Latest news with #national
Yahoo
8 hours ago
- Entertainment
- Yahoo
Passion, idols and the Croatian National Team: ten facts about Petar Sučić
Born in Livno in Bosnia and Herzegovina on 25 October 2003, Petar Sučić began playing football with NK Sport Prevent Bugojno, the amateur team of the biggest city in his region. In 2018, he played in Iskra Bugojno's youth sector, remaining there until 2020, when he caught the eyes of Zrinjski Mostar, Bosnia-Herzegovina's most successful side. In January 2022, he moved to Dinamo Zagreb, playing in the club's second team: Dinamo then sent him on loan to Zrinjski Mostar, where he won the league and national Cup. He returned to Zagreb where he stayed for two seasons, winning the league, Croatian Cup and super cup in the 2023/24 season. In the season just gone, Sučić scored two goals in the Champions League against AS Monaco and Slovan Bratislava and make his debut with Croatia. In total, Petar made 31 appearances and scored seven goals last season, his best rate in his career so far. A PASSIONE SINCE BIRTH Sučić's love for football was born a long time ago, since childhood. A love born at home, with family and friends, during endless days playing with a ball outside. THE PITCHES OF KANDIJA The first pitch that Petar played on was in Kandija, the village where he grew up. A small village with just 300 residents, where his family owned a farm and where he started to kick a ball. FIRST CLASS EXAMPLES Croatia is a country which is famous for its first class players, especially midfielders. Sučić was able to draw inspiration since childhood from players like former Inter players, Mateo Kovacic and Marcelo Brozovic. That's not all: in general, Sučić has always appreciated midfielders who are able to read and understand the game. On an international level, Petar admired the Spanish midfield department of Xavi, Iniesta and Busquets. INTER LEGEND Alongside his compatriots, Petar has always loved Ronaldo, the Brazilian wonder player who enchanted Inter fans from 1997 to 2002. R9 is Sučić's favourite Inter Legend. THE EIGHTH CROATIAN IN INTER'S HISTORY Despite being born in Bosnia and Herzegovina, Petar chose to play for Croatia, the country of his parents. Sučić made his international debut this season, in the Nations League match in Lisbon against Portugal on 5 September. In October, Petar also scored his first goal, in the match between Poland and Croatia in October 2024. Advertisement "Wearing the Croatia shirt is the best feeling in the world. Every player in the world wants to represent their country" Sučić is the eighth Croatian to play for Inter: the first seven players were Antonio Blasevich, Dario Simic, Marko Livaja, Mateo Kovacic, Marcelo Brozovic, Ivan Perisic and Sime Vrsaljko. THREE WORDS A technical midfielder with great precision and running, Petar is a player who describes himself using these three words: PERSONALITY, PATIENCE AND JOY. FREE TIME When he's not training or playing, Sučić spends his free time with his family. A lover of video games, Petar likes to relax by spending time in town: now he will have the chance to discover Milano after being in Mostar and Zagreb. FOOTBALLER COUSIN Petar is not the only football addicted Sučić: his cousin Luka Sučić, born in Linz on 8 September 2002, plays for Real Sociedad and in the Croatian National Team. Luka already faced Inter in the 2023/24 season in the Champions League, when he played for RB Salzburg. The midfielder played the entirety of both games won by Inter in the group stage. FOOTBALL, ONLY ONE PASSION Despite the great Croatian legacy in different sports, Petar only has love for football. On TV, the only sport he follows is football. PRE-MATCH RITUALS How does Petar Sučić concentrate before a match? The Croatian loves to listen to music on the bus, but then abandons his phone to concentrate fully on the match. Attention and concentration to the max: before the match, Petar takes time out to pray.
RNZ News
7 days ago
- Business
- RNZ News
Govt launches Resource Management consultation
The government is billing its Resource Management consultation as the country's biggest ever change to national direction. It comes hot on the heels of the fast track changes and leading up the full RMA replacement due next year. Announcements were released under six ministers' names on everything from housing to mining to agriculture - and some of it's got environmental groups up in arms. Political reporter Russell Palmer has more.
Medscape
28-05-2025
- General
- Medscape
Language Barriers Affect Kids' Access to Preventive Care
A lower proportion of children from non–English-speaking households received preventive medical care visits than their English-speaking peers. METHODOLOGY: Researchers conducted a retrospective analysis of data from a nationally representative survey in the United States in 2022, focusing on the use of preventive care use by children. The main exposure was the primary language spoken at home, reported on a paper, web, telephone, or email-based questionnaire; households were categorized on the basis of language: English, Spanish, and non–English and non–Spanish (including Chinese, Russian, Vietnamese, Hindi, Tagalog, Portuguese, and French). A total of 72,678,635 weighted surveys for children aged 1-17 years (51.2% boys) were included, comprising 85% children from English-speaking, 10.1% from Spanish-speaking, and 5% from non–English, non–Spanish-speaking households. Primary outcome measures were preventive medical and dental care visits, based on how often a child saw a healthcare professional for a preventive checkup and whether they visited a dentist for preventive care in the past year. The receipt of care in a medical home was also evaluated on the basis of components from 16 survey items, such as having a personal doctor, a usual source of sick care, and family-centered care. TAKEAWAY: The adjusted proportion of children who received preventive care visits was lower in Spanish-speaking (0.69; 95% CI, 0.65-0.73) and non–English, non–Spanish-speaking (0.63; 95% CI, 0.58-0.68) households than in English-speaking households. No significant difference was noted in the proportion of preventive dental visits between children from Spanish-speaking and English-speaking households, but non–English, non–Spanish-speaking households had a lower adjusted proportion of dental visits than English-speaking households (0.60; 95% CI, 0.54-0.65 vs 0.69; 95% CI, 0.66-0.71). Children from Spanish-speaking and non–English, non–Spanish-speaking households were less likely to receive care in a medical home than those from English-speaking households (adjusted proportion, 0.18 and 0.21 vs 0.33). No significant difference in emergency department visits and hospitalizations over the past 12 months was found between non–English and English-speaking groups after adjustment. IN PRACTICE: 'These findings underscore the need for targeted interventions to improve preventive care for children from non–English-speaking households, ensuring equitable health care for all,' the authors wrote. SOURCE: This study was led by Prabi Rajbhandari, MD, of the Rebecca D. Considine Research Institute at the Akron Children's Hospital in Akron, Ohio. It was published online on May 22, 2025, in Pediatrics . LIMITATIONS: Researchers relied on the primary language spoken at home as a proxy of language barriers. Using telephone interpreters for non–English, non–Spanish-speaking households may have affected data interpretation quality. Grouping all non–English, non–Spanish languages together limited the analysis of specific languages. DISCLOSURES: No funding was received for this study. One author disclosed receiving a foundation grant from Akron Children's Hospital for studying language access and health literacy among non-English patients and families.
CBS News
27-05-2025
- Business
- CBS News
Rising number of college grads are unemployed, new research shows
Recent college graduates are having a harder time finding work, despite their higher education degrees, which usually give job-seekers a leg up in the labor market. That's according to a new report from Oxford Economics which shows that unemployed recent college grads account for 12% of an 85% rise in the national unemployment rate since mid-2023. That's a high number, given that this cohort only makes up 5% of the total labor force. What's more, the rate of unemployment among workers, ages 22 and 27, who have recently graduated from college, is nearing 6% —which is above the national unemployment rate of 4.2%. "People who have obtained a bachelor's degree or higher have a higher unemployment rate than national average, and this is the first time this has happened in the last 45 years of data," Matthew Martin, senior U.S. economist at Oxford Economics, told CBS MoneyWatch. That's noteworthy, he said, because "those with higher educational attainment usually have better prospects overall than their peer with less." So why are recent college grads are having a tougher time finding work post-college than previous graduating classes did? While the report points to a couple of factors, it finds that much of the rising rate is being driven by industries where employers are slowing hiring. "The rise in the recent graduate unemployment rate is largely part of a mismatch between an oversupply of recent graduates in fields where business demand has waned," according to the report. That holds especially true in the tech industry, as more college students graduate with degrees in computer science and related fields than any other major. "Prospects for employment will remain minimal for these individuals, keeping the unemployment rate elevated in the near term," Oxford Economics researchers wrote in the report. Tech sector-centric Computer science is among the fastest-growing fields of study among undergrads, according to the National Center for Education Statistics, but jobs in the sector are particularly vulnerable to replacement by automation. Recent advances in artificial intelligence also expose workers in the field to being rendered obsolete. "There's a mismatch between business demand and the labor supply overall," Martin said. "And it's very concentrated in the technology sector." The industry hired at a fast clip when the economy reopened post-pandemic, before pulling back. Those cuts are likely still affecting the current unemployment rate, according to Martin. "Some of it could be a normalization after the tech sector's hiring surge at the end of the pandemic around 2021," he said. "But there's also evidence that AI is starting to impact lower-level computer science gigs," he added. Experienced workers who graduated with computer science degrees but have racked up more than a few years of experience are faring fine, noted Martin. It's those who do the kind of lower-level, rote work that AI is already adept at, who are seeing a mismatch between the number of jobs available and the supply of workers seeking them. "Some of it might be businesses being productive with the workers they have and not wanting to increase costs overall by hiring. It could also be higher adoption rates of AI," Martin said. "At the moment, it looks to be a bit of both." Uncertainty slows hiring Economic uncertainty, driven largely by President Trump's aggressive, yet ever-changing tariff agenda, is also leading a number of businesses to press pause on growth and investment. Because of this, the unemployment rate among recent college graduates could continue to inch upward, according to Martin. "We are heading into a period where uncertainty is really high; the impact of tariffs is starting to bleed through, and businesses are facing higher input costs," he said. Although recent college graduates who have secured employment aren't being laid off at higher rates than the rest of the workforce, Martin doesn't expect things to get easier for young graduates on the hunt for employment, absent a surge in hiring by tech companies or mass exodus of workers from the labor force. "There is some softening in demand overall, but a lot of it is concentrated at the moment in recent college graduates, and we are looking for the unemployment rate to rise," he said. The "underemployment" effect When qualified workers with college degrees try and fail to find work in their desired field, they tend to continue seeking work, sometimes looking for a job in another sector, as opposed to withdrawing from the labor force, the report notes. That can lead t college-educated workers finding themselves "underemployed," or in roles where 50% of the workers who occupy them do not have a bachelor's degree or higher. This scenario can doom them for years to come: Underemployed workers tend to remain so for the rest of their careers, according to a report.
Yahoo
25-05-2025
- Business
- Yahoo
Mortgage and refinance interest rates today, May 25, 2025: Rates remain volatile in light of mixed economic news
Mortgage rates are mixed today. According to Zillow, the average 30-year fixed interest rate is down three basis points to 6.91%, while the 15-year fixed rate gained seven basis points to 6.10%. Small moves up or down are a sign of a volatile bond market. You will want to have a target home loan interest rate in mind so that you can concentrate on the entire home-buying process. That means balancing your interest rate with lender fees. Finding the right combination will give you the best overall loan package for the long term. Dig deeper: 6 steps to choosing the right mortgage lender Have questions about buying, owning, or selling a house? Submit your question to Yahoo's panel of Realtors using this Google form. Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.91% 20-year fixed: 6.58% 15-year fixed: 6.10% 5/1 ARM: 6.81% 7/1 ARM: 6.61% 30-year VA: 6.48% 15-year VA: 5.91% 5/1 VA: 6.42% Remember, these are the national averages and rounded to the nearest hundredth. These are today's mortgage refinance rates, according to the latest Zillow data: 30-year fixed: 6.89% 20-year fixed: 6.71% 15-year fixed: 6.08% 5/1 ARM: 7.30% 7/1 ARM: 7.44% 30-year VA: 6.41% 15-year VA: 6.05% 5/1 VA: 6.30% Again, the numbers provided are national averages rounded to the nearest hundredth. Mortgage refinance rates are often higher than rates when you buy a house, although that's not always the case. Read more: Is now a good time to refinance your mortgage? Use the mortgage calculator below to see how various mortgage terms and interest rates will impact your monthly payments. Our free mortgage calculator also considers factors like property taxes and homeowners insurance when determining your estimated monthly mortgage payment. This gives you a more realistic idea of your total monthly payment than if you just looked at mortgage principal and interest. The average 30-year mortgage rate today is 6.91%. A 30-year term is the most popular type of mortgage because by spreading out your payments over 360 months, your monthly payment is lower than with a shorter-term loan. The average 15-year mortgage rate is 6.10% today. When deciding between a 15-year and a 30-year mortgage, consider your short-term versus long-term goals. A 15-year mortgage comes with a lower interest rate than a 30-year term. This is great in the long run because you'll pay off your loan 15 years sooner, and that's 15 fewer years for interest to accumulate. But the trade-off is that your monthly payment will be higher as you pay off the same amount in half the time. Let's say you get a $300,000 mortgage. With a 30-year term and a 6.91% rate, your monthly payment toward the principal and interest would be about $1,978, and you'd pay $412,011 in interest over the life of your loan — on top of that original $300,000. If you get that same $300,000 mortgage with a 15-year term and a 6.10% rate, your monthly payment would jump to $2,548. But you'd only pay $158,605 in interest over the years. With a fixed-rate mortgage, your rate is locked in for the entire life of your loan. You will get a new rate if you refinance your mortgage, though. An adjustable-rate mortgage keeps your rate the same for a predetermined period of time. Then, the rate will go up or down depending on several factors, such as the economy and the maximum amount your rate can change according to your contract. For example, with a 7/1 ARM, your rate would be locked in for the first seven years, then change every year for the remaining 23 years of your term. Adjustable rates typically start lower than fixed rates, but once the initial rate-lock period ends, it's possible your rate will go up. Lately, though, some fixed rates have been starting lower than adjustable rates. Talk to your lender about its rates before choosing one or the other. Dig deeper: Fixed-rate vs. adjustable-rate mortgages Mortgage lenders typically give the lowest mortgage rates to people with higher down payments, great or excellent credit scores, and low debt-to-income ratios. So, if you want a lower rate, try saving more, improving your credit score, or paying down some debt before you start shopping for homes. Waiting for rates to drop probably isn't the best method to get the lowest mortgage rate right now. If you're ready to buy, focusing on your personal finances is probably the best way to lower your rate. To find the best mortgage lender for your situation, apply for mortgage preapproval with three or four companies. Just be sure to apply to all of them within a short time frame — doing so will give you the most accurate comparisons and have less of an impact on your credit score. When choosing a lender, don't just compare interest rates. Look at the mortgage annual percentage rate (APR) — this factors in the interest rate, any discount points, and fees. The APR, which is also expressed as a percentage, reflects the true annual cost of borrowing money. This is probably the most important number to look at when comparing mortgage lenders. Learn more: Best mortgage lenders for first-time home buyers According to Zillow, the national average 30-year mortgage rate is 6.91%, and the average 15-year mortgage rate is 6.10%. But these are national averages, so the average in your area could be different. Averages are typically higher in expensive parts of the U.S. and lower in less expensive areas. The average 30-year fixed mortgage rate is 6.91% right now, according to Zillow. However, you might get an even better rate with an excellent credit score, sizable down payment, and low debt-to-income ratio (DTI). Mortgage rates aren't expected to drop drastically in the near future, though they may inch down now and then.
