logo
#

Latest news with #prefab

Prefabricated homes could be the answer to Australia's housing and climate issues
Prefabricated homes could be the answer to Australia's housing and climate issues

ABC News

timea day ago

  • General
  • ABC News

Prefabricated homes could be the answer to Australia's housing and climate issues

Pre-fab housing has a long history in Australia. ( ) From early colonial settlers to the post-war construction boom, prefabricated and modular housing has a long history in Australia. Can factory-built homes fix our housing woes and help the climate? The donga is a quintessential Australian term that no one really knows the origin of. For those unfamiliar with the term, according to the Macquarie Dictionary, it's a "makeshift shelter" or "a portable prefabricated structure". It's often associated with temporary accommodation and offices, in industries like mining and construction. If you went to a state school during the second half of the 20th century, you'll likely associate prefab with demountable classrooms. The donga is a word describing a wide range of structures, but where it comes from is a mystery. ( ) It's this history that's left a stigma on prefabricated and modular housing construction in Australia. "We need to change the mindset within the community because the history of prefab in Australia is not very good," Dr Ehsan Noroozinejad from the University of Western Sydney says. "Most people think that the current generation of prefab and modular housing is very similar to the housing that they were using as temporary shelters in the 1950s, which were not very high-quality shelters." A small prefabricated home in Altona, Melbourne, about 1950–1952. ( ) Originally assembled in Fitzroy in 1854, the Bellhouse was then moved to its present site in South Melbourne. ( ) Modern prefab buildings are now often higher-quality than their traditional counterparts, but still make up less than 5 per cent of new builds. As Australia struggles to build the homes it needs, governments are grappling with how to increase supply and ease affordability. Productivity in housing construction has remained stubbornly stagnant for more than three decades. At the same time, climate change is putting an increasing number of people's homes at risk, with floods, fires and cyclones destroying thousands of homes in the last decade alone and damaging countless others. Prefabricated or modular homes have been touted as a possible solution to both crises, with the possibility of building climate-resilient, energy-efficient homes at scale, quickly and cheaply. With the side effect of creating less greenhouse gas emissions and waste in the process. "You're seeing amazing, beautiful, architecturally designed [modular] homes that are being delivered all around the country now," says Damien Crough, the co-founder of peak industry body prefabAus. This modular home by architect Daniel Burnett was constructed at the Blok Modular factory in Brisbane and assembled on-site on Stradbroke Island. ( ) The multi-residential design was the winner of the 2025 Australian House of the Year award. ( ) So if prefab could be the answer to Australia's housing and climate issues, what's holding the industry back? How does prefab work? Prefabrication is an umbrella term that means most of the building work is done in a factory, as opposed to traditional construction, where the majority of the building is done onsite. Building components, including the walls and roofs, are manufactured off-site and then transported to the final destination. Modular is going one step further, with the whole house or building constructed in a factory and put on the back of a truck. "Even the facade, even the plumbing, the wiring, everything will be manufactured and tested in the factory," Ehsan says. "All modular systems are definitely prefab but all prefab systems are not definitely modular." A prefab module for an apartment building bound for Queensland at the Modscape factory in Melbourne. ( ) The company specialises in sustainable, high-quality modular homes and commercial buildings. ( ) Advanced manufacturing used in prefab includes robotic technology. ( ) Pre-fabricated housing remains the subject of task forces and reports, rather than a mainstream building method. ( ) Damien Crough says it's a diverse industry, with many different materials, systems and techniques. "You've got timber prefab systems, steel systems, concrete-based construction, hybrid materials and composites. We've now got 3D concrete printing." The advanced manufacturing used in prefab includes robotic technology, AI and digital twins — a virtual replica that mirrors the physical world. These systems make the final product much better than traditional construction, according to Ehsan. "If you see a modular or prefab house from a street view, you cannot distinguish the difference between a traditional system and the modular system," he says. "From the inside, I would say they are much better compared to the traditional system." It's a world away from the tin dongas of the past, in which you typically boiled alive in summer and froze in winter. It's no surprise that the pioneer of factory-built homes is Sweden, the country that brought the world IKEA. It's estimated that around 85 to 90 per cent of homes there are built using prefab. Japan, where many car manufacturing facilities have been converted to house manufacturing, is also touted as a model Australia should look to emulate. Prefab components for homes are manufactured in a factory in the Netherlands. ( ) But so far, the industry in Australia has been unable to get the scale and volume needed to really take off. "It would be great to have factories like that in every state in Australia. That would be excellent. We would really go a long way to contributing to the National Housing Accord targets if we did that," Damien Crough says. "But again, you need the demand and the volume." In the past, governments across the country have been major contributors to building housing stock. In the post-war era from 1945 to 1970, government builds accounted for 16 per cent of residential constructions, but since the 1990s, that's dropped to just 3 per cent, according to analysis by the Australia Institute. "We've got a lot of our members who would definitely invest in scaling up to meet the demand if there was a transparent pipeline of work," Damien says. "It's not the government that's going to deliver this, it's the private sector." A wasteful industry Alongside the speed of construction, one of the major advantages of prefab and modular is the reduction in waste and carbon emissions, of which Australian homes are a major culprit. Residential buildings contribute to waste and emissions in three big ways: the initial build the initial build the waste when you build it the waste when you build it the energy used over the lifetime of the building Construction and demolition is the country's biggest contributor to waste, with around 27 million tonnes sent to landfill each year. The building of residential homes is also the largest contributor to the construction industry's greenhouse gas emissions. As the grid decarbonises and homes become more energy efficient, up-front construction is on track to be the biggest contributor to a building's emissions, and it's locked in during construction. According to a report by the Green Building Council of Australia, an average home built today will contribute 185 tonnes of CO2 equivalent during construction, compared to 24 tonnes of CO2 emitted over its lifetime. On-site construction creates a lot of waste. ( ) Factory-built homes are better on all fronts, according to researchers like Ehsan. "We can reduce the waste and we can do that near to zero," he says. "The final product will be more energy-efficient and higher-quality. So in the long term, during the building life cycle, there will be less maintenance, there will be less energy use." "All these together will produce less carbon emission using this technology." Geelong-based modular startup founder Matt Dingle says while some of this can be done using traditional construction methods, the biggest advantage is planning. "You can design these systems really carefully beforehand and then execute them in the factory," he says. "That often doesn't happen onsite. You see many occasions where there are bandaids over bandaids because something wasn't considered properly at the outset." A low-carbon home Let's break down a typical new Australian build against the types of modular homes Matt is designing. To do that, we'll use the Green Building Council of Australia's "reference home" — which uses data from the Australian Bureau of Statistics to get a picture of what a typical new residential build is like. The major building materials such as concrete, brick, steel, timber, aluminium and glass contribute on average 43 per cent of emissions. All the remaining materials and finishes make up the rest. Emissions are generated by all parts of construction. ( ) A concrete slab is the biggest up-front contributor to carbon emissions during the construction phase — because of both the concrete and the steel reinforcement mesh needed. Pressed brick is the next big-ticket item. That's why making building materials reusable is front of mind for Matt Dingle when designing prefabricated homes. Modular homes can be designed to so components can be reused. ( ) Starting at the ground level, Matt has chosen not to use a concrete slab, instead going with a new type of steel footing that doesn't require any digging. "It won't work in 100 per cent of applications, but we've managed to use it in probably 85 or 90 per cent of ours," he says. "It's also a system that can be removed, and you can take most of those components and use them again." Then there's the external structure of the house. Timber and CLT — "cross-laminated timber" — are common in modular and are a low-carbon option. But Matt uses a special kind of corrugated iron that can seal up gaps in a home to protect against bushfires and provide better energy efficiency. But there are downsides to using so much steel. "We've elected to use a lot of steel in these buildings rather than timber and so the first question really was, what impact [on emissions] does that have?" he says. "If you can also maximise the opportunity for reuse, then steel very quickly outperforms timber in a number of ways." But he admits it's a hotly contested debate. In order to maximise the potential for the steel and other materials being reused, the design doesn't use any welding, instead opting for bolts. And they try not to join dissimilar materials — again, so they can be more easily reused. Climate-proof designs As well as reducing emissions, the industry is also leading the way in building climate-resilient homes, from bushfire-proof materials to homes that can float. Matt's modular homes are designed for the second-highest bushfire rating and can be easily adapted for the highest risk area in the fire zone. "The only thing you have to spend extra on is the windows." An artist's impression of the FORTIS house, a climate-resilient home. ( ) The house has external shutters that close for protection. ( ) There's innovation for modular homes that can survive on flood plains, too. On the NSW mid-north coast, Cicely Sylow has installed the first "amphibious cabin" at the Dunbogan caravan park. The cabin is connected to a pontoon, which is designed to float the house when the waters rise. Cicely and her husband decided that instead of paying exorbitant amounts for flood insurance, they would invest that money into flood-resilient infrastructure instead. "We've really been looking at how to make our businesses more resilient to climate change," she says. "Every decision we make is really long-term. At what point can you build to live with the climate? And at what point do you say we need to move away?" After the devastating floods in 2021, they teamed up with an architect, a modular builder and a maritime company that makes pontoons — to see what was possible. When the Dunbogan Caravan Park flooded in May this year, the amphibious cabins almost lifted off the ground. ( ) An amphibious cabin at Dunbogan Caravan Park. ( ) Cicely hopes the floating cabin will help the communities at her two caravan parks stay where they are for longer, and the cost is on par with building raised homes. "We just thought, we need to demonstrate that there is a way so that people don't need to be inundated," she says. "We'll have a section in the park that has amphibious homes and then a section in the park that will have raised." A recent Productivity Commission report highlighted the importance of boosting resilience as climate risks intensify, saying it can lower the costs of disaster recovery and create a healthier, more productive population, with a better quality of life. "People's experience of climate change will depend on the resilience of their home. Resilient housing reduces exposure to the health and wellbeing impacts of climate change and the disruption and displacement caused by natural disasters," the report stated. The commission has made a raft of recommendations to the federal government, which include creating a climate resilience rating system for housing and actions to boost the resilience of housing stock over the coming decades. Associate Professor Lyrian Daniel from the University of Adelaide is leading a project for the Australian Housing and Urban Research Institute (AHURI), into this very question — how to achieve a climate-resilient housing stock by 2050. "The really big question is thinking about climate change and whether our housing is going to be suitably protective or adaptive to climate change in the future," she says. People look out at the swollen Hawkesbury River from the deck of a partially submerged house as floodwaters rise in western Sydney in 2021. ( ) Debris lies outside residential properties affected by floods next to the Manning River in Glenthorne, Australia, in May this year. ( ) Just what a climate-resilient house is will vary depending on its location, but as climate change increases the severity of natural disasters, more homes are at risk. Outside of bushfires, floods, storms and other natural disasters, how homes cope in heatwaves and blackouts will also be important. "Energy efficiency gets us a long way in that we can think about how the house performs in terms of heat and cold with and without air conditioning or heating, for example," Lyrian says. "So if there's a blackout in the middle of summer, will our house still be comfortable for a period of time? If we can't rely on the electricity grid, you know, are there other ways that we can source that energy?" A fundamental flaw Despite its potential, the hype around prefab is yet to materialise, and it's not just public perception holding the industry back. From planning to regulation and finance — everything is designed around building onsite, according to Damien Crough from prefabAus. "A builder goes to a site where the bank has security over that asset, and the builder is building stage by stage and getting paid as they add value." Traditional on-site building is slow and resource-intensive. ( ) It is also harder to get a mortgage for modular homes. While the rules vary from state to state, someone wanting to buy a modular home can typically only get access to a small deposit of around 5 to 10 per cent. That means the manufacturer needs to have the capital to fund the production of the home. "It devalues their business, it makes it hard to grow," Damien says. "We've had a lot of these things which have really limited the growth of prefab in the conventional domestic housing market." Until recently, there had been no contract that existed to buy a modular home, but that's about to change. "We've now got a contract that will be ready by the end of July and available to the market very soon thereafter. We've also had Commonwealth Bank come on and support the creation of that [contract] and also change their lending policy to allow the flow of funds to manufacturers." Flat-pack houses The other major barrier is scale and volume, which are needed to bring the price of modular down to be more competitive with traditional construction. "Modular is usually a little bit more expensive, but much faster. But the fact is, traditional building is way too expensive. If we're going to solve the crisis, we have to find ways of driving the cost lower than traditional building, not just on par with it," Matt Dingle says. "And the only way of doing that is to embrace more efficient ways of doing things." Most modular and prefab businesses rely on large single contracts like education buildings or social housing, rather than residential, Matt says. "Each of the builders has visibility of how many they're going to need to build and what they're going to need to build each year. They get allocated a quota — that makes the planning process and investing process a lot easier. "We wanted to focus on [residential] housing and we found it difficult to generate enough consistent demand to keep it all rolling." These modular homes were installed in Middleton Beach in Western Australia. ( ) That's despite the federal government's goal of building 1.2 million homes by mid-2029, which is currently falling well behind. "It's quite damning," Matt says. "We really need to take a big step in the direction of improving efficiency and getting that volume is going to be part of how it's done." Matt is leading a project with Deakin University to design climate-resilient modular communities in regional Victoria, in the hope it could be an answer to increasing volume and improving housing productivity. While Sweden and Japan are often touted as the leaders in factory-built houses, Australians have very different ideas about what they want from a home and how we live. But Matt believes there is a mindset shift in younger generations' views on housing. "This is where the project is going to be fascinating, because we'll get a chance to talk to the people who are really interested in accessing the housing that we're proposing to build and ask them what they want." An artist's vision from FormFlow, which is part of a project that will test housing that is sustainable, adaptable, and resilient to the future challenges of climate change. ( ) He hopes it will provide a blueprint for residential modular projects across the country. In what could be the next step in the evolution of the donga, which has helped shelter Australians through major housing booms over the last two centuries.

This Amazon Tiny Home Expands Into a 2-Bedroom With a Full Bath and Lots of Windows—All for Under $30K
This Amazon Tiny Home Expands Into a 2-Bedroom With a Full Bath and Lots of Windows—All for Under $30K

Travel + Leisure

time2 days ago

  • Entertainment
  • Travel + Leisure

This Amazon Tiny Home Expands Into a 2-Bedroom With a Full Bath and Lots of Windows—All for Under $30K

A Spiderman-shaped waffle iron. A sequined pillowcase of Nicolas Cage. A candle that smells like Dr. Pepper. If you can dream it, Amazon likely already has it listed for sale. Avid Travel + Leisure readers already know that this rule of thumb also applies to build-it-yourself tiny homes. We've covered the retailer's selection of prefab homes, including this cozy $8,000 wood cabin, many times before. But we've yet to find a first-person account of what it's like to set up one of these Amazon tiny homes—until today, that is. We've just discovered a full video review of a spacious prefabricated Amazon tiny home, and we almost can't believe how easy the setup process is. Currently listed for $26,000, this tiny home comes delivered as a rectangular container that simply—get this— unfolds to create a fully functional living space. Last year, comedy vlogger Nathan Graham—whose YouTube channel Unspeakable Studios boasts nearly three and a half million subscribers—recorded a video of the entire process. Graham captured himself and his fellow channel partners' antics while unboxing, unfolding, and decorating a near-identical version of this Jaxenor tiny home from Amazon. While Graham's channel is comedic in nature, the results are no joke. Graham and his team are seen pulling and snapping each exterior wall together with little effort. 'This thing is so easy to build, you literally just unfold it,' Graham says to the camera. The quality and attention to detail are apparent, too, even upon initial unboxing. This tiny home has a built-in bathroom that comes with a toilet, shower, sink, and mirrored medicine cabinet. It also comes with a large, open floor plan that can be divided into two bedrooms (Note: You'll need to provide plumbing and electrical wiring yourself.) This prefab home is covered with massive, operational windows that allow light to pour in on each side and can be opened to let in a cool breeze. Dark ceiling accents add extra visual height to the space, especially in contrast to the laminate wood floors. Meanwhile, the stainless steel plumbing fixtures—which come fully installed and ready to be hooked up to a water line—add modern flair to the tiny home. After seeing how Graham and his team decided to decorate their tiny home to create the ultimate gamer hideaway, it seems like there is limitless possibility for how this tiny home could be outfitted. Throw in some bunk beds, bean bags, and wide-screen television, and you've got an after-school hangout space suited for the kiddos. Or add bookshelves, some lamps, a fluffy rug, and a deep-seated daybed for the private reading nook of your dreams. With its U-shaped floor plan and minimalist style, the options are truly endless. Love a great deal? Sign up for our T+L Recommends newsletter and we'll send you our favorite travel products each week.

Amazon Listed a Cabin-style Tiny House With Plenty of Windows and a Sleek Wood Finish—and It's on Sale
Amazon Listed a Cabin-style Tiny House With Plenty of Windows and a Sleek Wood Finish—and It's on Sale

Travel + Leisure

time09-08-2025

  • Business
  • Travel + Leisure

Amazon Listed a Cabin-style Tiny House With Plenty of Windows and a Sleek Wood Finish—and It's on Sale

If you've outgrown your apartment but aren't quite ready to invest in your first real home, a tiny house could be a great intermediary step to get the feel for being your own landlord without such a steep price tag. And since Amazon seems to have it all, the retailer took its reputation as a one-stop shop one step further by listing the Amgui Portable Prefab Tiny House with a number of smart features that'll get you excited to live life on a smaller scale. Currently on sale for $2K off, this pared-down accommodation is the perfect starter home for beginner homeowners, and with two bedrooms and an array of bright, airy windows, it's both functional and beautiful. $39,999 $37,999 at Amazon This pre-fabricated tiny home is made with a durable steel frame along with sturdy steel pipes to maintain the integrity of the house and ensure your confidence in your new abode. Its 369 square feet of living space includes a vast living room, two bedrooms, a fully equipped kitchen, and a full bathroom—everything you need to comfortably host friends or family. The thoughtful design includes one large double glass door along with a multitude of windows to let in the natural light (largely depending on your setup location, of course), and both the walls and roof are insulated with foam boards to keep you temperate year-round. Not to mention the front door and windows are also reinforced with broken bridge aluminum that supports temperature regulation for a more comfortable living experience. While it may be convenient (and more affordable) to snag this prefabricated tiny home in lieu of a more traditional option, rest assured, you don't have to throw away your dreams of owning a beautiful house. In fact, you'll find that the contrast of black steel frames to the dark wood exterior creates a gorgeous rustic feel, while light wood PVC floors are just as tasteful and hardly give away the price point of this compact home. $39,999 $37,999 at Amazon Upon its delivery, it won't take much setup for you to be able to settle into your new home, either. The interior is already equipped with cabinets, a water heater, and electrical and plumbing fixtures, along with a toilet, sink, and shower. Best of all, full installation is included with purchase—and right now the home is on sale for $2,000 off. With its stunning wooden exterior and sun-drenched interior, the Amgui Portable Prefab Tiny House is the perfect starter home for would-be homeowners looking to start their journey on a budget. It has everything you need from plumbing to hosting space, and at $37,999, it's a fraction of the cost of investing in a full-sized home. Curious about the other pint-sized houses Amazon has to offer? Keep reading to find more ready-made abodes starting at just $6,798. Love a great deal? Sign up for our T+L Recommends newsletter and we'll send you our favorite travel products each week.

This Cabin-style Tiny Home Has a Sprawling Front Porch and No Shortage of Windows—and It's Under $10K at Amazon
This Cabin-style Tiny Home Has a Sprawling Front Porch and No Shortage of Windows—and It's Under $10K at Amazon

Travel + Leisure

time12-07-2025

  • Lifestyle
  • Travel + Leisure

This Cabin-style Tiny Home Has a Sprawling Front Porch and No Shortage of Windows—and It's Under $10K at Amazon

With the cost of living on the rise, it's really no wonder tiny homes have grown exponentially in popularity in the last several years. Have you ever considered finding a mini living space of your own? Well, Amazon is here to prove that it really does sell it all, as the site is bursting with an impressive selection of pint-sized homes to make you a homeowner on a budget. At the top of our list? The recently-listed Prefab Foldable Tiny Home with a front porch that'll help you live out your Little House on the Prairie dreams— all for under $10K. This cabin-style tiny home is a luxe (and surprisingly spacious) abode that's designed to let in an abundance of natural light thanks to its huge glass front door and multitude of windows scattered around the exterior. The beauty of this home, however, lies in the fact that the design is expandable and entirely customizable, so you'll have your choice between a 20-foot, 30-foot, and 40-foot space, making it possible to live alone or with a partner without feeling cramped. But even if you opt for the smallest iteration of this prefab tiny home, how you choose to design the interior is entirely up to you. You'll be able to collaborate with the distributor to opt for a more open-concept design, or instead section off the interior into up to three bedrooms—the choice is yours. The customization of your home doesn't end with the layout, though. With a number of door, window, and even electrical wiring options, you'll be able to craft a small house fit to your personal taste without the traditional price tag of the typical home. Plus, the house is fitted with a roomy front porch out front that's fit for hosting or relaxing, instantly elevating your new lodgings to luxury status on a smaller scale. The exterior is built from a durable galvanized steel frame and insulated panels, and upon delivery, you'll find you'll simply need to unfold the pre-built house for near-instant accessibility. Of course, where you choose to set up shop will largely determine the views, but the plentiful windows promise to let in natural light to warm up the interior of your space and make you feel right at home. At just $9,700, Amazon's Prefab Foldable Tiny Home is the perfect gateway into home ownership without the bank-breaking cost. With its wide selection of customizable options, you'll be able to craft a space that feels like your own—and is suitable for homebodies and avid hosts alike. Curious about the other tiny home options at Amazon? Keep reading to uncover more quaint picks, starting at just over $6,000. Love a great deal? Sign up for our T+L Recommends newsletter and we'll send you our favorite travel products each week.

Prefab flat in Mayfair sells for more than £15m after ferocious bidding war
Prefab flat in Mayfair sells for more than £15m after ferocious bidding war

Daily Mail​

time02-07-2025

  • Business
  • Daily Mail​

Prefab flat in Mayfair sells for more than £15m after ferocious bidding war

A prefab in Mayfair has been sold for more than £15million after a ferocious bidding war. Rival buyers around the globe pushed the price of the three-bedroom flat in central London 'well above' the £15million asking price, according to the PrimeResi property website. That is likely to make it one of the most expensive prefabs every sold. The desirable residence is in the Clarges building on Piccadilly. The apartment, which is three times the size of the typical UK home, has views over Green Park towards Buckingham Palace. The Clarges was built between 2015 and 2017 by development giant British Land using cutting-edge 'prefab' or 'modular' techniques. The materials were manufactured in a specialist Laing O'Rourke factory and assembled on site, a method chosen to limit obstruction to traffic and disruption to passers-by. Such was the attention to detail that the railings on the balconies mimicked the lacework of the 'piccadill' lace ruffs that gave Piccadilly its name. Previously the plot was occupied by offices and a cark park. Prefab construction may be associated with shoddy workmanship. But such was the appeal of the finished product at Clarges that the penthouse sold in 2019 for £55million. This is possibly the top value ever fetched by a 'prefab'. But then the block does offer a concierge service, a swimming pool, a cinema, treatment rooms and the other extras deemed necessary in a luxe scheme appealing to ultra-high net worth individuals. The stampede to acquire the Clarges flat has drawn attention particularly because of the stagnant state of the central London property which has been hit hard by the Chancellor's tax measures, particularly the changes to the regime covering non-doms. If the flat's new owner was resident overseas and has other homes, as much as £2.7million in stamp duty would have been charged on the transaction. How to find a new mortgage Borrowers who need a mortgage because their current fixed rate deal is ending, or they are buying a home, should explore their options as soon as possible. Buy-to-let landlords should also act as soon as they can. Quick mortgage finder links with This is Money's partner L&C > Mortgage rates calculator > Find the right mortgage for you What if I need to remortgage? Borrowers should compare rates, speak to a mortgage broker and be prepared to act. Homeowners can lock in to a new deal six to nine months in advance, often with no obligation to take it. Most mortgage deals allow fees to be added to the loan and only be charged when it is taken out. This means borrowers can secure a rate without paying expensive arrangement fees. Keep in mind that by doing this and not clearing the fee on completion, interest will be paid on the fee amount over the entire term of the loan, so this may not be the best option for everyone. What if I am buying a home? Those with home purchases agreed should also aim to secure rates as soon as possible, so they know exactly what their monthly payments will be. Buyers should avoid overstretching and be aware that house prices may fall, as higher mortgage rates limit people's borrowing ability and buying power. What about buy-to-let landlords Buy-to-let landlords with interest-only mortgages will see a greater jump in monthly costs than homeowners on residential mortgages. This makes remortgaging in plenty of time essential and our partner L&C can help with buy-to-let mortgages too. How to compare mortgage costs The best way to compare mortgage costs and find the right deal for you is to speak to a broker. This is Money has a long-standing partnership with fee-free broker L&C, to provide you with fee-free expert mortgage advice. Interested in seeing today's best mortgage rates? Use This is Money and L&Cs best mortgage rates calculator to show deals matching your home value, mortgage size, term and fixed rate needs. If you're ready to find your next mortgage, why not use L&C's online Mortgage Finder. It will search 1,000's of deals from more than 90 different lenders to discover the best deal for you. > Find your best mortgage deal with This is Money and L&C Be aware that rates can change quickly, however, and so if you need a mortgage or want to compare rates, speak to L&C as soon as possible, so they can help you find the right mortgage for you.

DOWNLOAD THE APP

Get Started Now: Download the App

Ready to dive into a world of global content with local flavor? Download Daily8 app today from your preferred app store and start exploring.
app-storeplay-store