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8 Strategies for Paying Rent When You're Unemployed
8 Strategies for Paying Rent When You're Unemployed

Associated Press

time5 days ago

  • Business
  • Associated Press

8 Strategies for Paying Rent When You're Unemployed

NEW YORK, NY / ACCESS Newswire / August 7, 2025 / Losing a job can be scary - especially when rent is due. Rent is usually the biggest monthly expense, and not having money in the bank can create a lot of stress. But even if you're out of work, there are still steps you can take to stay on track. One option some people explore is rent loans, but it's important to look at all options available to you, too. From talking to your landlord to finding emergency help, knowing where to turn can make a big difference. Whether you're waiting on unemployment benefits or just need a little extra time to get back on your feet, there are resources and ideas that can help you avoid falling behind. Here are eight strategies you can use to pay rent while you're unemployed: 1. Use your emergency savings If you've built up an emergency fund, now is the time to use it. Emergency savings are meant for tough times like these. Even a few hundred dollars can go a long way toward covering part of your rent. Make sure you keep track of what you're spending so you don't run out of funds too quickly. 2. Apply for unemployment benefits Unemployment benefits can replace some of your income. To qualify for benefits, many states require that you earn a minimum amount within the last 12-24 months, worked consistently for the last 12-24 months and are actively looking for a new job. The process may take a little time, but once approved, the money could help you keep up with your rent. 3. Talk to your landlord Let your landlord know what's going on before you miss a payment. Some landlords would rather work with you than go through the trouble of eviction or finding a new tenant. You may be able to set up a payment plan, delay your due date or avoid late fees for a short time. 4. Get help from family or friends It can feel uncomfortable, but asking for help from loved ones is nothing to be ashamed of. Many people have gone through hard times and may be willing to help if they have the means. You might offer to repay them later or help out in other ways - like babysitting, driving them to appointments or helping around the house. 5. Look into rental assistance programs Some local and state-level government programs and non-profit organizations offer help with rent or other bills to qualifying renters who are in need of assistance. Non-profits like 211 may also offer emergency rental help. 6. Sell items you don't need If you have items you no longer use - like electronics, furniture or clothes - consider selling them. Sites like Facebook Marketplace or eBay can help you advertise items for sale. The money you make might be enough to cover part of your rent or buy you more time to find a job. 7. Use rent loans carefully A rent loan is a type of personal loan that some people use when they need help paying rent. You borrow money and typically pay it back in equal payments each month. Each payment goes toward the amount you borrowed (it's called principal) and the extra cost the lender charges for borrowing (this is called interest). If you go this route, shop around for the best terms and only borrow the amount you truly need. Personal loans for rent can help in some cases, but it's important to make sure you can afford the payments. 8. Budget for your new situation When money is tight, making a new budget is key. Write down all your monthly bills and income, even if it's just from unemployment or small jobs. See where you can cut back - like eating at home, pausing subscriptions or using public transportation. Strategizing can help you make ends meet when unemployed Being unemployed is tough, but there are ways to keep your housing stable while you figure things out. Take things one day at a time and remember - you're not in it alone. Celebrate small wins, like sending in a job application or cutting back on spending. With patience and support, you'll find your way forward. SPONSORED CONTENT CONTACT: Sonakshi Murze Manager [email protected] SOURCE: OneMain Financial press release

Mamdani reveals in resurfaced video how one of his 'greatest victories' benefitted illegal immigrants
Mamdani reveals in resurfaced video how one of his 'greatest victories' benefitted illegal immigrants

Fox News

time31-07-2025

  • Politics
  • Fox News

Mamdani reveals in resurfaced video how one of his 'greatest victories' benefitted illegal immigrants

FIRST ON FOX: New York City socialist mayoral candidate Zohran Mamdani, in a resurfaced interview, explained that one of his "greatest victories" as a lawmaker was securing taxpayer funding for unemployment benefits to illegal immigrants. "When I think of the greatest victories in Albany this year, I think the excluded workers fund, a fund that was created for undocumented workers who were locked out of unemployment at the federal level and at the state level," Mamdani told SAAG Interactive in June 2021 as an assemblyman from Queens. "And what this fund would do is provide some modicum of relief. And this fund was won in many ways because of the pressure brought by those that the state doesn't even recognize, the state does not even see," Mamdani continued. "Without the pressure from those individuals, members of the state would never have taken this action because nothing happens because of benevolence, it happens because of pressure, as you know, and these workers made that very clear in the way that they organized and the victories they won." On Mamdani's campaign website, his stated platform suggests he will continue to promote legislation benefitting illegal immigrants in the nation's largest city. "Donald Trump is tearing at the fabric of New York City in his second term," the website states. "He has deployed ICE agents to pluck New Yorkers from their families. He has sent already-high prices skyrocketing with tariffs. And he has threatened vital social services that working New Yorkers rely on every day. Zohran Mamdani will fight Trump's attempts to gouge the working class, and deliver a city where everyone can afford a dignified life. He'll ensure our immigrant New Yorkers are protected by strengthening our sanctuary city apparatus: getting ICE out of all City facilities and ending any cooperation, increasing legal support, and protecting all personal data." Fox News Digital reached out to the Mamdani campaign for comment. Mamdani recently faced backlash from Immigration and Customs Enforcement (ICE) for his failure to speak out in the wake of a shooting of a Customs and Border Protection officer in a New York City park. "His silence in the face of this brutal attack speaks volumes about where his priorities lie, and it's not with public safety and the American people," acting ICE Director Todd Lyons told Fox News Digital. In the same interview with SAAG interactive, Fox News Digital previously reported that Mamdani told the interviewer about his commitment to BDS sanctions against Israel and highlighted his social media history condemning Israel.

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