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News.com.au
08-08-2025
- Business
- News.com.au
The surprise Brisbane suburb ranked best for lifestyle buying
One lone Brisbane suburb is holding its own against the Gold and Sunshine Coasts, being named among the best markets for lifestyle and growth in Southeast Queensland. The MCG Four-Pillar Lifestyle Index ranked four Gold Coast and five Sunshine Coast suburbs in the SEQ top 10, with Deagon, the only Brisbane suburb to make the list, coming in at eighth. The research, commissioned by MCG Quantity Surveyors using SuburbTrends data, analysed Australian markets using four key lifestyle factors of beach access, natural environment, urban amenities and family-friendliness, overlayed with long-run price metrics. The ten 'all-rounder' regions marry strong lifestyle appeal with some of Australia's most resilient price growth. MCG Quantity Surveyors director Mike Mortlock said the purpose of the research was to uncover the suburbs across Australia with the lifestyle offerings plus long-term growth potential. 'The markets that have proved to have more consistent growth have lifestyle components baked in,' he said. Deagon, with a median listing price of $650,000, made the cut for offering affordable property one suburb back from Moreton Bay and a 30-minute commute from the CBD. Jacqui McKeering of McKeering Real Estate said Deagon had long been 'a bit of a secret' in the Brisbane property market. 'No one really goes looking for Deagon – they discover it,' she said. 'When people come to the bayside suburbs, they relate to Brighton, because so many nice seaside towns around the world are named Brighton.' 'Then they find Deagon and they can see the real benefits with the railway line there, good school catchments and proximity to private schools in the area.' 'What buyers also love is that it can be closer to the Sandgate city centre and the water than some parts of Sandgate.' Ms McKeering said Deagon was popular with families and downsizers, though first homebuyers were being priced out of the market as property values rose. 'It is much more affordable than its wealthier neighbours, including Shorncliffe and Sandgate, but still walking distance to all the lifestyle attractions,' she said. 'A lot of young families like Deagon because they can get more bang for buck. Buy the Outback Wrangler's house – get a pet croc 'There are lot of newer homes compared to Shorncliffe and Sandgate and a lot of lowsets that suit the downsizers. 'As an investment suburb, it does tick a lot of boxes as well.' Ms McKeering said Deagon had good opportunity for future development and price growth. 'Being close to the bay and public transport, you can see it going ahead,' she said. Mudgeeraba-Bonogin took out top spot thanks to its balance of acreage and city access plus its proximity to amenities, Burleigh Beach and Tallebudgera Creek. The report deemed the area to be in a mid-range price bracket with homes listed for $1.295m on average. Kahlee Townsend of Ray White Robina said she couldn't agree more with her patch of Mudgeeraba – Bonogin being named number one. 'I believe it's very undervalued for what you get,' she said. 'It has that mix of acreage and residential, proximity to transports and school, and you're 15 minutes to the beach, hospitals and shopping centres.' Shock price reveal for insane Aussie property 'There is an old school community feel, with new age accessibility.' Ms Townsend said post-Covid, buyers were gravitating more towards hinterland living in search of more land and simpler lives. 'Because of the volume of people moving to the Gold Coat, it's quite busy, so the hinterland is giving that slower paced, calming environment that a lot of people are really searching for,' she said. 'To get into beachside suburbs now, you need to compromise yet prices are going through the roof. 'Buyers want land. 'The need for dual living is becoming more and more apparent, with affordability and availability tightening. 'Acreage can offer that dual living set up, whether for extra income, elderly parents or helping children get into the market.' In second place was 'premium' priced Currumbin Valley – Tallebudgera ($1.62m) on the Gold Coast, for similar reasons to Mudgeeraba – Bonogin. This was followed by nearby 'affordable' Labrador ($785,000) for its proximity to employment opportunities, Griffith University, parklands and the coast. Representing the Sunshine Coast, Caloundra West – Baringa ($734,000) came in fourth, then Aroona – Currimundi ($872,000), Maroochydore – Kuluin ($1.085m) and Caloundra – Kings Beach ($799,000). Rounding out the top 10 were Biggera Waters ($728,000) on the Gold Coast and Peregian Springs ($1.353m) on the Sunshine Coast. In the nationwide Lifestyle Index looking at SA3 markets, two Queensland regions made the top 10. Townsville came in at No. 6 and Southport was ranked No. 9. Mr Mortlock said the Four-Pillar Lifestyle Index differed from the recent string of buyer's agents' reports swirling the internet. He said many of these reports were shortsighted, uncovering 'spreadsheet darlings': locations that looked good on paper but were not always sustainable places to own property over decades. 'These reports normally look at short-term, available data,' he said. 'This often gives a range of short-term predictors but they don't always indicate what a good long-term play will be.' 'And, given the high costs of transacting in real estate, that's usually what a property purchase is, whether it's a home or an investment. It's a very long-term play.' Mr Mortlock said the MCG report considered a range of metrics that had long-term, positive influences on property values, but were factors unlikely to be changed by short-term forces. 'We looked at factors that are always in demand,' he said. 'They're attributes that help markets outperform over the long haul. We know buyers will pay a premium to have them.' Features sought out by home seekers year after year included easy access to beaches, amenities, jobs hubs and top schools. 'All the pillars we looked at were attributes that real estate agents have historically highlighted as the most pertinent points for homebuyers,' Mr Mortlock said. The MCG Four-Pillar Lifestyle Index – SEQ Rank SA2 (suburb area) Median listing price Lifestyle score 1 Mudgeeraba – Bonogin $1,295,000 19 2 Currumbin Valley – Tallebudgera $1,620,000 21 3 Labrador $785,000 17 4 Caloundra West – Baringa $734,000 18 5 Aroona – Currimundi $872,000 18 6 Maroochydore – Kuluin $1,085,000 19 7 Caloundra – Kings Beach $799,000 18 8 Deagon $650,000 17 9 Biggera Waters $728,000 18 10 Peregian Springs $1,353,000 19


Zawya
04-08-2025
- Business
- Zawya
Knight Frank: Annual residential price growth tops 17% in Abu Dhabi
Villas outperform the wider market, delivering 42.3% value growth since Q1 2020 More than 33,000 homes currently under construction and scheduled for delivery by 2029 Abu Dhabi, UAE: Abu Dhabi's residential market continued to grow in Q2 2025, with average prices rising by 6.4% quarter‑on‑quarter to AED 1,230 per sqft, according to the latest Abu Dhabi Residential Market Review from global property consultancy Knight Frank. The Q2 figures bring total annual growth in the emirate to 17.3%, representing a 31.3% increase in values since Q1 2020. Apartments were the top performer during the quarter, with values increasing by 6.8% to AED 1,296 per sqft. This marks a 17.3% year‑on‑year uplift and is 28.7% above Q1 2020 levels. Al Raha Beach led the apartment market with price growth of 11% since H1 2024, followed by Al Saadiyat Island at 10%. Both locations epitomise the prime beachfront living available in Abu Dhabi, with Al Raha Beach also benefitting from its proximity to the leisure attractions of Yas Island. Over the long term, villas are the standout for value growth. Prices registered a 3.4% quarter-on-quarter rise in Q2, reaching AED 1,103 per sqft, representing a 42.3% uplift since Q1 2020. Villas on Al Saadiyat Island saw the strongest price appreciation, up 28% year-on-year, followed by Yas Island, where villas experienced a 22% increase. Faisal Durrani, Partner – Head of Research, MENA, said: 'Villas have continued to outperform over the past five years, delivering growth of 35%. In Abu Dhabi, villas make up 37.4% of the total supply pipeline, the rest is apartments. Based on current demand, which is heavily tipped in favour of villas, prices will likely continue outperforming apartments simply because there are not that many villas coming through. When you overlay average prices for villas which stand at around AED 1,100 psf, compared to double that level in Dubai, it is easy to understand why some buyers view Abu Dhabi as better value for money, which for some also offers a more family-friendly lifestyle.' FUTURE SUPPLY Supply struggled to keep pace with rising demand during the first half of the year, with residential transactions totalling AED 9 bn during H1 2025, 36% lower than H1 2024. 890 new residential units have been delivered in 2025, however, Knight Frank is tracking 33,074 homes currently under construction and scheduled for delivery by 2029. Apartments comprise 62% of this future supply pipeline. Yas Island, with its world-class theme parks and beach resorts, is the top location for new supply by some margin, with more than 8,000 units in the pipeline. It is followed by circa 3,000 units planned in the more traditional residential district of Al Shamkha. Meanwhile, new branded residences developed by Aldar for Mandarin Oriental and Nobu bolster the pipeline for Saadiyat Island. Will McKintosh, Regional Partner – Head of Residential, MENA, said: 'There is growing interest in Abu Dhabi from international buyers thanks to the emirate's excellent leisure and lifestyle amenities, and supportive business conditions, and we therefore expect strong uptake of the 33,000-plus new units coming to market between now and 2029. Our data shows that, of those surveyed, 7% of buyers are interested in off-plan homes, suggesting an increasing desire to purchase property that can be used immediately, whether as a primary residence or holiday home.' GLOBAL DEMAND Knight Frank's Destination Dubai 2025 report identified US$ 1.6 billion of private capital targeting residential real estate in Abu Dhabi, making it the UAE's second most popular destination for global wealth. Although short of the US$ 10.3 billion aimed at Dubai's residential market, the fact that average prices in Abu Dhabi (around 1,250 dirhams psf) are about 30% less than in Dubai make it a compelling option for investors and homebuyers alike. The report found that demand from global high-net-worth individuals (HNWIs) for residential real estate in Abu Dhabi is strengthening, with 19% looking to purchase a home in 2025, up from 14% last year. Demand is especially strong among those worth US$ 30-50 million, with some 75% of potential purchasers in this wealth bracket expressing a desire to own residential real estate, while 65% of individuals worth more than US$ 50 million are looking to purchase a home in Abu Dhabi. In terms of budgets, around 40% of individuals with private wealth of between US$ 1 million and US$ 5 million are looking to spend up to US$ 2million on a home in Abu Dhabi. Although a similar percentage of those worth more than US$ 20 million are looking to spend over US$ 80 million, unlike Dubai's super prime focus, the Abu Dhabi market is tilted more towards the lower to mid-range price bracket. Shehzad Jamal, Partner – Strategy & Consulting, MENA, said: 'Some 63% of global high-net-worth individuals interested in buying in Abu Dhabi are doing so for personal reasons; they intend to use the property as their main residence, or holiday home, or for retirement. The remaining 37% are investment-driven. For buyers who may have been priced out of Dubai, or who want to diversify their UAE portfolio, Abu Dhabi is increasingly attractive, with average residential prices growing by around 17% year-on-year.' To explore the data, read the full Abu Dhabi Residential Market Review. About Knight Frank: Knight Frank LLP is the leading independent global property consultancy. Headquartered in London, the Knight Frank network has 740+ offices across 50+ territories and more than 27,000 people. The Group advises clients ranging from individual owners and buyers to major developers, investors, and corporate tenants. For further information about the Firm, please visit In the MENA region, we have strategically positioned offices in key countries such as the United Arab Emirates, Saudi Arabia, Bahrain, Qatar, and Egypt. For the past 16 years, we have been offering integrated residential and commercial real estate services, including transactional support, consultancy, and management. Understanding the unique intricacies of local markets is at the core of what we do, we blend this understanding with our global resources to provide you with tailored solutions that meet your specific needs. At Knight Frank, excellence, innovation, and a genuine focus on our clients drives everything we do. We are not just consultants; we are trusted partners in property ready to support you on your real estate journey, no matter the scale of your endeavour. For all Media inquiries, please contact: Chloe Boston, Senior Communications Manager, Roni Tawfik, PR & Communications Specialist

News.com.au
24-06-2025
- Business
- News.com.au
Revealed: Australia's 50 supercharged suburbs for price growth
A suburb once written off is now Australia's hottest housing market, and the property rebound is only getting started. Frankston, in Melbourne's outer south, has topped a new list of Australia's 50 most 'supercharged' suburbs for price growth, with insiders warning buyers could soon be priced out if they hesitate. Hotspotting's Winter 2025 Price Predictor Index highlights suburbs showing surging sales activity, a leading indicator of future price growth. And it's not just Frankston making a move. Melbourne suburbs dominated the list with 18 entries, followed by strong results from the Gold Coast, Adelaide, Darwin and even Sydney's south. Melbourne Property Advocates director Simon Murphy said Frankston's transformation was 'just going gangbusters.' 'They're putting up big apartments, office buildings, the hospital's been redone … zoning's been upgraded to three, six storeys in some areas,' Mr Murphy said. 'They're really trying to make Frankston the place to be' Mr Murphy warned entry-level buyers were now struggling to get in. 'You really need a purchase price of $800,000 just to get a look into the market,' he said. 'Frankston North's always the first suburb to go up — and the first to go down — but this time, I think its price will soon catch Langwarrin.' Hotspotting founder Terry Ryder said Frankston's rise reflected a wider turnaround in Melbourne's outer zones. 'Frankston has gone from underperformer to frontrunner,' Mr Ryder said. 'Melbourne began recovering in late 2024 and the uplift has only accelerated this year.' Mr Murphy said demand was now flowing into Carrum Downs, Langwarrin and Werribee, which also made the list. 'Langwarrin's very family-focused. Carrum Downs has stigma but great value — four-bed homes on good land, double garages,' he said. 'Werribee's still under $600,000 and just 10 minutes further than Melton. It's still affordable.' In Sydney, Michelle May Buyers Agent director Michelle May said market momentum had shifted south to the St George and Bankstown corridors, areas now backed by Metro upgrades and comparative affordability. 'The migration from the east has gone to the inner west, and now the inner west demographic is moving down to St George and the Sutherland Shire,' Ms May said. 'We've been inundated with inquiry since Q4 2024. There's a lot of money still out there. 'Clearance rates hit 70 per cent here last weekend for the first time in ages — prices are going up.' But Ms May warned that supply remained tight — especially for downsizers — and three-bedroom apartments were in short supply. 'Downsizers are competing with young families for the same limited stock. They've got deeper pockets — and young families just can't compete,' she said. The Sydney buyers agent said Bankstown and Bexley, both on Hotspotting's list, were benefiting from transport links and better perceived value. 'Cross the Cooks River and you get green space, lifestyle and a 15-20 per cent discount on the inner west,' she said. On the Gold Coast, low stock levels and interstate demand are pushing prices north. Cohen Handler Associate Director Luke Serhan said listings were down up to 40 per cent year-on-year in some suburbs. 'Miami's still a bit undercooked compared to Mermaid Beach, but Elanora is taking off,' Mr Serhan said. 'Southport's been huge — it's central and getting a lot of movement. 'We're seeing so much buyer interest that anything that hits the market becomes competitive instantly.' Mr Serhan said confidence surged the weekend after recent rate cuts. 'Buyers are still picky because they've been used to choice, but I think FOMO is coming back. They'll soon have to buy what's available.' The Cohen Handler Associate Director said lifestyle remained the Gold Coast's trump card. 'People are choosing proximity to the beach over the metro lifestyle of Brisbane. We're even seeing Brissie locals relocating here,' South Australia also made a strong showing, with 11 suburbs and towns on the list including Ingle Farm and Christies Beach. Lands Real Estate's Matthew Lipari said Ingle Farm had seen sales rise steadily over 18 months. 'It's in high demand right now because of its price point and development over the past decade,' Mr Lipari said. He said the demographic was changing quickly. 'Older vendors who've lived here 20, 30, 40 years are selling to younger buyers. But even some developers are being priced out — we've seen buyers miss out multiple times at opens and auctions.' Mr Ryder said Adelaide remained one of Australia's most consistent growth cities. 'It's been rising longer than any other and continues to deliver,' he said. The surprise twist in this quarter's index was Darwin, with 92 per cent of suburbs now ranked as rising and none in decline. Hotspotting General Manager Tim Graham said the comeback was real. 'Six months ago we said Darwin was about to boom, and the numbers have proven it,' he said. With national buyer activity rising and listings still tight, experts say the window for bargain buys is closing. 'People are realising the market isn't going to come to them,' Mr Murphy said. 'They're jumping back in, and they're bringing competition.' HOTSPOTTING'S TOP 50 SUBURBS FOR CAPITAL GROWTH Suburb Name LGA Property Type Somerton Park Holdfast Bay HOUSE Frankston Frankston HOUSE Wollongong Wollongong UNIT Buderim Sunshine Coast HOUSE Rosebery (NT) Palmerston HOUSE Lake Albert (NSW) Wagga Wagga HOUSE Miami Gold Coast UNIT Port Pirie South Port Pirie HOUSE Werribee Wyndham HOUSE Glenorchy (Tas.) Glenorchy HOUSE Modbury Tea Tree Gully HOUSE Hawthorn East Boroondara HOUSE Norlane Greater Geelong HOUSE Prospect (SA) Prospect HOUSE Little Mountain Sunshine Coast HOUSE Seaton (SA) Charles Sturt HOUSE Christies Beach Onkaparinga HOUSE Runaway Bay Gold Coast UNIT Point Vernon Fraser Coast HOUSE Surfers Paradise Gold Coast UNIT Ascot Vale Moonee Valley HOUSE Encounter Bay Victor Harbor HOUSE Kingston (ACT) Unincorporated ACT UNIT Manor Lakes Wyndham HOUSE Dandenong Greater Dandenong HOUSE Beveridge Mitchell HOUSE Port Augusta Port Augusta HOUSE Sanctuary Point Shoalhaven HOUSE Ingle Farm Salisbury HOUSE Dandenong North Greater Dandenong HOUSE Mermaid Beach Gold Coast UNIT Seaford (Vic.) Frankston HOUSE Meadow Springs Mandurah HOUSE North Melbourne Melbourne UNIT Munno Para West Playford HOUSE Darwin City Darwin UNIT Port Lincoln Port Lincoln HOUSE Clyde (Vic.) Casey HOUSE Taree Mid-Coast HOUSE Port Melbourne Melbourne UNIT Carlton (Vic.) Melbourne UNIT Armstrong Creek (Vic.) Greater Geelong HOUSE Langwarrin Frankston HOUSE Baulkham Hills The Hills Shire HOUSE Carrum Downs Frankston HOUSE Bellamack Palmerston HOUSE Port Macquarie Port Macquarie-Hastings UNIT Mooroolbark Yarra Ranges HOUSE Ryde Ryde UNIT


Daily Telegraph
21-06-2025
- Business
- Daily Telegraph
NSW suburbs that outperform top super fund
NSW homeowners in over 200 suburbs could be building retirement wealth faster than their super fund, new research reveals. Comparison site Finder has revealed how Australia's super funds compared to that of property price growth over the past ten years. The research found that a shocking 23 per cent – equivalent to around 4.6 million people – said they didn't have enough money in their super fund or other investments to get by in retirement. Australian Retirement Trust's super savings high growth fund had the highest returns, with a 8.79 per cent annual 10 year return, yet there were over 200 suburbs in NSW that out performed that. Houses in Millfield, Lockhart, Brunswick Heads and Clareville were among the top performers, growing by an average of 11-16 per cent annually over the past 10 years. MORE: 'They're off': $962m king's look into real estate woes Retired publican lists $12m apartment How you can save this end of financial year The average 10-year performance across all super funds is 5.7 per cent a year, according to Finder, while Sydney's 10 year annual compound property growth rate was 6.4 per cent. Finders money expert Richard Whitten said the more attention you give your superannuation now, the better off you'll be. 'It's truly a shame to reach retirement age only to find you have 'too little too late.' You can avoid this by taking proactive steps to engage with your super as soon as possible,' he said. He added that to have a comfortable retirement, a single person might need around $595,000 in their super by 67. 'Many Australians are still well below the amounts suggested for a comfortable retirement, making proactive engagement even more critical.' Ben Kingsley, managing director of Empower Wealth Advisory and co-author of 'How to retire on $3,000 a week,' said your return on investment could be higher with property, but warned there were always risks involved. 'If you're going to invest in property you don't want to be speculating, you want to be investing for the decades, not the short period of time,' he said. MORE: Singles face impossible property reality 'One of the advantages of investing in property is it isn't locked away until you're in your 60s. It gives you the ability to leverage from those returns, to accelerate some growth in further returns – use the proceeds or equity to add to your initial property portfolio, which is something to consider.' '(Super) is a sort of set and forget for most Australians, with property when you do have ownership you have control, you can tinker with the property itself you can add value to the property,' he added. He noted it was important to diversify when it came to setting up for retirement. 'You can't save your way to retirement, you need to put your money to work, whether that's additional contributions to super, or investing in shares or property, you're better off starting to think about it in your 30s,' he said. Canstar's director of data insights, Sally Tindall, said Aussie's shouldn't be choosing between a healthy super amount and a property, but should aim to invest in both. 'It comes down to personal preference, but open your mind to achieving both. Don't put all your eggs in one basket,' she said. 'It's not a simple comparison and there's a multitude of factors, there's tax implications on both sides, and whether you're purchasing as an investor or an owner-occupier,' she said. Recent Labor government tax changes, which apply an additional 15 per cent tax on earnings for super balances exceeding $3 million, would affect an estimated 80,000 Australians (0.5% of super account holders). MORE: Rare backyard find that can kill you 'It will be interesting to see how that plays out over time, as the government has said that $3m won't be indexed, which could then start to impact many more people in many years to come as the number of people with that sum starts to increase, so that's another factor in the equation.' With the super guarantee increasing to 12 per cent on July 1, Ms Tindall said this may encourage some people to take the property route, knowing their employee is contributing more to their super. 'It's also not just the super vs. mortgage, there are plenty of other things like shares people could be putting their money into. It's important to understand what the mix is and understand the pros and cons and the sacrifice you might have to make, as well as the benefits you can get from each one.' MORE: New builds vanish amid loan slump TOP 20 NSW GROWTH SUBURBS OVER 10 YEAR AVERAGE

News.com.au
21-06-2025
- Business
- News.com.au
NSW suburbs that outperform top super fund
NSW homeowners in over 200 suburbs could be building retirement wealth faster than their super fund, new research reveals. Comparison site Finder has revealed how Australia's super funds compared to that of property price growth over the past ten years. The research found that a shocking 23 per cent – equivalent to around 4.6 million people – said they didn't have enough money in their super fund or other investments to get by in retirement. Australian Retirement Trust's super savings high growth fund had the highest returns, with a 8.79 per cent annual 10 year return, yet there were over 200 suburbs in NSW that out performed that. Houses in Millfield, Lockhart, Brunswick Heads and Clareville were among the top performers, growing by an average of 11-16 per cent annually over the past 10 years. MORE: 'They're off': $962m king's look into real estate woes The average 10-year performance across all super funds is 5.7 per cent a year, according to Finder, while Sydney's 10 year annual compound property growth rate was 6.4 per cent. Finders money expert Richard Whitten said the more attention you give your superannuation now, the better off you'll be. 'It's truly a shame to reach retirement age only to find you have 'too little too late.' You can avoid this by taking proactive steps to engage with your super as soon as possible,' he said. He added that to have a comfortable retirement, a single person might need around $595,000 in their super by 67. 'Many Australians are still well below the amounts suggested for a comfortable retirement, making proactive engagement even more critical.' Ben Kingsley, managing director of Empower Wealth Advisory and co-author of 'How to retire on $3,000 a week,' said your return on investment could be higher with property, but warned there were always risks involved. 'If you're going to invest in property you don't want to be speculating, you want to be investing for the decades, not the short period of time,' he said. MORE: Singles face impossible property reality 'One of the advantages of investing in property is it isn't locked away until you're in your 60s. It gives you the ability to leverage from those returns, to accelerate some growth in further returns – use the proceeds or equity to add to your initial property portfolio, which is something to consider.' '(Super) is a sort of set and forget for most Australians, with property when you do have ownership you have control, you can tinker with the property itself you can add value to the property,' he added. He noted it was important to diversify when it came to setting up for retirement. 'You can't save your way to retirement, you need to put your money to work, whether that's additional contributions to super, or investing in shares or property, you're better off starting to think about it in your 30s,' he said. Canstar's director of data insights, Sally Tindall, said Aussie's shouldn't be choosing between a healthy super amount and a property, but should aim to invest in both. 'It comes down to personal preference, but open your mind to achieving both. Don't put all your eggs in one basket,' she said. 'It's not a simple comparison and there's a multitude of factors, there's tax implications on both sides, and whether you're purchasing as an investor or an owner-occupier,' she said. Recent Labor government tax changes, which apply an additional 15 per cent tax on earnings for super balances exceeding $3 million, would affect an estimated 80,000 Australians (0.5% of super account holders). MORE: Rare backyard find that can kill you 'It will be interesting to see how that plays out over time, as the government has said that $3m won't be indexed, which could then start to impact many more people in many years to come as the number of people with that sum starts to increase, so that's another factor in the equation.' With the super guarantee increasing to 12 per cent on July 1, Ms Tindall said this may encourage some people to take the property route, knowing their employee is contributing more to their super. 'It's also not just the super vs. mortgage, there are plenty of other things like shares people could be putting their money into. It's important to understand what the mix is and understand the pros and cons and the sacrifice you might have to make, as well as the benefits you can get from each one.' TOP 20 NSW GROWTH SUBURBS OVER 10 YEAR AVERAGE SUBURB REGION PROPERTY TYPE Annual Change in Median Price 10 years Thurgoona Murray Unit 19.2 Millfield Hunter Valley exc Newcastle House 16.1 Lockhart Riverina House 14.2 Casuarina Richmond – Tweed Unit 13.7 Jindabyne Capital Region Unit 13.1 South Kempsey Mid North Coast House 13 Brunswick Heads Richmond – Tweed House 12.6 Murwillumbah Richmond – Tweed Unit 12.1 Denhams Beach Capital Region House 12 Bombala Capital Region House 11.9 Fishermans Paradise Southern Highlands and Shoalhaven House 11.8 Harden Capital Region House 11.7 Clareville Sydney – Northern Beaches House 11.7 Jindabyne Capital Region House 11.6 Bogangar Richmond – Tweed House 11.6 Horsley Park Sydney – South West House 11.6 Berridale Capital Region House 11.5 Coal Point Newcastle and Lake Macquarie House 11.5 Kandos Central West House 11.5 Gundagai Riverina House 11.4