Latest news with #newdriver
Yahoo
5 days ago
- Automotive
- Yahoo
A teenaged driver rammed my parked car — now his dad wants to pay for it and bypass insurance. Is this even allowed?
It's a situation many of us might face: You get back to your car after an outing, only to find a dented bumper or scratched panel. But this time, there's a note on the windshield with a name, number and insurance details. You call the number and speak with the father of the person who hit your car. He explains that his son, a new driver, caused the damage and suggests paying for the repairs himself, rather than filing an insurance claim. He's worried about the hit to his son's premiums. It seems honest and you want to be fair to a young driver. But is it smart? Before you agree to skip the insurance claim, here's what you should know. Don't miss Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's how I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast) Robert Kiyosaki warns of a 'Greater Depression' coming to the US — with millions of Americans going poor. But he says these 2 'easy-money' assets will bring in 'great wealth'. How to get in now The risks of settling privately To begin, if you or anyone else was in the car at the time of the accident, it's safest to go through insurance. Injuries can take days to surface and if there's any chance you were hurt, your eventual medical bills can pile up. You'll want the legal and financial protection that comes with an insurance claim. However, if the damage was to your parked car with no one inside, you may consider settling privately, without filing a claim, though you would still likely be required to report the incident to your insurer. And just know that not filing a claim still carries risk. The pros of handling it privately include: Faster resolution: You won't have to wait on insurance adjusters, paperwork, or any delays in receiving your check. No increase to your premium: Car insurance companies often increase your rates following a claim, even if the accident wasn't your fault. A favor to the other driver: They avoid penalties such as points on their license or insurance rate increases. The cons of filing privately include: No guarantees: The other party may not pay in a timely manner. If they ghost you or never pay, you have limited recourse. Risk of hidden damage: You may be on the hook for additional repair bills if the other driver refuses to pay for damage that wasn't apparent at the time of the accident. This can include issues that crop up months later. Stay in the know. Join 200,000+ readers and get the best of Moneywise sent straight to your inbox every week for free. How to skip insurance — safely If you're considering accepting private payment rather than filing an insurance claim, there are steps you must take to protect yourself. Get everything in writing Make sure to get the driver's full name, contact information, license plate and driver's license number. Write up an agreement detailing the time and date of the accident, the damage, estimated costs and their commitment to pay by a certain due date. Document the damage Take photos and videos of the damage to your vehicle, as well as any damage to the other vehicle. Make sure to get every angle and include images of the surrounding area as well. Get an estimate before you accept payment Don't guess what the repairs will cost. Take your vehicle to a trusted mechanic or auto body repair shop before agreeing to payment. If the damages turn out to be more extensive than expected, consider filing an insurance claim. Set a firm payment deadline If the other party wants to pay in full, agree on a firm deadline for payment. If they want to pay in installments, write up a payment schedule and keep records of all the payments received. If you have any doubt about their ability or willingness to pay, ask for payment in full or file an insurance claim. Know your insurance's rules on reporting an accident Some insurance companies (and states) require you to report an accident or damage within a specific number of days with your local DMV or law enforcement agency as well as to your insurance, even if you don't plan to file a claim. Make sure to follow the rules, or you may risk losing your policy. This means that you might have a short window of time (as little as 24 hours) to decide and confirm the other side is truly going to hold up their end of the bargain. Settling up privately can work, but only if you're cautious, thorough and realistic. If you're uncertain about the damage, liability, or the other party's ability to follow through, insurance may still be your safest bet. What to read next Want an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan 'works every single time' to kill debt, get rich in America — and that 'anyone' can do it Here are 5 simple ways to grow rich with real estate if you don't want to play landlord. And you can even start with as little as $10 Rich, young Americans are ditching the stormy stock market — here are the alternative assets they're banking on instead Here are 5 'must have' items that Americans (almost) always overpay for — and very quickly regret. How many are hurting you? This article provides information only and should not be construed as advice. It is provided without warranty of any kind. Solve the daily Crossword
The Sun
13-06-2025
- Automotive
- The Sun
Katie Price takes swipe at daughter Princess's driving – despite SIX road bans
KATIE Price has given her verdict on her daughter Princess' driving skills. Princess, 17, passed her test last month and splashed out on a brand new Audi A1 in white, which is likely to have set her back at least £10,000. 4 4 She has been making the most of her new found freedom - and even went to watch her mum perform on stage. But Katie - who has famously been banned from driving six times in the last ten years after a series of infringements - wasn't impressed with her lack of speed. Chatting to sister Sophie on her podcast The Katie Price Show, the mum-of-five explained: 'Oh,yeah. Princess came. She started following us and I'm like, Princess,I'm going to be late because she was going under the speed limit. 'Obviously, because she's new and it's the roads and it was raining and I didn't want to stress her out, so I gave her the postcode.I said 'look, we'll see you there'.' Sophie was keen to know more about her driving and if she was driving at night yet. Katie added: 'Yeah, she drives to see me. And then I met her at Westfields on Sunday because she goes away goes to lbiza.' When Princess first passed her test, Katie congratulated her writing: " So proud and so scared at the same time.' After revealing her new car, Princess was hit with criticism by fans, who believe it was actually mum and dad Katie and Peter Andre who actually forked out the cash for it. But Princess put that speculation to bed, hitting back at the comments and declaring: 'These comments are so funny. To everyone out there, yes I work and yes I earn my own money which I'm super proud of and so thankful that I'm lucky enough to buy my own car xx.' Becoming an influencer in her own right, Princess has already signed brand ambassador deals with high street beauty chain Superdrug and online retailer PrettyLittleThing, and has launched her own jewellery range. Katie Price's £10k facelift looks tighter than ever in new video as fans say 'that looks painful!' She's also vowed to be a millionaire by the time she turns 20. Her mum Katie was banned from driving for two years in December 2021 after crashing her BMW in a drink-driving smash in Horsham. She had been meant to get her licence back in later 2023, but it was delayed by almost another year. This was after Katie was charged in early 2024 with driving without insurance and a valid licence. Katie's previous driving convictions KATIE Price has been banned from driving six times in the last ten years after a series of infringements. OCTOBER 2003: Escapes a speeding charge on a technicality. JUNE 2008: Given three points for talking on mobile. JULY 2010: Four points for speeding at 99mph. SEPTEMBER: Three points for veering from her lane in her 7½-ton pink horsebox. DECEMBER: Six-month ban after three more points for doing 83mph in a 70mph zone takes her total to 13. AUGUST 2012: 12-month ban after failing to respond to two speeding tickets. FEBRUARY 2018: Banned for six months for failing to give details about the person driving her speeding car. JULY: Quizzed by police for getting behind the wheel while still banned. Says she thought ban was over. SEPTEMBER: Crashes her £63,000 Ranger Rover while allegedly on her mobile. OCTOBER: Held for suspected drink-driving. Spent a night in the cells. DECEMBER: Charged over the drink-drive allegation. JANUARY 2019: Three month ban for driving while banned. FEBRUARY: Further three months after another driving conviction. AUTUMN: Issued with sixth ban, this time for two years. Cut to 18 months on appeal. MARCH 2021: Drives boyfriend's Range Rover. An admin error meant an extra six months under totting up rules had not been added. Questioned by police. SEPTEMBER: Arrested after turning over car DECEMBER: Price banned from driving and given 16-week suspended sentence JULY 2023: Model caught speeding on A417 near Gloucestershire. Her Range Rover is also seized by officers. NOVEMBER: Price is convicted of driving without a licence by JPs at Cheltenham. JANUARY 2024: The mum is slapped with a fine for the speeding offence on the A417. MARCH: Price is ordered to pay another fine and handed more points on her licence after being caught driving without licence or insurance.
Yahoo
13-06-2025
- Yahoo
New driver's brand new car seized by police
A newly-qualified driver had his brand new car seized after being pulled over by police. The driver of a Volkswagen Golf R, who police said had only recently passed their test, was stopped on the M25 at Chorleywood in Hertfordshire. Officers from the road policing unit said the driver had earlier failed to stop for police and the car was not insured. The vehicle was seized and the driver has been reported to court. Posting about the incident on X, and listing the offences the driver was said to have committed, officers wrote: "How to lose your brand new Golf R with 137 miles on the clock [and] licence in one." Follow Beds, Herts and Bucks news on BBC Sounds, Facebook, Instagram and X. Hertfordshire Police
BBC News
13-06-2025
- Automotive
- BBC News
New driver's brand new car seized by Hertfordshire Police on M25
A newly-qualified driver had his brand new car seized after being pulled over by driver of a Volkswagen Golf R, who police said had only recently passed their test, was stopped on the M25 at Chorleywood in from the road policing unit said the driver had earlier failed to stop for police and the car was not vehicle was seized and the driver has been reported to court. Posting about the incident on X, and listing the offences the driver was said to have committed, officers wrote: "How to lose your brand new Golf R with 137 miles on the clock [and] licence in one." Follow Beds, Herts and Bucks news on BBC Sounds, Facebook, Instagram and X.
