost 1.56%, while the S&P 500 gained 4.97%. Market participants will be closely following the financial results of Vertex Pharmaceuticals in its upcoming release. The company plans to announce its earnings on August 4, 2025. In that report, analysts expect Vertex Pharmaceuticals to post earnings of $4.25 per share. This would mark year-over-year growth of 133.13%. Alongside, our most recent consensus estimate is anticipating revenue of $2.89 billion, indicating a 9.11% upward movement from the same quarter last year. For the full year, the Zacks Consensus Estimates are projecting earnings of $17.83 per share and revenue of $11.91 billion, which would represent changes of +4145.24% and +8.07%, respectively, from the prior year. Investors should also note any recent changes to analyst estimates for Vertex Pharmaceuticals. Recent revisions tend to reflect the latest near-term business trends. As a result, upbeat changes in estimates indicate analysts' favorable outlook on the business health and profitability. Our research shows that these estimate changes are directly correlated with near-term stock prices. To utilize this, we have created the Zacks Rank, a proprietary model that integrates these estimate changes and provides a functional rating system. The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Over the last 30 days, the Zacks Consensus EPS estimate has moved 0.08% higher. As of now, Vertex Pharmaceuticals holds a Zacks Rank of #3 (Hold). Looking at valuation, Vertex Pharmaceuticals is presently trading at a Forward P/E ratio of 26.5. For comparison, its industry has an average Forward P/E of 17.7, which means Vertex Pharmaceuticals is trading at a premium to the group. The Medical - Biomedical and Genetics industry is part of the Medical sector. This industry, currently bearing a Zacks Industry Rank of 77, finds itself in the top 32% echelons of all 250+ industries. The Zacks Industry Rank evaluates the power of our distinct industry groups by determining the average Zacks Rank of the individual stocks forming the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1. Ensure to harness to stay updated with all these stock-shifting metrics, among others, in the next trading sessions. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Vertex Pharmaceuticals Incorporated (VRTX) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research 擷取數據時發生錯誤 登入存取你的投資組合 擷取數據時發生錯誤 擷取數據時發生錯誤 擷取數據時發生錯誤 擷取數據時發生錯誤
Yahoo
an hour ago
- Business
- Yahoo
Ulta Beauty (ULTA) Dips More Than Broader Market: What You Should Know
In the latest trading session, Ulta Beauty (ULTA) closed at $473.78, marking a -1.23% move from the previous day. This change lagged the S&P 500's 0.4% loss on the day. Meanwhile, the Dow lost 0.98%, and the Nasdaq, a tech-heavy index, added 0.18%. The beauty products retailer's stock has climbed by 1.64% in the past month, falling short of the Retail-Wholesale sector's gain of 4.14% and the S&P 500's gain of 4.97%. The upcoming earnings release of Ulta Beauty will be of great interest to investors. It is anticipated that the company will report an EPS of $4.87, marking a 8.11% fall compared to the same quarter of the previous year. At the same time, our most recent consensus estimate is projecting a revenue of $2.6 billion, reflecting a 1.7% rise from the equivalent quarter last year. In terms of the entire fiscal year, the Zacks Consensus Estimates predict earnings of $23.39 per share and a revenue of $11.64 billion, indicating changes of -7.7% and +3.04%, respectively, from the former year. Investors should also take note of any recent adjustments to analyst estimates for Ulta Beauty. These revisions typically reflect the latest short-term business trends, which can change frequently. As such, positive estimate revisions reflect analyst optimism about the business and profitability. Our research demonstrates that these adjustments in estimates directly associate with imminent stock price performance. To capitalize on this, we've crafted the Zacks Rank, a unique model that incorporates these estimate changes and offers a practical rating system. The Zacks Rank system, ranging from #1 (Strong Buy) to #5 (Strong Sell), possesses a remarkable history of outdoing, externally audited, with #1 stocks returning an average annual gain of +25% since 1988. Over the past month, there's been a 0.65% fall in the Zacks Consensus EPS estimate. Ulta Beauty is currently sporting a Zacks Rank of #3 (Hold). In terms of valuation, Ulta Beauty is currently trading at a Forward P/E ratio of 20.51. This signifies a premium in comparison to the average Forward P/E of 13.56 for its industry. Investors should also note that ULTA has a PEG ratio of 2.91 right now. The PEG ratio is similar to the widely-used P/E ratio, but this metric also takes the company's expected earnings growth rate into account. By the end of yesterday's trading, the Retail - Miscellaneous industry had an average PEG ratio of 2.91. The Retail - Miscellaneous industry is part of the Retail-Wholesale sector. This industry, currently bearing a Zacks Industry Rank of 178, finds itself in the bottom 28% echelons of all 250+ industries. The Zacks Industry Rank assesses the vigor of our specific industry groups by computing the average Zacks Rank of the individual stocks incorporated in the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1. Remember to apply to follow these and more stock-moving metrics during the upcoming trading sessions. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Ulta Beauty Inc. (ULTA) : Free Stock Analysis Report This article originally published on Zacks Investment Research ( Zacks Investment Research Sign in to access your portfolio
Forbes
3 hours ago
- Business
- Forbes
Should You Build Your Retirement Through Values Based Investing?
Impact investing words with charts on the wall. When planning for retirement, it's easy to focus on savings and investing without considering values-based investing. But for many mass affluent investors—especially those with $500,000 or more in investable assets—there's a deeper question: How can my money reflect my personal values? That's where values-based investing comes in. Also known as ESG investing (environmental, social and governance) or socially responsible investing, values based investing aligns your investment strategy with the causes you care about. Whether that's protecting the environment, empowering women, not investing in private prisons and more, your financial plan for retirement can—and should—reflect what matters most to Is values based investing? Values-based investing is a financial strategy that considers both financial returns and your personal social values. It includes your personal ethics, social beliefs, and sustainability goals as part of your investment plan. Unlike traditional investing, which focuses only on risk adjusted returns, values-based investing also asks: Many people assume they have to sacrifice performance to follow their values. That's not true. A 2022 Morningstar study showed that sustainable and ESG (Environmental, Social, and Governance) funds can perform as well or even better than traditional Values Based Investing by Defining What You Care About Before you can include your values as part of your your investment plan, you need to clarify what those values are. Consider what you want your money to accomplish—beyond growing your wealth. Some examples might include: Organizations like As You Sow provide a sampling of some of the possibilities that can be considered in a portfolio through their Invest Your Values Tool. Not sure where to start? Write down the causes you care about, and discuss them with a financial advisor who understands this Your Investment Plan Using Values Based Investing Principles Think of your investment plan like designing a house. You wouldn't hire a builder without first describing the kind of home you want. Similarly, your financial team can't help you align your retirement with your values unless you tell them what those values are. Let's say you care deeply about sustainability. You may be willing to invest in green construction, even if it costs more. The same logic applies to your investments—you might choose ESG mutual funds, exchange traded funds or direct indexing options that reflect your climate values, even if they differ slightly from traditional Based Investing Tools to Align Your Portfolio With Your Beliefs You've likely heard of socially responsible investing (SRI) and ESG investing. These are often the frameworks used to implement values-based investing. Options include: Your investment adviser representative or stock broker (registered representative) can help you explore which of these tools align with your financial goals and your vision for the world. To understand what registrations advisors you may be eavaluationing have, you can check credentials through Values Based Investing a Team Effort With Your Financial Advisors Not all financial advisors are knowledgeable or experienced in this area. Some advisors carry the Chartered SRI Counselor (CSRIC) designation. While certainly a signal of knowledge it does not mean that only advisors with that designation are knowledgeable. You may consider looking for one of InvestmentNews Advisor of the Year, ESG/Responsible Investing, Excellence Awardees, 2025 and 2024. Another potential challenge is that not all broker dealers allow their advisors to sell all funds. For example, Charles Schwab allows some funds that Ameriprise does not. Each company has its own reasons. That should help you know that you may not be getting a full picture of your options. It can also narrow the viewpoint of advisors not exposed to more a Values Based Investing Checkup Before You Retire Ask yourself: If the answer is 'no' to any of these questions, now is the time to take Values Based Investing Can Empower Your Retirement Strategy For mass affluent individuals, retirement isn't just about reaching a number. It's about living with purpose. You've worked hard to accumulate wealth. Don't let your investments undermine the values you've built your life around. Whether you're a Baby Boomer entering retirement, a Gen Xer planning your next chapter, or a Millennial thinking long-term, values-based investing allows you to grow your wealth while building the future you want to see. And perhaps most importantly—values based investing allows your money to stay in alignment with who you are.
Yahoo
3 hours ago
- Business
- Yahoo
If you'd invested $1,000 in gold 10 years ago, here's how much you'd have now
The price of gold has been hitting all-time highs for more than a year, and it seems like its momentum won't slow down. But just how good have gold's returns been over time? Here's how much money you'd have now if you invested $1,000 in gold 10 years ago, as well as the average annual returns over a variety of other periods. But there's more than one way to invest in gold — and if you choose a bad way to buy it, you can lose a huge chunk of your gains. Let's get down to the cold hard returns right away, before discussing what it all means. The table below shows how much money you'd have today if you purchased $1,000 in gold at the spot price at the time noted in each column. The table also provides the total return, as well as the compound average annual growth rate, which can help make comparisons easier. Time period 1 year ago 3 years ago 5 years ago 10 years ago 15 years ago 25 years ago Total value $1,404.18 $1,903.94 $1,841.93 $2,859.36 $2,739.75 $11,683.41 Total return 40.4% 90.4% 84.2% 185.9% 174.0% 1,068.3% Compound average growth rate 40.4% 23.9% 13.0% 11.1% 7.0% 10.3% Source: as of July 9, 2025 For example, if you'd invested $1,000 in gold three years ago, you'd now have nearly $1,904. That translates into a 90.4 percent total return and a 23.9 percent average annual return. Over the 10-year period ending July 9, 2025, gold returned about 11.1 percent per year on average. MORE: How to turn $1,000 into $1 million, according to a top wealth advisor But for some long periods, gold had low average annual returns. For example, in the five years starting July 9, 2010, gold lost more than 1 percent per year on average (or about 4 percent total). In the 10 years starting July 9, 2010, gold returned just above 4.0 percent annually on average. In other words, gold had a miserable decade from July 2010 to July 2020. So it's important to note how gold's recent massive run, which began around the start of 2024, is so key to the average annual return figures in the table above. The starting and ending points can be huge factors in how good or poor the returns look. So let's look at the same time periods, but before gold began its latest run, with returns in the table below going to the end of 2023. Time period 1 year 3 years 5 years 10 years 15 years 25 years Compound average growth rate 9.1% 2.9% 10.0% 5.5% 5.8% 8.2% Source: Returns to Dec. 29, 2023 What were quite good average annual returns though mid-2025 suddenly become middling returns for many periods. For example, in the three years to the end of 2023, gold returned just 2.9 percent per year, while in the 10-year and 15-year periods to 2023 year-end, gold returned a respectable but less impressive 5.5 percent and 5.8 percent annually on average, respectively. It's also important to note that these are the returns that you would have received if you had been able to buy and sell at the spot price of gold, without any further incremental costs, such as storage or insurance. But you may end up paying huge fees if you invest in gold the wrong way. None of this applies to the most popular valuable coins, where the price drivers are scarcity, though it may apply to the most popular gold bullion coins. MORE: 7 warning signs that you may need to choose a new financial advisor The worst way to invest in gold is to buy physical bullion. The key reason is that you'll never be able to transact at the spot price of gold. A dealer will always charge customers more than the spot price to buy gold and will always offer clients less than the spot price to sell it. That's how the gold dealer makes money, and it's just how the business works, because the dealer needs a spread to make a profit. That spread has to come from the buyers and sellers of the product. Just how much does this cost you in terms of total returns? It's enormous in even the best case. Using the same returns as the first table, let's assume that you paid a 5 percent premium when buying and sold at a 5 percent discount. Here's how much you'd have over the same periods. Time period 1 year 3 years 5 years 10 years 15 years 25 years Total value $1,270.45 $1,722.61 $1,666.51 $2,587.04 $2,478.82 $10,570.71 Difference due to spread -$133.73 -$181.33 -$175.42 -$272.32 -$260.93 -$1,112.71 Total return 27.0% 72.3% 66.7% 158.7% 147.9% 957.1% For example, if you bought gold a year ago and then sold it, you'd have a value of $1,270.45 after factoring in the spread. You'd effectively lose $133.73 in value to the spread, turning what had been a 40.4 percent gain into a 27 percent gain — costing basically one-third of your gain. Over a 10-year period, you would have effectively lost $272.32 due to the spread, turning what had been a 185.9 percent gain into a 158.7 percent gain. That spread ate up nearly 15 percent of the total profit on the trade. It's a similar situation with the 25-year period, where the difference is more than $1,112. Here the spread would cost you more than 10 percent of your profit. In even the best case, you wind up paying a huge chunk of your profit to the dealer. But you may end up paying even higher spreads if you're trying to sell your gold quickly, you sell to a dealer with a high spread or it occurs during a time when dealers can increase their spread. Incredibly, you'll need gold to increase nearly 10 percent just to break even on your purchase! For these reasons, buying gold bullion is a sucker's bet on gold prices. Here's a better option. Get started: Match with an advisor who can help you achieve your financial goals If you're looking to invest in physical gold, a better way to do it is to buy a gold exchange-traded fund (ETF). With a gold ETF that invests in physical gold, you avoid the worst elements of buying physical bullion — storing and insuring it, the huge spreads — while being able to buy and sell it at fair market value at any time the market is open. Of course, you'll pay something for these advantages — namely, the ETF's expense ratio. The expense ratio is calculated as a percentage of your investment in the fund, and it's deducted seamlessly from the fund for each day that you own it. One of the best physical gold funds is the SPDR Gold Shares ETF (GLD), which charges a 0.4 percent expense ratio. Let's do a quick comparison between the returns on this fund and those of buying bullion yourself over the past year. Buying physical bullion Buying a gold ETF Difference After-fee returns over 1 year $1.270.45 $1,398.56 $128.11 Effective percentage return 27.0% 39.9% 12.9 percentage points As you can see in the table above, you'll lose 0.4 percent of your total investment in the fund, which is calculated here as a 0.4 percent reduction in the overall value at year-end for simplicity. In other words, with the ETF, you get to keep nearly 99% of your profits, whereas by buying gold bullion, you'd need to give up about one-third of your gains over this past year. Now, it's not all peaches and cream with the ETF, either. Over time, the expense ratio will eat at your returns, too — in the case of the fund mentioned above, 0.4 percent per year. But that beats the heck out of paying 5 percent extra on the buy and losing 5 percent on the sell — effectively many years' worth of the fund's expense ratio — every time you want to transact. Of course, there are other ways to wager on gold, including futures, as well as gold miners' stocks. But in the head-to-head matchup for investing in physical bullion, buying gold through an ETF is so much better than buying the bullion yourself and getting taken to the cleaners on the spread. Gold has long been known as a store of value, particularly in harder economic times, but many investors prefer to invest in cash-generating investments. The legendary superinvestor Warren Buffett has long recommended that investors purchase a low-cost index fund based on the S&P 500 stock index, which has a strong record of returns over long periods. Editorial Disclaimer: All investors are advised to conduct their own independent research into investment strategies before making an investment decision. In addition, investors are advised that past investment product performance is no guarantee of future price appreciation. 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Daily Mail
4 hours ago
- Business
- Daily Mail
B&M shares slump to all-time low after meagre sales growth disappoints investors
B&M shares crashed to an all-time low after meagre sales growth disappointed investors. Sales rose just 1.3 per cent across its 700 UK shops over the 13 weeks to June 28. Total group sales increased by 4.4 per cent to £1.4billion. And it said sales of its fast-moving consumer goods – which include packaged food and cleaning products – fell during the period. Shares fell by as much as 13 per cent yesterday to a fresh low of 223p, before closing down 9.1 per cent at 234.3p. Last month, the retailer pointed to a 'challenging UK retail trading environment'. It said its core customer base of lower-income consumers were hesitant to spend due to 'limited real wage growth'. Boss Tjeerd Jegen, who started last month, also hinted at a major overhaul ahead of the crucial Christmas period.
